The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR MSCI EMG MKT ETF 464287234 575 13,395 SH   SOLE   0 0 13,395
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 11,670 279,781 SH   SOLE   0 0 279,781
MONDELEZ INTL INC CL A 609207105 203 3,763 SH   SOLE   0 0 3,763
ISHARES TR RUS 1000 GRW ETF 464287614 3,476 22,095 SH   SOLE   0 0 22,095
BAXTER INTL INC COM 071813109 205 2,500 SH   SOLE   0 0 2,500
DIAGEO P L C SPON ADR NEW 25243Q205 457 2,650 SH   SOLE   0 0 2,650
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 235 7,212 SH   SOLE   0 0 7,212
INTEL CORP COM 458140100 1,401 29,262 SH   SOLE   0 0 29,262
ISHARES TR S&P SML 600 GWT 464287887 229 1,255 SH   SOLE   0 0 1,255
MCDONALDS CORP COM 580135101 613 2,950 SH   SOLE   0 0 2,950
ISHARES TR TIPS BD ETF 464287176 738 6,388 SH   SOLE   0 0 6,388
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 773 8,602 SH   SOLE   0 0 8,602
STARBUCKS CORP COM 855244109 2,232 26,628 SH   SOLE   0 0 26,628
MICROSOFT CORP COM 594918104 10,548 78,737 SH   SOLE   0 0 78,737
UNION PACIFIC CORP COM 907818108 474 2,800 SH   SOLE   0 0 2,800
BOX INC CL A 10316T104 701 39,799 SH   SOLE   0 0 39,799
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 418 2,404 SH   SOLE   0 0 2,404
EXXON MOBIL CORP COM 30231G102 458 5,977 SH   SOLE   0 0 5,977
HENRY SCHEIN INC COM 806407102 308 4,400 SH   SOLE   0 0 4,400
LILLY ELI & CO COM 532457108 321 2,893 SH   SOLE   0 0 2,893
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 383 3,406 SH   SOLE   0 0 3,406
CISCO SYS INC COM 17275R102 588 10,739 SH   SOLE   0 0 10,739
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 308 5,832 SH   SOLE   0 0 5,832
ALPHABET INC CAP STK CL C 02079K107 784 725 SH   SOLE   0 0 725
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 219 2,812 SH   SOLE   0 0 2,812
VANGUARD INDEX FDS TOTAL STK MKT 922908769 10,694 71,249 SH   SOLE   0 0 71,249
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 24,132 567,412 SH   SOLE   0 0 567,412
HOME DEPOT INC COM 437076102 247 1,186 SH   SOLE   0 0 1,186
CATERPILLAR INC DEL COM 149123101 898 6,587 SH   SOLE   0 0 6,587
TABLEAU SOFTWARE INC CL A 87336U105 3,057 18,415 SH   SOLE   0 0 18,415
ISHARES TR FLTG RATE NT ETF 46429B655 432 8,492 SH   SOLE   0 0 8,492
ISHARES TR CORE S&P500 ETF 464287200 333 1,129 SH   SOLE   0 0 1,129
ISHARES TR ESG MSCI EAFE 46435G516 1,674 26,036 SH   SOLE   0 0 26,036
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 719 11,799 SH   SOLE   0 0 11,799
DXC TECHNOLOGY CO COM 23355L106 227 4,112 SH   SOLE   0 0 4,112
FLEXSHARES TR MORNSTAR UPSTR 33939L407 3,350 101,492 SH   SOLE   0 0 101,492
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,770 8,303 SH   SOLE   0 0 8,303
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 1,425 24,873 SH   SOLE   0 0 24,873
AGILENT TECHNOLOGIES INC COM 00846U101 991 13,277 SH   SOLE   0 0 13,277
KEYSIGHT TECHNOLOGIES INC COM 49338L103 623 6,933 SH   SOLE   0 0 6,933
ISHARES TR MSCI USA ESG SLC 464288802 3,116 25,571 SH   SOLE   0 0 25,571
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 263 3,495 SH   SOLE   0 0 3,495
VANECK VECTORS ETF TR JR GOLD MINERS E 92189F791 238 6,802 SH   SOLE   0 0 6,802
HP INC COM 40434L105 941 45,275 SH   SOLE   0 0 45,275
PHILIP MORRIS INTL INC COM 718172109 252 3,210 SH   SOLE   0 0 3,210
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 7,548 287,639 SH   SOLE   0 0 287,639
CERUS CORP COM 157085101 75 13,385 SH   SOLE   0 0 13,385
NORDSTROM INC COM 655664100 202 6,325 SH   SOLE   0 0 6,325
