Note 7 - Loans and the Allowance for Loan Losses - (Tables)

12 Months Ended

Dec. 31, 2018

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	December 31,
	2018			2017
	(Dollars in thousands)
Real estate loans:
Construction and land	$	211,054		$	143,535
Farmland		45,989			10,480
1-4 family residential		270,583			157,505
Multi-family residential		39,273			20,717
Nonfarm nonresidential		518,660			337,699
Commercial		363,640			254,427
Consumer		79,270			50,921
Total loans held for investment		1,528,469			975,284
Less:
Allowance for loan losses		(11,220	)		(8,765	)
Net loans	$	1,517,249		$	966,519

Allowance for Credit Losses on Financing Receivables [Table Text Block]

	December 31, 2018
	(Dollars in thousands)
	Real Estate:					Real Estate:			Real Estate:		Real Estate:
	Construction			Real Estate:		1-4 Family			Multi-family		Nonfarm
	and Land			Farmland		Residential			Residential		Nonresidential		Commercial		Consumer			Total
Allowance for credit losses:
Beginning Balance	$	1,421		$	76	$	1,284		$	144	$	2,323	$	3,147	$	370		$	8,765
Charge-offs		(90	)		-		(294	)		-		-		-		(88	)		(472	)
Recoveries		398			-		18			-		13		28		80			537
Provision		(139	)		28		530			92		379		1,278		222			2,390
Ending Balance	$	1,590		$	104	$	1,538		$	236	$	2,715	$	4,453	$	584		$	11,220
Ending Balance:
Individually evaluated for impairment	$	-		$	-	$	96		$	-	$	47	$	1,112	$	25		$	1,280
Collectively evaluated for impairment	$	1,590		$	104	$	1,442		$	236	$	2,668	$	3,341	$	559		$	9,940
Purchased Credit Impaired (1)	$	-		$	-	$	-		$	-	$	-	$	-	$	-		$	-
Loans receivable:
Ending Balance	$	211,054		$	45,989	$	270,583		$	39,273	$	518,660	$	363,640	$	79,270		$	1,528,469
Ending Balance:
Individually evaluated for impairment	$	32		$	112	$	2,728		$	-	$	4,155	$	5,208	$	125		$	12,360
Collectively evaluated for impairment	$	211,022		$	45,713	$	267,761		$	39,273	$	507,506	$	354,985	$	79,145		$	1,505,405
Purchased Credit Impaired (1)	$	-		$	164	$	94		$	-	$	6,999	$	3,447	$	-		$	10,704

	December 31, 2017
	(Dollars in thousands)
	Real Estate:					Real Estate:			Real Estate:			Real Estate:
	Construction			Real Estate:		1-4 Family			Multi-family			Nonfarm
	and Land			Farmland		Residential			Residential			Nonresidential			Commercial			Consumer			Total
Allowance for credit losses:
Beginning balance	$	933		$	75	$	1,228		$	172		$	2,314		$	3,039		$	401		$	8,162
Charge-offs		(2	)		-		(184	)		-			(617	)		(2,945	)		(36	)		(3,784	)
Recoveries		1			-		48			-			23			40			38			150
Provision		489			1		192			(28	)		603			3,013			(33	)		4,237
Ending Balance	$	1,421		$	76	$	1,284		$	144		$	2,323		$	3,147		$	370		$	8,765
Ending Balance:
Individually evaluated for impairment	$	36		$	-	$	125		$	-		$	46		$	329		$	-		$	536
Collectively evaluated for impairment	$	1,385		$	76	$	1,125		$	144		$	2,277		$	2,818		$	370		$	8,195
Purchased Credit Impaired (1)	$	-		$	-	$	34		$	-		$	-		$	-		$	-		$	34
Loans receivable:
Ending Balance	$	143,535		$	10,480	$	157,505		$	20,717		$	337,699		$	254,427		$	50,921		$	975,284
Ending Balance:
Individually evaluated for impairment	$	92		$	-	$	2,817		$	-		$	5,831		$	4,268		$	441		$	13,449
Collectively evaluated for impairment	$	143,443		$	10,480	$	154,480		$	20,717		$	331,380		$	250,159		$	50,480		$	961,139
Purchased Credit Impaired (1)	$	-		$	-	$	208		$	-		$	488		$	-		$	-		$	696

