The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 839,834 7,630 SH   SOLE   7,630 0 0
ADOBE INC COM 00724F101 BBG001S5NCQ5 2,709,757 4,542 SH   SOLE   4,542 0 0
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 15,001,473 101,767 SH   SOLE   101,767 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 35,540,209 254,422 SH   SOLE   254,422 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 12,456,041 81,980 SH   SOLE   81,980 0 0
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 310,984 1,660 SH   SOLE   1,660 0 0
APPLE INC COM 037833100 BBG001S5N8V8 40,270,571 209,165 SH   SOLE   209,165 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 5,864,896 174,188 SH   SOLE   174,188 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 6,945,954 19,475 SH   SOLE   19,475 0 0
BP PLC SPONSORED ADR 055622104 BBG001S5W4F5 2,259,797 63,836 SH   SOLE   63,836 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 242,542 4,727 SH   SOLE   4,727 0 0
CANADIAN NATL RY CO COM 136375102 BBG001S8WVQ7 574,757 4,575 SH   SOLE   4,575 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 424,286 1,435 SH   SOLE   1,435 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 10,019,205 67,171 SH   SOLE   67,171 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 512,475 8,696 SH   SOLE   8,696 0 0
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 280,482 6,396 SH   SOLE   6,396 0 0
CRANE NXT CO COM 224441105 BBG017BXPZ94 2,909,242 51,156 SH   SOLE   51,156 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105 BBG00BLYKRZ7 2,463,838 9,650 SH   SOLE   9,650 0 0
CSX CORP COM 126408103 BBG001S5Q7Q3 420,587 12,131 SH   SOLE   12,131 0 0
DEERE & CO COM 244199105 BBG001S5QFF7 530,627 1,327 SH   SOLE   1,327 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 4,702,683 52,084 SH   SOLE   52,084 0 0
DRAFTKINGS INC NEW COM CL A 26142V105 BBG0134WCMB3 323,595 9,180 SH   SOLE   9,180 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 289,179 2,980 SH   SOLE   2,980 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 BBG001SF2288 356,621 4,677 SH   SOLE   4,677 0 0
EQUINIX INC COM 29444U700 BBG001SKBNS9 1,724,382 2,141 SH   SOLE   2,141 0 0
EXCHANGE TRADED CONCEPTS TR BITWISE CRYPTO 301505624 BBG01076JFY6 364,784 31,474 SH   SOLE   31,474 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 3,421,168 34,219 SH   SOLE   34,219 0 0
FEDEX CORP COM 31428X106 BBG001S5R3M5 7,263,275 28,712 SH   SOLE   28,712 0 0
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 BBG00FZ4KG74 3,940,495 88,342 SH   SOLE   88,342 0 0
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888 BBG00L2NXWJ3 573,350 23,175 SH   SOLE   23,175 0 0
FREEPORT-MCMORAN INC CL B 35671D857 BBG001S5R3F3 234,774 5,515 SH   SOLE   5,515 0 0
GENERAL ELECTRIC CO COM NEW 369604301 BBG001S5PVD5 568,614 4,455 SH   SOLE   4,455 0 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 1,017,513 4,852 SH   SOLE   4,852 0 0
IDEX CORP COM 45167R104 BBG001S67N14 734,917 3,385 SH   SOLE   3,385 0 0
INTEL CORP COM 458140100 BBG001S5SF65 6,275,220 124,880 SH   SOLE   124,880 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 314,834 1,925 SH   SOLE   1,925 0 0
INVESCO EXCH TRADED FD TR II SOLAR ETF 46138G706 BBG00KXH5XJ3 830,986 15,576 SH   SOLE   15,576 0 0
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 BBG001STKGB3 558,022 20,737 SH   SOLE   20,737 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 12,100,525 76,683 SH   SOLE   76,683 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 253,902 620 SH   SOLE   620 0 0
IRON MTN INC DEL COM 46284V101 BBG001SCQ2X1 1,249,714 17,858 SH   SOLE   17,858 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 366,342 767 SH   SOLE   767 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 3,900,981 39,305 SH   SOLE   39,305 0 0
ISHARES TR GLOBAL 100 ETF 464287572 BBG001SGL748 3,644,686 45,264 SH   SOLE   45,264 0 0
ISHARES TR ISHARES BIOTECH 464287556 BBG001SGYSW7 4,275,954 31,476 SH   SOLE   31,476 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 1,376,137 6,856 SH   SOLE   6,856 0 0
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 686,733 5,859 SH   SOLE   5,859 0 0
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 817,266 7,603 SH   SOLE   7,603 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 9,958,682 181,133 SH   SOLE   181,133 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 BBG016NKZFF7 2,774,161 55,561 SH   SOLE   55,561 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 8,024,575 51,197 SH   SOLE   51,197 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 10,608,495 62,366 SH   SOLE   62,366 0 0
KEYCORP COM 493267108 BBG001S5SKV6 1,791,821 124,432 SH   SOLE   124,432 0 0
LOWES COS INC COM 548661107 BBG001S5SVL3 18,062,483 81,161 SH   SOLE   81,161 0 0
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 9,989,007 23,420 SH   SOLE   23,420 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 317,898 1,072 SH   SOLE   1,072 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 261,103 2,395 SH   SOLE   2,395 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 2,158,448 6,098 SH   SOLE   6,098 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 34,720,983 92,333 SH   SOLE   92,333 0 0
