The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 1,059 325 SH   SOLE   0 0 325
APPLE INC COM 037833100 3,710 27,959 SH   SOLE   0 0 27,959
AT&T INC COM 00206R102 866 30,115 SH   SOLE   0 0 30,115
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 523 2,255 SH   SOLE   0 0 2,255
BK OF AMERICA CORP COM 060505104 279 9,205 SH   SOLE   0 0 9,205
CHEVRON CORP NEW COM 166764100 207 2,449 SH   SOLE   0 0 2,449
CISCO SYS INC COM 17275R102 268 5,992 SH   SOLE   0 0 5,992
COCA COLA CONS INC COM 191098102 432 7,883 SH   SOLE   0 0 7,883
COLGATE PALMOLIVE CO COM 194162103 352 4,118 SH   SOLE   0 0 4,118
DISNEY WALT CO COM 254687106 435 2,399 SH   SOLE   0 0 2,399
FACEBOOK INC CL A 30303M102 344 1,261 SH   SOLE   0 0 1,261
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 10,084 349,642 SH   SOLE   0 0 349,642
INVESCO EXCH TRADED FD TR II FNDMNTL HY CRP 46138E719 12,311 633,270 SH   SOLE   0 0 633,270
ISHARES INC CORE MSCI EMKT 46434G103 385 6,166 SH   SOLE   0 0 6,166
ISHARES TR 0-5YR HI YL CP 46434V407 3,869 85,139 SH   SOLE   0 0 85,139
ISHARES TR CORE MSCI EAFE 46432F842 956 13,806 SH   SOLE   0 0 13,806
ISHARES TR CORE S&P MCP ETF 464287507 237 1,023 SH   SOLE   0 0 1,023
ISHARES TR CORE S&P SCP ETF 464287804 307 3,314 SH   SOLE   0 0 3,314
ISHARES TR CORE S&P500 ETF 464287200 847 2,246 SH   SOLE   0 0 2,246
ISHARES TR CORE US AGGBD ET 464287226 830 7,026 SH   SOLE   0 0 7,026
ISHARES TR FLTG RATE NT ETF 46429B655 4,888 96,363 SH   SOLE   0 0 96,363
ISHARES TR IBOXX HI YD ETF 464288513 1,592 18,231 SH   SOLE   0 0 18,231
ISHARES TR IBOXX INV CP ETF 464287242 616 4,462 SH   SOLE   0 0 4,462
ISHARES TR JPMORGAN USD EMG 464288281 4,241 36,591 SH   SOLE   0 0 36,591
ISHARES TR NATIONAL MUN ETF 464288414 2,726 23,263 SH   SOLE   0 0 23,263
ISHARES TR RUS 1000 GRW ETF 464287614 1,654 6,861 SH   SOLE   0 0 6,861
ISHARES TR RUS 1000 VAL ETF 464287598 359 2,626 SH   SOLE   0 0 2,626
ISHARES TR RUSSELL 1000 US 46435G169 215 1,015 SH   SOLE   0 0 1,015
JOHNSON & JOHNSON COM 478160104 950 6,038 SH   SOLE   0 0 6,038
JPMORGAN CHASE & CO COM 46625H100 1,125 8,857 SH   SOLE   0 0 8,857
LAS VEGAS SANDS CORP COM 517834107 377 6,325 SH   SOLE   0 0 6,325
MERCK & CO. INC COM 58933Y105 755 9,229 SH   SOLE   0 0 9,229
MICROSOFT CORP COM 594918104 937 4,215 SH   SOLE   0 0 4,215
NEXTERA ENERGY INC COM 65339F101 256 3,313 SH   SOLE   0 0 3,313
PIMCO ETF TR INV GRD CRP BD 72201R817 10,372 88,592 SH   SOLE   0 0 88,592
RESTAURANT BRANDS INTL INC COM 76131D103 283 35,300 SH   SOLE   0 0 35,300
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 11,779 384,320 SH   SOLE   0 0 384,320
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 16,938 470,363 SH   SOLE   0 0 470,363
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 2,423 47,148 SH   SOLE   0 0 47,148
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 28,594 510,328 SH   SOLE   0 0 510,328
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 6,738 74,054 SH   SOLE   0 0 74,054
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,188 18,523 SH   SOLE   0 0 18,523
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,729 13,464 SH   SOLE   0 0 13,464
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 492 8,272 SH   SOLE   0 0 8,272
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 37,724 414,772 SH   SOLE   0 0 414,772
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 10,291 150,941 SH   SOLE   0 0 150,941
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 8,624 96,898 SH   SOLE   0 0 96,898
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 4,253 126,011 SH   SOLE   0 0 126,011
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,880 68,310 SH   SOLE   0 0 68,310
SPDR SER TR BLOMBERG BRC INV 78468R200 15,573 509,091 SH   SOLE   0 0 509,091
SPDR SER TR NUVEEN BRC MUNIC 78468R721 7,711 146,912 SH   SOLE   0 0 146,912
SPDR SER TR PORTFOLI S&P1500 78464A805 1,372 29,759 SH   SOLE   0 0 29,759
SPDR SER TR PORTFOLIO AGRGTE 78464A649 8,710 282,898 SH   SOLE   0 0 282,898
SPDR SER TR PORTFOLIO INTRMD 78464A375 2,986 80,323 SH   SOLE   0 0 80,323
SPDR SER TR PORTFOLIO S&P400 78464A847 2,145 53,097 SH   SOLE   0 0 53,097
SPDR SER TR PORTFOLIO S&P500 78464A854 8,092 184,073 SH   SOLE   0 0 184,073
SPDR SER TR PORTFOLIO S&P600 78468R853 1,816 50,739 SH   SOLE   0 0 50,739
SPDR SER TR PORTFOLIO SHORT 78464A474 521 16,962 SH   SOLE   0 0 16,962
SPDR SER TR PRTFLO S&P500 HI 78468R788 292 8,852 SH   SOLE   0 0 8,852
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 220 4,462 SH   SOLE   0 0 4,462
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 330 5,655 SH   SOLE   0 0 5,655
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 222 4,439 SH   SOLE   0 0 4,439
VERIZON COMMUNICATIONS INC COM 92343V104 315 5,361 SH   SOLE   0 0 5,361
WISDOMTREE TR YIELD ENHANCD US 97717X511 217 4,050 SH   SOLE   0 0 4,050