The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 542 172 SH   SOLE   0 0 172
APPLE INC COM 037833100 3,392 29,288 SH   SOLE   0 0 29,288
AT&T INC COM 00206R102 786 27,583 SH   SOLE   0 0 27,583
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 580 2,725 SH   SOLE   0 0 2,725
BK OF AMERICA CORP COM 060505104 219 9,080 SH   SOLE   0 0 9,080
COCA COLA CONS INC COM 191098102 389 7,883 SH   SOLE   0 0 7,883
COLGATE PALMOLIVE CO COM 194162103 298 3,867 SH   SOLE   0 0 3,867
FACEBOOK INC CL A 30303M102 353 1,347 SH   SOLE   0 0 1,347
INVESCO EXCH TRADED FD TR II FNDMNTL HY CRP 46138E719 11,647 628,207 SH   SOLE   0 0 628,207
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 9,060 334,057 SH   SOLE   0 0 334,057
ISHARES INC CORE MSCI EMKT 46434G103 576 10,823 SH   SOLE   0 0 10,823
ISHARES TR CORE MSCI EAFE 46432F842 1,177 19,453 SH   SOLE   0 0 19,453
ISHARES TR IBOXX HI YD ETF 464288513 1,902 22,661 SH   SOLE   0 0 22,661
ISHARES TR RUS 1000 VAL ETF 464287598 310 2,626 SH   SOLE   0 0 2,626
ISHARES TR CORE S&P500 ETF 464287200 935 2,745 SH   SOLE   0 0 2,745
ISHARES TR MSCI USA VALUE 46432F388 415 4,000 SH   SOLE   0 0 4,000
ISHARES TR RUS 1000 GRW ETF 464287614 1,488 6,861 SH   SOLE   0 0 6,861
ISHARES TR CORE US AGGBD ET 464287226 919 7,784 SH   SOLE   0 0 7,784
ISHARES TR NATIONAL MUN ETF 464288414 2,620 22,599 SH   SOLE   0 0 22,599
ISHARES TR IBOXX INV CP ETF 464287242 797 5,912 SH   SOLE   0 0 5,912
ISHARES TR CORE S&P MCP ETF 464287507 328 1,744 SH   SOLE   0 0 1,744
ISHARES TR 0-5YR HI YL CP 46434V407 3,541 80,571 SH   SOLE   0 0 80,571
ISHARES TR FLTG RATE NT ETF 46429B655 4,360 85,956 SH   SOLE   0 0 85,956
ISHARES TR CORE S&P SCP ETF 464287804 339 4,776 SH   SOLE   0 0 4,776
ISHARES TR JPMORGAN USD EMG 464288281 4,390 39,585 SH   SOLE   0 0 39,585
JOHNSON & JOHNSON COM 478160104 766 5,147 SH   SOLE   0 0 5,147
JPMORGAN CHASE & CO COM 46625H100 991 10,291 SH   SOLE   0 0 10,291
MERCK & CO. INC COM 58933Y105 766 9,229 SH   SOLE   0 0 9,229
MICROSOFT CORP COM 594918104 849 4,039 SH   SOLE   0 0 4,039
NEXTERA ENERGY INC COM 65339F101 227 817 SH   SOLE   0 0 817
PIMCO ETF TR INV GRD CRP BD 72201R817 10,675 93,106 SH   SOLE   0 0 93,106
RESTAURANT BRANDS INTL INC COM 76131D103 275 35,300 SH   SOLE   0 0 35,300
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 34,240 424,651 SH   SOLE   0 0 424,651
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,080 19,532 SH   SOLE   0 0 19,532
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 27,992 499,153 SH   SOLE   0 0 499,153
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 6,020 75,585 SH   SOLE   0 0 75,585
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,334 11,584 SH   SOLE   0 0 11,584
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 432 8,272 SH   SOLE   0 0 8,272
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 2,358 45,791 SH   SOLE   0 0 45,791
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 8,295 149,521 SH   SOLE   0 0 149,521
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 9,699 362,438 SH   SOLE   0 0 362,438
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 6,447 94,371 SH   SOLE   0 0 94,371
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 15,366 489,358 SH   SOLE   0 0 489,358
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,409 65,898 SH   SOLE   0 0 65,898
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 3,922 134,032 SH   SOLE   0 0 134,032
SPDR SER TR PORTFOLIO SHORT 78464A474 494 16,107 SH   SOLE   0 0 16,107
SPDR SER TR BLOMBERG BRC INV 78468R200 14,662 479,473 SH   SOLE   0 0 479,473
SPDR SER TR PRTFLO S&P500 HI 78468R788 225 8,197 SH   SOLE   0 0 8,197
SPDR SER TR PORTFOLI S&P1500 78464A805 1,250 30,570 SH   SOLE   0 0 30,570
SPDR SER TR PORTFOLIO INTRMD 78464A375 2,974 80,899 SH   SOLE   0 0 80,899
SPDR SER TR PORTFOLIO S&P500 78464A854 7,503 190,683 SH   SOLE   0 0 190,683
SPDR SER TR PORTFOLIO AGRGTE 78464A649 7,964 258,494 SH   SOLE   0 0 258,494
SPDR SER TR PORTFOLIO S&P600 78468R853 1,426 52,069 SH   SOLE   0 0 52,069
SPDR SER TR NUVEEN BRC MUNIC 78468R721 7,975 153,576 SH   SOLE   0 0 153,576
SPDR SER TR PORTFOLIO S&P400 78464A847 1,723 52,799 SH   SOLE   0 0 52,799
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 220 4,462 SH   SOLE   0 0 4,462
STONECO LTD COM CL A G85158106 212 4,000 SH   SOLE   0 0 4,000
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 315 6,249 SH   SOLE   0 0 6,249
VERIZON COMMUNICATIONS INC COM 92343V104 239 4,025 SH   SOLE   0 0 4,025
WISDOMTREE TR YIELD ENHANCD US 97717X511 218 4,050 SH   SOLE   0 0 4,050