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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 866,089 7,620 SH   SOLE   7,620 0 0
ADOBE INC COM 00724F101 BBG001S5NCQ5 3,352,058 6,643 SH   SOLE   6,643 0 0
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 18,095,205 100,256 SH   SOLE   100,256 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 38,619,968 255,880 SH   SOLE   255,880 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 15,493,199 85,892 SH   SOLE   85,892 0 0
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 377,965 1,660 SH   SOLE   1,660 0 0
APPLE INC COM 037833100 BBG001S5N8V8 35,465,825 206,822 SH   SOLE   206,822 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 6,850,467 180,656 SH   SOLE   180,656 0 0
BAXTER INTL INC COM 071813109 BBG001S5P1K3 202,288 4,733 SH   SOLE   4,733 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 8,407,456 19,993 SH   SOLE   19,993 0 0
BP PLC SPONSORED ADR 055622104 BBG001S5W4F5 2,368,229 62,851 SH   SOLE   62,851 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 256,345 4,727 SH   SOLE   4,727 0 0
CANADIAN NATL RY CO COM 136375102 BBG001S8WVQ7 602,573 4,575 SH   SOLE   4,575 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 571,631 1,560 SH   SOLE   1,560 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 11,018,805 69,854 SH   SOLE   69,854 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 532,042 8,696 SH   SOLE   8,696 0 0
CRANE NXT CO COM 224441105 BBG017BXPZ94 3,087,324 49,876 SH   SOLE   49,876 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105 BBG00BLYKRZ7 1,407,390 4,390 SH   SOLE   4,390 0 0
CSX CORP COM 126408103 BBG001S5Q7Q3 449,702 12,131 SH   SOLE   12,131 0 0
DEERE & CO COM 244199105 BBG001S5QFF7 715,098 1,741 SH   SOLE   1,741 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 6,401,016 52,313 SH   SOLE   52,313 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 288,196 2,980 SH   SOLE   2,980 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 BBG001SF2288 446,934 4,677 SH   SOLE   4,677 0 0
ENPHASE ENERGY INC COM 29355A107 BBG001V28NC6 4,519,208 37,355 SH   SOLE   37,355 0 0
EQUINIX INC COM 29444U700 BBG001SKBNS9 1,735,309 2,103 SH   SOLE   2,103 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 4,195,210 36,091 SH   SOLE   36,091 0 0
FEDEX CORP COM 31428X106 BBG001S5R3M5 8,184,576 28,248 SH   SOLE   28,248 0 0
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 BBG00FZ4KG74 3,928,665 90,107 SH   SOLE   90,107 0 0
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888 BBG00L2NXWJ3 698,025 28,375 SH   SOLE   28,375 0 0
GENERAL ELECTRIC CO COM NEW 369604301 BBG001S5PVD5 782,020 4,455 SH   SOLE   4,455 0 0
GRAYSCALE BITCOIN TR BTC SHS REP COM UT 389637109 BBG008748J97 3,939,281 62,360 SH   SOLE   62,360 0 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 1,006,136 4,902 SH   SOLE   4,902 0 0
IDEX CORP COM 45167R104 BBG001S67N14 826,008 3,385 SH   SOLE   3,385 0 0
INTEL CORP COM 458140100 BBG001S5SF65 5,592,673 126,617 SH   SOLE   126,617 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 366,643 1,920 SH   SOLE   1,920 0 0
INVESCO EXCH TRADED FD TR II SOLAR ETF 46138G706 BBG00KXH5XJ3 684,457 15,086 SH   SOLE   15,086 0 0
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 BBG001STKGB3 548,065 20,643 SH   SOLE   20,643 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 275,286 620 SH   SOLE   620 0 0
IONQ INC COM 46222L108 BBG00XZP0LC3 104,256 10,436 SH   SOLE   10,436 0 0
IRON MTN INC DEL COM 46284V101 BBG001SCQ2X1 1,404,749 17,513 SH   SOLE   17,513 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 442,665 842 SH   SOLE   842 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 5,062,767 51,693 SH   SOLE   51,693 0 0
ISHARES TR GLOBAL 100 ETF 464287572 BBG001SGL748 3,937,559 44,039 SH   SOLE   44,039 0 0
ISHARES TR IBONDS 27 TRM TS 46436E841 BBG00RYR47N8 4,292,148 193,689 SH   SOLE   193,689 0 0
ISHARES TR IBONDS 29 TRM TS 46436E825 BBG00RYR4R90 4,826,858 224,505 SH   SOLE   224,505 0 0
ISHARES TR IBONDS DEC 2031 46436E460 BBG011R6KC59 3,215,016 159,475 SH   SOLE   159,475 0 0
ISHARES TR IBONDS DEC 2033 46436E148 BBG01H7B1FH6 555,391 22,865 SH   SOLE   22,865 0 0
ISHARES TR ISHARES BIOTECH 464287556 BBG001SGYSW7 4,245,577 30,940 SH   SOLE   30,940 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 1,444,595 6,869 SH   SOLE   6,869 0 0
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 722,151 5,863 SH   SOLE   5,863 0 0
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 818,161 7,617 SH   SOLE   7,617 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 11,670,248 201,698 SH   SOLE   201,698 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 BBG016NKZFF7 3,752,106 69,176 SH   SOLE   69,176 0 0
J P MORGAN EXCHANGE TRADED F U S TECH LEADERS 46654Q732 BBG01J9W2923 5,577,768 84,320 SH   SOLE   84,320 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 8,391,713 53,048 SH   SOLE   53,048 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 12,610,627 62,959 SH   SOLE   62,959 0 0
KEYCORP COM 493267108 BBG001S5SKV6 1,941,832 122,823 SH   SOLE   122,823 0 0
LOWES COS INC COM 548661107 BBG001S5SVL3 20,859,702 81,889 SH   SOLE   81,889 0 0
