The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 802 13,687 SH   DFND 1 0 0 13,687
ABBVIE INC COM 00287Y109 1,214 20,741 SH   SOLE 20,741 0 0
ABBVIE INC COM 00287Y109 377 6,455 SH   DFND 1,922 0 4,533
ACTAVIS PLC SHS G0083B108 642 2,155 SH   DFND 929 0 1,226
ACTAVIS PLC SHS G0083B108 1,283 4,317 SH   DFND 1 0 0 4,317
ACTAVIS PLC SHS G0083B108 981 3,301 SH   SOLE 3,301 0 0
ADOBE SYS INC COM 00724F101 227 3,075 SH   DFND 1 0 0 3,075
ADVANCED SEMICONDUCTOR ENGR SPONSORED ADR 00756M404 74 10,254 SH   SOLE 10,254 0 0
AECOM COM 00766T100 631 20,454 SH   SOLE 20,454 0 0
AECOM COM 00766T100 358 11,646 SH   DFND 6,512 0 5,134
AECOM COM 00766T100 436 14,169 SH   DFND 1 0 0 14,169
AEGON N V NY REGISTRY SH 007924103 101 12,750 SH   DFND 1 0 0 12,750
AES CORP COM 00130H105 838 65,214 SH   DFND 1 0 0 65,214
AES CORP COM 00130H105 700 54,538 SH   SOLE 54,538 0 0
AES CORP COM 00130H105 389 30,288 SH   DFND 14,685 0 15,603
ALCOA INC COM 013817101 700 54,226 SH   DFND 28,844 0 25,382
ALCOA INC COM 013817101 1,161 89,771 SH   DFND 1 0 0 89,771
ALCOA INC COM 013817101 1,335 103,320 SH   SOLE 103,320 0 0
ALEXION PHARMACEUTICALS INC COM 015351109 581 3,368 SH   DFND 1,725 0 1,643
ALEXION PHARMACEUTICALS INC COM 015351109 1,173 6,798 SH   DFND 1 0 0 6,798
ALEXION PHARMACEUTICALS INC COM 015351109 1,047 6,039 SH   SOLE 6,039 0 0
ALLIANCE DATA SYSTEMS CORP COM 018581108 1,388 4,682 SH   SOLE 4,682 0 0
ALLIANCE DATA SYSTEMS CORP COM 018581108 1,490 5,033 SH   DFND 1 0 0 5,033
ALLIANCE DATA SYSTEMS CORP COM 018581108 776 2,624 SH   DFND 1,257 0 1,367
ALLSTATE CORP COM 020002101 835 11,719 SH   DFND 1 0 0 11,719
ALLSTATE CORP COM 020002101 1,655 23,261 SH   SOLE 23,261 0 0
ALLSTATE CORP COM 020002101 547 7,694 SH   DFND 1,577 0 6,117
AMAZON COM INC COM 023135106 222 596 SH   DFND 1 0 0 596
AMERICAN TOWER CORP NEW COM 03027X100 407 4,296 SH   DFND 2,277 0 2,019
AMERICAN TOWER CORP NEW COM 03027X100 642 6,829 SH   DFND 1 0 0 6,829
AMERICAN TOWER CORP NEW COM 03027X100 780 8,307 SH   SOLE 8,307 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 1,281 23,646 SH   SOLE 23,646 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 367 6,776 SH   DFND 1,524 0 5,252
AMERICAN WTR WKS CO INC NEW COM 030420103 684 12,608 SH   DFND 1 0 0 12,608
AMERIPRISE FINL INC COM 03076C106 707 5,404 SH   SOLE 5,404 0 0
AMERIPRISE FINL INC COM 03076C106 237 1,797 SH   DFND 412 0 1,385
AMERIPRISE FINL INC COM 03076C106 393 3,009 SH   DFND 1 0 0 3,009
AMGEN INC COM 031162100 305 1,923 SH   DFND 210 0 1,713
AMGEN INC COM 031162100 605 3,787 SH   DFND 1 0 0 3,787
AMGEN INC COM 031162100 1,213 7,593 SH   SOLE 7,593 0 0
APPLE INC COM 037833100 1,578 12,625 SH   DFND 5,735 0 6,890
APPLE INC COM 037833100 3,229 25,973 SH   DFND 1 0 0 25,973
APPLE INC COM 037833100 3,156 25,377 SH   SOLE 25,377 0 0
ASHFORD HOSPITALITY TR INC COM SHS 044103109 107 11,175 SH   SOLE 11,175 0 0
AT&T INC COM 00206R102 307 9,397 SH   DFND 1 0 0 9,397
BAKER HUGHES INC COM 057224107 1,377 21,661 SH   SOLE 21,661 0 0
BAKER HUGHES INC COM 057224107 738 11,574 SH   DFND 6,047 0 5,527