Financing Receivable Credit Quality Indicators [Table Text Block]

	December 31, 2018
	Pass		Special Mention		Substandard		Doubtful		Total
	(Dollars in thousands)
Real Estate Loans:
Construction and land	$	209,027	$	718	$	1,277	$	32	$	211,054
Farmland		45,563		153		161		112		45,989
1-4 family residential		260,325		4,601		2,929		2,728		270,583
Multi-family residential		39,237		-		36		-		39,273
Nonfarm nonresidential		494,698		14,421		3,510		6,031		518,660
Commercial		347,839		5,690		7,448		2,663		363,640
Consumer		77,731		1,180		234		125		79,270
Total	$	1,474,420	$	26,763	$	15,595	$	11,691	$	1,528,469

	December 31, 2017
	Pass		Special Mention		Substandard		Doubtful		Total
	(Dollars in thousands)
Real Estate Loans:
Construction and land	$	141,128	$	1,953	$	362	$	92	$	143,535
Farmland		10,480		-		-		-		10,480
1-4 family residential		148,845		4,657		1,574		2,429		157,505
Multi-family residential		20,677		-		40		-		20,717
Nonfarm nonresidential		325,216		4,861		1,687		5,935		337,699
Commercial		228,157		20,681		1,951		3,638		254,427
Consumer		49,787		672		21		441		50,921
Total	$	924,290	$	32,824	$	5,635	$	12,535	$	975,284

Past Due Financing Receivables [Table Text Block]

	December 31, 2018
	(Dollars in thousands)
													Recorded
					Greater								Investment Over
	30-59 Days		60-89 Days		Than 90 Days		Total				Total Loans		90 Days Past Due
	Past Due		Past Due		Past Due		Past Due		Current		Receivable		and Still Accruing
Real Estate Loans:
Construction and land	$	325	$	13	$	89	$	427	$	210,627	$	211,054	$	60
Farmland		-		96		-		96		45,893		45,989		-
1-4 family residential		1,596		588		1,400		3,584		266,999		270,583		270
Multi-family residential		36		-		-		36		39,237		39,273		-
Nonfarm nonresidential		2,437		-		3,967		6,404		512,256		518,660		450
Commercial		328		287		3,241		3,856		359,784		363,640		1,038
Consumer		237		89		106		432		78,838		79,270		58
Total	$	4,959	$	1,073	$	8,803	$	14,835	$	1,513,634	$	1,528,469	$	1,876

	December 31, 2017
	(Dollars in thousands)
													Recorded
					Greater								Investment Over
	30-59 Days		60-89 Days		Than 90 Days		Total				Total Loans		90 Days Past Due
	Past Due		Past Due		Past Due		Past Due		Current		Receivable		and Still Accruing
Real Estate Loans:
Construction and land	$	-	$	-	$	91	$	91	$	143,444	$	143,535	$	-
Farmland		-		-		-		-		10,480		10,480		-
1-4 family residential		470		319		939		1,728		155,777		157,505		73
Multi-family residential		-		-		-		-		20,717		20,717		-
Nonfarm nonresidential		2,344		103		3,329		5,776		331,923		337,699		-
Commercial		-		-		3,274		3,274		251,153		254,427		59
Consumer		6		-		367		373		50,548		50,921		-
Total	$	2,820	$	422	$	8,000	$	11,242	$	964,042	$	975,284	$	132

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

	December 31,
	2018		2017
	(Dollars in thousands)
Real Estate Loans:
Construction and land	$	32	$	92
Farmland		112		-
1-4 family residential		2,728		2,429
Multi-family residential		-		-
Nonfarm nonresidential		6,031		5,935
Commercial		2,663		3,638
Consumer		125		441
Total	$	11,691	$	12,535

Impaired Financing Receivables [Table Text Block]

