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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200   48,379,124 125,918 SH   SOLE   0 0 125,918
ISHARES TR CORE S&P SCP ETF 464287804   36,534,173 386,033 SH   SOLE   0 0 386,033
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   34,390,287 226,475 SH   SOLE   0 0 226,475
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   33,533,222 798,981 SH   SOLE   0 0 798,981
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   26,736,391 798,578 SH   SOLE   0 0 798,578
SPDR INDEX SHS FDS S&P GBLINF ETF 78463X855   25,935,783 494,769 SH   SOLE   0 0 494,769
VANGUARD INDEX FDS VALUE ETF 922908744   23,608,587 168,188 SH   SOLE   0 0 168,188
VANGUARD INDEX FDS SM CP VAL ETF 922908611   22,874,685 144,047 SH   SOLE   0 0 144,047
APPLE INC COM 037833100   16,624,102 127,947 SH   SOLE   0 0 127,947
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   16,037,199 527,539 SH   SOLE   0 0 527,539
ISHARES TR CORE MSCI EAFE 46432F842   15,421,444 250,186 SH   SOLE   0 0 250,186
VANGUARD INDEX FDS LARGE CAP ETF 922908637   14,520,949 83,358 SH   SOLE   0 0 83,358
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   13,229,338 153,490 SH   SOLE   0 0 153,490
ISHARES TR EAFE SML CP ETF 464288273   11,773,556 208,455 SH   SOLE   0 0 208,455
VANGUARD INDEX FDS SMALL CP ETF 922908751   10,526,066 57,350 SH   SOLE   0 0 57,350
ISHARES TR SP SMCP600VL ETF 464287879   9,991,597 109,425 SH   SOLE   0 0 109,425
SPDR S&P 500 ETF TR TR UNIT 78462F103   9,849,188 25,754 SH   SOLE   0 0 25,754
AMERICAN CENTY ETF TR US SML CP VALU 025072877   6,686,495 89,740 SH   SOLE   0 0 89,740
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   6,650,926 21,531 SH   SOLE   0 0 21,531
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   5,768,910 76,633 SH   SOLE   0 0 76,633
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   5,686,489 176,544 SH   SOLE   0 0 176,544
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   5,240,799 94,685 SH   SOLE   0 0 94,685
ISHARES TR EAFE VALUE ETF 464288877   4,477,618 97,594 SH   SOLE   0 0 97,594
ISHARES TR ESG AW MSCI EAFE 46435G516   4,223,579 64,247 SH   SOLE   0 0 64,247
ISHARES TR ESG AWARE MSCI 46435U663   4,185,117 127,285 SH   SOLE   0 0 127,285
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   4,168,233 89,236 SH   SOLE   0 0 89,236
MICROSOFT CORP COM 594918104   3,540,430 14,763 SH   SOLE   0 0 14,763
PROSHARES TR DJ BRKFLD GLB 74347B508   3,457,306 77,745 SH   SOLE   0 0 77,745
UNITEDHEALTH GROUP INC COM 91324P102   3,304,082 6,232 SH   SOLE   0 0 6,232
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,900,354 71,596 SH   SOLE   0 0 71,596
FLEXSHARES TR IBOXX 5YR TRGT 33939L605   2,651,959 112,276 SH   SOLE   0 0 112,276
META PLATFORMS INC CL A 30303M102   2,427,839 20,175 SH   SOLE   0 0 20,175
ISHARES TR SHRT NAT MUN ETF 464288158   2,340,132 22,443 SH   SOLE   0 0 22,443
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   2,301,887 106,569 SH   SOLE   0 0 106,569
WISDOMTREE TR INTL SMCAP DIV 97717W760   2,253,659 38,883 SH   SOLE   0 0 38,883
ISHARES TR GLB INFRASTR ETF 464288372   2,228,584 48,617 SH   SOLE   0 0 48,617
FLEXSHARES TR STOXX GLOBR INF 33939L795   2,216,780 43,975 SH   SOLE   0 0 43,975
FLEXSHARES TR MSTAR EMKT FAC 33939L308   2,129,727 45,526 SH   SOLE   0 0 45,526
ISHARES TR RUS 2000 VAL ETF 464287630   2,118,516 15,277 SH   SOLE   0 0 15,277
TESLA INC COM 88160R101   1,816,289 14,745 SH   SOLE   0 0 14,745