US BANCORP DEL COM NEW 902973304 223 4,259 SH   SOLE   0 0 4,259
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 42,860 780,692 SH   SOLE   0 0 780,692
ISHARES INC ESG MSCI EM ETF 46434G863 540 15,868 SH   SOLE   0 0 15,868
NIKE INC CL B 654106103 829 9,872 SH   SOLE   0 0 9,872
CHEVRON CORP NEW COM 166764100 334 2,687 SH   SOLE   0 0 2,687
VANGUARD INDEX FDS SMALL CP ETF 922908751 19,109 121,977 SH   SOLE   0 0 121,977
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,771 13,146 SH   SOLE   0 0 13,146
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 12,232 266,675 SH   SOLE   0 0 266,675
ALTRIA GROUP INC COM 02209S103 314 6,626 SH   SOLE   0 0 6,626
VERIZON COMMUNICATIONS INC COM 92343V104 291 5,099 SH   SOLE   0 0 5,099
ISHARES TR CORE US AGGBD ET 464287226 4,740 42,570 SH   SOLE   0 0 42,570
ISHARES TR JPMORGAN USD EMG 464288281 997 8,799 SH   SOLE   0 0 8,799
VANGUARD WHITEHALL FDS INC EMERG MKT BD ETF 921946885 6,894 85,727 SH   SOLE   0 0 85,727
AMGEN INC COM 031162100 509 2,761 SH   SOLE   0 0 2,761
ISHARES TR CORE S&P SCP ETF 464287804 373 4,762 SH   SOLE   0 0 4,762
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 237 2,000 SH   SOLE   0 0 2,000
AMAZON COM INC COM 023135106 4,906 2,591 SH   SOLE   0 0 2,591
JPMORGAN CHASE & CO COM 46625H100 224 2,000 SH   SOLE   0 0 2,000
AMERICAN EXPRESS CO COM 025816109 732 5,930 SH   SOLE   0 0 5,930
PRUDENTIAL FINL INC COM 744320102 202 2,000 SH   SOLE   0 0 2,000
MADDEN STEVEN LTD COM 556269108 414 12,189 SH   SOLE   0 0 12,189
SCHWAB STRATEGIC TR US TIPS ETF 808524870 521 9,246 SH   SOLE   0 0 9,246
BOEING CO COM 097023105 1,804 4,957 SH   SOLE   0 0 4,957
COSTCO WHSL CORP NEW COM 22160K105 1,236 4,676 SH   SOLE   0 0 4,676
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 31,593 478,101 SH   SOLE   0 0 478,101
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 12,788 158,499 SH   SOLE   0 0 158,499
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 20,913 317,003 SH   SOLE   0 0 317,003
TESLA INC COM 88160R101 382 1,709 SH   SOLE   0 0 1,709
INVESCO QQQ TR UNIT SER 1 73935A104 1,602 8,580 SH   SOLE   0 0 8,580
ISHARES TR MSCI ACWI ETF 464288257 529 7,172 SH   SOLE   0 0 7,172
VANGUARD WORLD FDS INF TECH ETF 92204A702 248 1,178 SH   SOLE   0 0 1,178
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 2,146 40,492 SH   SOLE   0 0 40,492
VISA INC COM CL A 92826C839 407 2,347 SH   SOLE   0 0 2,347
ARCHER DANIELS MIDLAND CO COM 039483102 223 5,467 SH   SOLE   0 0 5,467
VANGUARD INDEX FDS GROWTH ETF 922908736 74,143 453,779 SH   SOLE   0 0 453,779
ISHARES TR CORE MSCI PAC 46434V696 1,774 31,869 SH   SOLE   0 0 31,869
TEXAS INSTRS INC COM 882508104 545 4,753 SH   SOLE   0 0 4,753
CHIPOTLE MEXICAN GRILL INC COM 169656105 649 886 SH   SOLE   0 0 886
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 17,502 200,248 SH   SOLE   0 0 200,248
ISHARES TR 0-5 YR TIPS ETF 46429B747 563 5,599 SH   SOLE   0 0 5,599
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,085 29,167 SH   SOLE   0 0 29,167
ISHARES TR CALIF MUN BD ETF 464288356 1,528 25,197 SH   SOLE   0 0 25,197
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 979 12,162 SH   SOLE   0 0 12,162
VANGUARD INDEX FDS VALUE ETF 922908744 71,482 644,447 SH   SOLE   0 0 644,447
NEWMONT GOLDCORP CORPORATION COM 651639106 296 7,699 SH   SOLE   0 0 7,699
SCHWAB STRATEGIC TR US REIT ETF 808524847 2,733 61,495 SH   SOLE   0 0 61,495
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 54,753 659,120 SH   SOLE   0 0 659,120