BAKER HUGHES INC COM 057224107 1,316 20,660 SH   DFND 1 0 0 20,660
BANK AMER CORP COM 060505104 208 13,515 SH   DFND 4,158 0 9,357
BANK AMER CORP COM 060505104 386 25,130 SH   DFND 1 0 0 25,130
BANK AMER CORP COM 060505104 776 50,481 SH   SOLE 50,481 0 0
BARD C R INC COM 067383109 502 2,985 SH   DFND 1,604 0 1,381
BARD C R INC COM 067383109 900 5,375 SH   DFND 1 0 0 5,375
BARD C R INC COM 067383109 991 5,924 SH   SOLE 5,924 0 0
BAXTER INTL INC COM 071813109 1,124 16,413 SH   SOLE 16,413 0 0
BAXTER INTL INC COM 071813109 366 5,370 SH   DFND 1,427 0 3,943
BAXTER INTL INC COM 071813109 572 8,382 SH   DFND 1 0 0 8,382
BERKSHIRE HATHAWAY INC DEL CL A 084670108 218 1 SH   DFND 1 0 0 1
BLACKROCK INC COM 09247X101 1,379 3,762 SH   DFND 1 0 0 3,762
BLACKROCK INC COM 09247X101 2,415 6,598 SH   SOLE 6,598 0 0
BLACKROCK INC COM 09247X101 871 2,392 SH   DFND 842 0 1,550
BLACKSTONE GROUP L P COM UNIT LTD 09253U108 1,070 27,489 SH   DFND 11,474 0 16,015
BLACKSTONE GROUP L P COM UNIT LTD 09253U108 2,004 51,480 SH   DFND 1 0 0 51,480
BLACKSTONE GROUP L P COM UNIT LTD 09253U108 2,696 69,337 SH   SOLE 69,337 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 488 7,591 SH   DFND 1,787 0 5,804
BRISTOL MYERS SQUIBB CO COM 110122108 971 15,042 SH   DFND 1 0 0 15,042
BRISTOL MYERS SQUIBB CO COM 110122108 1,573 24,397 SH   SOLE 24,397 0 0
BROADCOM CORP CL A 111320107 897 20,787 SH   DFND 8,907 0 11,880
BROADCOM CORP CL A 111320107 2,525 58,320 SH   SOLE 58,320 0 0
BROADCOM CORP CL A 111320107 1,582 36,462 SH   DFND 1 0 0 36,462
BRUKER CORP COM 116794108 290 15,788 SH   DFND 1 0 0 15,788
BUNGE LIMITED COM G16962105 386 4,704 SH   DFND 2,295 0 2,409
BUNGE LIMITED COM G16962105 716 8,703 SH   DFND 1 0 0 8,703
BUNGE LIMITED COM G16962105 729 8,874 SH   SOLE 8,874 0 0
CABOT OIL & GAS CORP COM 127097103 484 16,308 SH   DFND 8,387 0 7,921
CABOT OIL & GAS CORP COM 127097103 811 27,565 SH   DFND 1 0 0 27,565
CABOT OIL & GAS CORP COM 127097103 733 24,810 SH   SOLE 24,810 0 0
CANADIAN PAC RY LTD COM 13645T100 234 1,282 SH   DFND 1 0 0 1,282
CAPITAL ONE FINL CORP COM 14040H105 386 4,882 SH   DFND 2,627 0 2,255
CAPITAL ONE FINL CORP COM 14040H105 671 8,538 SH   DFND 1 0 0 8,538
CAPITAL ONE FINL CORP COM 14040H105 773 9,796 SH   SOLE 9,796 0 0
CARDINAL HEALTH INC COM 14149Y108 403 4,478 SH   DFND 1,235 0 3,243
CARDINAL HEALTH INC COM 14149Y108 718 7,951 SH   DFND 1 0 0 7,951
CARDINAL HEALTH INC COM 14149Y108 1,609 17,818 SH   SOLE 17,818 0 0
CELGENE CORP COM 151020104 763 6,593 SH   DFND 2,877 0 3,716
CELGENE CORP COM 151020104 1,335 11,561 SH   DFND 1 0 0 11,561
CELGENE CORP COM 151020104 1,187 10,305 SH   SOLE 10,305 0 0
CERNER CORP COM 156782104 206 2,788 SH   DFND 1 0 0 2,788
CHEVRON CORP NEW COM 166764100 1,261 12,009 SH   SOLE 12,009 0 0
CHEVRON CORP NEW COM 166764100 918 8,742 SH   DFND 1 0 0 8,742
CHEVRON CORP NEW COM 166764100 447 4,257 SH   DFND 961 0 3,296
CIGNA CORPORATION COM 125509109 1,058 8,167 SH   DFND 1 0 0 8,167
CIGNA CORPORATION COM 125509109 1,335 10,315 SH   SOLE 10,315 0 0
CIGNA CORPORATION COM 125509109 668 5,165 SH   DFND 2,803 0 2,362
