The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN ASIA-PACIFIC INCOME FU COM 003009107 191 65,547 SH   SOLE NONE 0 0 65,548
ABRDN GLOBAL DYNAMIC DIVIDEN COM 00302M106 142 15,186 SH   SOLE NONE 0 0 15,186
ABRDN TOTAL DYNAMIC DIVIDEND COM SH BEN INT 00326L100 218 27,039 SH   SOLE NONE 0 0 27,039
ALLIANCEBERNSTEIN GL HI INC COM 01879R106 178 18,263 SH   SOLE NONE 0 0 18,264
ALLSPRING INCOME OPPORTUNITI INC OPPTY FD 94987B105 159 24,342 SH   SOLE NONE 0 0 24,342
BARINGS GL SH DUR HI YLD COM 06760L100 153 11,729 SH   SOLE NONE 0 0 11,730
BLACKROCK ENHANCED GLOBAL DI COM 092501105 186 19,126 SH   SOLE NONE 0 0 19,127
BLACKROCK ENHANCED INTERNATI COM BENE INTER 092524107 170 33,700 SH   SOLE NONE 0 0 33,700
BLACKROCK MUN INC TRUST II COM 09249N101 170 15,398 SH   SOLE NONE 0 0 15,398
BLACKROCK MUNICIPAL INC TRST SH BEN INT 09248F109 172 16,051 SH   SOLE NONE 0 0 16,051
BLACKROCK MUNIHOLDINGS FUND COM 09253N104 147 11,605 SH   SOLE NONE 0 0 11,606
BLACKROCK MUNIVEST FUND COM 09253R105 174 23,318 SH   SOLE NONE 0 0 23,318
BLACKROCK MUNIYIELD FUND COM 09253W104 174 15,636 SH   SOLE NONE 0 0 15,636
BLACKROCK MUNIYIELD QUALITY COM 09254E103 185 15,875 SH   SOLE NONE 0 0 15,876
BNYM HIGH YIELD STRAT SH BEN INT 09660L105 152 67,320 SH   SOLE NONE 0 0 67,321
BNYM STRAT MUNI COM 05588W108 164 24,988 SH   SOLE NONE 0 0 24,989
BNYM STRAT MUNI BND COM 09662E109 156 25,163 SH   SOLE NONE 0 0 25,164
CREDIT SUISSE HIGH YIELD BD SH BEN INT 22544F103 159 84,571 SH   SOLE NONE 0 0 84,572
DOUBLELINE INCOME SOLUTIONS COM 258622109 226 18,679 SH   SOLE NONE 0 0 18,680
DOUBLELINE OPPORT CREDIT COM 258623107 163 10,472 SH   SOLE NONE 0 0 10,473
DWS MUNICIPAL INCOME TRUST COM 233368109 165 17,576 SH   SOLE NONE 0 0 17,576
DWS STRATEGIC MUNICIPAL INCO COM 23342Q101 148 16,260 SH   SOLE NONE 0 0 16,260
EATON VANCE MUNICIPAL BOND F COM 27827X101 182 17,052 SH   SOLE NONE 0 0 17,052
EATON VANCE MUNICIPAL INCOME SH BEN INT 27826U108 174 15,915 SH   SOLE NONE 0 0 15,915
GDL FUND/THE COM SH BEN IT 361570104 150 18,354 SH   SOLE NONE 0 0 18,354
HIGHLAND INCOME FUND HIGHLAND INCOME 43010E404 193 17,180 SH   SOLE NONE 0 0 17,181
INVESCO HIGH INCOME TRUST II COM 46131F101 142 13,654 SH   SOLE NONE 0 0 13,654
INVESCO OPTIMUM YIELD DIVERS OPTIMUM YIELD 46090F100 11,648 645,707 SH   SOLE NONE 0 0 645,708
INVESCO S&P 500 PURE VALUE E S&P500 PUR VAL 46137V258 2,259 30,085 SH   SOLE NONE 0 0 30,085
INVESCO SENIOR INCOME TRUST COM 46131H107 208 53,484 SH   SOLE NONE 0 0 53,484
ISHARES MSCI EAFE VALUE ETF EAFE VALUE ETF 464288877 5,414 124,748 SH   SOLE NONE 0 0 124,749
ISHARES RUSSELL 1000 GROWTH RUS 1000 GRW ETF 464287614 2,240 10,245 SH   SOLE NONE 0 0 10,246
ISHARES RUSSELL 1000 VALUE E RUS 1000 VAL ETF 464287598 10,424 71,908 SH   SOLE NONE 0 0 71,908
ISHARES US TREASURY BOND ETF US TREAS BD ETF 46429B267 748 31,333 SH   SOLE NONE 0 0 31,333
JAPAN SMALLER CAPITALIZATION COM 47109U104 144 22,803 SH   SOLE NONE 0 0 22,804
JPMORGAN US QUALITY FACTOR US QUALTY FCTR 46641Q761 4,469 120,009 SH   SOLE NONE 0 0 120,009
