The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories COM 002824100 232 2,941 SH   SOLE   2,941 0 0
AbbVie Inc COM 00287Y109 210 2,755 SH   SOLE   2,755 0 0
Agilent Technologies Inc COM 00846U101 239 3,341 SH   SOLE   3,341 0 0
Air Products & Chemicals Inc COM 009158106 305 1,530 SH   SOLE   1,530 0 0
Alibaba Group Holding Ltd SPONSORED ADS 01609W102 246 1,263 SH   SOLE   1,263 0 0
Alphabet Inc Cap Stk Cl C CL C 02079K107 638 549 SH   SOLE   549 0 0
Amazon.com Inc COM 023135106 2,369 1,215 SH   SOLE   1,215 0 0
American Express Co COM 025816109 245 2,860 SH   SOLE   2,860 0 0
American River Bankshares COM 029326105 171 19,879 SH   SOLE   19,879 0 0
American States Water Co COM 029899101 292 3,572 SH   SOLE   3,572 0 0
Amgen Inc COM 031162100 423 2,087 SH   SOLE   2,087 0 0
Annaly Capital Mgmt Inc. COM 035710409 76 15,000 SH   SOLE   15,000 0 0
Apple Inc COM 037833100 7,559 29,727 SH   SOLE   29,727 0 0
At&T Inc COM 00206R102 1,858 63,744 SH   SOLE   63,744 0 0
Bank of America Corporation COM 060505104 391 18,409 SH   SOLE   18,409 0 0
Bank of Commerce Holdings Inc COM 06424J103 104 13,232 SH   SOLE   13,232 0 0
Beacon Roofing Supply Inc COM 073685109 332 20,100 SH   SOLE   20,100 0 0
Berkshire Hathaway Cl B CL B 084670702 2,633 14,399 SH   SOLE   14,399 0 0
Boeing Co COM 097023105 216 1,447 SH   SOLE   1,447 0 0
Bristol-Myers Squibb Company COM 110122108 280 5,029 SH   SOLE   5,029 0 0
Caterpillar Inc COM 149123101 673 5,802 SH   SOLE   5,802 0 0
Cathay General Bancorp COM 149150104 329 14,325 SH   SOLE   14,325 0 0
Cedar Fair LP DEPOSITRY UNIT 150185106 587 32,000 SH   SOLE   32,000 0 0
Chevron Corp COM 166764100 1,032 14,248 SH   SOLE   14,248 0 0
Consolidated Edison Inc COM 209115104 419 5,374 SH   SOLE   5,374 0 0
Costco Wholesale Corp COM 22160K105 940 3,296 SH   SOLE   3,296 0 0
DTE Energy Holding Co COM 233331107 222 2,334 SH   SOLE   2,334 0 0
Duke Energy Corporation COM 26441C204 1,346 16,645 SH   SOLE   16,645 0 0
Eagle Materials Inc COM 26969P108 830 14,210 SH   SOLE   14,210 0 0
Entergy Corp COM 29364G103 971 10,338 SH   SOLE   10,338 0 0
Enterprise Products Partners LP COM 293792107 385 26,919 SH   SOLE   26,919 0 0
Exxon Mobil Corporation COM 30231G102 726 19,120 SH   SOLE   19,120 0 0
Facebook Inc CL A 30303M102 293 1,757 SH   SOLE   1,757 0 0
Fidelity National Information Services Inc COM 31620M106 277 2,278 SH   SOLE   2,278 0 0
First Trust TCW Opportunistic Fixed Income ETF TCW OPPORTUNIS 33740F805 2,912 55,244 SH   SOLE   55,244 0 0
Ford Motor Co COM 345370860 155 31,992 SH   SOLE   31,992 0 0
General Electric Co COM 369604103 398 50,072 SH   SOLE   50,072 0 0
Hewlett Packard Enterprises COM 42824C109 113 11,677 SH   SOLE   11,677 0 0
Home Depot Inc COM 437076102 616 3,296 SH   SOLE   3,296 0 0
Hp Inc COM 40434L105 213 12,243 SH   SOLE   12,243 0 0
Intel Corp COM 458140100 1,750 32,342 SH   SOLE   32,342 0 0
International Business Machines Corp COM 459200101 275 2,478 SH   SOLE   2,478 0 0
Invesco S&P 500 BuyWrite ETF S&P500 BUY WRT 46137V399 1,757 104,998 SH   SOLE   104,998 0 0
iShares Core MSCI Intl Dev Mkts ETF CORE MSCI INTL 46435G326 675 15,224 SH   SOLE   15,224 0 0
Ishares Core Russell Us CORE S&P US VLU 464287663 2,633 57,018 SH   SOLE   57,018 0 0
iShares Core S&P Total US Stock Mkt ETF 464287150 803 14,033 SH   SOLE   14,033 0 0
