The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101 230 1,305 SH   SOLE   1,305 0 0
Abbott Laboratories COM 002824100 264 3,036 SH   SOLE   3,036 0 0
Agilent Technologies Inc COM 00846U101 285 3,341 SH   SOLE   3,341 0 0
Air Products & Chemicals Inc COM 009158106 354 1,505 SH   SOLE   1,505 0 0
Alerian MLP ETF MLP 00162Q866 129 15,175 SH   SOLE   15,175 0 0
Alibaba Group Holding Ltd SPONSORED ADS 01609W102 327 1,540 SH   SOLE   1,540 0 0
Alphabet Inc Cap Stk Cl C CL C 02079K107 608 455 SH   SOLE   455 0 0
Amazon.com Inc COM 023135106 2,071 1,121 SH   SOLE   1,121 0 0
American Express Co COM 025816109 410 3,290 SH   SOLE   3,290 0 0
American River Bankshares COM 029326105 296 19,879 SH   SOLE   19,879 0 0
American States Water Co COM 029899101 309 3,572 SH   SOLE   3,572 0 0
Amgen Inc COM 031162100 488 2,023 SH   SOLE   2,023 0 0
Apple Inc COM 037833100 8,514 28,994 SH   SOLE   28,994 0 0
At&T Inc COM 00206R102 2,512 64,269 SH   SOLE   64,269 0 0
Bank of America Corporation COM 060505104 654 18,569 SH   SOLE   18,569 0 0
Bank of Commerce Holdings Inc COM 06424J103 153 13,232 SH   SOLE   13,232 0 0
Beacon Roofing Supply Inc COM 073685109 643 20,100 SH   SOLE   20,100 0 0
Becton Dickinson & Co CL B 075887109 204 750 SH   SOLE   750 0 0
Berkshire Hathaway Cl B CL B 084670702 2,810 12,404 SH   SOLE   12,404 0 0
Boeing Co COM 097023105 293 898 SH   SOLE   898 0 0
Bristol-Myers Squibb Company COM 110122108 316 4,928 SH   SOLE   4,928 0 0
Caterpillar Inc COM 149123101 938 6,350 SH   SOLE   6,350 0 0
Cathay General Bancorp COM 149150104 537 14,115 SH   SOLE   14,115 0 0
Cedar Fair LP DEPOSITRY UNIT 150185106 665 12,000 SH   SOLE   12,000 0 0
CenterPoint Energy Inc COM 15189T107 275 10,101 SH   SOLE   10,101 0 0
Chevron Corp COM 166764100 1,699 14,102 SH   SOLE   14,102 0 0
Cisco Systems Inc COM 17275R102 270 5,637 SH   SOLE   5,637 0 0
Consolidated Edison Inc COM 209115104 471 5,204 SH   SOLE   5,204 0 0
Continental Building Products Inc COM 211171103 1,515 41,600 SH   SOLE   41,600 0 0
Costco Wholesale Corp COM 22160K105 956 3,253 SH   SOLE   3,253 0 0
Dow Chemical Co COM 260543103 291 5,308 SH   SOLE   5,308 0 0
DTE Energy Holding Co COM 233331107 303 2,334 SH   SOLE   2,334 0 0
Duke Energy Corporation COM 26441C204 1,523 16,695 SH   SOLE   16,695 0 0
E I du Pont de Nemours & Co COM 263534109 344 5,366 SH   SOLE   5,366 0 0
Ensign Group Inc COM 29358P101 213 4,687 SH   SOLE   4,687 0 0
Entergy Corp COM 29364G103 1,223 10,210 SH   SOLE   10,210 0 0
Exxon Mobil Corporation COM 30231G102 1,173 16,807 SH   SOLE   16,807 0 0
Facebook Inc CL A 30303M102 340 1,657 SH   SOLE   1,657 0 0
Fidelity National Financial Inc COM 31620R303 269 5,933 SH   SOLE   5,933 0 0
Fidelity National Information Services Inc COM 31620M106 305 2,190 SH   SOLE   2,190 0 0
