The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR COM 464287200 124,341 369,997 SH   SOLE   0 0 369,997
VANGUARD INDEX FDS COM 922908363 39,255 127,595 SH   SOLE   0 0 127,595
ISHARES TR COM 46429B697 37,999 596,255 SH   SOLE   0 0 596,255
ISHARES TR COM 46432F396 32,672 221,654 SH   SOLE   0 0 221,654
APPLE INC COM 037833100 28,728 248,064 SH   SOLE   0 0 248,064
ISHARES TR COM 46432F842 23,069 382,704 SH   SOLE   0 0 382,704
SCHWAB STRATEGIC TR COM 808524508 20,259 365,157 SH   SOLE   0 0 365,157
PIMCO ETF TR COM 72201R775 16,843 149,810 SH   SOLE   0 0 149,810
ISHARES TR COM 46434VBK5 15,095 602,584 SH   SOLE   0 0 602,584
ISHARES TR COM 46434VBA7 14,902 581,437 SH   SOLE   0 0 581,437
ISHARES TR COM 46434VAQ3 14,235 564,197 SH   SOLE   0 0 564,197
MICROSOFT CORP COM 594918104 9,046 43,007 SH   SOLE   0 0 43,007
ISHARES TR COM 464287440 8,635 70,881 SH   SOLE   0 0 70,881
AMAZON COM INC COM 023135106 7,733 2,456 SH   SOLE   0 0 2,456
AMGEN INC COM 031162100 6,276 24,693 SH   SOLE   0 0 24,693
ISHARES TR COM 46434V613 6,214 114,277 SH   SOLE   0 0 114,277
ALPHABET INC COM 02079K305 5,659 3,861 SH   SOLE   0 0 3,861
BERKSHIRE HATHAWAY INC DEL COM 084670702 5,584 26,224 SH   SOLE   0 0 26,224
CHARLES RIV LABS INTL INC COM 159864107 5,401 23,849 SH   SOLE   0 0 23,849
VISA INC COM 92826C839 5,114 25,575 SH   SOLE   0 0 25,575
PROCTER AND GAMBLE CO COM 742718109 4,976 35,804 SH   SOLE   0 0 35,804
WALMART INC COM 931142103 4,952 35,391 SH   SOLE   0 0 35,391
VERIZON COMMUNICATIONS INC COM 92343V104 4,905 82,455 SH   SOLE   0 0 82,455
BALL CORP COM 058498106 4,861 58,486 SH   SOLE   0 0 58,486
MASCO CORP COM 574599106 4,861 88,165 SH   SOLE   0 0 88,165
ISHARES TR COM 46434VAX8 4,567 174,111 SH   SOLE   0 0 174,111
MOTOROLA SOLUTIONS INC COM 620076307 4,468 28,496 SH   SOLE   0 0 28,496
NEXTERA ENERGY INC COM 65339F101 4,375 15,764 SH   SOLE   0 0 15,764
STARBUCKS CORP COM 855244109 4,358 50,724 SH   SOLE   0 0 50,724
AMERICAN TOWER CORP NEW COM 03027X100 4,297 17,777 SH   SOLE   0 0 17,777
PARKER-HANNIFIN CORP COM 701094104 4,295 21,227 SH   SOLE   0 0 21,227
DISNEY WALT CO COM 254687106 4,278 34,476 SH   SOLE   0 0 34,476
PEPSICO INC COM 713448108 4,215 30,414 SH   SOLE   0 0 30,414
PNC FINL SVCS GROUP INC COM 693475105 4,170 37,943 SH   SOLE   0 0 37,943
UNITEDHEALTH GROUP INC COM 91324P102 4,085 13,102 SH   SOLE   0 0 13,102
CISCO SYS INC COM 17275R102 4,025 102,182 SH   SOLE   0 0 102,182
ISHARES TR COM 464287465 4,022 63,186 SH   SOLE   0 0 63,186
JPMORGAN CHASE & CO COM 46625H100 4,010 41,649 SH   SOLE   0 0 41,649