CISCO SYS INC COM 17275R102 303 11,065 SH   DFND 3,116 0 7,949
CISCO SYS INC COM 17275R102 778 28,191 SH   DFND 1 0 0 28,191
CISCO SYS INC COM 17275R102 1,064 38,659 SH   SOLE 38,659 0 0
COCA COLA CO COM 191216100 365 9,000 SH   DFND 1 0 0 9,000
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 2,123 34,019 SH   SOLE 34,019 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 1,258 20,203 SH   DFND 9,264 0 10,939
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 2,052 32,868 SH   DFND 1 0 0 32,868
COMCAST CORP NEW CL A 20030N101 681 12,075 SH   SOLE 12,075 0 0
COMCAST CORP NEW CL A 20030N101 466 8,287 SH   DFND 4,232 0 4,055
COMCAST CORP NEW CL A 20030N101 646 11,415 SH   DFND 1 0 0 11,415
CONOCOPHILLIPS COM 20825C104 382 6,093 SH   DFND 1,568 0 4,525
CONOCOPHILLIPS COM 20825C104 923 14,835 SH   DFND 1 0 0 14,835
CONOCOPHILLIPS COM 20825C104 1,273 20,477 SH   SOLE 20,477 0 0
CRYOLIFE INC COM 228903100 128 12,376 SH   SOLE 12,376 0 0
CVS HEALTH CORP COM 126650100 1,039 10,066 SH   DFND 5,141 0 4,925
CVS HEALTH CORP COM 126650100 1,516 14,673 SH   DFND 1 0 0 14,673
CVS HEALTH CORP COM 126650100 1,575 15,263 SH   SOLE 15,263 0 0
DAKTRONICS INC COM 234264109 137 12,742 SH   SOLE 12,742 0 0
DANAHER CORP DEL COM 235851102 1,105 13,006 SH   SOLE 13,006 0 0
DANAHER CORP DEL COM 235851102 918 10,840 SH   DFND 1 0 0 10,840
DANAHER CORP DEL COM 235851102 556 6,577 SH   DFND 3,453 0 3,124
DEERE & CO COM 244199105 300 3,418 SH   DFND 819 0 2,599
DEERE & CO COM 244199105 988 11,295 SH   DFND 1 0 0 11,295
DEERE & CO COM 244199105 1,009 11,502 SH   SOLE 11,502 0 0
DISCOVER FINL SVCS COM 254709108 421 7,466 SH   DFND 1,676 0 5,790
DISCOVER FINL SVCS COM 254709108 634 11,257 SH   DFND 1 0 0 11,257
DISCOVER FINL SVCS COM 254709108 1,273 22,605 SH   SOLE 22,605 0 0
DISNEY WALT CO COM DISNEY 254687106 385 3,681 SH   DFND 102 0 3,579
DU PONT E I DE NEMOURS & CO COM 263534109 877 12,212 SH   DFND 1 0 0 12,212
DU PONT E I DE NEMOURS & CO COM 263534109 1,113 15,596 SH   SOLE 15,596 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 365 5,089 SH   DFND 1,443 0 3,646
E M C CORP MASS COM 268648102 1,132 44,155 SH   DFND 1 0 0 44,155
E M C CORP MASS COM 268648102 1,002 39,140 SH   SOLE 39,140 0 0
E M C CORP MASS COM 268648102 525 20,460 SH   DFND 10,817 0 9,643
EMERSON ELEC CO COM 291011104 330 5,813 SH   DFND 1 0 0 5,813
EXPRESS SCRIPTS HLDG CO COM 30219G108 853 9,778 SH   DFND 4,514 0 5,264
EXPRESS SCRIPTS HLDG CO COM 30219G108 1,302 15,002 SH   DFND 1 0 0 15,002
EXPRESS SCRIPTS HLDG CO COM 30219G108 1,388 15,992 SH   SOLE 15,992 0 0
EXXON MOBIL CORP COM 30231G102 1,185 13,933 SH   SOLE 13,933 0 0
EXXON MOBIL CORP COM 30231G102 432 5,046 SH   DFND 1,016 0 4,030
EXXON MOBIL CORP COM 30231G102 818 9,602 SH   DFND 1 0 0 9,602
FACEBOOK INC CL A 30303M102 270 3,280 SH   DFND 1 0 0 3,280
FIFTH THIRD BANCORP COM 316773100 189 10,000 SH   SOLE 10,000 0 0
FISERV INC COM 337738108 855 10,753 SH   DFND 5,003 0 5,750
FISERV INC COM 337738108 1,568 19,727 SH   DFND 1 0 0 19,727
FISERV INC COM 337738108 1,536 19,343 SH   SOLE 19,343 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 654 40,477 SH   DFND 21,172 0 19,305
