The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories COM 002824100 301 2,763 SH   SOLE   2,763 0 0
AbbVie Inc COM 00287Y109 272 3,105 SH   SOLE   3,105 0 0
Advanced Micro COM 007903107 250 3,044 SH   SOLE   3,044 0 0
Agilent Technologies Inc COM 00846U101 337 3,341 SH   SOLE   3,341 0 0
Air Products & Chemicals Inc COM 009158106 462 1,551 SH   SOLE   1,551 0 0
Alibaba Group Holding Ltd SPONSORED ADS 01609W102 333 1,132 SH   SOLE   1,132 0 0
Alphabet Inc Cap Stk Cl C CL C 02079K107 686 467 SH   SOLE   467 0 0
Amazon.com Inc COM 023135106 3,693 1,173 SH   SOLE   1,173 0 0
American Express Co COM 025816109 270 2,697 SH   SOLE   2,697 0 0
American River Bankshares COM 029326105 212 21,240 SH   SOLE   21,240 0 0
American States Water Co COM 029899101 268 3,572 SH   SOLE   3,572 0 0
Amgen Inc COM 031162100 528 2,076 SH   SOLE   2,076 0 0
Apple Inc COM 037833100 13,037 112,577 SH   SOLE   112,577 0 0
At&T Inc COM 00206R102 957 33,585 SH   SOLE   33,585 0 0
Azek Co Inc CL A 05478C105 219 6,300 SH   SOLE   6,300 0 0
Bank of America Corporation COM 060505104 402 16,669 SH   SOLE   16,669 0 0
Bank of Commerce Holdings Inc COM 06424J103 146 20,972 SH   SOLE   20,972 0 0
Beacon Roofing Supply Inc COM 073685109 625 20,128 SH   SOLE   20,128 0 0
Berkshire Hathaway Cl B CL B 084670702 2,851 13,390 SH   SOLE   13,390 0 0
Boston Beer Co Inc CL A 100557107 353 400 SH   SOLE   400 0 0
Bristol-Myers Squibb Company COM 110122108 283 4,699 SH   SOLE   4,699 0 0
Caredx Inc COM 14167L103 283 7,451 SH   SOLE   7,451 0 0
Caterpillar Inc COM 149123101 855 5,733 SH   SOLE   5,733 0 0
Cathay General Bancorp COM 149150104 319 14,692 SH   SOLE   14,692 0 0
Cedar Fair LP DEPOSITRY UNIT 150185106 870 31,000 SH   SOLE   31,000 0 0
Chevron Corp COM 166764100 844 11,716 SH   SOLE   11,716 0 0
Consolidated Edison Inc COM 209115104 402 5,170 SH   SOLE   5,170 0 0
Costco Wholesale Corp COM 22160K105 1,235 3,478 SH   SOLE   3,478 0 0
Curtiss Wright Corp COM 231561101 1,886 20,219 SH   SOLE   20,219 0 0
Dow Chemical Co COM 260543103 245 5,202 SH   SOLE   5,202 0 0
DTE Energy Holding Co COM 233331107 269 2,334 SH   SOLE   2,334 0 0
Duke Energy Corporation COM 26441C204 1,098 12,401 SH   SOLE   12,401 0 0
Eagle Materials Inc COM 26969P108 1,227 14,210 SH   SOLE   14,210 0 0
Ensign Group Inc COM 29358P101 267 4,687 SH   SOLE   4,687 0 0
Entergy Corp COM 29364G103 719 7,300 SH   SOLE   7,300 0 0
Exxon Mobil Corporation COM 30231G102 618 17,987 SH   SOLE   17,987 0 0
Facebook Inc CL A 30303M102 499 1,905 SH   SOLE   1,905 0 0
Fidelity National Information Services Inc COM 31620M106 314 2,135 SH   SOLE   2,135 0 0
First Trust TCW Opportunistic Fixed Income ETF TCW OPPORTUNIS 33740F805 5,412 98,351 SH   SOLE   98,351 0 0
Ford Motor Co COM 345370860 110 16,458 SH   SOLE   16,458 0 0
General Electric Co COM 369604103 293 47,084 SH   SOLE   47,084 0 0
Hewlett Packard Enterprises COM 42824C109 112 11,944 SH   SOLE   11,944 0 0
Home Depot Inc COM 437076102 880 3,168 SH   SOLE   3,168 0 0
Hp Inc COM 40434L105 240 12,615 SH   SOLE   12,615 0 0
Intel Corp COM 458140100 1,624 31,370 SH   SOLE   31,370 0 0
International Business Machines Corp COM 459200101 337 2,769 SH   SOLE   2,769 0 0
Invesco S&P 500 BuyWrite ETF S&P500 BUY WRT 46137V399 3,068 160,284 SH   SOLE   160,284 0 0
iShares Cohen & Steers REIT COHEN STEER REIT 464287564 1,477 14,475 SH   SOLE   14,475 0 0
Ishares Core Russell Us CORE S&P US VLU 464287663 4,272 78,681 SH   SOLE   78,681 0 0
