<SEC-DOCUMENT>0001624809-22-000003.txt : 20220701 <SEC-HEADER>0001624809-22-000003.hdr.sgml : 20220701 <ACCEPTANCE-DATETIME>20220701083725 ACCESSION NUMBER: 0001624809-22-000003 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20220630 FILED AS OF DATE: 20220701 DATE AS OF CHANGE: 20220701 EFFECTIVENESS DATE: 20220701 FILER: COMPANY DATA: COMPANY CONFORMED NAME: EisnerAmper Wealth Management Corporate Benefits, LLC CENTRAL INDEX KEY: 0001624809 IRS NUMBER: 223655451 STATE OF INCORPORATION: NJ FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-16347 FILM NUMBER: 221059718 BUSINESS ADDRESS: STREET 1: 111 WOOD AVE S. STREET 2: SUITE 110 CITY: ISELIN STATE: NJ ZIP: 08830 BUSINESS PHONE: 908-429-0025 MAIL ADDRESS: STREET 1: 111 WOOD AVE S. STREET 2: SUITE 110 CITY: ISELIN STATE: NJ ZIP: 08830 </SEC-HEADER> <DOCUMENT> <TYPE>13F-HR <SEQUENCE>1 <FILENAME>primary_doc.xml <TEXT> <XML> <?xml version="1.0" encoding="UTF-8"?> <edgarSubmission xmlns="http://www.sec.gov/edgar/thirteenffiler" xmlns:com="http://www.sec.gov/edgar/common"> <headerData> <submissionType>13F-HR</submissionType> <filerInfo> <liveTestFlag>LIVE</liveTestFlag> <flags> <confirmingCopyFlag>false</confirmingCopyFlag> <returnCopyFlag>false</returnCopyFlag> <overrideInternetFlag>false</overrideInternetFlag> </flags> <filer> <credentials> <cik>0001624809</cik> <ccc>XXXXXXXX</ccc> </credentials> </filer> <periodOfReport>06-30-2022</periodOfReport> </filerInfo> </headerData> <formData> <coverPage> <reportCalendarOrQuarter>06-30-2022</reportCalendarOrQuarter> <filingManager> <name>EisnerAmper Wealth Management Corporate Benefits, LLC</name> <address> <com:street1>111 WOOD AVE S.</com:street1> <com:street2>SUITE 110</com:street2> <com:city>ISELIN</com:city> <com:stateOrCountry>NJ</com:stateOrCountry> <com:zipCode>08830</com:zipCode> </address> </filingManager> <reportType>13F HOLDINGS REPORT</reportType> <form13FFileNumber>028-16347</form13FFileNumber> <provideInfoForInstruction5>N</provideInfoForInstruction5> </coverPage> <signatureBlock> <name>Steven Wang</name> <title>Senior Manager</title> <phone>908-429-0025</phone> <signature>Steven Wang</signature> <city>Iselin</city> <stateOrCountry>NJ</stateOrCountry> <signatureDate>07-01-2022</signatureDate> </signatureBlock> <summaryPage> <otherIncludedManagersCount>0</otherIncludedManagersCount> <tableEntryTotal>43</tableEntryTotal> <tableValueTotal>188297</tableValueTotal> <isConfidentialOmitted>false</isConfidentialOmitted> </summaryPage> </formData> </edgarSubmission> </XML> </TEXT> </DOCUMENT> <DOCUMENT> <TYPE>INFORMATION TABLE <SEQUENCE>2 <FILENAME>13F06302022.xml <TEXT> <XML> <?xml version="1.0" encoding="UTF-8" standalone="yes"?> <ns1:informationTable xmlns:ns1="http://www.sec.gov/edgar/document/thirteenf/informationtable"> <ns1:infoTable> <ns1:nameOfIssuer>ISHARES S&P 500 GROWTH ETF</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>464287309</ns1:cusip> <ns1:value>22797</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>377748</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>377748</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>VANGUARD FTSE DEVELOPED MARKETS ETF</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>921943858</ns1:cusip> <ns1:value>14776</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>362162</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>362162</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>WISDOMTREE EMERGING MARKETS SMALLCAP DIVIDEND FUND</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>97717W281</ns1:cusip> <ns1:value>13105</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>293566</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>293566</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>SPDR S&P DIVIDEND ETF</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>78464A763</ns1:cusip> <ns1:value>13046</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>109913</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>109913</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>WISDOMTREE U.S. SMALLCAP DIVIDEND FUND</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>97717W604</ns1:cusip> <ns1:value>12247</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>433992</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>433992</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>VANGUARD HIGH DIVIDEND YIELD ETF</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>921946406</ns1:cusip> <ns1:value>11626</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>114320</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>114320</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>WISDOMTREE FLOATING RATE TREASURY FUND</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>97717Y527</ns1:cusip> <ns1:value>11033</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>219222</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>219222</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>WISDOMTREE U.S. QUALITY DIVIDEND GROWTH FUND</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>97717X669</ns1:cusip> <ns1:value>10556</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>184192</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>184192</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>VANGUARD SHORT-TERM BOND INDEX FUND</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>921937827</ns1:cusip> <ns1:value>6391</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>83221</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>83221</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>SPDR BLOOMBERG HIGH YIELD BOND ETF</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>78468R622</ns1:cusip> <ns1:value>6062</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>66830</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>66830</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>VANECK SHORT MUNI ETF</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>92189F528</ns1:cusip> <ns1:value>5336</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>312036</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>312036</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>VANGUARD DIVIDEND APPRECIATION INDEX FUND</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>921908844</ns1:cusip> <ns1:value>5280</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>36802</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>36802</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>WISDOMTREE U.S. MIDCAP DIVIDEND FUND</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>97717W505</ns1:cusip> <ns1:value>4673</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>119888</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>119888</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>INVESCO EMERGING MARKETS SOVEREIGN DEBT ETF</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>46138E784</ns1:cusip> <ns1:value>4031</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>217516</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>217516</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>VANGUARD INTERMEDIATE-TERM BOND INDEX FUND</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>921937819</ns1:cusip> <ns1:value>3693</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>47562</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>47562</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>VANGUARD SMALL-CAP GROWTH INDEX FUND</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>922908595</ns1:cusip> <ns1:value>3191</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>16197</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>16197</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>ISHARES MORNINGSTAR SMALL-CAP VALUE ETF</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>464288703</ns1:cusip> <ns1:value>3055</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>60721</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>60721</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>ISHARES