FORD MTR CO DEL COM PAR $0.01 345370860 1,137 70,626 SH   DFND 1 0 0 70,626
FORD MTR CO DEL COM PAR $0.01 345370860 1,220 75,607 SH   SOLE 75,607 0 0
FRANKLIN RES INC COM 354613101 230 4,465 SH   DFND 1 0 0 4,465
GAIN CAP HLDGS INC COM 36268W100 112 11,469 SH   SOLE 11,469 0 0
GAMESTOP CORP NEW CL A 36467W109 726 19,186 SH   DFND 7,604 0 11,582
GAMESTOP CORP NEW CL A 36467W109 1,402 36,916 SH   DFND 1 0 0 36,916
GAMESTOP CORP NEW CL A 36467W109 1,852 48,770 SH   SOLE 48,770 0 0
GENERAL DYNAMICS CORP COM 369550108 429 3,162 SH   DFND 835 0 2,327
GENERAL DYNAMICS CORP COM 369550108 759 5,598 SH   DFND 1 0 0 5,598
GENERAL DYNAMICS CORP COM 369550108 1,420 10,453 SH   SOLE 10,453 0 0
GENERAL ELECTRIC CO COM 369604103 375 15,147 SH   DFND 4,098 0 11,049
GENERAL ELECTRIC CO COM 369604103 1,013 40,824 SH   DFND 1 0 0 40,824
GENERAL ELECTRIC CO COM 369604103 1,247 50,288 SH   SOLE 50,288 0 0
GENERAL MTRS CO COM 37045V100 1,107 29,519 SH   SOLE 29,519 0 0
GENERAL MTRS CO COM 37045V100 344 9,191 SH   DFND 2,064 0 7,127
GENERAL MTRS CO COM 37045V100 590 15,681 SH   DFND 1 0 0 15,681
GILEAD SCIENCES INC COM 375558103 298 3,053 SH   DFND 1 0 0 3,053
GOOGLE INC CL A 38259P508 731 1,319 SH   DFND 697 0 622
GOOGLE INC CL A 38259P508 1,313 2,366 SH   DFND 1 0 0 2,366
GOOGLE INC CL A 38259P508 1,462 2,637 SH   SOLE 2,637 0 0
HAIN CELESTIAL GROUP INC COM 405217100 844 13,190 SH   DFND 7,279 0 5,911
HAIN CELESTIAL GROUP INC COM 405217100 1,040 16,187 SH   DFND 1 0 0 16,187
HAIN CELESTIAL GROUP INC COM 405217100 1,610 25,138 SH   SOLE 25,138 0 0
HCA HOLDINGS INC COM 40412C101 727 9,657 SH   DFND 5,250 0 4,407
HCA HOLDINGS INC COM 40412C101 949 12,624 SH   DFND 1 0 0 12,624
HCA HOLDINGS INC COM 40412C101 1,334 17,728 SH   SOLE 17,728 0 0
HECLA MNG CO COM 422704106 33 11,550 SH   DFND 1 0 0 11,550
HSBC HLDGS PLC SPON ADR NEW 404280406 244 5,739 SH   DFND 1 0 0 5,739
ING GROEP N V SPONSORED ADR 456837103 811 55,572 SH   DFND 1 0 0 55,572
INTEL CORP COM 458140100 393 12,508 SH   DFND 3,074 0 9,434
INTEL CORP COM 458140100 879 28,062 SH   DFND 1 0 0 28,062
INTEL CORP COM 458140100 1,319 42,192 SH   SOLE 42,192 0 0
ISHARES SHT NTLAMTFR ETF 464288158 204 1,931 SH   DFND 1 0 0 1,931
ISHARES NAT AMT FREE BD 464288414 309 2,793 SH   DFND 1 0 0 2,793
ISHARES IBOXX HI YD ETF 464288513 3,398 37,485 SH   DFND 9,635 0 27,850
ISHARES IBOXX HI YD ETF 464288513 771 8,536 SH   DFND 1 0 0 8,536
ISHARES IBOXX HI YD ETF 464288513 551 6,080 SH   SOLE 6,080 0 0
ISHARES EAFE VALUE ETF 464288877 1,737 32,640 SH   DFND 1 0 0 32,640
ISHARES EAFE VALUE ETF 464288877 1,314 24,640 SH   DFND 8,228 0 16,412
ISHARES TR CORE S&P500 ETF 464287200 10,960 52,733 SH   DFND 1 0 0 52,733
ISHARES TR CORE S&P500 ETF 464287200 2,915 14,027 SH   SOLE 14,027 0 0
ISHARES TR CORE S&P500 ETF 464287200 938 4,515 SH   DFND 0 0 4,515
ISHARES TR MSCI EAFE ETF 464287465 9,822 153,045 SH   DFND 43,744 0 109,301
ISHARES TR MSCI EAFE ETF 464287465 9,843 153,427 SH   DFND 1 0 0 153,427