iShares Core S&P US Growth ETF CORE S&P US GWT 464287671 1,384 24,237 SH   SOLE   24,237 0 0
ISHARES SHORT MATURITY BOND ET F ETF 46431W507 242 4,994 SH   SOLE   4,994 0 0
Ishares TRUST Msci Usa Minvolatility Etf MSCI MIN VOL ETF 46429B697 203 3,767 SH   SOLE   3,767 0 0
J P Morgan Exchange-Traded Fd Tr Ultra-Short Incom ETF 46641Q837 75,543 1,520,900 SH   SOLE   1,520,900 0 0
Johnson & Johnson COM 478160104 750 5,719 SH   SOLE   5,719 0 0
JPMorgan Chase & Co COM 46625H100 2,055 22,820 SH   SOLE   22,820 0 0
Luckin Coffee Inc SPONSORED ADS 54951L109 343 12,600 SH   SOLE   12,600 0 0
Merck & Co Inc COM 58933Y105 509 6,618 SH   SOLE   6,618 0 0
Microsoft Corp COM 594918104 1,319 8,360 SH   SOLE   8,360 0 0
Nelnet Inc CL A 64031N108 703 15,473 SH   SOLE   15,473 0 0
PepsiCo Inc COM 713448108 251 2,090 SH   SOLE   2,090 0 0
Pfizer Inc COM 717081103 335 10,248 SH   SOLE   10,248 0 0
PowerShares QQQ ETF ETF 73935A104 515 2,706 SH   SOLE   2,706 0 0
Procter & Gamble Co COM 742718109 3,056 27,786 SH   SOLE   27,786 0 0
Qualcomm Inc COM 747525103 266 3,938 SH   SOLE   3,938 0 0
S P D R TRUST Unit SR TR UNIT 78462F103 379 1,472 SH   SOLE   1,472 0 0
S&P 500 INDEX - iSHARES ETF 464287200 111,170 430,222 SH   SOLE   430,222 0 0
Schwab Intl Equity ETF INTL EQTY ETF 808524805 1,871 72,408 SH   SOLE   72,408 0 0
Schwab US Broad Mkt US BRD MKT ETF 808524102 883 14,608 SH   SOLE   14,608 0 0
Schwab US Large Cap US LCAP VA ETF 808524409 1,437 32,467 SH   SOLE   32,467 0 0
Sempra Energy COM 816851109 2,100 18,587 SH   SOLE   18,587 0 0
Siteone Landscape Su COM 82982L103 337 4,580 SH   SOLE   4,580 0 0
SPDR Gold Trust SHS 78463V107 240 1,624 SH   SOLE   1,624 0 0
SPDR ICE BOFAML PORTFOLIO SMAL L CAP ETF ETF 78468R853 1,120 51,278 SH   SOLE   51,278 0 0
SPDR PRTFOLIO WORLD EX-US ETF SHS 78463X889 713 29,774 SH   SOLE   29,774 0 0
SPDR SERIES TRUST PORTFOLIO AG GREGATE BOND ETF ETF 78464A649 263 8,719 SH   SOLE   8,719 0 0
SPDR SERIES TRUST PORTFOLIO TO TAL STK MRKT ETF ETF 78464A805 248 7,896 SH   SOLE   7,896 0 0
Tesla Motors Inc COM 88160R101 746 1,423 SH   SOLE   1,423 0 0
Travelers Companies Inc COM 89417E109 789 7,940 SH   SOLE   7,940 0 0
Union Pacific Corp COM 907818108 959 6,797 SH   SOLE   6,797 0 0
VANGUARD EMERGING MARKET ETF 922042858 1,846 55,012 SH   SOLE   55,012 0 0
Vanguard FTSE Developed Markets ETF 921943858 52,578 1,577,030 SH   SOLE   1,577,030 0 0
Vanguard S&P 500 Etf S&P 500 ETF SHS 922908363 1,243 5,249 SH   SOLE   5,249 0 0
Vanguard Short-Term Bond ETF SHORT TRM BOND 921937827 220 2,682 SH   SOLE   2,682 0 0
Vanguard Short-Term Corporate Bond ETF SHRT TRM CORP BD 92206C409 785 9,929 SH   SOLE   9,929 0 0
Vanguard Total International Stock ETF ETF 921909768 386 9,199 SH   SOLE   9,199 0 0
Vanguard Total Stock Mkt TOTAL STK MKT 922908769 826 6,407 SH   SOLE   6,407 0 0
Verizon Communications Inc COM 92343V104 545 10,143 SH   SOLE   10,143 0 0
Visa Inc CL A 92826C839 269 1,667 SH   SOLE   1,667 0 0
Walt Disney Co COM 254687106 703 7,273 SH   SOLE   7,273 0 0
WD-40 Co COM 929236107 803 4,000 SH   SOLE   4,000 0 0
Westamerica Bancorp COM 957090103 296 5,039 SH   SOLE   5,039 0 0
WisdomtreeTree EM Ex St-Owned EM EX ST-OWNED 97717X578 47,180 1,932,024 SH   SOLE   1,932,024 0 0
Xcel Energy Inc COM 98389B100 604 10,010 SH   SOLE   10,010 0 0