First Trust TCW Opportunistic Fixed Income ETF TCW OPPORTUNIS 33740F805 2,227 42,971 SH   SOLE   42,971 0 0
Ford Motor Co COM 345370860 174 18,738 SH   SOLE   18,738 0 0
General Electric Co COM 369604103 804 72,041 SH   SOLE   72,041 0 0
Hewlett Packard Enterprises COM 42824C109 185 11,657 SH   SOLE   11,657 0 0
Home Depot Inc COM 437076102 710 3,253 SH   SOLE   3,253 0 0
Hp Inc COM 40434L105 271 13,203 SH   SOLE   13,203 0 0
Intel Corp COM 458140100 2,058 34,380 SH   SOLE   34,380 0 0
International Bancshares Corp COM 459044103 320 7,425 SH   SOLE   7,425 0 0
International Business Machines Corp COM 459200101 334 2,492 SH   SOLE   2,492 0 0
Invesco S&P 500 BuyWrite ETF S&P500 BUY WRT 46137V399 1,313 60,975 SH   SOLE   60,975 0 0
iShares Core MSCI Intl Dev Mkts ETF CORE MSCI INTL 46435G326 4,597 79,023 SH   SOLE   79,023 0 0
Ishares Core Russell Us CORE S&P US VLU 464287663 1,576 25,002 SH   SOLE   25,002 0 0
iShares Core S&P Total US Stock Mkt ETF 464287150 3,868 53,213 SH   SOLE   53,213 0 0
iShares Core S&P US Growth ETF CORE S&P US GWT 464287671 597 8,819 SH   SOLE   8,819 0 0
iShares Russell 2000 ETF 464287655 865 5,220 SH   SOLE   5,220 0 0
Ishares S&P 500 Value S&P 500 VAL ETF 464287408 277 2,129 SH   SOLE   2,129 0 0
ISHARES SHORT MATURITY BOND ET F ETF 46431W507 404 8,036 SH   SOLE   8,036 0 0
Ishares Tr S&P Midcap ETF 464287507 254 1,235 SH   SOLE   1,235 0 0
Ishares Tr S&P Smallcap ETF 464287804 622 7,421 SH   SOLE   7,421 0 0
J P Morgan Exchange-Traded Fd Tr Ultra-Short Incom ETF 46641Q837 72,504 1,437,720 SH   SOLE   1,437,720 0 0
Johnson & Johnson COM 478160104 894 6,128 SH   SOLE   6,128 0 0
Jp Morgan Exch Traded Nt ALERIAN ML ETN 46625H365 655 30,050 SH   SOLE   30,050 0 0
JPMorgan Chase & Co COM 46625H100 3,212 23,040 SH   SOLE   23,040 0 0
JPMorgan Ultra-Short Municipal Inc ETF ULTRA SHT MUNCPL 46641Q654 202 4,000 SH   SOLE   4,000 0 0
Merck & Co Inc COM 58933Y105 620 6,814 SH   SOLE   6,814 0 0
Microsoft Corp COM 594918104 1,368 8,675 SH   SOLE   8,675 0 0
Nelnet Inc CL A 64031N108 901 15,473 SH   SOLE   15,473 0 0
PepsiCo Inc COM 713448108 285 2,086 SH   SOLE   2,086 0 0
Pfizer Inc COM 717081103 395 10,077 SH   SOLE   10,077 0 0
PNC Financial Services Group Inc COM 693475105 279 1,745 SH   SOLE   1,745 0 0
PowerShares QQQ ETF ETF 73935A104 669 3,146 SH   SOLE   3,146 0 0
Procter & Gamble Co COM 742718109 3,495 27,985 SH   SOLE   27,985 0 0
Qualcomm Inc COM 747525103 385 4,363 SH   SOLE   4,363 0 0
S&P 500 INDEX - iSHARES ETF 464287200 121,026 374,414 SH   SOLE   374,414 0 0
Schwab Intl Equity ETF INTL EQTY ETF 808524805 14,512 431,519 SH   SOLE   431,519 0 0
Schwab Strategic Tr US Small-Cap Etf US SML CAP ETF 808524607 314 4,151 SH   SOLE   4,151 0 0
Schwab US Broad Mkt US BRD MKT ETF 808524102 7,420 96,514 SH   SOLE   96,514 0 0