PPL CORP COM 69351T106 3,924 144,196 SH   SOLE   0 0 144,196
PFIZER INC COM 717081103 3,847 104,824 SH   SOLE   0 0 104,824
HASBRO INC COM 418056107 3,842 46,441 SH   SOLE   0 0 46,441
LOWES COS INC COM 548661107 3,679 22,182 SH   SOLE   0 0 22,182
DOLLAR GEN CORP NEW COM 256677105 3,643 17,380 SH   SOLE   0 0 17,380
ISHARES TR COM 464288158 3,595 33,255 SH   SOLE   0 0 33,255
DIAGEO PLC SPON ADR 25243Q205 3,567 25,910 SH   SOLE   0 0 25,910
GOLDMAN SACHS ETF TR COM 381430206 3,552 108,339 SH   SOLE   0 0 108,339
ISHARES TR COM 464287226 3,535 29,940 SH   SOLE   0 0 29,940
L3HARRIS TECHNOLOGIES INC COM 502431109 3,439 20,249 SH   SOLE   0 0 20,249
BECTON DICKINSON & CO COM 075887109 3,396 14,594 SH   SOLE   0 0 14,594
VANGUARD INDEX FDS COM 922908652 3,387 26,109 SH   SOLE   0 0 26,109
GLOBAL PMTS INC COM 37940X102 3,291 18,532 SH   SOLE   0 0 18,532
BOOKING HOLDINGS INC COM 09857L108 3,141 1,836 SH   SOLE   0 0 1,836
WELLS FARGO CO NEW COM 949746101 2,818 119,859 SH   SOLE   0 0 119,859
JONES LANG LASALLE INC COM 48020Q107 2,725 28,488 SH   SOLE   0 0 28,488
SCHLUMBERGER LTD COM 806857108 2,188 140,609 SH   SOLE   0 0 140,609
SPDR S&P 500 ETF TR COM 78462F103 1,948 5,815 SH   SOLE   0 0 5,815
JOHNSON & JOHNSON COM 478160104 1,782 11,972 SH   SOLE   0 0 11,972
ISHARES TR COM 46429B689 1,575 23,117 SH   SOLE   0 0 23,117
PPG INDS INC COM 693506107 1,372 11,240 SH   SOLE   0 0 11,240
NVR INC COM 62944T105 1,139 279 SH   SOLE   0 0 279
ISHARES TR COM 464288885 1,116 12,412 SH   SOLE   0 0 12,412
ABBVIE INC COM 00287Y109 988 11,277 SH   SOLE   0 0 11,277
VANGUARD INDEX FDS COM 922908769 967 5,677 SH   SOLE   0 0 5,677
AUTOMATIC DATA PROCESSING IN COM 053015103 953 6,832 SH   SOLE   0 0 6,832
VANGUARD WHITEHALL FDS COM 921946406 941 11,622 SH   SOLE   0 0 11,622
II-VI INC COM 902104108 932 22,967 SH   SOLE   0 0 22,967
ISHARES TR COM 464287598 916 7,755 SH   SOLE   0 0 7,755
VANGUARD INDEX FDS COM 922908629 821 4,656 SH   SOLE   0 0 4,656
ISHARES TR COM 464288414 781 6,733 SH   SOLE   0 0 6,733
MCDONALDS CORP COM 580135101 741 3,377 SH   SOLE   0 0 3,377
ISHARES TR COM 464287655 719 4,797 SH   SOLE   0 0 4,797
COMCAST CORP NEW COM 20030N101 640 13,830 SH   SOLE   0 0 13,830
NETFLIX INC COM 64110L106 637 1,274 SH   SOLE   0 0 1,274
VANECK VECTORS ETF TR COM 92189H201 623 12,158 SH   SOLE   0 0 12,158
CSX CORP COM 126408103 570 7,335 SH   SOLE   0 0 7,335
ABBOTT LABS COM 002824100 566 5,205 SH   SOLE   0 0 5,205
ISHARES TR COM 464288448 545 21,846 SH   SOLE   0 0 21,846
COOPER COS INC COM 216648402 527 1,562 SH   SOLE   0 0 1,562