ISHARES TR RUS 2000 GRW ETF 464287648 858 4,272 SH   SOLE   0 0 4,272
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,649 144,872 SH   SOLE   0 0 144,872
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 22,362 421,361 SH   SOLE   0 0 421,361
ISHARES TR SP SMCP600VL ETF 464287879 206 1,386 SH   SOLE   0 0 1,386
VANGUARD INDEX FDS SML CP GRW ETF 922908595 5,913 31,755 SH   SOLE   0 0 31,755
ISHARES TR SHRT NAT MUN ETF 464288158 359 3,374 SH   SOLE   0 0 3,374
ABBVIE INC COM 00287Y109 274 3,765 SH   SOLE   0 0 3,765
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 220 3,193 SH   SOLE   0 0 3,193
AKAMAI TECHNOLOGIES INC COM 00971T101 487 6,079 SH   SOLE   0 0 6,079
JOHNSON & JOHNSON COM 478160104 432 3,099 SH   SOLE   0 0 3,099
REGIONS FINL CORP NEW COM 7591EP100 196 13,121 SH   SOLE   0 0 13,121
VANGUARD INDEX FDS SM CP VAL ETF 922908611 5,562 42,605 SH   SOLE   0 0 42,605
ISHARES INC CORE MSCI EMKT 46434G103 1,042 20,256 SH   SOLE   0 0 20,256
ISHARES TR U.S. REAL ES ETF 464287739 3,132 35,873 SH   SOLE   0 0 35,873
PEPSICO INC COM 713448108 359 2,738 SH   SOLE   0 0 2,738
TRI POINTE GROUP INC COM 87265H109 241 20,125 SH   SOLE   0 0 20,125
HEWLETT PACKARD ENTERPRISE C COM 42824C109 716 47,875 SH   SOLE   0 0 47,875
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 4,561 54,816 SH   SOLE   0 0 54,816
SPDR GOLD TRUST GOLD SHS 78463V107 553 4,150 SH   SOLE   0 0 4,150
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,146 22,483 SH   SOLE   0 0 22,483
ANTHEM INC COM 036752103 522 1,850 SH   SOLE   0 0 1,850
ISHARES TR RUSSELL 2000 ETF 464287655 1,100 7,073 SH   SOLE   0 0 7,073
BIOGEN INC COM 09062X103 351 1,500 SH   SOLE   0 0 1,500
PROCTER AND GAMBLE CO COM 742718109 537 4,897 SH   SOLE   0 0 4,897
ISHARES TR CORE MSCI EURO 46434V738 5,375 115,336 SH   SOLE   0 0 115,336
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 425 6,027 SH   SOLE   0 0 6,027
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 4,991 88,896 SH   SOLE   0 0 88,896
ISHARES TR RUS 2000 VAL ETF 464287630 539 4,470 SH   SOLE   0 0 4,470
ISHARES TR RUS 1000 VAL ETF 464287598 1,038 8,158 SH   SOLE   0 0 8,158
FACEBOOK INC CL A 30303M102 973 5,039 SH   SOLE   0 0 5,039
CORE LABORATORIES N V COM N22717107 226 4,315 SH   SOLE   0 0 4,315
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,267 32,302 SH   SOLE   0 0 32,302
VANGUARD WORLD FDS MATERIALS ETF 92204A801 207 1,617 SH   SOLE   0 0 1,617
ISHARES TR NATIONAL MUN ETF 464288414 4,399 38,901 SH   SOLE   0 0 38,901
TRUSTMARK CORP COM 898402102 431 12,958 SH   SOLE   0 0 12,958
ALPHABET INC CAP STK CL A 02079K305 865 799 SH   SOLE   0 0 799
TELEFONICA BRASIL SA SPONSORED ADR 87936R106 422 32,400 SH   SOLE   0 0 32,400
ISHARES TR COHEN STEER REIT 464287564 352 3,122 SH   SOLE   0 0 3,122
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,584 8,819 SH   SOLE   0 0 8,819
QUALCOMM INC COM 747525103 644 8,470 SH   SOLE   0 0 8,470
ISHARES TR RUS 1000 ETF 464287622 1,459 8,961 SH   SOLE   0 0 8,961
SPROTT PHYSICAL GOLD TRUST UNIT 85207H104 223 19,700 SH   SOLE   0 0 19,700
APPLE INC COM 037833100 4,786 24,179 SH   SOLE   0 0 24,179
CRH PLC ADR 12626K203 233 7,100 SH   SOLE   0 0 7,100
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 16,666 337,921 SH   SOLE   0 0 337,921
EXPEDIA GROUP INC COM NEW 30212P303 605 4,549 SH   SOLE   0 0 4,549
FEDEX CORP COM 31428X106 297 1,807 SH   SOLE   0 0 1,807
ISHARES TR MSCI EAFE ETF 464287465 1,545 23,501 SH   SOLE   0 0 23,501