NBT BANCORP INC COM 628778102 BBG001S6XCS0 254,142 6,064 SH   SOLE   6,064 0 0
NETFLIX INC COM 64110L106 BBG001SF6L46 1,420,229 2,917 SH   SOLE   2,917 0 0
NIKE INC CL B 654106103 BBG001S6NTK2 7,323,694 67,456 SH   SOLE   67,456 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 12,124,535 24,483 SH   SOLE   24,483 0 0
OCCIDENTAL PETE CORP COM 674599105 BBG001S5TZG9 5,575,720 93,380 SH   SOLE   93,380 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 892,570 8,466 SH   SOLE   8,466 0 0
PACER FDS TR US CASH COWS 100 69374H881 BBG00FJQN752 1,653,140 31,797 SH   SOLE   31,797 0 0
PEPSICO INC COM 713448108 BBG001S695T1 564,201 3,322 SH   SOLE   3,322 0 0
PIONEER BANCORP INC MD COM 723561106 BBG00PFB4RS9 170,170 17,000 SH   SOLE   17,000 0 0
PLUG POWER INC COM NEW 72919P202 BBG001S6GJB2 62,037 13,786 SH   SOLE   13,786 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 369,639 2,522 SH   SOLE   2,522 0 0
REGENERON PHARMACEUTICALS COM 75886F107 BBG001S6PX49 7,665,715 8,728 SH   SOLE   8,728 0 0
ROCKET LAB USA INC COM 773122106 BBG00Y61T0H6 103,079 18,640 SH   SOLE   18,640 0 0
SCHLUMBERGER LTD COM STK 806857108 BBG001S5W4C8 4,658,152 89,511 SH   SOLE   89,511 0 0
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 3,300,206 47,968 SH   SOLE   47,968 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 885,016 23,945 SH   SOLE   23,945 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 BBG001T9F7C1 598,396 12,035 SH   SOLE   12,035 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 4,455,410 80,033 SH   SOLE   80,033 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 4,765,464 62,596 SH   SOLE   62,596 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 2,855,298 34,418 SH   SOLE   34,418 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 2,319,003 33,081 SH   SOLE   33,081 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 2,661,606 47,192 SH   SOLE   47,192 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 1,486,176 19,731 SH   SOLE   19,731 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 289,439 6,127 SH   SOLE   6,127 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 BBG001T9F777 5,479,346 104,968 SH   SOLE   104,968 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 7,941,906 94,727 SH   SOLE   94,727 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 2,855,364 75,941 SH   SOLE   75,941 0 0
SELECT SECTOR SPDR TR INDL 81369Y704 BBG001S7T232 958,768 8,411 SH   SOLE   8,411 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 BBG001S7T1Q9 418,058 2,338 SH   SOLE   2,338 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 2,262,238 16,588 SH   SOLE   16,588 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 2,504,129 13,010 SH   SOLE   13,010 0 0
SHOPIFY INC CL A 82509L107 BBG004DW5NC7 212,667 2,730 SH   SOLE   2,730 0 0
SOUTHERN CO COM 842587107 BBG001S5W777 281,280 4,011 SH   SOLE   4,011 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 729,620 1,936 SH   SOLE   1,936 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 2,722,210 5,727 SH   SOLE   5,727 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 469,601 926 SH   SOLE   926 0 0
SPDR SER TR GLB DOW ETF 78464A706 BBG001SG4257 4,304,007 36,164 SH   SOLE   36,164 0 0
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 258,378 2,068 SH   SOLE   2,068 0 0
STARBUCKS CORP COM 855244109 BBG001S72KH6 10,058,783 104,768 SH   SOLE   104,768 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 2,813,291 11,322 SH   SOLE   11,322 0 0
UBER TECHNOLOGIES INC COM 90353T100 BBG002B04MW4 4,410,875 71,640 SH   SOLE   71,640 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 2,743,962 5,212 SH   SOLE   5,212 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 BBG002D68GN8 1,612,128 9,219 SH   SOLE   9,219 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 1,339,889 17,542 SH   SOLE   17,542 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 2,349,467 31,944 SH   SOLE   31,944 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 639,895 12,963 SH   SOLE   12,963 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 277,150 635 SH   SOLE   635 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 323,120 1,362 SH   SOLE   1,362 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 BBG001T62M92 1,773,315 29,894 SH   SOLE   29,894 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 8,781,577 108,041 SH   SOLE   108,041 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 3,421,073 44,217 SH   SOLE   44,217 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 BBG001T0Y6W9 200,342 772 SH   SOLE   772 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 BBG001S68LJ8 10,352,095 25,442 SH   SOLE   25,442 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 9,702,968 37,269 SH   SOLE   37,269 0 0