AT&T INC COM 00206R102 513 17,991 SH   SOLE   0 0 17,991
MERCK & CO. INC COM 58933Y105 509 6,137 SH   SOLE   0 0 6,137
BOEING CO COM 097023105 495 2,997 SH   SOLE   0 0 2,997
ALPHABET INC COM 02079K107 482 328 SH   SOLE   0 0 328
MOMENTA PHARMACEUTICALS INC COM 60877T100 472 9,000 SH   SOLE   0 0 9,000
INTEL CORP COM 458140100 472 9,115 SH   SOLE   0 0 9,115
ISHARES INC COM 46434G103 467 8,849 SH   SOLE   0 0 8,849
ISHARES TR COM 46434VBG4 461 17,451 SH   SOLE   0 0 17,451
SCHWAB STRATEGIC TR COM 808524706 449 16,770 SH   SOLE   0 0 16,770
ISHARES TR COM 464287242 445 3,302 SH   SOLE   0 0 3,302
HOME DEPOT INC COM 437076102 433 1,560 SH   SOLE   0 0 1,560
HONEYWELL INTL INC COM 438516106 430 2,614 SH   SOLE   0 0 2,614
QUALCOMM INC COM 747525103 400 3,396 SH   SOLE   0 0 3,396
ISHARES INC COM 464286533 398 7,212 SH   SOLE   0 0 7,212
WHITE MTNS INS GROUP LTD COM G9618E107 393 505 SH   SOLE   0 0 505
EXXON MOBIL CORP COM 30231G102 376 10,949 SH   SOLE   0 0 10,949
WISDOMTREE TR COM 97717W604 369 17,494 SH   SOLE   0 0 17,494
SSGA ACTIVE ETF TR COM 78467V848 351 7,109 SH   SOLE   0 0 7,109
ISHARES TR COM 464288877 343 8,504 SH   SOLE   0 0 8,504
NATIONAL BK HLDGS CORP COM 633707104 331 12,596 SH   SOLE   0 0 12,596
J P MORGAN EXCHANGE-TRADED F COM 46641Q670 327 5,872 SH   SOLE   0 0 5,872
TESLA INC COM 88160R101 320 745 SH   SOLE   0 0 745
NIKE INC COM 654106103 313 2,494 SH   SOLE   0 0 2,494
INTERNATIONAL BUSINESS MACHS COM 459200101 303 2,491 SH   SOLE   0 0 2,491
NUVEEN MARYLAND QLT MUN INC COM 67061Q107 302 22,922 SH   SOLE   0 0 22,922
INVESCO EXCHANGE TRADED FD T COM 46137V357 298 2,757 SH   SOLE   0 0 2,757
SPDR SER TR COM 78464A409 266 5,312 SH   SOLE   0 0 5,312
SELECT SECTOR SPDR TR COM 81369Y803 260 2,225 SH   SOLE   0 0 2,225
ISHARES TR COM 464287499 257 4,477 SH   SOLE   0 0 4,477
INVESCO QQQ TR COM 46090E103 243 874 SH   SOLE   0 0 874
PHILIP MORRIS INTL INC COM 718172109 238 3,179 SH   SOLE   0 0 3,179
FACEBOOK INC COM 30303M102 236 901 SH   SOLE   0 0 901
SCHWAB STRATEGIC TR COM 808524805 227 7,243 SH   SOLE   0 0 7,243
VANGUARD INDEX FDS COM 922908736 219 962 SH   SOLE   0 0 962
HUNTINGTON BANCSHARES INC COM 446150104 215 23,467 SH   SOLE   0 0 23,467
ISHARES TR COM 46434V621 211 5,312 SH   SOLE   0 0 5,312
DOMINION ENERGY INC COM 25746U109 211 2,670 SH   SOLE   0 0 2,670
PIMCO ETF TR COM 72201R833 206 2,016 SH   SOLE   0 0 2,016
VANGUARD WORLD FDS COM 92204A702 202 649 SH   SOLE   0 0 649
PIMCO ETF TR COM 72201R866 202 3,590 SH   SOLE   0 0 3,590
BLACKROCK MD MUNICIPAL BOND COM 09249L105 200 14,280 SH   SOLE   0 0 14,280