The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
180 DEGREE CAP CORP COM NEW 68235B208   1,987,585 468,770 SH   SOLE   451,669 0 17,101
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   25,749,981 1,002,335 SH   SOLE   933,822 0 68,513
ISHARES TR CORE S&P500 ETF 464287200   2,280,915 5,311 SH   SOLE   4,018 0 1,293
ISHARES TR CORE S&P TTL STK 464287150   1,240,577 13,171 SH   SOLE   13,171 0 0
ISHARES TR CORE US AGGBD ET 464287226   971,058 10,326 SH   SOLE   10,326 0 0
ISHARES TR S&P SML 600 GWT 464287887   817,641 7,455 SH   SOLE   6,780 0 675
ISHARES TR CORE S&P MCP ETF 464287507   485,984 1,949 SH   SOLE   1,949 0 0
ISHARES TR SELECT DIVID ETF 464287168   346,313 3,217 SH   SOLE   3,217 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   294,717 1,108 SH   SOLE   641 0 467
PIMCO EQUITY SER RAFI DYN MULTI 72202L371   23,461,872 867,352 SH   SOLE   672,871 0 194,481
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   45,525,966 899,723 SH   SOLE   713,844 0 185,879
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   42,857,312 1,261,994 SH   SOLE   1,169,660 0 92,334
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   19,461,185 287,547 SH   SOLE   239,993 0 47,554
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   11,394,370 161,028 SH   SOLE   145,787 0 15,241
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   4,799,262 148,814 SH   SOLE   140,145 0 8,669
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,592,555 52,007 SH   SOLE   51,977 0 30
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   2,337,315 48,755 SH   SOLE   45,132 0 3,623
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   444,389 9,279 SH   SOLE   9,279 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   434,649 9,827 SH   SOLE   9,827 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   344,541 4,738 SH   SOLE   2,696 0 2,042
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   362,122 2,249 SH   SOLE   2,249 0 0
SPDR INDEX SHS FDS ASIA PACIF ETF 78463X301   6,091,933 62,646 SH   SOLE   48,047 0 14,599
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475   1,940,887 38,441 SH   SOLE   34,058 0 4,383
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   1,023,806 41,133 SH   SOLE   28,281 0 12,852
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   324,737 11,144 SH   SOLE   8,928 0 2,216
SPDR SER TR S&P 600 SMCP GRW 78464A201   6,018,204 82,137 SH   SOLE   62,312 0 19,825
SPDR SER TR PORTFOLIO S&P500 78464A854   827,582 16,466 SH   SOLE   12,876 0 3,590
SPDR SER TR PORTFOLIO S&P400 78464A847   683,869 15,617 SH   SOLE   14,006 0 1,611
SPDR SER TR PRTFLO S&P500 HI 78468R788   440,024 12,547 SH   SOLE   12,386 0 161
SPDR SER TR PRTFLO S&P500 GW 78464A409   250,741 4,230 SH   SOLE   3,556 0 674
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   201,316 2,885 SH   SOLE   0 0 2,885
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   529,383 11,068 SH   SOLE   11,068 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   734,606 1,871 SH   SOLE   1,681 0 190
VANGUARD INDEX FDS TOTAL STK MKT 922908769   209,662 987 SH   SOLE   644 0 343
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   17,771,086 375,869 SH   SOLE   325,790 0 50,079
VANGUARD WORLD FDS INF TECH ETF 92204A702   620,276 1,495 SH   SOLE   1,495 0 0
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   318,598 1,634 SH   SOLE   1,634 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   295,195 1,256 SH   SOLE   1,256 0 0