	December 31, 2018
	(Dollars in thousands)
			Unpaid				Average
	Recorded		Principal		Related		Recorded
	Investment		Balance		Allowance		Investment
With an allowance recorded:
Real Estate Loans:
Construction and land	$	-	$	-	$	-	$	22
Farmland		-		-		-		-
1-4 family residential		363		451		96		303
Multi-family residential		-		-		-		-
Nonfarm nonresidential		447		501		47		367
Other Loans:
Commercial		1,883		2,935		1,112		547
Consumer		25		25		25		2
Total	$	2,718	$	3,912	$	1,280	$	1,241
With no allowance recorded:
Real Estate Loans:
Construction and land	$	32	$	56	$	-	$	15
Farmland		112		193		-		9
1-4 family residential		2,365		3,975		-		2,708
Multi-family residential		-		-		-		-
Nonfarm nonresidential		3,708		3,833		-		5,240
Other Loans:
Commercial		3,325		4,198		-		5,350
Consumer		100		144		-		261
Total	$	9,642	$	12,399	$	-	$	13,583
Total Impaired Loans:
Real Estate Loans:
Construction and land	$	32	$	56	$	-	$	37
Farmland		112		193		-		9
1-4 family residential		2,728		4,426		96		3,011
Multi-family residential		-		-		-		-
Nonfarm nonresidential		4,155		4,334		47		5,607
Other Loans:
Commercial		5,208		7,133		1,112		5,897
Consumer		125		169		25		263
Total	$	12,360	$	16,311	$	1,280	$	14,824

	December 31, 2017
	(Dollars in thousands)
			Unpaid				Average
	Recorded		Principal		Related		Recorded
	Investment		Balance		Allowance		Investment
With an allowance recorded:
Real Estate Loans:
Construction and land	$	90	$	90	$	36	$	74
Farmland		-		-		-		-
1-4 family residential		491		540		125		787
Multi-family residential		-		-		-		-
Nonfarm nonresidential		316		341		46		462
Other Loans:
Commercial		539		572		329		502
Consumer		-		-		-		5
Total	$	1,436	$	1,543	$	536	$	1,830
With no allowance recorded:
Real Estate Loans:
Construction and land	$	3	$	9	$	-	$	44
Farmland		-		-		-		-
1-4 family residential		2,325		2,744		-		2,188
Multi-family residential		-		-		-		-
Nonfarm nonresidential		5,515		5,653		-		3,402
Other Loans:
Commercial		3,729		5,581		-		5,898
Consumer		441		472		-		243
Total	$	12,013	$	14,459	$	-	$	11,775
Total Impaired Loans:
Real Estate Loans:
Construction and land	$	93	$	99	$	36	$	118
Farmland		-		-		-		-
1-4 family residential		2,816		3,284		125		2,975
Multi-family residential		-		-		-		-
Nonfarm nonresidential		5,831		5,994		46		3,864
Other Loans:
Commercial		4,268		6,153		329		6,400
Consumer		441		472		-		248
Total	$	13,449	$	16,002	$	536	$	13,605

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Carrying Amount, Net [Table Text Block]

	Purchased
	Impaired Credits
	(Dollars in thousands)
Carrying amount - December 31, 2016	$	1,776
Payments received, net of discounts realized		(924	)
Purchased impaired credit participation interest sales proceeds, net of discount realized		511
Charge-offs		(667	)
Carrying amount - December 31, 2017		696
Carrying amount of purchased impaired credits acquired in MBI acquisition		5,798
Carrying amount of purchased impaired credits acquired in RSBI acquisition		4,533
Payments received, net of discounts realized		(507	)
Purchased impaired credit participation interest sales proceeds, net of discount realized		210
Charge-offs		(26	)
Carrying amount - December 31, 2018	$	10,704

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

Modifications as of December 31, 2018:
			Pre-Modification		Post-Modification
	Number		Outstanding		Outstanding
	of		Recorded		Recorded
	Contracts		Investment		Investment
	(Dollars in thousands)
Troubled Debt Restructuring
Real Estate Loans:
1-4 family residential		1	$	-	$	-
Nonfarm nonresidential		3		2,412		2,308
Other Loans:
Commercial		6		5,914		3,512
Total		10	$	8,326	$	5,820

Modifications as of December 31, 2017:
			Pre-Modification		Post-Modification
	Number		Outstanding		Outstanding
	of		Recorded		Recorded
	Contracts		Investment		Investment
	(Dollars in thousands)
Troubled Debt Restructuring
Real Estate Loans:
1-4 family residential		2	$	703	$	455
Other Loans:
Commercial		4		4,498		2,605
Total		6	$	5,201	$	3,060