Schwab US Large Cap US LCAP VA ETF 808524409 7,524 125,152 SH   SOLE   125,152 0 0
Schwab US Large-Cap ETF ETF 808524201 1,363 17,747 SH   SOLE   17,747 0 0
Schwab US Large-Cap Growth ETF US LCAP GR ETF 808524300 465 5,008 SH   SOLE   5,008 0 0
Sempra Energy COM 816851109 2,816 18,588 SH   SOLE   18,588 0 0
Siteone Landscape Su COM 82982L103 415 4,580 SH   SOLE   4,580 0 0
Spdr Dow Jones Reit ETF 78464A607 427 4,187 SH   SOLE   4,187 0 0
SPDR ICE BOFAML PORTFOLIO SMAL L CAP ETF ETF 78468R853 412 12,615 SH   SOLE   12,615 0 0
SPDR PRTFOLIO WORLD EX-US ETF SHS 78463X889 1,843 58,777 SH   SOLE   58,777 0 0
SPDR SERIES TRUST PORTFOLIO AG GREGATE BOND ETF ETF 78464A649 492 16,731 SH   SOLE   16,731 0 0
SPDR SERIES TRUST PORTFOLIO TO TAL STK MRKT ETF ETF 78464A805 1,205 30,230 SH   SOLE   30,230 0 0
Starbucks Corp COM 855244109 201 2,286 SH   SOLE   2,286 0 0
Travelers Companies Inc COM 89417E109 1,087 7,940 SH   SOLE   7,940 0 0
U.S. Bancorp COM 902973304 248 4,186 SH   SOLE   4,186 0 0
Union Pacific Corp COM 907818108 1,227 6,786 SH   SOLE   6,786 0 0
VANGUARD EMERGING MARKET ETF 922042858 6,537 147,001 SH   SOLE   147,001 0 0
Vanguard FTSE Developed Markets ETF 921943858 53,370 1,211,298 SH   SOLE   1,211,298 0 0
Vanguard Growth ETF ETF 922908736 208 1,141 SH   SOLE   1,141 0 0
Vanguard REIT ETF ETF 922908553 256 2,754 SH   SOLE   2,754 0 0
Vanguard S&P 500 Etf S&P 500 ETF SHS 922908363 1,906 6,444 SH   SOLE   6,444 0 0
Vanguard Short-Term Bond ETF SHORT TRM BOND 921937827 216 2,682 SH   SOLE   2,682 0 0
Vanguard Short-Term Corporate Bond ETF SHRT TRM CORP BD 92206C409 732 9,032 SH   SOLE   9,032 0 0
Vanguard Total International Stock ETF ETF 921909768 2,020 36,271 SH   SOLE   36,271 0 0
Verizon Communications Inc COM 92343V104 618 10,060 SH   SOLE   10,060 0 0
Visa Inc CL A 92826C839 552 2,938 SH   SOLE   2,938 0 0
Walt Disney Co COM 254687106 1,128 7,801 SH   SOLE   7,801 0 0
WD-40 Co COM 929236107 777 4,000 SH   SOLE   4,000 0 0
Wells Fargo & Co COM 949746101 402 7,466 SH   SOLE   7,466 0 0
Westamerica Bancorp COM 957090103 341 5,039 SH   SOLE   5,039 0 0
Weyerhaeuser Co. COM 962166104 242 8,000 SH   SOLE   8,000 0 0
WisdomtreeTree EM Ex St-Owned EM EX ST-OWNED 97717X578 54,921 1,759,163 SH   SOLE   1,759,163 0 0
Xcel Energy Inc COM 98389B100 636 10,010 SH   SOLE   10,010 0 0
Annaly Capital Mgmt Inc. COM 035710409 94 10,000 SH   SOLE   10,000 0 0
Enterprise Products Partners LP COM 293792107 758 26,920 SH   SOLE   26,920 0 0
Ishares MSCI Emerging Markets ETF 464287234 815 18,164 SH   SOLE   18,164 0 0
MSCI EAFE INDEX - iSHARES ETF 464287465 250 3,606 SH   SOLE   3,606 0 0
S P D R TRUST Unit SR TR UNIT 78462F103 500 1,553 SH   SOLE   1,553 0 0
SPDR Gold Trust SHS 78463V107 240 1,677 SH   SOLE   1,677 0 0
Vanguard Total Stock Mkt TOTAL STK MKT 922908769 784 4,793 SH   SOLE   4,793 0 0