MERCK & CO INC COM 58933Y105   1,688,164 15,216 SH   SOLE   0 0 15,216
ELEVANCE HEALTH INC COM 036752103   1,580,461 3,081 SH   SOLE   0 0 3,081
ISHARES TR ESG AWR MSCI USA 46435G425   1,563,017 18,443 SH   SOLE   0 0 18,443
EXXON MOBIL CORP COM 30231G102   1,537,913 13,943 SH   SOLE   0 0 13,943
ALPHABET INC CAP STK CL C 02079K107   1,511,572 17,036 SH   SOLE   0 0 17,036
JOHNSON & JOHNSON COM 478160104   1,495,939 8,468 SH   SOLE   0 0 8,468
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   1,486,469 61,222 SH   SOLE   0 0 61,222
JPMORGAN CHASE & CO COM 46625H100   1,470,093 10,963 SH   SOLE   0 0 10,963
HOME DEPOT INC COM 437076102   1,439,058 4,556 SH   SOLE   0 0 4,556
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,347,668 7,049 SH   SOLE   0 0 7,049
BROADCOM INC COM 11135F101   1,343,589 2,403 SH   SOLE   0 0 2,403
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   1,309,959 26,100 SH   SOLE   0 0 26,100
ISHARES TR RUSSELL 3000 ETF 464287689   1,299,373 5,888 SH   SOLE   0 0 5,888
AMAZON COM INC COM 023135106   1,187,641 14,139 SH   SOLE   0 0 14,139
PROCTER AND GAMBLE CO COM 742718109   1,176,296 7,761 SH   SOLE   0 0 7,761
KIMBERLY-CLARK CORP COM 494368103   1,114,880 8,213 SH   SOLE   0 0 8,213
ALPHABET INC CAP STK CL A 02079K305   1,042,085 11,811 SH   SOLE   0 0 11,811
ISHARES INC ESG AWR MSCI EM 46434G863   1,033,853 34,382 SH   SOLE   0 0 34,382
MCGRATH RENTCORP COM 580589109   1,026,995 10,401 SH   SOLE   0 0 10,401
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,010,230 22,545 SH   SOLE   0 0 22,545
THERMO FISHER SCIENTIFIC INC COM 883556102   1,006,661 1,828 SH   SOLE   0 0 1,828
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   974,501 30,966 SH   SOLE   0 0 30,966
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   947,797 6,035 SH   SOLE   0 0 6,035
BANK AMERICA CORP COM 060505104   939,914 28,379 SH   SOLE   0 0 28,379
INTEL CORP COM 458140100   921,002 34,847 SH   SOLE   0 0 34,847
VANGUARD INDEX FDS MID CAP ETF 922908629   852,548 4,183 SH   SOLE   0 0 4,183
CATERPILLAR INC COM 149123101   812,334 3,391 SH   SOLE   0 0 3,391
ABBVIE INC COM 00287Y109   805,949 4,987 SH   SOLE   0 0 4,987
MOLINA HEALTHCARE INC COM 60855R100   769,413 2,330 SH   SOLE   0 0 2,330
PFIZER INC COM 717081103   746,823 14,575 SH   SOLE   0 0 14,575
AUTOMATIC DATA PROCESSING IN COM 053015103   715,110 2,994 SH   SOLE   0 0 2,994
ISHARES TR BLACKROCK ULTRA 46434V878   714,521 14,279 SH   SOLE   0 0 14,279
CISCO SYS INC COM 17275R102   712,647 14,959 SH   SOLE   0 0 14,959
PEPSICO INC COM 713448108   705,727 3,906 SH   SOLE   0 0 3,906
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   702,608 8,519 SH   SOLE   0 0 8,519
INVESCO QQQ TR UNIT SER 1 46090E103   675,250 2,536 SH   SOLE   0 0 2,536
ISHARES TR MSCI ACWI ETF 464288257   664,467 7,828 SH   SOLE   0 0 7,828
ISHARES TR RUS 1000 ETF 464287622   657,044 3,121 SH   SOLE   0 0 3,121
VISA INC COM CL A 92826C839   654,528 3,150 SH   SOLE   0 0 3,150
ISHARES TR RUSSELL 2000 ETF 464287655   647,957 3,716 SH   SOLE   0 0 3,716
PHILIP MORRIS INTL INC COM 718172109   632,380 6,248 SH   SOLE   0 0 6,248
AMGEN INC COM 031162100   621,706 2,367 SH   SOLE   0 0 2,367
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   620,116 15,909 SH   SOLE   0 0 15,909
ARROWHEAD PHARMACEUTICALS IN COM 04280A100   616,471 15,199 SH   SOLE   0 0 15,199
FLEXSHARES TR MORNSTAR USMKT 33939L100   572,209 3,851 SH   SOLE   0 0 3,851
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   563,218 1,272 SH   SOLE   0 0 1,272
