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Deposits (Tables)
12 Months Ended
Jun. 30, 2015
Banking And Thrift [Abstract]  
Schedule of Deposits

 

June 30,

 

 

2015

 

 

2014

 

 

Balance

 

 

Weighted

Average Interest Rate

 

 

Balance

 

 

Weighted

Average Interest Rate

 

 

(Dollars in Thousands)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Non-interest-bearing demand

$

218,533

 

 

 

0.00

%

 

$

224,054

 

 

 

0.00

%

 

Interest-bearing demand

 

724,484

 

 

 

0.25

 

 

 

700,248

 

 

 

0.24

 

 

Savings and club

 

520,957

 

 

 

0.16

 

 

 

518,421

 

 

 

0.16

 

 

Certificates of deposits

 

1,001,676

 

 

 

1.17

 

 

 

1,037,218

 

 

 

1.09

 

 

Total deposits

$

2,465,650

 

 

 

0.58

%

 

$

2,479,941

 

 

 

0.56

%

 

 

(1)

Interest-bearing demand deposits at June 30, 2015 and June 30, 2014 include $226.2 million and $213.5 million, respectively, of brokered deposits at a weighted average interest rate of 0.18% and 0.15%, excluding cost of interest rate derivatives used to hedge interest expense.

(2)

Certificates of deposit at June 30, 2014 and June 30, 2014 include $18.4 million and $18.5 million, respectively, of brokered deposits at a weighted average interest rate of 3.49% and 3.49%.

Certificates of Deposit by Maturity

A summary of certificates of deposit by maturity follows:

 

 

 

 

June 30,

 

 

 

 

2015

 

 

2014

 

 

 

 

(In Thousands)

 

 

 

 

 

 

 

 

 

 

 

One year or less

 

 

$

526,457

 

 

$

581,543

 

After one year to two years

 

 

 

169,105

 

 

 

187,401

 

After two years to three years

 

 

 

122,937

 

 

 

90,078

 

After three years to four years

 

 

 

95,040

 

 

 

90,921

 

After four years to five years

 

 

 

81,819

 

 

 

80,811

 

After five years

 

 

 

6,318

 

 

 

6,464

 

Total certificates of deposit

 

 

$

1,001,676

 

 

$

1,037,218

 

 

Interest Expense

Interest expense on deposits consists of the following:

 

 

June 30,

 

 

2015

 

 

2014

 

 

2013

 

 

(In Thousands)

 

 

 

 

 

 

 

 

 

 

 

 

 

Demand

$

3,961

 

 

$

3,790

 

 

$

1,847

 

Savings and club

 

819

 

 

 

739

 

 

 

878

 

Certificates of deposit

 

11,159

 

 

 

10,009

 

 

 

11,986

 

Total interest on deposits

$

15,939

 

 

$

14,538

 

 

$

14,711