<SEC-DOCUMENT>0001609008-23-000004.txt : 20231114
<SEC-HEADER>0001609008-23-000004.hdr.sgml : 20231114
<ACCEPTANCE-DATETIME>20231114160656
ACCESSION NUMBER:		0001609008-23-000004
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20230930
FILED AS OF DATE:		20231114
DATE AS OF CHANGE:		20231114
EFFECTIVENESS DATE:		20231114

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SMI Advisory Services, LLC
		CENTRAL INDEX KEY:			0001609008
		IRS NUMBER:				352130742
		STATE OF INCORPORATION:			IN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-21187
		FILM NUMBER:		231406053

	BUSINESS ADDRESS:	
		STREET 1:		P.O. BOX 547
		CITY:			COLUMBUS
		STATE:			IN
		ZIP:			47202
		BUSINESS PHONE:		800-910-3651

	MAIL ADDRESS:	
		STREET 1:		P.O. BOX 547
		CITY:			COLUMBUS
		STATE:			IN
		ZIP:			47202
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
<FILENAME>primary_doc.xml
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      <periodOfReport>09-30-2023</periodOfReport>
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      <reportCalendarOrQuarter>09-30-2023</reportCalendarOrQuarter>
      <filingManager>
        <name>SMI Advisory Services, LLC</name>
        <address>
          <com:street1>P.O. BOX 547</com:street1>
          <com:city>COLUMBUS</com:city>
          <com:stateOrCountry>IN</com:stateOrCountry>
          <com:zipCode>47202</com:zipCode>
        </address>
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    <signatureBlock>
      <name>Fred Beerwart</name>
      <title>CCO</title>
      <phone>8126032077</phone>
      <signature>Fred Beerwart</signature>
      <city>Columbus</city>
      <stateOrCountry>IN</stateOrCountry>
      <signatureDate>11-14-2023</signatureDate>
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			<ns1:Sole>0</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>2203</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>SPDR SER TR</ns1:nameOfIssuer>
		<ns1:titleOfClass>PORTFOLIO SH TSR</ns1:titleOfClass>
		<ns1:cusip>78468R101</ns1:cusip>
		<ns1:value>869135</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>30294</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>0</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>30294</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES TR</ns1:nameOfIssuer>
		<ns1:titleOfClass>RUS 1000 ETF</ns1:titleOfClass>
		<ns1:cusip>464287622</ns1:cusip>
		<ns1:value>768571</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>3186</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>0</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>3186</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</ns1:nameOfIssuer>
		<ns1:titleOfClass>BULSHS 2025 CB</ns1:titleOfClass>
		<ns1:cusip>46138J825</ns1:cusip>
		<ns1:value>620087</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>30743</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>0</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>30743</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>VANGUARD BD INDEX FDS</ns1:nameOfIssuer>
		<ns1:titleOfClass>TOTAL BND MRKT</ns1:titleOfClass>
		<ns1:cusip>921937835</ns1:cusip>
		<ns1:value>611164</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>8771</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>0</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>8771</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>SPDR SER TR</ns1:nameOfIssuer>
		<ns1:titleOfClass>PORTFOLIO S&amp;P400</ns1:titleOfClass>
		<ns1:cusip>78464A847</ns1:cusip>
		<ns1:value>582579</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>13618</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>0</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>13618</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>SPDR INDEX SHS FDS</ns1:nameOfIssuer>
		<ns1:titleOfClass>MSCI ACWI EXUS</ns1:titleOfClass>
		<ns1:cusip>78463X848</ns1:cusip>
		<ns1:value>570362</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>22778</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>0</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>22778</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES TR</ns1:nameOfIssuer>
		<ns1:titleOfClass>RUS MID CAP ETF</ns1:titleOfClass>
		<ns1:cusip>464287499</ns1:cusip>
		<ns1:value>539438</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>7875</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
		</ns1:shrsOrPrnAmt>
		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>0</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>7875</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>SCHWAB STRATEGIC TR</ns1:nameOfIssuer>
		<ns1:titleOfClass>1000 INDEX ETF</ns1:titleOfClass>
		<ns1:cusip>808524722</ns1:cusip>
		<ns1:value>513313</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>12115</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
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		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>0</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>12115</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>SPDR GOLD TR</ns1:nameOfIssuer>
		<ns1:titleOfClass>GOLD SHS</ns1:titleOfClass>
		<ns1:cusip>78463V107</ns1:cusip>
		<ns1:value>479464</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>2671</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
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		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>0</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>2671</ns1:None>
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	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>SCHWAB STRATEGIC TR</ns1:nameOfIssuer>
		<ns1:titleOfClass>US LCAP GR ETF</ns1:titleOfClass>