MFS MUNICIPAL INCOME TRUST SH BEN INT 552738106 147 27,177 SH   SOLE NONE 0 0 27,178
MICROSOFT CORP COM 594918104 245 955 SH   SOLE NONE 0 0 955
MORGAN STANLEY EMRG MKT DEBT COM 61744H105 137 20,852 SH   SOLE NONE 0 0 20,852
NUVEEN DOW30 DYN OVERWRT FD SHS 67075F105 197 12,660 SH   SOLE NONE 0 0 12,661
NUVEEN MUNI CREDIT INC FD COM SH BEN INT 67070X101 232 18,407 SH   SOLE NONE 0 0 18,408
NUVEEN SEL TX-FR INC PORT SH BEN INT 67062F100 176 12,854 SH   SOLE NONE 0 0 12,855
NUVEEN SENIOR INCOME FUND COM 67067Y104 159 33,094 SH   SOLE NONE 0 0 33,094
PIMCO HIGH INCOME FUND COM SHS 722014107 183 35,541 SH   SOLE NONE 0 0 35,542
PIMCO MUNICIPAL INCOME FUND COM 72200R107 172 14,956 SH   SOLE NONE 0 0 14,956
PIMCO RAFI DYNAMIC MULTI-FAC RAFI DYN EMERG 72202L389 4,151 225,220 SH   SOLE NONE 0 0 225,221
PIONEER HIGH INCOME FUND COM 72369H106 155 22,016 SH   SOLE NONE 0 0 22,017
PIONEER MUNI HIGH INC TR COM SHS 723763108 148 15,976 SH   SOLE NONE 0 0 15,976
PIONEER MUNICIPAL HIGH INC COM 723762100 161 18,539 SH   SOLE NONE 0 0 18,540
SABA CAPITAL INCOME & OPPORT SHS NEW 78518H202 170 21,281 SH   SOLE NONE 0 0 21,282
SPDR PORT INT CORP BOND ETF PORTFOLIO INTRMD 78464A375 10,469 320,861 SH   SOLE NONE 0 0 320,862
SPDR PORT INT TREASURY TERM PORTFLI INTRMDIT 78464A672 3,527 119,714 SH   SOLE NONE 0 0 119,714
SPDR PORT LNG TRM TRSRY PORTFOLIO LN TSR 78464A664 1,243 37,590 SH   SOLE NONE 0 0 37,590
SPDR PORT SHRT TRM TRSRY PORTFOLIO SH TSR 78468R101 3,236 109,906 SH   SOLE NONE 0 0 109,907
SPDR PORTFOLIO AGGREGATE BON PORTFOLIO AGRGTE 78464A649 2,827 107,320 SH   SOLE NONE 0 0 107,320
SPDR PORTFOLIO DEVELOPED WOR PORTFOLIO DEVLPD 78463X889 8,631 299,280 SH   SOLE NONE 0 0 299,281
SPDR PORTFOLIO S&P 1500 COMP PORTFOLI S&P1500 78464A805 4,925 105,965 SH   SOLE NONE 0 0 105,966
SRH TOTAL RETURN FUND INC COM 101507101 186 15,566 SH   SOLE NONE 0 0 15,566
TEMPLETON EMERGING MKTS FND COM 880191101 142 11,891 SH   SOLE NONE 0 0 11,892
VANECK JPM EM LOCAL CURR BND JP MRGAN EM LOC 92189H300 3,884 158,697 SH   SOLE NONE 0 0 158,698
VANGUARD DIVIDEND APPREC ETF DIV APP ETF 921908844 8,827 61,528 SH   SOLE NONE 0 0 61,528
VANGUARD FTSE DEVELOPED ETF VAN FTSE DEV MKT 921943858 1,357 33,268 SH   SOLE NONE 0 0 33,269
VANGUARD MORTGAGE-BACKED SEC MTG-BKD SECS ETF 92206C771 5,033 105,289 SH   SOLE NONE 0 0 105,289
VANGUARD S&P SMALL-CAP 600 V SMLCP 600 VAL 921932778 3,484 22,636 SH   SOLE NONE 0 0 22,637
VANGUARD TOTAL STOCK MKT ETF TOTAL STK MKT 922908769 1,712 9,076 SH   SOLE NONE 0 0 9,077
VIRTUS CONVERTIBLE & INCOME COM 92838U108 171 54,250 SH   SOLE NONE 0 0 54,251
VOYA GLBL EQTY DVD & PRM OPP COM 92912T100 189 34,477 SH   SOLE NONE 0 0 34,478
WESTERN ASSET HI INC OPPORT COM 95766K109 162 40,916 SH   SOLE NONE 0 0 40,916
WESTERN ASSET INTERMEDIATE COM 958435109 148 18,415 SH   SOLE NONE 0 0 18,415
WESTERN ASSET MANAGED MUNICI COM 95766M105 161 15,304 SH   SOLE NONE 0 0 15,304
WESTERN ASSET MORTGAGE OPPOR COM 95790B109 151 12,988 SH   SOLE NONE 0 0 12,989