The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
LOWES COS INC COM 548661107 91,138 1,262,128 SH   SOLE   1,262,128 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 21,253 294,608 SH   SOLE   294,608 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 15,918 3,291,353 SH   SOLE   3,291,353 0 0
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 10,508 125,709 SH   SOLE   125,709 0 0
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 8,480 204,386 SH   SOLE   204,386 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 8,254 98,340 SH   SOLE   98,340 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 6,577 81,648 SH   SOLE   81,648 0 0
ISHARES TR EAFE MIN VOL ETF 46429B689 6,397 94,578 SH   SOLE   94,578 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 6,357 82,810 SH   SOLE   82,810 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 5,661 53,600 SH   SOLE   53,600 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 5,460 42,184 SH   SOLE   42,184 0 0
EXXON MOBIL CORP COM 30231G102 4,975 56,996 SH   SOLE   56,996 0 0
WISDOMTREE TR JAPN HEDGE EQT 97717W851 4,921 114,693 SH   SOLE   114,693 0 0
ISHARES 1-3 YR CR BD ETF 464288646 4,782 45,214 SH   SOLE   45,214 0 0
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 4,698 87,428 SH   SOLE   87,428 0 0
PFIZER INC COM 717081103 4,396 129,778 SH   SOLE   129,778 0 0
EQUIFAX INC COM 294429105 4,307 32,000 SH   SOLE   32,000 0 0
PHILIP MORRIS INTL INC COM 718172109 4,291 44,135 SH   SOLE   44,135 0 0
RYDEX ETF TRUST GUG S&P500EQWTTE 78355W817 4,146 39,294 SH   SOLE   39,294 0 0
GENERAL ELECTRIC CO COM 369604103 4,069 137,259 SH   SOLE   137,259 0 0
CREDIT SUISSE NASSAU BRH X LNG SHT EQUT 22542D878 3,799 142,600 SH   SOLE   142,600 0 0
APPLE INC COM 037833100 3,429 30,328 SH   SOLE   30,328 0 0
3M CO COM 88579Y101 3,405 19,319 SH   SOLE   19,319 0 0
ALTRIA GROUP INC COM 02209S103 3,321 52,495 SH   SOLE   52,495 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 3,191 64,054 SH   SOLE   64,054 0 0
MEDTRONIC PLC SHS G5960L103 2,976 34,439 SH   SOLE   34,439 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 2,961 26,366 SH   SOLE   26,366 0 0
QUALCOMM INC COM 747525103 2,844 41,520 SH   SOLE   41,520 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,721 29,079 SH   SOLE   29,079 0 0
METLIFE INC COM 59156R108 2,609 58,717 SH   SOLE   58,717 0 0
RYDEX ETF TRUST GUG S&P500EQWTHC 78355W841 2,594 16,669 SH   SOLE   16,669 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 2,504 28,779 SH   SOLE   28,779 0 0
WISDOMTREE TR INTL LRGCAP DV 97717W794 2,462 56,915 SH   SOLE   56,915 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,415 46,465 SH   SOLE   46,465 0 0
AMERICAN EXPRESS CO COM 025816109 2,334 36,450 SH   SOLE   36,450 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 2,216 18,627 SH   SOLE   18,627 0 0
MICROSOFT CORP COM 594918104 2,200 38,194 SH   SOLE   38,194 0 0
MONDELEZ INTL INC CL A 609207105 2,171 49,430 SH   SOLE   49,430 0 0
ABBVIE INC COM 00287Y109 2,155 34,164 SH   SOLE   34,164 0 0
SPDR SER TR NUVN BR SHT MUNI 78468R739 2,153 44,069 SH   SOLE   44,069 0 0
CAPITAL ONE FINL CORP COM 14040H105 2,064 28,731 SH   SOLE   28,731 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 2,059 12,963 SH   SOLE   12,963 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 2,039 37,814 SH   SOLE   37,814 0 0
ALLERGAN PLC SHS G0177J108 1,900 8,250 SH   SOLE   8,250 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 1,818 72,130 SH   SOLE   72,130 0 0
MYLAN N V SHS EURO N59465109 1,773 46,510 SH   SOLE   46,510 0 0
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 1,728 14,888 SH   SOLE   14,888 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 1,715 64,890 SH   SOLE   64,890 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 1,698 13,061 SH   SOLE   13,061 0 0
VANGUARD INDEX FDS REIT ETF 922908553 1,696 19,554 SH   SOLE   19,554 0 0
