The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 16,131 286,672 SH   SOLE   286,672 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 13,217 442,499 SH   SOLE   442,499 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 13,113 229,804 SH   SOLE   229,804 0 0
RYDEX ETF TRUST GUG S&P500 PU GR 78355W403 9,730 108,500 SH   SOLE   108,500 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 8,310 175,583 SH   SOLE   175,583 0 0
MCCORMICK & CO INC COM NON VTG 579780206 7,520 77,084 SH   OTR   77,084 0 0
ISHARES TR CORE S&P500 ETF 464287200 5,252 22,134 SH   SOLE   22,134 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 4,837 201,775 SH   SOLE   201,775 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 4,116 76,781 SH   SOLE   76,781 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 3,915 77,578 SH   SOLE   77,578 0 0
APPLE INC COM 037833100 3,869 26,929 SH   OTR   26,929 0 0
HONDA MOTOR LTD AMERN SHS 438128308 2,999 99,117 SH   SOLE   99,117 0 0
ISHARES TR CORE US AGGBD ET 464287226 2,744 25,296 SH   SOLE   25,296 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 2,743 87,546 SH   SOLE   87,546 0 0
PATRICK INDS INC COM 703343103 2,228 31,424 SH   OTR   31,424 0 0
ISHARES TR CORE S&P TTL STK 464287150 1,945 35,992 SH   SOLE   35,992 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,889 15,571 SH   SOLE   15,571 0 0
ISHARES SILVER TRUST ISHARES 46428Q109 1,885 109,262 SH   SOLE   109,262 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 1,864 55,156 SH   SOLE   55,156 0 0
HAWAIIAN HOLDINGS INC COM 419879101 1,825 39,292 SH   SOLE   39,292 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,819 40,801 SH   SOLE   40,801 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,801 15,823 SH   SOLE   15,823 0 0
VANGUARD INTL EQUITY IND ALLWRLD EX US 922042775 1,799 37,605 SH   SOLE   37,605 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,594 30,783 SH   SOLE   30,783 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,515 10,882 SH   SOLE   10,882 0 0
180 DEGREE CAP CORP COM 68235B109 1,459 1,006,082 SH   SOLE   1,006,082 0 0
ISHARES GLB SILV MIN ETF 464286327 1,459 125,303 SH   SOLE   125,303 0 0
ALLY FINL INC COM 02005N100 1,412 69,449 SH   SOLE   69,449 0 0
PNC FINL SVCS GROUP INC COM 693475105 1,391 11,567 SH   OTR   11,567 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 1,354 36,212 SH   SOLE   36,212 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 1,317 38,604 SH   SOLE   38,604 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,292 31,693 SH   SOLE   31,693 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 1,249 26,523 SH   SOLE   26,523 0 0
MCDONALDS CORP COM 580135101 1,236 9,539 SH   SOLE   9,539 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,163 18,463 SH   SOLE   18,463 0 0
EXXON MOBIL CORP COM 30231G102 1,078 13,142 SH   OTR   13,142 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 1,017 18,780 SH   SOLE   18,780 0 0
SUPREME INDS INC CL A 868607102 894 44,114 SH   OTR   44,114 0 0
SPDR SER TR NUVEEN BRC MUNIC 78468R721 888 18,538 SH   SOLE   18,538 0 0