ISHARES TR MSCI EAFE ETF 464287465 2,986 46,530 SH   SOLE 46,530 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 1,122 14,915 SH   DFND 1 0 0 14,915
ISHARES TR RUS MID-CAP ETF 464287499 291 1,689 SH   DFND 0 0 1,689
ISHARES TR RUS MID-CAP ETF 464287499 2,424 14,009 SH   DFND 1 0 0 14,009
ISHARES TR CORE S&P MCP ETF 464287507 10,342 68,050 SH   DFND 1 0 0 68,050
ISHARES TR RUS 1000 ETF 464287622 8,322 71,838 SH   DFND 53,469 0 18,369
ISHARES TR RUS 1000 ETF 464287622 5,857 50,536 SH   DFND 1 0 0 50,536
ISHARES TR RUS 1000 ETF 464287622 1,009 8,717 SH   SOLE 8,717 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 1,157 11,209 SH   DFND 1 0 0 11,209
ISHARES TR RUS 2000 GRW ETF 464287648 1,066 7,030 SH   DFND 1 0 0 7,030
ISHARES TR RUSSELL 2000 ETF 464287655 3,660 29,450 SH   DFND 7,446 0 22,004
ISHARES TR RUSSELL 2000 ETF 464287655 6,248 50,263 SH   DFND 1 0 0 50,263
ISHARES TR RUSSELL 2000 ETF 464287655 3,623 29,136 SH   SOLE 29,136 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 211 1,700 SH   DFND 1 0 0 1,700
ISHARES TR S&P MC 400VL ETF 464287705 1,136 8,680 SH   DFND 1 0 0 8,680
ISHARES TR CORE S&P SCP ETF 464287804 475 4,026 SH   DFND 1 0 0 4,026
ISHARES TR FLTG RATE BD ETF 46429B655 1,840 36,318 SH   DFND 15,278 0 21,040
ISHARES TR FLTG RATE BD ETF 46429B655 431 8,500 SH   DFND 1 0 0 8,500
ISHARES TR FLTG RATE BD ETF 46429B655 238 4,724 SH   SOLE 4,724 0 0
JOHNSON & JOHNSON COM 478160104 437 4,339 SH   DFND 1,169 0 3,170
JOHNSON & JOHNSON COM 478160104 1,101 10,925 SH   DFND 1 0 0 10,925
JOHNSON & JOHNSON COM 478160104 1,341 13,323 SH   SOLE 13,323 0 0
JPMORGAN CHASE & CO COM 46625H100 992 16,389 SH   DFND 6,243 0 10,146
JPMORGAN CHASE & CO COM 46625H100 1,738 28,596 SH   DFND 1 0 0 28,596
JPMORGAN CHASE & CO COM 46625H100 1,950 32,226 SH   SOLE 32,226 0 0
LAZARD LTD SHS A G54050102 1,034 19,675 SH   SOLE 19,675 0 0
LAZARD LTD SHS A G54050102 538 10,170 SH   DFND 5,231 0 4,939
LAZARD LTD SHS A G54050102 960 18,206 SH   DFND 1 0 0 18,206
LKQ CORP COM 501889208 613 23,986 SH   SOLE 23,986 0 0
LKQ CORP COM 501889208 329 12,862 SH   DFND 6,684 0 6,178
LKQ CORP COM 501889208 542 21,241 SH   DFND 1 0 0 21,241
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 377 4,282 SH   DFND 1 0 0 4,282
MARATHON OIL CORP COM 565849106 268 10,274 SH   DFND 2,658 0 7,616
MARATHON OIL CORP COM 565849106 519 19,870 SH   DFND 1 0 0 19,870
MARATHON OIL CORP COM 565849106 959 36,681 SH   SOLE 36,681 0 0
MARATHON PETE CORP COM 56585A102 360 3,529 SH   DFND 984 0 2,545
MARATHON PETE CORP COM 56585A102 774 7,566 SH   DFND 1 0 0 7,566
MARATHON PETE CORP COM 56585A102 1,393 13,596 SH   SOLE 13,596 0 0
MASTERCARD INC CL A 57636Q104 1,703 19,699 SH   SOLE 19,699 0 0
MASTERCARD INC CL A 57636Q104 1,557 18,046 SH   DFND 1 0 0 18,046
MASTERCARD INC CL A 57636Q104 998 11,518 SH   DFND 5,514 0 6,004
MEDTRONIC PLC SHS G5960L103 1,108 14,213 SH   DFND 1 0 0 14,213
MEDTRONIC PLC SHS G5960L103 1,035 13,293 SH   SOLE 13,293 0 0
MEDTRONIC PLC SHS G5960L103 568 7,292 SH   DFND 3,763 0 3,529
MENTOR GRAPHICS CORP COM 587200106 542 22,531 SH   DFND 11,886 0 10,645
MENTOR GRAPHICS CORP COM 587200106 965 40,105 SH   DFND 1 0 0 40,105