AGRIUM INC COM 008916108 1,678 18,493 SH   SOLE   18,493 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,640 20,489 SH   SOLE   20,489 0 0
ORACLE CORP COM 68389X105 1,625 41,378 SH   SOLE   41,378 0 0
TYSON FOODS INC CL A 902494103 1,578 21,135 SH   SOLE   21,135 0 0
UNION PAC CORP COM 907818108 1,553 15,926 SH   SOLE   15,926 0 0
ABBOTT LABS COM 002824100 1,507 35,637 SH   SOLE   35,637 0 0
DISNEY WALT CO COM DISNEY 254687106 1,496 16,106 SH   SOLE   16,106 0 0
BARCLAYS BK PLC IPATH S&P500 VIX 06740Q252 1,434 42,091 SH   SOLE   42,091 0 0
MERCK & CO INC NEW COM 58933Y105 1,432 22,929 SH   SOLE   22,929 0 0
KRAFT HEINZ CO COM 500754106 1,358 15,172 SH   SOLE   15,172 0 0
AT&T INC COM 00206R102 1,334 32,861 SH   SOLE   32,861 0 0
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 1,297 21,315 SH   SOLE   21,315 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,297 6 SH   SOLE   6 0 0
COCA COLA CO COM 191216100 1,293 30,518 SH   SOLE   30,518 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,290 12,700 SH   SOLE   12,700 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760 1,289 21,009 SH   SOLE   21,009 0 0
JOHNSON & JOHNSON COM 478160104 1,281 10,847 SH   SOLE   10,847 0 0
SPECTRA ENERGY CORP COM 847560109 1,223 28,608 SH   SOLE   28,608 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 1,179 10,156 SH   SOLE   10,156 0 0
PROCTER & GAMBLE CO COM 742718109 1,151 12,825 SH   SOLE   12,825 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG CHN TECH 18383Q135 1,127 27,042 SH   SOLE   27,042 0 0
WISDOMTREE TR TTL EARNING FD 97717W596 1,125 15,000 SH   SOLE   15,000 0 0
MGM RESORTS INTERNATIONAL COM 552953101 1,121 43,050 SH   SOLE   43,050 0 0
CHEVRON CORP NEW COM 166764100 1,078 10,473 SH   SOLE   10,473 0 0
PENNYMAC MTG INVT TR COM 70931T103 1,060 68,022 SH   SOLE   68,022 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 978 11,590 SH   SOLE   11,590 0 0
MCDONALDS CORP COM 580135101 904 7,840 SH   SOLE   7,840 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 862 18,976 SH   SOLE   18,976 0 0
PEPSICO INC COM 713448108 848 7,796 SH   SOLE   7,796 0 0
TERADYNE INC COM 880770102 847 39,250 SH   SOLE   39,250 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 809 10,500 SH   SOLE   10,500 0 0
HCA HOLDINGS INC COM 40412C101 795 10,510 SH   SOLE   10,510 0 0
RYDEX ETF TRUST GUGGENHM S&P 400 78355W577 795 14,966 SH   SOLE   14,966 0 0
CISCO SYS INC COM 17275R102 790 24,915 SH   SOLE   24,915 0 0
STRYKER CORP COM 863667101 769 6,583 SH   SOLE   6,583 0 0
SPDR SERIES TRUST BRC CNV SECS ETF 78464A359 765 16,500 SH   SOLE   16,500 0 0
JPMORGAN CHASE & CO COM 46625H100 720 10,816 SH   SOLE   10,816 0 0
KONINKLIJKE PHILIPS N V NY REG SH NEW 500472303 694 23,441 SH   SOLE   23,441 0 0
CHUBB LIMITED COM H1467J104 678 5,391 SH   SOLE   5,391 0 0
CVS HEALTH CORP COM 126650100 662 7,440 SH   SOLE   7,440 0 0
ALPHABET INC CAP STK CL C 02079K107 596 767 SH   SOLE   767 0 0
WISDOMTREE TR EQTY INC FD 97717W208 578 8,700 SH   SOLE   8,700 0 0
DELL TECHNOLOGIES INC COM CL V 24703L103 575 12,026 SH   SOLE   12,026 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 562 7,974 SH   SOLE   7,974 0 0
ALPHABET INC CAP STK CL A 02079K305 560 697 SH   SOLE   697 0 0
LAUDER ESTEE COS INC CL A 518439104 557 6,292 SH   SOLE   6,292 0 0
ISHARES TR FLTG RATE BD ETF 46429B655 554 10,920 SH   SOLE   10,920 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 529 6,000 SH   SOLE   6,000 0 0
BANCO SANTANDER SA ADR 05964H105 520 117,822 SH   SOLE   117,822 0 0
KKR & CO L P DEL COM UNITS 48248M102 520 36,480 SH   SOLE   36,480 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 520 10,385 SH   SOLE   10,385 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 508 7,046 SH   SOLE   7,046 0 0
L-3 COMMUNICATIONS HLDGS INC COM 502424104 497 3,300 SH   SOLE   3,300 0 0
EMERSON ELEC CO COM 291011104 491 9,000 SH   SOLE   9,000 0 0
