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Stockholders' Equity (Tables)
12 Months Ended
Jun. 30, 2021
Summary of Regulatory Capital Levels

The following tables present information regarding the consolidated Company’s regulatory capital levels at June 30, 2021 and June 30, 2020:

 

 

At June 30, 2021

 

Actual

 

 

For Capital

Adequacy Purposes

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

(Dollars in Thousands)

Total capital (to risk-weighted assets)

$

872,823

 

 

 

19.65

 

%

$

355,274

 

 

 

8.00

 

%

Tier 1 capital (to risk-weighted assets)

 

837,677

 

 

 

18.86

 

%

 

266,456

 

 

 

6.00

 

%

Common equity tier 1 capital (to risk-weighted assets)

 

837,677

 

 

 

18.86

 

%

 

199,842

 

 

 

4.50

 

%

Tier 1 capital (to adjusted total assets)

 

837,677

 

 

 

11.76

 

%

 

284,877

 

 

 

4.00

 

%

 

 

At June 30, 2020

 

Actual

 

 

For Capital

Adequacy Purposes

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

(Dollars in Thousands)

Total capital (to risk-weighted assets)

$

906,058

 

 

 

23.61

 

%

$

306,958

 

 

 

8.00

 

%

Tier 1 capital (to risk-weighted assets)

 

868,731

 

 

 

22.64

 

%

 

230,219

 

 

 

6.00

 

%

Common equity tier 1 capital (to risk-weighted assets)

 

868,731

 

 

 

22.64

 

%

 

172,664

 

 

 

4.50

 

%

Tier 1 capital (to adjusted total assets)

 

868,731

 

 

 

13.27

 

%

 

261,783

 

 

 

4.00

 

%

Kearny Federal Savings Bank [Member]  
Summary of Regulatory Capital Levels

The following tables present information regarding the Bank’s regulatory capital levels at June 30, 2021 and 2020:

 

 

At June 30, 2021

 

Actual

 

 

For Capital

Adequacy Purposes

 

 

To Be Well Capitalized

Under Prompt

Corrective Action

Provisions

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

(Dollars in Thousands)

Total capital (to risk-weighted assets)

$

761,883

 

 

 

17.22

 

%

$

353,970

 

 

 

8.00

 

%

$

442,462

 

 

 

10.00

 

%

Tier 1 capital (to risk-weighted assets)

 

726,737

 

 

 

16.42

 

%

 

265,477

 

 

 

6.00

 

%

 

353,970

 

 

 

8.00

 

%

Common equity tier 1 capital (to risk-weighted assets)

 

726,737

 

 

 

16.42

 

%

 

199,108

 

 

 

4.50

 

%

 

287,600

 

 

 

6.50

 

%

Tier 1 capital (to adjusted total assets)

 

726,737

 

 

 

10.23

 

%

 

284,114

 

 

 

4.00

 

%

 

355,142

 

 

 

5.00

 

%

 

 

At June 30, 2020

 

Actual

 

 

For Capital

Adequacy Purposes

 

 

To Be Well Capitalized

Under Prompt

Corrective Action

Provisions

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

(Dollars in Thousands)

Total capital (to risk-weighted assets)

$

816,577

 

 

 

21.38

 

%

$

305,562

 

 

 

8.00

 

%

$

381,953

 

 

 

10.00

 

%

Tier 1 capital (to risk-weighted assets)

 

779,250

 

 

 

20.40

 

%

 

229,172

 

 

 

6.00

 

%

 

305,562

 

 

 

8.00

 

%

Common equity tier 1 capital (to risk-weighted assets)

 

779,250

 

 

 

20.40

 

%

 

171,879

 

 

 

4.50

 

%

 

248,269

 

 

 

6.50

 

%

Tier 1 capital (to adjusted total assets)

 

779,250

 

 

 

11.95

 

%

 

260,893

 

 

 

4.00

 

%

 

326,116

 

 

 

5.00

 

%