Regulatory Matters (Tables)

3 Months Ended

Mar. 31, 2020

Schedule of Actual Capital Amounts and Ratios

The actual capital amounts and ratios for the Company and the Bank as of March 31, 2020 and December 31, 2019 are presented in the following tables and as shown, are above the thresholds necessary to be considered “well-capitalized.” Management believes that no events or changes have occurred after March 31, 2020 that would change this designation.

	Consolidated Company					Bank
(In thousands)	Amount		Ratio			Amount		Ratio
March 31, 2020
Tier 1 leverage	$	1,777,399		10.1	%	$	1,875,239		10.6	%
Common equity tier 1 capital		1,777,399		11.4			1,825,239		11.8
Tier 1 risk-based capital		1,777,399		11.4			1,875,239		12.1
Total risk-based capital		2,143,332		13.8			2,050,683		13.2
Minimum requirement:
Tier 1 leverage		704,395		4.0			704,633		4.0
Common equity tier 1 capital		698,790		4.5			698,584		4.5
Tier 1 risk-based capital		931,720		6.0			931,445		6.0
Total risk-based capital		1,242,293		8.0			1,241,927		8.0
Well capitalized requirement:
Tier 1 leverage	N/A		N/A				880,791		5.0
Common equity tier 1 capital	N/A		N/A				1,009,066		6.5
Tier 1 risk-based capital		931,720		6.0			1,241,927		8.0
Total risk-based capital		1,552,866		10.0			1,552,409		10.0

	Consolidated Company					Bank
(In thousands)	Amount		Ratio			Amount		Ratio
December 31, 2019
Tier 1 leverage	$	1,784,664		10.3	%	$	1,953,008		11.1	%
Common equity tier 1 capital		1,784,664		11.5			1,903,008		12.3
Tier 1 risk-based capital		1,784,664		11.5			1,953,008		12.6
Total risk-based capital		2,120,571		13.7			2,099,146		13.6
Minimum requirement:
Tier 1 leverage		690,213		4.0			689,881		4.0
Common equity tier 1 capital		697,089		4.5			696,755		4.5
Tier 1 risk-based capital		929,453		6.0			929,007		6.0
Total risk-based capital		1,239,270		8.0			1,238,676		8.0
Well capitalized requirement:
Tier 1 leverage	N/A		N/A				862,351		5.0
Common equity tier 1 capital	N/A		N/A				1,006,425		6.5
Tier 1 risk-based capital		929,453		6.0			1,238,676		8.0
Total risk-based capital		1,549,088		10.0			1,548,345		10.0