MENTOR GRAPHICS CORP COM 587200106 1,021 42,490 SH   SOLE 42,490 0 0
MERCK & CO INC NEW COM 58933Y105 498 8,626 SH   DFND 3,221 0 5,405
MERCK & CO INC NEW COM 58933Y105 947 16,560 SH   DFND 1 0 0 16,560
MERCK & CO INC NEW COM 58933Y105 686 11,934 SH   SOLE 11,934 0 0
METLIFE INC COM 59156R108 921 18,247 SH   DFND 7,217 0 11,030
METLIFE INC COM 59156R108 1,671 32,961 SH   DFND 1 0 0 32,961
METLIFE INC COM 59156R108 2,168 42,870 SH   SOLE 42,870 0 0
MICROSOFT CORP COM 594918104 933 23,039 SH   DFND 9,025 0 14,014
MICROSOFT CORP COM 594918104 1,890 46,503 SH   DFND 1 0 0 46,503
MICROSOFT CORP COM 594918104 2,180 53,646 SH   SOLE 53,646 0 0
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADR 606822104 72 11,436 SH   DFND 1 0 0 11,436
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADR 606822104 64 10,339 SH   SOLE 10,339 0 0
MIZUHO FINL GROUP INC SPONSORED ADR 60687Y109 56 15,670 SH   DFND 1 0 0 15,670
MIZUHO FINL GROUP INC SPONSORED ADR 60687Y109 37 10,380 SH   SOLE 10,380 0 0
MONDELEZ INTL INC CL A 609207105 1,447 40,093 SH   SOLE 40,093 0 0
MONDELEZ INTL INC CL A 609207105 825 22,918 SH   DFND 1 0 0 22,918
MONDELEZ INTL INC CL A 609207105 445 12,308 SH   DFND 3,352 0 8,956
MONSTER BEVERAGE CORP COM 611740101 206 1,496 SH   DFND 1 0 0 1,496
NEW YORK CMNTY BANCORP INC COM 649445103 338 20,191 SH   DFND 4,695 0 15,496
NEW YORK CMNTY BANCORP INC COM 649445103 530 31,755 SH   DFND 1 0 0 31,755
NEW YORK CMNTY BANCORP INC COM 649445103 1,094 65,301 SH   SOLE 65,301 0 0
NORFOLK SOUTHERN CORP COM 655844108 419 4,074 SH   DFND 1,086 0 2,988
NORFOLK SOUTHERN CORP COM 655844108 659 6,413 SH   DFND 1 0 0 6,413
NORFOLK SOUTHERN CORP COM 655844108 1,390 13,513 SH   SOLE 13,513 0 0
O REILLY AUTOMOTIVE INC NEW COM 67103H107 1,436 6,636 SH   SOLE 6,636 0 0
O REILLY AUTOMOTIVE INC NEW COM 67103H107 764 3,538 SH   DFND 1,834 0 1,704
O REILLY AUTOMOTIVE INC NEW COM 67103H107 1,379 6,373 SH   DFND 1 0 0 6,373
PFIZER INC COM 717081103 1,422 40,861 SH   SOLE 40,861 0 0
PFIZER INC COM 717081103 414 11,897 SH   DFND 3,045 0 8,852
PFIZER INC COM 717081103 1,078 30,991 SH   DFND 1 0 0 30,991
PNC FINL SVCS GROUP INC COM 693475105 1,201 12,875 SH   DFND 4,568 0 8,307
PNC FINL SVCS GROUP INC COM 693475105 2,069 22,196 SH   DFND 1 0 0 22,196
PNC FINL SVCS GROUP INC COM 693475105 3,139 33,675 SH   SOLE 33,675 0 0
POLARIS INDS INC COM 731068102 493 3,497 SH   DFND 1,931 0 1,566
POLARIS INDS INC COM 731068102 746 5,279 SH   DFND 1 0 0 5,279
POLARIS INDS INC COM 731068102 943 6,684 SH   SOLE 6,684 0 0
POWERSHS DB US DOLLAR INDEX DOLL INDX BULL 73936D107 269 10,385 SH   SOLE 10,385 0 0
PRA GROUP INC COM 69354N106 207 3,800 SH   DFND 1 0 0 3,800
PRINCIPAL FINL GROUP INC COM 74251V102 439 8,540 SH   DFND 2,044 0 6,496
PRINCIPAL FINL GROUP INC COM 74251V102 1,377 26,795 SH   SOLE 26,795 0 0
PRINCIPAL FINL GROUP INC COM 74251V102 656 12,789 SH   DFND 1 0 0 12,789
PROCTER & GAMBLE CO COM 742718109 977 11,845 SH   DFND 4,669 0 7,176
PROCTER & GAMBLE CO COM 742718109 1,791 21,822 SH   DFND 1 0 0 21,822
PROCTER & GAMBLE CO COM 742718109 2,283 27,843 SH   SOLE 27,843 0 0
