The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 788 6,802 SH   SOLE NONE 0 0 6,802
EXXON MOBIL CORP COM 30231G102 244 7,099 SH   SOLE NONE 0 0 7,099
FIRST TR EXCH TRADED FD III ULTRA SHT DUR MU 33740J104 278 13,822 SH   SOLE NONE 0 0 13,822
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 1,330 11,691 SH   SOLE NONE 0 0 11,691
ISHARES INC CORE MSCI EMKT 46434G103 883 16,717 SH   SOLE NONE 0 0 16,717
ISHARES TR NATIONAL MUN ETF 464288414 576 4,970 SH   SOLE NONE 0 0 4,970
ISHARES TR TIPS BD ETF 464287176 662 5,230 SH   SOLE NONE 0 0 5,230
ISHARES TR RUS 2000 VAL ETF 464287630 288 2,895 SH   SOLE NONE 0 0 2,895
ISHARES TR RUS 1000 VAL ETF 464287598 315 2,666 SH   SOLE NONE 0 0 2,666
ISHARES TR RUS 1000 GRW ETF 464287614 395 1,823 SH   SOLE NONE 0 0 1,823
ISHARES TR CORE MSCI EAFE 46432F842 340 5,637 SH   SOLE NONE 0 0 5,637
ISHARES TR RUS 1000 ETF 464287622 291 1,557 SH   SOLE NONE 0 0 1,557
ISHARES TR CORE S&P500 ETF 464287200 75,440 224,483 SH   SOLE NONE 0 0 224,483
ISHARES TR MSCI USA ESG SLC 464288802 298 2,023 SH   SOLE NONE 0 0 2,023
ISHARES TR 0-5YR HI YL CP 46434V407 358 8,142 SH   SOLE NONE 0 0 8,142
KOPIN CORP COM 500600101 43 31,016 SH   SOLE NONE 0 0 31,016
NUSHARES ETF TR NUVEEN ENHNC YLD 67092P102 213 8,306 SH   SOLE NONE 0 0 8,306
NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888 209 7,372 SH   SOLE NONE 0 0 7,372
PEPSICO INC COM 713448108 1,123 8,104 SH   SOLE NONE 0 0 8,104
PROCTER AND GAMBLE CO COM 742718109 317 2,280 SH   SOLE NONE 0 0 2,280
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 53,739 1,469,897 SH   SOLE NONE 0 0 1,469,897
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 38,264 1,307,732 SH   SOLE NONE 0 0 1,307,732
SPDR SER TR BLOMBRG BRC EMRG 78464A391 343 13,034 SH   SOLE NONE 0 0 13,034
SPDR SER TR PORTFOLIO S&P500 78464A854 5,254 133,531 SH   SOLE NONE 0 0 133,531
SPDR SER TR SPDR BLOOMBERG 78468R663 12,040 131,556 SH   SOLE NONE 0 0 131,556
SPDR SER TR PORTFOLIO AGRGTE 78464A649 31,378 1,018,443 SH   SOLE NONE 0 0 1,018,443
SPDR SER TR PORTFOLIO S&P600 78468R853 12,135 443,200 SH   SOLE NONE 0 0 443,200
SPDR SER TR NUVEEN BLMBRG SR 78468R739 475 9,532 SH   SOLE NONE 0 0 9,532
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 28,441 576,785 SH   SOLE NONE 0 0 576,785
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 203 2,440 SH   SOLE NONE 0 0 2,440
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 219 2,488 SH   SOLE NONE 0 0 2,488
VANGUARD INDEX FDS GROWTH ETF 922908736 493 2,167 SH   SOLE NONE 0 0 2,167
VANGUARD INDEX FDS VALUE ETF 922908744 296 2,834 SH   SOLE NONE 0 0 2,834
VANGUARD INDEX FDS SML CP GRW ETF 922908595 611 2,841 SH   SOLE NONE 0 0 2,841
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 396 5,010 SH   SOLE NONE 0 0 5,010
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,910 12,417 SH   SOLE NONE 0 0 12,417
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 520 5,131 SH   SOLE NONE 0 0 5,131
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 846 4,694 SH   SOLE NONE 0 0 4,694
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,229 11,111 SH   SOLE NONE 0 0 11,111
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,335 123,373 SH   SOLE NONE 0 0 123,373
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,764 50,770 SH   SOLE NONE 0 0 50,770
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 5,925 46,050 SH   SOLE NONE 0 0 46,050
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,069 75,041 SH   SOLE NONE 0 0 75,041
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 502 6,208 SH   SOLE NONE 0 0 6,208
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 204 3,926 SH   SOLE NONE 0 0 3,926
WISDOMTREE TR EMER MKT HIGH FD 97717W315 3,797 107,758 SH   SOLE NONE 0 0 107,758
WISDOMTREE TR YIELD ENHANCD US 97717X511 233 4,324 SH   SOLE NONE 0 0 4,324
WISDOMTREE TR INTL EQUITY FD 97717W703 264 5,798 SH   SOLE NONE 0 0 5,798