The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FORD MOTOR COM COM 345370860 1,071 88,731 SH   SOLE   0 0 88,731
GENERAL ELECTRIC CO COM COM 369604103 1,132 38,217 SH   SOLE   0 0 38,217
INTEL CORP COM COM 458140100 1,111 29,426 SH   SOLE   0 0 29,426
ISHARES NASDAQ BIOTECHNOLOGY E NASDQ BIOTEC ETF 464287556 2,560 8,844 SH   SOLE   0 0 8,844
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309 2,155 17,710 SH   SOLE   0 0 17,710
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408 3,406 35,868 SH   SOLE   0 0 35,868
MICROSOFT CORP COM COM 594918104 683 11,860 SH   SOLE   0 0 11,860
SELECT SECTOR SPDR TRUST CONSU SBI CONS STPLS 81369Y308 2,551 47,934 SH   SOLE   0 0 47,934
UNITEDHEALTH GROUP INC COM COM 91324P102 374 2,673 SH   SOLE   0 0 2,673
VANGUARD HIGH DIVIDEND YIELD E HIGH DIV YLD 921946406 2,242 31,077 SH   SOLE   0 0 31,077
ALPS ETF TRUST ALERIAN MLP ALERIAN MLP 00162Q866 566 44,631 SH   SOLE   0 0 44,631
AMAZON.COM INC COM COM 023135106 980 1,170 SH   SOLE   0 0 1,170
APPLE INC COM COM 037833100 472 4,171 SH   SOLE   0 0 4,171
AT&T INC COM COM 00206R102 1,716 42,251 SH   SOLE   0 0 42,251
BOEING CO COM COM 097023105 566 4,296 SH   SOLE   0 0 4,296
BROADCOM LIMITED COM SHS Y09827109 237 1,371 SH   SOLE   0 0 1,371
CENTURYLINK INC COM COM 156700106 578 21,058 SH   SOLE   0 0 21,058
CHEVRON CORP COM COM 166764100 859 8,350 SH   SOLE   0 0 8,350
CISCO SYSTEMS INC COM COM 17275R102 482 15,186 SH   SOLE   0 0 15,186
COMMUNITY BANK SYSTEM INC COM COM 203607106 878 18,248 SH   SOLE   0 0 18,248
DOW CHEMICAL COM COM 260543103 220 4,243 SH   SOLE   0 0 4,243
DU PONT E I DE NEMOURS & CO CO COM 263534109 481 7,180 SH   SOLE   0 0 7,180
DUKE ENERGY HOLDINGS CORP COM COM 26441C204 576 7,197 SH   SOLE   0 0 7,197
ELI LILLY & CO COM COM 532457108 396 4,937 SH   SOLE   0 0 4,937
EMERSON ELEC CO COM COM 291011104 978 17,933 SH   SOLE   0 0 17,933
GENUINE PARTS CO COM COM 372460105 565 5,628 SH   SOLE   0 0 5,628
ISHARES S&P 100 ETF S&P 100 ETF 464287101 217 2,258 SH   SOLE   0 0 2,258
JOHNSON & JOHNSON COM COM 478160104 1,203 10,180 SH   SOLE   0 0 10,180
JP MORGAN CHASE & CO COM COM 46625H100 553 8,308 SH   SOLE   0 0 8,308
KIMBERLY CLARK CORP COM COM 494368103 429 3,400 SH   SOLE   0 0 3,400
KRAFT HEINZ CO COM COM 500754106 446 4,986 SH   SOLE   0 0 4,986
MCDONALDS CORP COM COM 580135101 255 2,209 SH   SOLE   0 0 2,209
NEXTERA ENERGY INC COM COM 65339F101 443 3,625 SH   SOLE   0 0 3,625
POWERSHARES QQQ UNIT SER 1 73935A104 231 1,949 SH   SOLE   0 0 1,949
PPG INDUSTRIES INC COM COM 693506107 527 5,098 SH   SOLE   0 0 5,098
PROCTER GAMBLE CO COM COM 742718109 1,060 11,816 SH   SOLE   0 0 11,816