PRUDENTIAL FINL INC COM 744320102 877 10,923 SH   DFND 5,571 0 5,352
PRUDENTIAL FINL INC COM 744320102 1,531 19,074 SH   DFND 1 0 0 19,074
PRUDENTIAL FINL INC COM 744320102 1,701 21,169 SH   SOLE 21,169 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106 1,256 29,961 SH   SOLE 29,961 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106 382 9,075 SH   DFND 1,990 0 7,085
PUBLIC SVC ENTERPRISE GROUP COM 744573106 656 15,661 SH   DFND 1 0 0 15,661
QUANTA SVCS INC COM 74762E102 972 34,062 SH   SOLE 34,062 0 0
QUANTA SVCS INC COM 74762E102 494 17,380 SH   DFND 9,497 0 7,883
QUANTA SVCS INC COM 74762E102 619 21,728 SH   DFND 1 0 0 21,728
QUEST DIAGNOSTICS INC COM 74834L100 323 4,203 SH   DFND 1,165 0 3,038
QUEST DIAGNOSTICS INC COM 74834L100 655 8,521 SH   DFND 1 0 0 8,521
QUEST DIAGNOSTICS INC COM 74834L100 1,128 14,675 SH   SOLE 14,675 0 0
ROSS STORES INC COM 778296103 792 7,509 SH   DFND 3,514 0 3,995
ROSS STORES INC COM 778296103 1,418 13,506 SH   DFND 1 0 0 13,506
ROSS STORES INC COM 778296103 1,355 12,861 SH   SOLE 12,861 0 0
ROYAL CARIBBEAN CRUISES LTD COM V7780T103 684 8,368 SH   SOLE 8,368 0 0
ROYAL CARIBBEAN CRUISES LTD COM V7780T103 431 5,251 SH   DFND 1 0 0 5,251
ROYAL CARIBBEAN CRUISES LTD COM V7780T103 355 4,319 SH   DFND 2,414 0 1,905
SCHWAB CHARLES CORP NEW COM 808513105 203 6,720 SH   DFND 1 0 0 6,720
SKULLCANDY INC COM 83083J104 120 10,584 SH   SOLE 10,584 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 678 6,873 SH   DFND 2,475 0 4,398
SKYWORKS SOLUTIONS INC COM 83088M102 1,138 11,558 SH   DFND 1 0 0 11,558
SKYWORKS SOLUTIONS INC COM 83088M102 975 9,925 SH   SOLE 9,925 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,120 15,115 SH   SOLE 15,115 0 0
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 911 23,221 SH   SOLE 23,221 0 0
STARBUCKS CORP COM 855244109 283 2,994 SH   DFND 1 0 0 2,994
STERICYCLE INC COM 858912108 1,302 9,276 SH   DFND 1 0 0 9,276
STERICYCLE INC COM 858912108 1,424 10,134 SH   SOLE 10,134 0 0
STERICYCLE INC COM 858912108 751 5,358 SH   DFND 2,787 0 2,571
SYNAPTICS INC COM 87157D109 213 2,591 SH   DFND 1 0 0 2,591
TARGET CORP COM 87612E106 600 7,297 SH   DFND 1,032 0 6,265
TARGET CORP COM 87612E106 619 7,547 SH   DFND 1 0 0 7,547
TARGET CORP COM 87612E106 1,248 15,209 SH   SOLE 15,209 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 1,022 7,582 SH   DFND 3,579 0 4,003
THERMO FISHER SCIENTIFIC INC COM 883556102 1,660 12,364 SH   DFND 1 0 0 12,364
THERMO FISHER SCIENTIFIC INC COM 883556102 1,782 13,256 SH   SOLE 13,256 0 0
UNION PAC CORP COM 907818108 888 8,192 SH   DFND 4,631 0 3,561
UNION PAC CORP COM 907818108 1,312 12,111 SH   DFND 1 0 0 12,111
UNION PAC CORP COM 907818108 1,515 13,981 SH   SOLE 13,981 0 0
UNITED TECHNOLOGIES CORP COM 913017109 586 4,981 SH   DFND 2,169 0 2,812
UNITED TECHNOLOGIES CORP COM 913017109 1,065 9,097 SH   SOLE 9,097 0 0
UNITED TECHNOLOGIES CORP COM 913017109 906 7,720 SH   DFND 1 0 0 7,720
US BANCORP DEL COM NEW 902973304 1,151 26,408 SH   DFND 9,879 0 16,529
US BANCORP DEL COM NEW 902973304 2,075 47,563 SH   DFND 1 0 0 47,563
