The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
UNION BANKSHARES INC COM 905400107 227 4,291 SH   SOLE NONE 0 0 4,291
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,294 21,878 SH   SOLE NONE 0 0 21,878
WISDOMTREE TR EMER MKT HIGH FD 97717W315 5,448 120,135 SH   SOLE NONE 0 0 120,135
POWERSHARES ETF TR II DEV MKTS EX-US 73936T789 737 16,240 SH   SOLE NONE 0 0 16,240
VANGUARD INDEX FDS GROWTH ETF 922908736 428 3,045 SH   SOLE NONE 0 0 3,045
ISHARES TR RUS 2000 VAL ETF 464287630 291 2,313 SH   SOLE NONE 0 0 2,313
PROCTER AND GAMBLE CO COM 742718109 352 3,836 SH   SOLE NONE 0 0 3,836
BOEING CO COM 097023105 656 2,225 SH   SOLE NONE 0 0 2,225
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 37,520 771,384 SH   SOLE NONE 0 0 771,384
EXXON MOBIL CORP COM 30231G102 748 8,943 SH   SOLE NONE 0 0 8,943
ISHARES INC CORE MSCI EMKT 46434G103 1,536 27,000 SH   SOLE NONE 0 0 27,000
VANGUARD INDEX FDS VALUE ETF 922908744 368 3,460 SH   SOLE NONE 0 0 3,460
VANGUARD INDEX FDS REIT ETF 922908553 426 5,133 SH   SOLE NONE 0 0 5,133
VANGUARD INDEX FDS SML CP GRW ETF 922908595 607 3,772 SH   SOLE NONE 0 0 3,772
ISHARES TR RUS 1000 VAL ETF 464287598 381 3,063 SH   SOLE NONE 0 0 3,063
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 1,023 32,669 SH   SOLE NONE 0 0 32,669
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 5,757 56,428 SH   SOLE NONE 0 0 56,428
SSGA ACTIVE ETF TR ULT SHT TRM BD 78467V707 308 7,665 SH   SOLE NONE 0 0 7,665
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,354 9,162 SH   SOLE NONE 0 0 9,162
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 245 2,193 SH   SOLE NONE 0 0 2,193
ISHARES TR RUS 1000 GRW ETF 464287614 339 2,516 SH   SOLE NONE 0 0 2,516
WISDOMTREE TR INTL EQUITY FD 97717W703 213 3,826 SH   SOLE NONE 0 0 3,826
ISHARES TR CORE MSCI EAFE 46432F842 471 7,120 SH   SOLE NONE 0 0 7,120
ISHARES TR RUS 1000 ETF 464287622 255 1,713 SH   SOLE NONE 0 0 1,713
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 4,660 103,888 SH   SOLE NONE 0 0 103,888
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 7,411 257,858 SH   SOLE NONE 0 0 257,858
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 32,282 846,186 SH   SOLE NONE 0 0 846,186
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 27,952 881,782 SH   SOLE NONE 0 0 881,782
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,507 141,743 SH   SOLE NONE 0 0 141,743
SPDR SER TR PORTFOLIO SM ETF 78468R853 10,720 355,565 SH   SOLE NONE 0 0 355,565
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 1,637 14,415 SH   SOLE NONE 0 0 14,415
ISHARES TR CORE S&P500 ETF 464287200 52,050 193,602 SH   SOLE NONE 0 0 193,602
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 287 3,346 SH   SOLE NONE 0 0 3,346
VANECK VECTORS ETF TR AMT FREE INT ETF 92189F544 572 23,762 SH   SOLE NONE 0 0 23,762
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 333 4,084 SH   SOLE NONE 0 0 4,084
ISHARES TR MSCI USA ESG SLC 464288802 238 2,146 SH   SOLE NONE 0 0 2,146
VANGUARD INDEX FDS SM CP VAL ETF 922908611 786 5,923 SH   SOLE NONE 0 0 5,923
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 961 7,526 SH   SOLE NONE 0 0 7,526
ISHARES TR CORE MSCI EURO 46434V738 9,494 189,244 SH   SOLE NONE 0 0 189,244