		<ns1:cusip>808524300</ns1:cusip>
		<ns1:value>472379</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>6117</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
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		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>0</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>6117</ns1:None>
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	<ns1:infoTable>
		<ns1:nameOfIssuer>SCHWAB STRATEGIC TR</ns1:nameOfIssuer>
		<ns1:titleOfClass>US LRG CAP ETF</ns1:titleOfClass>
		<ns1:cusip>808524201</ns1:cusip>
		<ns1:value>468701</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>9010</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
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		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>0</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>9010</ns1:None>
		</ns1:votingAuthority>
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	<ns1:infoTable>
		<ns1:nameOfIssuer>VANGUARD INTL EQUITY INDEX F</ns1:nameOfIssuer>
		<ns1:titleOfClass>ALLWRLD EX US</ns1:titleOfClass>
		<ns1:cusip>922042775</ns1:cusip>
		<ns1:value>468619</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>9000</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
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		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>0</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>9000</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>SPDR SER TR</ns1:nameOfIssuer>
		<ns1:titleOfClass>PORTFOLIO S&amp;P500</ns1:titleOfClass>
		<ns1:cusip>78464A854</ns1:cusip>
		<ns1:value>466470</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>9000</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
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		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>0</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>9000</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>PIMCO ETF TR</ns1:nameOfIssuer>
		<ns1:titleOfClass>1-5 US TIP IDX</ns1:titleOfClass>
		<ns1:cusip>72201R205</ns1:cusip>
		<ns1:value>402996</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>8031</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
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		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>0</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>8031</ns1:None>
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	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES TR</ns1:nameOfIssuer>
		<ns1:titleOfClass>MRGSTR MD CP GRW</ns1:titleOfClass>
		<ns1:cusip>464288307</ns1:cusip>
		<ns1:value>296022</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>5219</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
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		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>0</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>5219</ns1:None>
		</ns1:votingAuthority>
	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>ISHARES TR</ns1:nameOfIssuer>
		<ns1:titleOfClass>1 3 YR TREAS BD</ns1:titleOfClass>
		<ns1:cusip>464287457</ns1:cusip>
		<ns1:value>240408</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>2968</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
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		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>0</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>2968</ns1:None>
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	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>NVIDIA CORPORATION</ns1:nameOfIssuer>
		<ns1:titleOfClass>COM</ns1:titleOfClass>
		<ns1:cusip>67066G104</ns1:cusip>
		<ns1:value>233459</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>483</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
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		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>0</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>483</ns1:None>
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	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>VANGUARD INDEX FDS</ns1:nameOfIssuer>
		<ns1:titleOfClass>GROWTH ETF</ns1:titleOfClass>
		<ns1:cusip>922908736</ns1:cusip>
		<ns1:value>232448</ns1:value>
		<ns1:shrsOrPrnAmt>
			<ns1:sshPrnamt>806</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
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		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
		<ns1:votingAuthority>
			<ns1:Sole>0</ns1:Sole>
			<ns1:Shared>0</ns1:Shared>
			<ns1:None>806</ns1:None>
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	</ns1:infoTable>
	<ns1:infoTable>
		<ns1:nameOfIssuer>GOLDMAN SACHS ETF TR</ns1:nameOfIssuer>
		<ns1:titleOfClass>MARKETBETA US EQ</ns1:titleOfClass>
		<ns1:cusip>381430123</ns1:cusip>
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			<ns1:sshPrnamt>3392</ns1:sshPrnamt>
			<ns1:sshPrnamtType>SH</ns1:sshPrnamtType>
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		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
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	<ns1:infoTable>
		<ns1:nameOfIssuer>VANGUARD SPECIALIZED FUNDS</ns1:nameOfIssuer>
		<ns1:titleOfClass>DIV APP ETF</ns1:titleOfClass>
		<ns1:cusip>921908844</ns1:cusip>
		<ns1:value>203438</ns1:value>
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			<ns1:sshPrnamt>1279</ns1:sshPrnamt>
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		<ns1:investmentDiscretion>SOLE</ns1:investmentDiscretion>
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			<ns1:Sole>0</ns1:Sole>
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</ns1:informationTable>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>