AT&T INC COM 00206R102 861 20,721 SH   OTR   20,721 0 0
VANGUARD SCOTTSDALE FDS SHTRM GVT BD ETF 92206C102 859 14,127 SH   SOLE   14,127 0 0
MICROSOFT CORP COM 594918104 852 12,929 SH   OTR   12,929 0 0
AERIE PHARMACEUTICALS IN COM 00771V108 839 18,500 SH   OTR   18,500 0 0
LOCKHEED MARTIN CORP COM 539830109 828 3,093 SH   OTR   3,093 0 0
VANGUARD INTL EQUITY IND FTSE EMR MKT ETF 922042858 822 20,701 SH   SOLE   20,701 0 0
HP INC COM 40434L105 769 43,019 SH   OTR   43,019 0 0
ISHARES TR EAFE SML CP ETF 464288273 713 13,168 SH   SOLE   13,168 0 0
VANGUARD TAX MANAGED INT FTSE DEV MKT ETF 921943858 684 17,396 SH   SOLE   17,396 0 0
SPDR SER TR NUVEEN BLMBRG SR 78468R739 664 13,717 SH   SOLE   13,717 0 0
VANGUARD SCOTTSDALE FDS INT-TERM GOV 92206C706 658 10,225 SH   SOLE   10,225 0 0
ISHARES TR TIPS BD ETF 464287176 653 5,696 SH   SOLE   5,696 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 651 18,759 SH   SOLE   18,759 0 0
KIMBERLY CLARK CORP COM 494368103 613 4,655 SH   OTR   4,655 0 0
ACNB CORP COM 000868109 598 20,735 SH   OTR   20,735 0 0
ISHARES TR CORE MSCITOTAL 46432F834 561 10,252 SH   SOLE   10,252 0 0
VERIZON COMMUNICATIONS I COM 92343V104 548 11,242 SH   OTR   11,242 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 500 3,749 SH   SOLE   3,749 0 0
BERKSHIRE HATHAWAY INC D CL B NEW 084670702 484 2,905 SH   OTR   2,905 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 463 8,345 SH   SOLE   8,345 0 0
M & T BK CORP COM 55261F104 446 2,883 SH   OTR   2,883 0 0
GENERAL ELECTRIC CO COM 369604103 391 13,106 SH   OTR   13,106 0 0
PROCTER AND GAMBLE CO COM 742718109 383 4,264 SH   OTR   4,264 0 0
SCHLUMBERGER LTD COM 806857108 369 4,722 SH   OTR   4,722 0 0
ISHARES TR CORE S&P MCP ETF 464287507 367 2,146 SH   SOLE   2,146 0 0
JPMORGAN CHASE & CO COM 46625H100 354 4,031 SH   OTR   4,031 0 0
WALGREENS BOOTS ALLIANCE COM 931427108 350 4,213 SH   OTR   4,213 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 342 12,959 SH   SOLE   12,959 0 0
REPUBLIC SVCS INC COM 760759100 324 5,166 SH   OTR   5,166 0 0
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 322 7,087 SH   SOLE   7,087 0 0
FASTENAL CO COM 311900104 317 6,162 SH   OTR   6,162 0 0
CSX CORP COM 126408103 314 6,750 SH   OTR   6,750 0 0
ISHARES TR CORE S&P US ETF 464287671 301 6,488 SH   SOLE   6,488 0 0
CHEVRON CORP NEW COM 166764100 283 2,634 SH   OTR   2,634 0 0
ISHARES TR US TREASURY ETF 46429B267 279 11,122 SH   SOLE   11,122 0 0
JOHNSON & JOHNSON COM 478160104 267 2,147 SH   OTR   2,147 0 0
FACEBOOK INC CL A 30303M102 249 1,750 SH   OTR   1,750 0 0
EXELON CORP COM 30161N101 244 6,777 SH   SOLE   6,777 0 0
COMCAST CORP NEW CL A 20030N101 239 6,370 SH   OTR   6,370 0 0
ELLIS PERRY INTL INC COM 288853104 229 10,661 SH   OTR   10,661 0 0
GRAMERCY PPTY TR COM NEW 385002308 225 8,558 SH   OTR   8,558 0 0
ALPHABET INC CAP STK CL C 02079K107 215 259 SH   OTR   259 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 203 6,631 SH   SOLE   6,631 0 0
ISHARES TR CORE S&P SCP ETF 464287804 201 2,905 SH   SOLE   2,905 0 0
AES CORP COM 00130H105 128 11,425 SH   OTR   11,425 0 0