Deposits (Tables)
|
12 Months Ended |
Jun. 30, 2015 |
Banking And Thrift [Abstract] |
|
Schedule of Deposits |
|
June 30, |
|
|
2015 |
|
|
2014 |
|
|
Balance |
|
|
Weighted
Average Interest Rate |
|
|
Balance |
|
|
Weighted
Average Interest Rate |
|
|
(Dollars in Thousands) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Non-interest-bearing demand |
$ |
218,533 |
|
|
|
0.00 |
% |
|
$ |
224,054 |
|
|
|
0.00 |
% |
|
Interest-bearing demand |
|
724,484 |
|
|
|
0.25 |
|
|
|
700,248 |
|
|
|
0.24 |
|
|
Savings and club |
|
520,957 |
|
|
|
0.16 |
|
|
|
518,421 |
|
|
|
0.16 |
|
|
Certificates of deposits |
|
1,001,676 |
|
|
|
1.17 |
|
|
|
1,037,218 |
|
|
|
1.09 |
|
|
Total deposits |
$ |
2,465,650 |
|
|
|
0.58 |
% |
|
$ |
2,479,941 |
|
|
|
0.56 |
% |
|
(1) |
Interest-bearing demand deposits at June 30, 2015 and June 30, 2014 include $226.2 million and $213.5 million, respectively, of brokered deposits at a weighted average interest rate of 0.18% and 0.15%, excluding cost of interest rate derivatives used to hedge interest expense. |
(2) |
Certificates of deposit at June 30, 2014 and June 30, 2014 include $18.4 million and $18.5 million, respectively, of brokered deposits at a weighted average interest rate of 3.49% and 3.49%. |
|
Certificates of Deposit by Maturity |
A summary of certificates of deposit by maturity follows:
|
|
|
June 30, |
|
|
|
|
2015 |
|
|
2014 |
|
|
|
|
(In Thousands) |
|
|
|
|
|
|
|
|
|
|
|
One year or less |
|
|
$ |
526,457 |
|
|
$ |
581,543 |
|
After one year to two years |
|
|
|
169,105 |
|
|
|
187,401 |
|
After two years to three years |
|
|
|
122,937 |
|
|
|
90,078 |
|
After three years to four years |
|
|
|
95,040 |
|
|
|
90,921 |
|
After four years to five years |
|
|
|
81,819 |
|
|
|
80,811 |
|
After five years |
|
|
|
6,318 |
|
|
|
6,464 |
|
Total certificates of deposit |
|
|
$ |
1,001,676 |
|
|
$ |
1,037,218 |
|
|
Interest Expense |
Interest expense on deposits consists of the following:
|
June 30, |
|
|
2015 |
|
|
2014 |
|
|
2013 |
|
|
(In Thousands) |
|
|
|
|
|
|
|
|
|
|
|
|
|
Demand |
$ |
3,961 |
|
|
$ |
3,790 |
|
|
$ |
1,847 |
|
Savings and club |
|
819 |
|
|
|
739 |
|
|
|
878 |
|
Certificates of deposit |
|
11,159 |
|
|
|
10,009 |
|
|
|
11,986 |
|
Total interest on deposits |
$ |
15,939 |
|
|
$ |
14,538 |
|
|
$ |
14,711 |
|
|