The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 243 667 SH   SOLE NONE 0 0 667
BOEING CO COM 097023105 412 2,247 SH   SOLE NONE 0 0 2,247
EXXON MOBIL CORP COM 30231G102 319 7,135 SH   SOLE NONE 0 0 7,135
FIRST TR EXCH TRADED FD III ULTRA SHT DUR MU 33740J104 278 13,822 SH   SOLE NONE 0 0 13,822
INDEPENDENT BANK CORP MASS COM 453836108 769 11,460 SH   SOLE NONE 0 0 11,460
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 1,273 11,754 SH   SOLE NONE 0 0 11,754
ISHARES INC CORE MSCI EMKT 46434G103 891 18,718 SH   SOLE NONE 0 0 18,718
ISHARES TR NATIONAL MUN ETF 464288414 642 5,563 SH   SOLE NONE 0 0 5,563
ISHARES TR TIPS BD ETF 464287176 651 5,295 SH   SOLE NONE 0 0 5,295
ISHARES TR RUS 2000 VAL ETF 464287630 290 2,979 SH   SOLE NONE 0 0 2,979
ISHARES TR RUS 1000 VAL ETF 464287598 287 2,545 SH   SOLE NONE 0 0 2,545
ISHARES TR RUS 1000 GRW ETF 464287614 364 1,897 SH   SOLE NONE 0 0 1,897
ISHARES TR CORE MSCI EAFE 46432F842 320 5,604 SH   SOLE NONE 0 0 5,604
ISHARES TR RUS 1000 ETF 464287622 268 1,561 SH   SOLE NONE 0 0 1,561
ISHARES TR CORE S&P500 ETF 464287200 70,406 227,344 SH   SOLE NONE 0 0 227,344
ISHARES TR MSCI USA ESG SLC 464288802 272 2,034 SH   SOLE NONE 0 0 2,034
ISHARES TR 0-5YR HI YL CP 46434V407 353 8,232 SH   SOLE NONE 0 0 8,232
KOPIN CORP COM 500600101 41 31,016 SH   SOLE NONE 0 0 31,016
NUSHARES ETF TR NUVEEN ENHNC YLD 67092P102 211 8,245 SH   SOLE NONE 0 0 8,245
PEPSICO INC COM 713448108 1,091 8,249 SH   SOLE NONE 0 0 8,249
PROCTER AND GAMBLE CO COM 742718109 319 2,667 SH   SOLE NONE 0 0 2,667
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 49,053 1,466,006 SH   SOLE NONE 0 0 1,466,006
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 35,572 1,287,918 SH   SOLE NONE 0 0 1,287,918
SPDR SER TR BLOMBRG BRC EMRG 78464A391 345 13,167 SH   SOLE NONE 0 0 13,167
SPDR SER TR PORTFOLIO S&P500 78464A854 4,741 130,794 SH   SOLE NONE 0 0 130,794
SPDR SER TR SPDR BLOOMBERG 78468R663 12,220 133,509 SH   SOLE NONE 0 0 133,509
SPDR SER TR PORTFOLIO AGRGTE 78464A649 30,484 987,832 SH   SOLE NONE 0 0 987,832
SPDR SER TR PORTFOLIO S&P600 78468R853 11,770 442,980 SH   SOLE NONE 0 0 442,980
SPDR SER TR NUVEEN BLMBRG SR 78468R739 470 9,418 SH   SOLE NONE 0 0 9,418
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 27,653 558,085 SH   SOLE NONE 0 0 558,085
TERADYNE INC COM 880770102 332 3,927 SH   SOLE NONE 0 0 3,927
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 221 2,505 SH   SOLE NONE 0 0 2,505
VANGUARD INDEX FDS GROWTH ETF 922908736 442 2,185 SH   SOLE NONE 0 0 2,185
VANGUARD INDEX FDS VALUE ETF 922908744 275 2,764 SH   SOLE NONE 0 0 2,764
VANGUARD INDEX FDS SML CP GRW ETF 922908595 580 2,908 SH   SOLE NONE 0 0 2,908
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 391 4,979 SH   SOLE NONE 0 0 4,979
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,794 12,311 SH   SOLE NONE 0 0 12,311
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 491 5,131 SH   SOLE NONE 0 0 5,131
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,214 11,351 SH   SOLE NONE 0 0 11,351
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 825 4,995 SH   SOLE NONE 0 0 4,995
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,987 125,900 SH   SOLE NONE 0 0 125,900
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,733 50,473 SH   SOLE NONE 0 0 50,473
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 5,491 46,857 SH   SOLE NONE 0 0 46,857
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 3,047 78,562 SH   SOLE NONE 0 0 78,562
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 477 6,053 SH   SOLE NONE 0 0 6,053
WISDOMTREE TR EMER MKT HIGH FD 97717W315 4,020 111,258 SH   SOLE NONE 0 0 111,258
WISDOMTREE TR YIELD ENHANCD US 97717X511 229 4,264 SH   SOLE NONE 0 0 4,264
WISDOMTREE TR INTL EQUITY FD 97717W703 255 5,763 SH   SOLE NONE 0 0 5,763