US BANCORP DEL COM NEW 902973304 2,857 65,463 SH   SOLE 65,463 0 0
V F CORP COM 918204108 383 5,090 SH   DFND 1,394 0 3,696
V F CORP COM 918204108 654 8,702 SH   DFND 1 0 0 8,702
V F CORP COM 918204108 1,265 16,790 SH   SOLE 16,790 0 0
VALERO ENERGY CORP NEW COM 91913Y100 1,445 22,702 SH   SOLE 22,702 0 0
VALERO ENERGY CORP NEW COM 91913Y100 769 12,139 SH   DFND 6,392 0 5,747
VALERO ENERGY CORP NEW COM 91913Y100 1,410 22,185 SH   DFND 1 0 0 22,185
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 3,641 43,681 SH   SOLE 43,681 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 14,312 171,664 SH   DFND 84,928 0 86,736
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 3,578 42,926 SH   DFND 1 0 0 42,926
VANGUARD INDEX FDS REIT ETF 922908553 2,074 24,597 SH   SOLE 24,597 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 923 7,041 SH   SOLE 7,041 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 914 8,358 SH   SOLE 8,358 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 4,322 41,275 SH   SOLE 41,275 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 4,145 49,376 SH   SOLE 49,376 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,286 10,491 SH   SOLE 10,491 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,890 95,131 SH   DFND 1 0 0 95,131
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,023 25,424 SH   SOLE 25,424 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,211 54,205 SH   DFND 15,471 0 38,734
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 608 10,360 SH   SOLE 10,360 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,187 22,043 SH   SOLE 22,043 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,160 54,230 SH   SOLE 54,230 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 751 15,408 SH   DFND 5,656 0 9,752
VERIZON COMMUNICATIONS INC COM 92343V104 1,550 31,844 SH   DFND 1 0 0 31,844
VERIZON COMMUNICATIONS INC COM 92343V104 1,872 38,524 SH   SOLE 38,524 0 0
VISA INC COM CL A 92826C839 264 4,032 SH   DFND 1 0 0 4,032
WALGREENS BOOTS ALLIANCE INC COM 931427108 2,217 26,178 SH   SOLE 26,178 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 757 8,962 SH   DFND 3,397 0 5,565
WALGREENS BOOTS ALLIANCE INC COM 931427108 2,212 26,071 SH   DFND 1 0 0 26,071
WAL-MART STORES INC COM 931142103 990 12,038 SH   SOLE 12,038 0 0
WAL-MART STORES INC COM 931142103 596 7,250 SH   DFND 3,359 0 3,891
WAL-MART STORES INC COM 931142103 985 12,014 SH   DFND 1 0 0 12,014
WELLS FARGO & CO NEW COM 949746101 665 12,208 SH   DFND 3,904 0 8,304
WELLS FARGO & CO NEW COM 949746101 789 14,523 SH   DFND 1 0 0 14,523
WELLS FARGO & CO NEW COM 949746101 1,769 32,529 SH   SOLE 32,529 0 0
WILLIAMS COS INC DEL COM 969457100 472 9,332 SH   DFND 4,905 0 4,427
WILLIAMS COS INC DEL COM 969457100 921 18,164 SH   DFND 1 0 0 18,164
WILLIAMS COS INC DEL COM 969457100 897 17,756 SH   SOLE 17,756 0 0
WYNDHAM WORLDWIDE CORP COM 98310W108 1,075 11,884 SH   SOLE 11,884 0 0
WYNDHAM WORLDWIDE CORP COM 98310W108 550 6,046 SH   DFND 3,235 0 2,811
WYNDHAM WORLDWIDE CORP COM 98310W108 924 10,235 SH   DFND 1 0 0 10,235