PAYPAL HLDGS INC COM 70450Y103 491 11,980 SH   SOLE   11,980 0 0
MICRON TECHNOLOGY INC COM 595112103 460 25,850 SH   SOLE   25,850 0 0
BARCLAYS BK PLC ETN+ SEL MLP 06742C723 447 19,147 SH   SOLE   19,147 0 0
COLGATE PALMOLIVE CO COM 194162103 445 6,000 SH   SOLE   6,000 0 0
NORTHSTAR RLTY FIN CORP COM 66704R803 444 33,724 SH   SOLE   33,724 0 0
BLACKROCK MUNIASSETS FD INC COM 09254J102 443 28,800 SH   SOLE   28,800 0 0
FIRST BANCORP N C COM 318910106 436 21,941 SH   SOLE   21,941 0 0
COMCAST CORP NEW CL A 20030N101 425 6,399 SH   SOLE   6,399 0 0
PRICELINE GRP INC COM NEW 741503403 413 281 SH   SOLE   281 0 0
PROSHARES TR II ULTRASHRT EURO 74347W882 409 17,200 SH   SOLE   17,200 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 401 9,603 SH   SOLE   9,603 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 396 10,590 SH   SOLE   10,590 0 0
NOVARTIS A G SPONSORED ADR 66987V109 392 4,966 SH   SOLE   4,966 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 392 2,461 SH   SOLE   2,461 0 0
EBAY INC COM 278642103 387 11,770 SH   SOLE   11,770 0 0
FRANKLIN RES INC COM 354613101 384 10,800 SH   SOLE   10,800 0 0
GILEAD SCIENCES INC COM 375558103 378 4,782 SH   SOLE   4,782 0 0
ARTESIAN RESOURCES CORP CL A 043113208 375 13,147 SH   SOLE   13,147 0 0
WELLS FARGO & CO NEW COM 949746101 373 8,414 SH   SOLE   8,414 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 368 2,964 SH   SOLE   2,964 0 0
DENTSPLY SIRONA INC COM 24906P109 366 6,165 SH   SOLE   6,165 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG SPINOFF ETF 18383M605 358 8,350 SH   SOLE   8,350 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 356 7,000 SH   SOLE   7,000 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 355 2,825 SH   SOLE   2,825 0 0
HONEYWELL INTL INC COM 438516106 329 2,825 SH   SOLE   2,825 0 0
KIMBERLY CLARK CORP COM 494368103 327 2,589 SH   SOLE   2,589 0 0
MASTERCARD INCORPORATED CL A 57636Q104 304 2,991 SH   SOLE   2,991 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 300 3,025 SH   SOLE   3,025 0 0
NIKE INC CL B 654106103 292 5,549 SH   SOLE   5,549 0 0
HOME DEPOT INC COM 437076102 291 2,260 SH   SOLE   2,260 0 0
ISHARES TR RUS MID-CAP ETF 464287499 289 1,660 SH   SOLE   1,660 0 0
WELLTOWER INC 6.50% PFD PREPET 95040Q203 280 4,200 SH   SOLE   4,200 0 0
SEALED AIR CORP NEW COM 81211K100 275 6,000 SH   SOLE   6,000 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 273 2,237 SH   SOLE   2,237 0 0
UNITEDHEALTH GROUP INC COM 91324P102 273 1,950 SH   SOLE   1,950 0 0
REYNOLDS AMERICAN INC COM 761713106 263 5,576 SH   SOLE   5,576 0 0
WAL-MART STORES INC COM 931142103 256 3,552 SH   SOLE   3,552 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 255 5,861 SH   SOLE   5,861 0 0
DOMINION RES INC VA NEW COM 25746U109 254 3,422 SH   SOLE   3,422 0 0
INTEL CORP COM 458140100 254 6,724 SH   SOLE   6,724 0 0
CITIGROUP INC COM NEW 172967424 252 5,346 SH   SOLE   5,346 0 0
ISHARES TR 20+ YR TR BD ETF 464287432 248 1,806 SH   SOLE   1,806 0 0
SPDR SERIES TRUST BARC SHT TR CP 78464A474 231 7,507 SH   SOLE   7,507 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 228 3,224 SH   SOLE   3,224 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 222 8,027 SH   SOLE   8,027 0 0
LAS VEGAS SANDS CORP COM 517834107 213 3,700 SH   SOLE   3,700 0 0
AMGEN INC COM 031162100 212 1,269 SH   SOLE   1,269 0 0
ALPS ETF TR ALERIAN MLP 00162Q866 211 16,600 SH   SOLE   16,600 0 0
ISHARES TR MSCI EAFE ETF 464287465 205 3,469 SH   SOLE   3,469 0 0
RAYTHEON CO COM NEW 755111507 204 1,502 SH   SOLE   1,502 0 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 202 3,832 SH   SOLE   3,832 0 0
INVESCO MORTGAGE CAPITAL INC COM 46131B100 196 12,628 SH   SOLE   12,628 0 0
NEW YORK MTG TR INC COM PAR $.02 649604501 191 30,790 SH   SOLE   30,790 0 0
SWEDISH EXPT CR CORP ROG AGRI ETN22 870297603 62 10,000 SH   SOLE   10,000 0 0