The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 8,205 162,515 SH   SOLE   100,506 0 62,009
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,556 151,085 SH   SOLE   99,443 0 51,642
GOLD TR ISHARES NEW 464285204 3,502 104,825 SH   SOLE   61,509 0 43,316
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 4,019 70,558 SH   SOLE   61,002 0 9,556
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3,504 63,980 SH   SOLE   30,945 0 33,035
ISHARES TR CORE S&P500 ETF 464287200 24,353 56,528 SH   SOLE   37,829 0 18,699
SPDR SER TR BLOMBERG BRC INV 78468R200 1,705 55,625 SH   SOLE   43,160 0 12,465
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 1,621 55,405 SH   SOLE   39,825 0 15,580
ISHARES TR CORE US AGGBD ET 464287226 5,680 49,467 SH   SOLE   41,272 0 8,195
SPDR SER TR PORTFOLIO SHORT 78464A474 1,528 48,907 SH   SOLE   42,652 0 6,255
SPDR SER TR NUVEEN BLMBRG SR 78468R739 2,315 46,854 SH   SOLE   25,519 0 21,335
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,686 44,920 SH   SOLE   39,952 0 4,968
ISHARES TR CORE S&P MCP ETF 464287507 9,198 34,964 SH   SOLE   27,200 0 7,764
ISHARES TR MSCI EMG MKT ETF 464287234 1,519 30,151 SH   SOLE   30,151 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,894 28,862 SH   SOLE   24,120 0 4,742
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 4,155 27,823 SH   SOLE   23,288 0 4,535
ISHARES TR MSCI EAFE ETF 464287465 1,953 25,036 SH   SOLE   24,751 0 285
ISHARES TR CORE S&P SCP ETF 464287804 2,645 24,226 SH   SOLE   15,755 0 8,471
ISHARES TR U.S. REAL ES ETF 464287739 2,336 22,818 SH   SOLE   18,546 0 4,272
ENTERPRISE PRODS PARTNERS L COM 293792107 492 22,720 SH   SOLE   22,710 0 10
ISHARES TR NATIONAL MUN ETF 464288414 2,316 19,940 SH   SOLE   9,105 0 10,835
NORTHERN DYNASTY MINERALS LT COM NEW 66510M204 9 18,750 SH   SOLE   0 0 18,750
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 171 17,850 SH   SOLE   17,850 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 1,512 17,550 SH   SOLE   17,550 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 1,391 17,160 SH   SOLE   14,550 0 2,610
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,750 17,147 SH   SOLE   14,320 0 2,827
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 2,061 16,187 SH   SOLE   14,322 0 1,865
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 1,269 15,835 SH   SOLE   14,090 0 1,745
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,215 12,422 SH   SOLE   10,927 0 1,495
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 843 12,251 SH   SOLE   10,604 0 1,647
ALAMOS GOLD INC NEW COM CL A 011532108 86 12,000 SH   SOLE   12,000 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 706 11,749 SH   SOLE   11,344 0 405
BK OF AMERICA CORP COM 060505104 480 11,300 SH   SOLE   10,900 0 400
ZOMEDICA CORP COM 98980M109 6 10,900 SH   SOLE   0 0 10,900
NISOURCE INC COM 65473P105 259 10,700 SH   SOLE   10,700 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 475 10,412 SH   SOLE   10,412 0 0
ISHARES TR IBOXX INV CP ETF 464287242 1,383 10,394 SH   SOLE   7,904 0 2,490
ISHARES SILVER TR ISHARES 46428Q109 212 10,320 SH   SOLE   9,925 0 395
VIACOMCBS INC CL B 92556H206 387 9,800 SH   SOLE   9,800 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,731 9,646 SH   SOLE   8,396 0 1,250
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,268 2,954 SH   SOLE   1,527 0 1,427
APPLE INC COM 037833100 1,210 8,553 SH   SOLE   7,155 0 1,398
AMAZON COM INC COM 023135106 976 297 SH   SOLE   265 0 32
SALESFORCE COM INC COM 79466L302 848 3,125 SH   SOLE   3,125 0 0
ALPHABET INC CAP STK CL A 02079K305 759 284 SH   SOLE   219 0 65
MICROSOFT CORP COM 594918104 648 2,300 SH   SOLE   2,300 0 0
ISHARES TR IBOXX HI YD ETF 464288513 636 7,274 SH   SOLE   5,536 0 1,738
CVS HEALTH CORP COM 126650100 564 6,650 SH   SOLE   6,650 0 0
PALO ALTO NETWORKS INC COM 697435105 551 1,150 SH   SOLE   1,150 0 0
UNITEDHEALTH GROUP INC COM 91324P102 547 1,400 SH   SOLE   1,400 0 0
MONDELEZ INTL INC CL A 609207105 492 8,459 SH   SOLE   8,459 0 0
PHILIP MORRIS INTL INC COM 718172109 461 4,860 SH   SOLE   4,860 0 0
MARATHON PETE CORP COM 56585A102 445 7,200 SH   SOLE   7,200 0 0
BECTON DICKINSON & CO COM 075887109 406 1,650 SH   SOLE   1,650 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 403 1,475 SH   SOLE   1,400 0 75
WORKDAY INC CL A 98138H101 400 1,600 SH   SOLE   1,600 0 0
NOVARTIS AG SPONSORED ADR 66987V109 399 4,875 SH   SOLE   4,875 0 0
TYSON FOODS INC CL A 902494103 375 4,750 SH   SOLE   4,750 0 0
PFIZER INC COM 717081103 355 8,250 SH   SOLE   8,000 0 250
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 350 6,200 SH   SOLE   6,200 0 0
APPLIED MATLS INC COM 038222105 348 2,700 SH   SOLE   2,700 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 346 4,377 SH   SOLE   3,845 0 532
VISA INC COM CL A 92826C839 345 1,550 SH   SOLE   1,550 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 334 5,650 SH   SOLE   5,600 0 50
SELECT SECTOR SPDR TR ENERGY 81369Y506 329 6,309 SH   SOLE   5,404 0 905
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 324 3,188 SH   SOLE   1,762 0 1,426
RAYTHEON TECHNOLOGIES CORP COM 75513E101 318 3,700 SH   SOLE   3,700 0 0
CONSTELLATION BRANDS INC CL A 21036P108 316 1,500 SH   SOLE   1,500 0 0
HUBBELL INC COM 443510607 307 1,700 SH   SOLE   1,700 0 0
SERVICENOW INC COM 81762P102 296 475 SH   SOLE   475 0 0
SCHLUMBERGER LTD COM STK 806857108 290 9,769 SH   SOLE   9,769 0 0
ALPHABET INC CAP STK CL C 02079K107 285 107 SH   SOLE   85 0 22
ENBRIDGE INC COM 29250N105 283 7,100 SH   SOLE   7,100 0 0
FIRSTENERGY CORP COM 337932107 265 7,450 SH   SOLE   7,450 0 0
NUTRIEN LTD COM 67077M108 259 4,000 SH   SOLE   4,000 0 0
VMWARE INC CL A COM 928563402 245 1,650 SH   SOLE   1,650 0 0
DUPONT DE NEMOURS INC COM 26614N102 231 3,400 SH   SOLE   3,400 0 0
EXXON MOBIL CORP COM 30231G102 225 3,825 SH   SOLE   3,625 0 200
VANECK ETF TRUST GOLD MINERS ETF 92189F106 218 7,409 SH   SOLE   4,925 0 2,484
GENERAL DYNAMICS CORP COM 369550108 196 1,000 SH   SOLE   1,000 0 0