Summary of Regulatory Capital Levels |
The following tables present information regarding the consolidated Company’s regulatory capital levels at June 30, 2021 and June 30, 2020:
|
At June 30, 2021 |
|
Actual |
|
|
For Capital
Adequacy Purposes |
|
Amount |
|
|
Ratio |
|
|
Amount |
|
|
Ratio |
|
(Dollars in Thousands) |
Total capital (to risk-weighted assets) |
$ |
872,823 |
|
|
|
19.65 |
|
% |
$ |
355,274 |
|
|
|
8.00 |
|
% |
Tier 1 capital (to risk-weighted assets) |
|
837,677 |
|
|
|
18.86 |
|
% |
|
266,456 |
|
|
|
6.00 |
|
% |
Common equity tier 1 capital (to risk-weighted assets) |
|
837,677 |
|
|
|
18.86 |
|
% |
|
199,842 |
|
|
|
4.50 |
|
% |
Tier 1 capital (to adjusted total assets) |
|
837,677 |
|
|
|
11.76 |
|
% |
|
284,877 |
|
|
|
4.00 |
|
% |
|
At June 30, 2020 |
|
Actual |
|
|
For Capital
Adequacy Purposes |
|
Amount |
|
|
Ratio |
|
|
Amount |
|
|
Ratio |
|
(Dollars in Thousands) |
Total capital (to risk-weighted assets) |
$ |
906,058 |
|
|
|
23.61 |
|
% |
$ |
306,958 |
|
|
|
8.00 |
|
% |
Tier 1 capital (to risk-weighted assets) |
|
868,731 |
|
|
|
22.64 |
|
% |
|
230,219 |
|
|
|
6.00 |
|
% |
Common equity tier 1 capital (to risk-weighted assets) |
|
868,731 |
|
|
|
22.64 |
|
% |
|
172,664 |
|
|
|
4.50 |
|
% |
Tier 1 capital (to adjusted total assets) |
|
868,731 |
|
|
|
13.27 |
|
% |
|
261,783 |
|
|
|
4.00 |
|
% |
|
Summary of Regulatory Capital Levels |
The following tables present information regarding the Bank’s regulatory capital levels at June 30, 2021 and 2020:
|
At June 30, 2021 |
|
Actual |
|
|
For Capital
Adequacy Purposes |
|
|
To Be Well Capitalized
Under Prompt
Corrective Action
Provisions |
|
Amount |
|
|
Ratio |
|
|
Amount |
|
|
Ratio |
|
|
Amount |
|
|
Ratio |
|
(Dollars in Thousands) |
Total capital (to risk-weighted assets) |
$ |
761,883 |
|
|
|
17.22 |
|
% |
$ |
353,970 |
|
|
|
8.00 |
|
% |
$ |
442,462 |
|
|
|
10.00 |
|
% |
Tier 1 capital (to risk-weighted assets) |
|
726,737 |
|
|
|
16.42 |
|
% |
|
265,477 |
|
|
|
6.00 |
|
% |
|
353,970 |
|
|
|
8.00 |
|
% |
Common equity tier 1 capital (to risk-weighted assets) |
|
726,737 |
|
|
|
16.42 |
|
% |
|
199,108 |
|
|
|
4.50 |
|
% |
|
287,600 |
|
|
|
6.50 |
|
% |
Tier 1 capital (to adjusted total assets) |
|
726,737 |
|
|
|
10.23 |
|
% |
|
284,114 |
|
|
|
4.00 |
|
% |
|
355,142 |
|
|
|
5.00 |
|
% |
|
At June 30, 2020 |
|
Actual |
|
|
For Capital
Adequacy Purposes |
|
|
To Be Well Capitalized
Under Prompt
Corrective Action
Provisions |
|
Amount |
|
|
Ratio |
|
|
Amount |
|
|
Ratio |
|
|
Amount |
|
|
Ratio |
|
(Dollars in Thousands) |
Total capital (to risk-weighted assets) |
$ |
816,577 |
|
|
|
21.38 |
|
% |
$ |
305,562 |
|
|
|
8.00 |
|
% |
$ |
381,953 |
|
|
|
10.00 |
|
% |
Tier 1 capital (to risk-weighted assets) |
|
779,250 |
|
|
|
20.40 |
|
% |
|
229,172 |
|
|
|
6.00 |
|
% |
|
305,562 |
|
|
|
8.00 |
|
% |
Common equity tier 1 capital (to risk-weighted assets) |
|
779,250 |
|
|
|
20.40 |
|
% |
|
171,879 |
|
|
|
4.50 |
|
% |
|
248,269 |
|
|
|
6.50 |
|
% |
Tier 1 capital (to adjusted total assets) |
|
779,250 |
|
|
|
11.95 |
|
% |
|
260,893 |
|
|
|
4.00 |
|
% |
|
326,116 |
|
|
|
5.00 |
|
% |
|