The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
WISDOMTREE TR GLB EQTY INC FD 97717W877 13,629 307,451 SH   SOLE   307,451 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 8,707 160,174 SH   SOLE   160,174 0 0
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 6,881 282,945 SH   SOLE   282,945 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 6,645 131,631 SH   SOLE   131,631 0 0
ISHARES SILVER TRUST ISHARES 46428Q109 6,529 409,886 SH   SOLE   409,886 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 6,140 142,289 SH   SOLE   142,289 0 0
MCCORMICK & CO INC COM NON VTG 579780206 6,054 78,506 SH   OTR   78,506 0 0
HARRIS & HARRIS GROUP INC COM 413833104 4,783 1,552,922 SH   SOLE   1,552,922 0 0
BRADY CORP CL A 104674106 4,707 166,392 SH   SOLE   166,392 0 0
ISHARES GL CLEAN ENE ETF 464288224 4,285 361,355 SH   SOLE   361,355 0 0
ALLEGHENY TECHNOLOGIES IN COM 01741R102 4,070 135,627 SH   SOLE   135,627 0 0
ISHARES TR CORE S&P500 ETF 464287200 3,427 16,492 SH   SOLE   16,492 0 0
HONDA MOTOR LTD AMERN SHS 438128308 3,393 103,564 SH   SOLE   103,564 0 0
ITRON INC COM 465741106 3,369 92,281 SH   SOLE   92,281 0 0
MARKET VECTORS ETF TR NATURAL RES ETF 57060U795 3,276 99,171 SH   SOLE   99,171 0 0
PEABODY ENERGY CORP COM 704549104 2,912 591,805 SH   SOLE   591,805 0 0
CAMPBELL SOUP CO COM 134429109 2,694 57,876 SH   SOLE   57,876 0 0
HEWLETT PACKARD CO COM 428236103 2,591 83,141 SH   SOLE   83,141 0 0
APPLE INC COM 037833100 2,036 16,365 SH   OTR   16,365 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,981 65,532 SH   SOLE   65,532 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,927 47,511 SH   SOLE   47,511 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 1,752 35,268 SH   SOLE   35,268 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,075 7,074 SH   SOLE   7,074 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 976 18,443 SH   SOLE   18,443 0 0
PNC FINL SVCS GROUP INC COM 693475105 954 10,233 SH   OTR   10,233 0 0
MCDONALDS CORP COM 580135101 929 9,530 SH   OTR   9,530 0 0
ISHARES TR CORE US TR BD 46429B267 865 33,879 SH   SOLE   33,879 0 0
FEDERAL REALTY INVT TR SH BEN INT NEW 313747206 761 5,172 PRN   SOLE   5,172 0 0
ISHARES NAT AMT FREE BD 464288414 672 6,074 SH   SOLE   6,074 0 0
VANGUARD SCOTTSDALE FDS INT-TERM GOV 92206C706 661 10,106 SH   SOLE   10,106 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 588 22,106 SH   SOLE   22,106 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 583 11,487 SH   SOLE   11,487 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 569 5,306 SH   SOLE   5,306 0 0
UNDER ARMOUR INC CL A 904311107 512 6,344 SH   OTR   6,344 0 0
ISHARES TR CORE US AGGBD ET 464287226 511 4,590 SH   SOLE   4,590 0 0
KIMBERLY CLARK CORP COM 494368103 499 4,655 SH   OTR   4,655 0 0
VERIZON COMMUNICATIONS IN COM 92343V104 491 10,102 SH   OTR   10,102 0 0
AT&T INC COM 00206R102 476 14,567 SH   OTR   14,567 0 0
M & T BK CORP COM 55261F104 470 3,698 SH   OTR   3,698 0 0
SCHLUMBERGER LTD COM 806857108 453 5,428 SH   OTR   5,428 0 0
ACNB CORP COM 000868109 406 20,201 SH   OTR   20,201 0 0
EXXON MOBIL CORP COM 30231G102 394 4,639 SH   OTR   4,639 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 391 7,113 SH   SOLE   7,113 0 0
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 374 3,492 SH   SOLE   3,492 0 0
WALGREENS BOOTS ALLIANCE COM 931427108 365 4,305 SH   OTR   4,305 0 0
GENERAL ELECTRIC CO COM 369604103 346 13,926 SH   OTR   13,926 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 312 10,039 SH   SOLE   10,039 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 272 3,539 SH   OTR   3,539 0 0
JPMORGAN CHASE & CO COM 46625H100 259 4,277 SH   SOLE   4,277 0 0
VANGUARD SCOTTSDALE FDS SHTRM GVT BD ETF 92206C102 251 4,104 SH   SOLE   4,104 0 0
ISHARES TR CORE S&P TTL STK 464287150 248 2,617 SH   SOLE   2,617 0 0
EXELON CORP COM 30161N101 239 7,126 SH   OTR   7,126 0 0
VANGUARD INDEX FDS REIT ETF 922908553 233 2,764 SH   SOLE   2,764 0 0
BERKSHIRE HATHAWAY A 100TH CL A 084670108 218 100 SH   OTR   100 0 0
ISHARES TR TIPS BD ETF 464287176 204 1,800 SH   SOLE   1,800 0 0
PROCTER & GAMBLE CO COM 742718109 200 2,446 SH   OTR   2,446 0 0