CONSOLIDATED EDISON INC COM 209115104   558,872 5,864 SH   SOLE   0 0 5,864
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   556,454 11,098 SH   SOLE   0 0 11,098
ISHARES TR RUS 1000 GRW ETF 464287614   540,742 2,524 SH   SOLE   0 0 2,524
AMERICAN WTR WKS CO INC NEW COM 030420103   534,080 3,504 SH   SOLE   0 0 3,504
BRISTOL-MYERS SQUIBB CO COM 110122108   533,365 7,413 SH   SOLE   0 0 7,413
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   528,175 3,739 SH   SOLE   0 0 3,739
INTERNATIONAL BUSINESS MACHS COM 459200101   527,774 3,746 SH   SOLE   0 0 3,746
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   527,742 1,502 SH   SOLE   0 0 1,502
MASTERCARD INCORPORATED CL A 57636Q104   520,138 1,496 SH   SOLE   0 0 1,496
CHEVRON CORP NEW COM 166764100   508,720 2,834 SH   SOLE   0 0 2,834
ALTRIA GROUP INC COM 02209S103   502,351 10,990 SH   SOLE   0 0 10,990
AIR PRODS & CHEMS INC COM 009158106   501,847 1,628 SH   SOLE   0 0 1,628
RAYTHEON TECHNOLOGIES CORP COM 75513E101   499,377 4,948 SH   SOLE   0 0 4,948
ABBOTT LABS COM 002824100   488,895 4,453 SH   SOLE   0 0 4,453
VERIZON COMMUNICATIONS INC COM 92343V104   480,395 12,193 SH   SOLE   0 0 12,193
VANGUARD INDEX FDS GROWTH ETF 922908736   479,498 2,250 SH   SOLE   0 0 2,250
INTUITIVE SURGICAL INC COM NEW 46120E602   479,222 1,806 SH   SOLE   0 0 1,806
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   477,816 8,600 SH   SOLE   0 0 8,600
FLEXSHARES TR M STAR DEV MKT 33939L803   468,883 7,771 SH   SOLE   0 0 7,771
COCA COLA CO COM 191216100   465,858 7,324 SH   SOLE   0 0 7,324
LILLY ELI & CO COM 532457108   460,593 1,259 SH   SOLE   0 0 1,259
ISHARES TR MSCI EAFE ETF 464287465   456,868 6,960 SH   SOLE   0 0 6,960
NIKE INC CL B 654106103   454,863 3,887 SH   SOLE   0 0 3,887
NVIDIA CORPORATION COM 67066G104   454,788 3,112 SH   SOLE   0 0 3,112
NUSHARES ETF TR NUVEEN ESG INTL 67092P805   454,467 17,615 SH   SOLE   0 0 17,615
WEC ENERGY GROUP INC COM 92939U106   446,673 4,764 SH   SOLE   0 0 4,764
MARQETA INC CLASS A COM 57142B104   442,975 72,500 SH   SOLE   0 0 72,500
INTUIT COM 461202103   420,358 1,080 SH   SOLE   0 0 1,080
DISNEY WALT CO COM 254687106   404,173 4,652 SH   SOLE   0 0 4,652
CALIFORNIA WTR SVC GROUP COM 130788102   398,465 6,571 SH   SOLE   0 0 6,571
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   398,015 5,978 SH   SOLE   0 0 5,978
MCDONALDS CORP COM 580135101   379,296 1,439 SH   SOLE   0 0 1,439
COMERICA INC COM 200340107   364,266 5,449 SH   SOLE   0 0 5,449
COSTCO WHSL CORP NEW COM 22160K105   359,722 788 SH   SOLE   0 0 788
AIRBNB INC COM CL A 009066101   357,476 4,181 SH   SOLE   0 0 4,181
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   356,765 1,337 SH   SOLE   0 0 1,337
CVS HEALTH CORP COM 126650100   348,607 3,741 SH   SOLE   0 0 3,741
MARVELL TECHNOLOGY INC COM 573874104   345,731 9,334 SH   SOLE   0 0 9,334
BAXTER INTL INC COM 071813109   343,219 6,734 SH   SOLE   0 0 6,734
SHOPIFY INC CL A 82509L107   336,340 9,690 SH   SOLE   0 0 9,690
AMERICAN EXPRESS CO COM 025816109   336,139 2,275 SH   SOLE   0 0 2,275
ADOBE SYSTEMS INCORPORATED COM 00724F101   327,780 974 SH   SOLE   0 0 974
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   320,903 4,308 SH   SOLE   0 0 4,308
TARGET CORP COM 87612E106   317,812 2,132 SH   SOLE   0 0 2,132
FIRST SOLAR INC COM 336433107   315,158 2,104 SH   SOLE   0 0 2,104
WELLS FARGO CO NEW COM 949746101   299,972 7,265 SH   SOLE   0 0 7,265
NUSHARES ETF TR ESG LARGE CAP 67092P862   298,454 9,263 SH   SOLE   0 0 9,263