REALTY INCOME CORPORATION COM COM 756109104 658 9,830 SH   SOLE   0 0 9,830
ROBERT HALF INTL INC COM COM 770323103 1,283 33,876 SH   SOLE   0 0 33,876
UMPQUA HOLDINGS CORP COM COM 904214103 552 36,690 SH   SOLE   0 0 36,690
UNITED PARCEL SERVICE CL B CL B 911312106 36,589 334,570 SH   SOLE   0 0 334,570
VERIZON COMMUNICATIONS COM COM 92343V104 699 13,446 SH   SOLE   0 0 13,446
WELLTOWER INC COM COM 95040Q104 306 4,088 SH   SOLE   0 0 4,088
D R HORTON INC COM COM 23331A109 247 8,186 SH   SOLE   0 0 8,186
HEALTHSOUTH CORP NEW COM COM 421924309 537 13,229 SH   SOLE   0 0 13,229
ISHARES RUSSELL MID-CAP VALUE RUS MDCP VAL ETF 464287473 2,407 31,357 SH   SOLE   0 0 31,357
ISHARES S&P MID-CAP 400 GROWTH S&P MC 400GR ETF 464287606 1,205 6,894 SH   SOLE   0 0 6,894
ISHARES US HOME CONSTRUCTION E US HOME CONS ETF 464288752 2,982 108,242 SH   SOLE   0 0 108,242
PACCAR INC COM COM 693718108 1,006 17,119 SH   SOLE   0 0 17,119
SELECT SECTOR SPDR TRUST UTILI SBI INT-UTILS 81369Y886 227 4,633 SH   SOLE   0 0 4,633
VANGUARD CRSP US SMALL CAP VAL SM CP VAL ETF 922908611 3,861 34,891 SH   SOLE   0 0 34,891
VANGUARD SMALL CAP ETF SMALL CP ETF 922908751 2,718 22,245 SH   SOLE   0 0 22,245
ABERDEEN ASIA-PAC PRIME INC CO COM 003009107 244 47,625 SH   SOLE   0 0 47,625
ISHARES MSCI EAFE GROWTH INDEX EAFE GRWTH ETF 464288885 6,187 90,482 SH   SOLE   0 0 90,482
ISHARES MSCI EAFE VALUE INDEX EAFE VALUE ETF 464288877 7,257 157,218 SH   SOLE   0 0 157,218
VANGUARD EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858 2,293 60,924 SH   SOLE   0 0 60,924
HCP INC COM COM 40414L109 380 10,021 SH   SOLE   0 0 10,021
VANGUARD REIT ETF INDEX REIT ETF 922908553 13,223 152,441 SH   SOLE   0 0 152,441
ISHARES GOLD TRUST COM ISHARES 464285105 1,717 135,266 SH   SOLE   0 0 135,266
SELECT SECTOR SPDR TRUST ENERG SBI INT-ENERGY 81369Y506 1,717 24,322 SH   SOLE   0 0 24,322
ISHARES TRUST 0-5 YR HIGH YIEL 0-5YR HI YL CP 46434V407 3,689 78,020 SH   SOLE   0 0 78,020
SPDR BARCLAYS SHORT TERM CORP BARC SHT TR CP 78464A474 5,433 176,562 SH   SOLE   0 0 176,562
PIMCO HIGH INCOME FUND COM COM SHS 722014107 275 27,624 SH   SOLE   0 0 27,624
SSGA ACTIVE ETF TRUST SPDR TR SPDR TR TACTIC 78467V848 6,726 134,001 SH   SOLE   0 0 134,001
VANGUARD INTERMEDIATE TERM BON INTERMED TERM 921937819 7,282 83,073 SH   SOLE   0 0 83,073
CERNER CORP COM COM 156782104 350 5,668 SH   SOLE   0 0 5,668
LAZARD LTD PFD COM SHS A G54050102 290 7,969 SH   SOLE   0 0 7,969
STARWOOD PROPERTY TRUST COM COM 85571B105 1,067 47,398 SH   SOLE   0 0 47,398
VANGUARD LONG TERM BOND FUND LONG TERM BOND 921937793 6,014 60,991 SH   SOLE   0 0 60,991