iShares Core S&P Total US Stock Mkt ETF 464287150 4,842 64,137 SH   SOLE   64,137 0 0
iShares Core S&P US Growth ETF CORE S&P US GWT 464287671 2,475 30,944 SH   SOLE   30,944 0 0
Ishares Tr S&P Smallcap ETF 464287804 208 2,964 SH   SOLE   2,964 0 0
J P Morgan Exchange-Traded Fd Tr Ultra-Short Incom ETF 46641Q837 98,657 1,942,249 SH   SOLE   1,942,249 0 0
Johnson & Johnson COM 478160104 844 5,669 SH   SOLE   5,669 0 0
JPMorgan Chase & Co COM 46625H100 1,941 20,167 SH   SOLE   20,167 0 0
Livongo Health Inc Com COM 539183103 539 3,845 SH   SOLE   3,845 0 0
Merck & Co Inc COM 58933Y105 563 6,781 SH   SOLE   6,781 0 0
Microsoft Corp COM 594918104 1,672 7,951 SH   SOLE   7,951 0 0
Nelnet Inc CL A 64031N108 932 15,473 SH   SOLE   15,473 0 0
Netflix Inc COM 64110L106 202 404 SH   SOLE   404 0 0
NVIDIA Corp COM 67066G104 307 568 SH   SOLE   568 0 0
PepsiCo Inc COM 713448108 261 1,880 SH   SOLE   1,880 0 0
Pfizer Inc COM 717081103 374 10,195 SH   SOLE   10,195 0 0
PowerShares QQQ ETF ETF 73935A104 928 3,341 SH   SOLE   3,341 0 0
Procter & Gamble Co COM 742718109 3,756 27,026 SH   SOLE   27,026 0 0
Qualcomm Inc COM 747525103 419 3,563 SH   SOLE   3,563 0 0
S&P 500 INDEX - iSHARES ETF 464287200 85,021 252,994 SH   SOLE   252,994 0 0
Salesforce.com Inc COM 79466L302 727 2,891 SH   SOLE   2,891 0 0
Sempra Energy COM 816851109 1,164 9,832 SH   SOLE   9,832 0 0
Senseonics Hldgs Inc Com COM 81727U105 9 22,000 SH   SOLE   22,000 0 0
Shopify Inc CL A 82509L107 272 266 SH   SOLE   266 0 0
Siteone Landscape Su COM 82982L103 559 4,580 SH   SOLE   4,580 0 0
SPDR ICE BOFAML PORTFOLIO SMAL L CAP ETF ETF 78468R853 1,635 59,729 SH   SOLE   59,729 0 0
SPDR Barclays High Yield Bond ETF ETF 78464A417 207 1,985 SH   SOLE   1,985 0 0
Square Inc CL A 852234103 977 6,012 SH   SOLE   6,012 0 0
Tesla Motors Inc COM 88160R101 995 2,319 SH   SOLE   2,319 0 0
TEXAS INSTRUMENTS INC. COM 882508104 2,966 20,772 SH   SOLE   20,772 0 0
Union Pacific Corp COM 907818108 1,324 6,724 SH   SOLE   6,724 0 0
United Parcel Service Inc (UPS) CL B 911312106 202 1,213 SH   SOLE   1,213 0 0
VANGUARD EMERGING MARKET ETF 922042858 953 22,035 SH   SOLE   22,035 0 0
Vanguard FTSE Developed Markets ETF 921943858 5,553 135,768 SH   SOLE   135,768 0 0
Vanguard Growth ETF ETF 922908736 280 1,230 SH   SOLE   1,230 0 0
Vanguard REIT ETF ETF 922908553 207 2,619 SH   SOLE   2,619 0 0
Vanguard S&P 500 Etf S&P 500 ETF SHS 922908363 849 2,758 SH   SOLE   2,758 0 0
Vanguard Short-Term Bond ETF SHORT TRM BOND 921937827 263 3,172 SH   SOLE   3,172 0 0
Vanguard Short-Term Corporate Bond ETF SHRT TRM CORP BD 92206C409 1,444 17,426 SH   SOLE   17,426 0 0
Verizon Communications Inc COM 92343V104 539 9,063 SH   SOLE   9,063 0 0
Visa Inc CL A 92826C839 341 1,703 SH   SOLE   1,703 0 0
Walt Disney Co COM 254687106 863 6,953 SH   SOLE   6,953 0 0
WD-40 Co COM 929236107 379 2,004 SH   SOLE   2,004 0 0
Westamerica Bancorp COM 957090103 274 5,039 SH   SOLE   5,039 0 0
Weyerhaeuser Co. COM 962166104 228 8,000 SH   SOLE   8,000 0 0
WisdomtreeTree EM Ex St-Owned EM EX ST-OWNED 97717X578 65,413 1,942,754 SH   SOLE   1,942,754 0 0
Xcel Energy Inc COM 98389B100 691 10,010 SH   SOLE   10,010 0 0
Annaly Capital Mgmt Inc. COM 035710409 107 15,000 SH   SOLE   15,000 0 0
S P D R TRUST Unit SR TR UNIT 78462F103 376 1,123 SH   SOLE   1,123 0 0
SPDR Gold Trust SHS 78463V107 288 1,624 SH   SOLE   1,624 0 0
VANGUARD BOND INDEX FUND TOTAL BND MRKT 921937835 3,205 36,330 SH   SOLE   36,330 0 0
Vanguard Total Stock Mkt TOTAL STK MKT 922908769 904 5,307 SH   SOLE   5,307 0 0