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 11,232,800 23,325 SH   SOLE   23,325 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 296,649 1,052 SH   SOLE   1,052 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 329,215 2,495 SH   SOLE   2,495 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 3,576,807 7,366 SH   SOLE   7,366 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 38,702,831 91,992 SH   SOLE   91,992 0 0
NBT BANCORP INC COM 628778102 BBG001S6XCS0 222,428 6,064 SH   SOLE   6,064 0 0
NETFLIX INC COM 64110L106 BBG001SF6L46 1,847,498 3,042 SH   SOLE   3,042 0 0
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 2,770,179 43,345 SH   SOLE   43,345 0 0
NIKE INC CL B 654106103 BBG001S6NTK2 6,328,388 67,338 SH   SOLE   67,338 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 16,366,322 18,113 SH   SOLE   18,113 0 0
OCCIDENTAL PETE CORP COM 674599105 BBG001S5TZG9 5,955,044 91,630 SH   SOLE   91,630 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 1,467,878 11,686 SH   SOLE   11,686 0 0
PACER FDS TR US CASH COWS 100 69374H881 BBG00FJQN752 1,905,978 32,799 SH   SOLE   32,799 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 BBG001T53796 4,369,622 189,901 SH   SOLE   189,901 0 0
PEPSICO INC COM 713448108 BBG001S695T1 585,969 3,348 SH   SOLE   3,348 0 0
PIONEER BANCORP INC MD COM 723561106 BBG00PFB4RS9 166,770 17,000 SH   SOLE   17,000 0 0
PLUG POWER INC COM NEW 72919P202 BBG001S6GJB2 61,304 17,821 SH   SOLE   17,821 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 409,267 2,522 SH   SOLE   2,522 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 BBG005D266P2 8,005,213 78,939 SH   SOLE   78,939 0 0
REGENERON PHARMACEUTICALS COM 75886F107 BBG001S6PX49 8,608,511 8,944 SH   SOLE   8,944 0 0
SCHLUMBERGER LTD COM STK 806857108 BBG001S5W4C8 5,016,814 91,531 SH   SOLE   91,531 0 0
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 4,065,010 56,193 SH   SOLE   56,193 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 896,297 22,970 SH   SOLE   22,970 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 BBG001T9F7C1 590,408 12,037 SH   SOLE   12,037 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 4,775,200 78,218 SH   SOLE   78,218 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 4,973,266 61,680 SH   SOLE   61,680 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 3,328,985 35,904 SH   SOLE   35,904 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 2,365,672 31,135 SH   SOLE   31,135 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 2,950,010 47,535 SH   SOLE   47,535 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 1,602,434 19,679 SH   SOLE   19,679 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 301,693 6,127 SH   SOLE   6,127 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 BBG001T9F777 5,190,875 99,518 SH   SOLE   99,518 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 8,938,719 94,680 SH   SOLE   94,680 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 3,203,702 76,061 SH   SOLE   76,061 0 0
SELECT SECTOR SPDR TR INDL 81369Y704 BBG001S7T232 1,020,776 8,104 SH   SOLE   8,104 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 BBG001S7T1Q9 414,304 2,253 SH   SOLE   2,253 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 2,434,634 16,480 SH   SOLE   16,480 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 2,674,262 12,840 SH   SOLE   12,840 0 0
SOUTHERN CO COM 842587107 BBG001S5W777 287,779 4,011 SH   SOLE   4,011 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 736,254 1,851 SH   SOLE   1,851 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 3,004,252 5,743 SH   SOLE   5,743 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 515,119 926 SH   SOLE   926 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 BBG001STKCW9 4,642,404 50,571 SH   SOLE   50,571 0 0
SPDR SER TR GLB DOW ETF 78464A706 BBG001SG4257 4,870,033 37,902 SH   SOLE   37,902 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 BBG001SG4284 226,612 4,523 SH   SOLE   4,523 0 0
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 271,613 2,070 SH   SOLE   2,070 0 0
STARBUCKS CORP COM 855244109 BBG001S72KH6 9,676,902 105,886 SH   SOLE   105,886 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 1,976,934 11,246 SH   SOLE   11,246 0 0
UBER TECHNOLOGIES INC COM 90353T100 BBG002B04MW4 5,483,228 71,220 SH   SOLE   71,220 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 2,911,310 5,885 SH   SOLE   5,885 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 BBG002D68GN8 1,993,413 8,860 SH   SOLE   8,860 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 1,297,179 17,204 SH   SOLE   17,204 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 2,301,287 31,685 SH   SOLE   31,685 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 639,126 12,993 SH   SOLE   12,993 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 305,297 635 SH   SOLE   635 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 354,733 1,365 SH   SOLE   1,365 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 BBG001T62M92 1,787,053 30,522 SH   SOLE   30,522 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 8,710,788 108,195 SH   SOLE   108,195 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 3,477,984 44,988 SH   SOLE   44,988 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 BBG001S68LJ8 10,842,343 25,938 SH   SOLE   25,938 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 10,433,266 37,384 SH   SOLE   37,384 0 0