MONDELEZ INTL INC CL A 609207105   298,059 4,472 SH   SOLE   0 0 4,472
VANGUARD STAR FDS VG TL INTL STK F 921909768   296,666 5,736 SH   SOLE   0 0 5,736
COMCAST CORP NEW CL A 20030N101   294,762 8,429 SH   SOLE   0 0 8,429
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   288,458 2,666 SH   SOLE   0 0 2,666
IMPERIAL OIL LTD COM NEW 453038408   288,200 5,913 SH   SOLE   0 0 5,913
HONEYWELL INTL INC COM 438516106   287,591 1,342 SH   SOLE   0 0 1,342
WALMART INC COM 931142103   284,998 2,010 SH   SOLE   0 0 2,010
GOLDMAN SACHS BDC INC SHS 38147U107   282,838 20,615 SH   SOLE   0 0 20,615
ORACLE CORP COM 68389X105   281,840 3,448 SH   SOLE   0 0 3,448
AT&T INC COM 00206R102   277,563 15,077 SH   SOLE   0 0 15,077
ISHARES TR U.S. REAL ES ETF 464287739   275,722 3,275 SH   SOLE   0 0 3,275
NEXTERA ENERGY INC COM 65339F101   274,960 3,289 SH   SOLE   0 0 3,289
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   255,312 1,922 SH   SOLE   0 0 1,922
PALANTIR TECHNOLOGIES INC CL A 69608A108   247,427 38,540 SH   SOLE   0 0 38,540
AMERICAN TOWER CORP NEW COM 03027X100   246,605 1,164 SH   SOLE   0 0 1,164
ISHARES TR RUS 1000 VAL ETF 464287598   244,097 1,610 SH   SOLE   0 0 1,610
QUALCOMM INC COM 747525103   242,132 2,202 SH   SOLE   0 0 2,202
MARATHON PETE CORP COM 56585A102   237,552 2,041 SH   SOLE   0 0 2,041
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   236,922 1,744 SH   SOLE   0 0 1,744
LOCKHEED MARTIN CORP COM 539830109   232,542 478 SH   SOLE   0 0 478
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   231,394 5,125 SH   SOLE   0 0 5,125
EDWARDS LIFESCIENCES CORP COM 28176E108   230,172 3,085 SH   SOLE   0 0 3,085
WASTE MGMT INC DEL COM 94106L109   229,202 1,461 SH   SOLE   0 0 1,461
TRAVELERS COMPANIES INC COM 89417E109   227,050 1,211 SH   SOLE   0 0 1,211
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   217,333 7,320 SH   SOLE   0 0 7,320
S&P GLOBAL INC COM 78409V104   215,031 642 SH   SOLE   0 0 642
STARBUCKS CORP COM 855244109   214,613 2,163 SH   SOLE   0 0 2,163
PROSHARES TR ULTRAPRO QQQ 74347X831   214,036 12,372 SH   SOLE   0 0 12,372
UNITED PARCEL SERVICE INC CL B 911312106   210,543 1,211 SH   SOLE   0 0 1,211
CTO RLTY GROWTH INC NEW COM 22948Q101   208,227 11,391 SH   SOLE   0 0 11,391
LOEWS CORP COM 540424108   204,213 3,501 SH   SOLE   0 0 3,501
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   203,114 5,939 SH   SOLE   0 0 5,939
NOVO-NORDISK A S ADR 670100205   201,927 1,492 SH   SOLE   0 0 1,492
CONSTELLATION BRANDS INC CL A 21036P108   200,650 866 SH   SOLE   0 0 866
BARCLAYS PLC ADR 06738E204   191,638 24,569 SH   SOLE   0 0 24,569
COMPANHIA PARANAENSE ENERG C SPON ADS 20441B605   176,932 24,608 SH   SOLE   0 0 24,608
AEGON N V NY REGISTRY SHS 007924103   163,498 32,440 SH   SOLE   0 0 32,440
STELLANTIS N.V SHS N82405106   157,293 11,077 SH   SOLE   0 0 11,077
PEARSON PLC SPONSORED ADR 705015105   132,524 11,759 SH   SOLE   0 0 11,759
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405   99,785 15,281 SH   SOLE   0 0 15,281
FINVOLUTION GROUP SPONSORED ADS 31810T101   94,964 19,146 SH   SOLE   0 0 19,146
HARMONY GOLD MINING CO LTD SPONSORED ADR 413216300   58,885 17,319 SH   SOLE   0 0 17,319
ATARA BIOTHERAPEUTICS INC COM 046513107   43,549 13,277 SH   SOLE   0 0 13,277
BROOKDALE SR LIVING INC COM 112463104   35,490 13,000 SH   SOLE   0 0 13,000
IMMUNOME INC COM 45257U108   24,553 11,110 SH   SOLE   0 0 11,110
ARIDIS PHARMACEUTICALS INC COM 040334104   16,611 14,077 SH   SOLE   0 0 14,077