NATIONAL MUNI BOND ETF</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>464288414</ns1:cusip> <ns1:value>2989</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>28103</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>28103</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>ISHARES CORE S&P 500 ETF</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>464287200</ns1:cusip> <ns1:value>2985</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>7874</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>7874</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>ISHARES RUSSELL 1000 GROWTH ETF</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>464287614</ns1:cusip> <ns1:value>2976</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>13607</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>13607</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>ISHARES U.S. TREASURY BOND ETF</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>46429B267</ns1:cusip> <ns1:value>2958</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>123775</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>123775</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>ISHARES 0-5 YEAR TIPS BOND ETF</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>46429B747</ns1:cusip> <ns1:value>2909</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>28676</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>28676</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>SPDR S&P 600 SMALL CAP GROWTH ETF</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>78464A201</ns1:cusip> <ns1:value>2799</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>39706</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>39706</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>ISHARES RUSSELL MID-CAP GROWTH ETF</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>464287481</ns1:cusip> <ns1:value>2551</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>32204</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>32204</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>INVESCO OPTIMUM YIELD DIVERSIFIED COMMODITY STRATEGY NOA K-1A ETF</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>46090F100</ns1:cusip> <ns1:value>2478</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>137356</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>137356</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>SPDR GOLD MINISHARES TRUST</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>98149E303</ns1:cusip> <ns1:value>2468</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>68782</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>68782</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>SPDR PORTFOLIO TIPS ETF</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>78464A656</ns1:cusip> <ns1:value>2027</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>73647</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>73647</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>INVESCO S&P MIDCAP 400 PURE GROWTH ETF</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>46137V217</ns1:cusip> <ns1:value>2000</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>12258</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>12258</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>INVESCO DYNAMIC LARGE CAP VALUE ETF</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>46137V738</ns1:cusip> <ns1:value>1651</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>37824</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>37824</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>72201R833</ns1:cusip> <ns1:value>1314</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>13260</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>13260</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>GOLDMAN SACHS ACCESS TREASURY 0-1 YEAR ETF</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>381430529</ns1:cusip> <ns1:value>953</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>9549</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>9549</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>ISHARES MSCI EAFE ETF</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>464287465</ns1:cusip> <ns1:value>777</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>12439</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>12439</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>ISHARES TIPS BOND ETF</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>464287176</ns1:cusip> <ns1:value>479</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>4204</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>4204</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>ISHARES CORE U.S. AGGREGATE BOND ETF</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>464287226</ns1:cusip> <ns1:value>445</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>4377</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>4377</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>ISHARES RUSSELL MID-CAP VALUE ETF</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>464287473</ns1:cusip> <ns1:value>396</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>3900</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>3900</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>JPMORGAN ULTRA-SHORT INCOME ETF</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>46641Q837</ns1:cusip> <ns1:value>377</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>7528</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>7528</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>VANGUARD SMALL-CAP VALUE INDEX FUND</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>922908611</ns1:cusip> <ns1:value>315</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>2101</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>2101</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>SPDR S&P 500 ETF</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>78462F103</ns1:cusip> <ns1:value>301</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>797</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>797</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>WISDOMTREE INTERNATIONAL HEDGED QUALITY DIVIDEND GROWTH FUND</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>97717X594</ns1:cusip> <ns1:value>295</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>7890</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>7890</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>464288513</ns1:cusip> <ns1:value>266</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>3614</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>3614</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>ISHARES MSCI EMERGING MARKETS ETF</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>464287234</ns1:cusip> <ns1:value>252</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>6294</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>6294</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>ISHARES 3-7 YEAR TREASURY BOND ETF</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>464288661</ns1:cusip> <ns1:value>222</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>1861</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>1861</ns1:None> </ns1:votingAuthority> </ns1:infoTable> <ns1:infoTable> <ns1:nameOfIssuer>ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF</ns1:nameOfIssuer> <ns1:titleOfClass>ETF</ns1:titleOfClass> <ns1:cusip>46434V407</ns1:cusip> <ns1:value>216</ns1:value> <ns1:shrsOrPrnAmt> <ns1:sshPrnamt>5326</ns1:sshPrnamt> <ns1:sshPrnamtType>SH</ns1:sshPrnamtType> </ns1:shrsOrPrnAmt> <ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion> <ns1:votingAuthority> <ns1:Sole>0</ns1:Sole> <ns1:Shared>0</ns1:Shared> <ns1:None>5326</ns1:None> </ns1:votingAuthority> </ns1:infoTable> </ns1:informationTable> </XML> </TEXT> </DOCUMENT> </SEC-DOCUMENT>