The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 784,461 7,747 SH   SOLE   7,747 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 BBG001S5NCQ5 961,498 2,495 SH   SOLE   2,495 0 0
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 9,545,390 97,392 SH   SOLE   97,392 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 26,506,023 255,529 SH   SOLE   255,529 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 7,719,275 74,734 SH   SOLE   74,734 0 0
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 325,776 1,975 SH   SOLE   1,975 0 0
APPLE INC COM 037833100 BBG001S5N8V8 34,910,764 211,708 SH   SOLE   211,708 0 0
AT&T INC COM 00206R102 BBG001S5VWH2 1,917,531 99,612 SH   SOLE   99,612 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 5,067,676 177,191 SH   SOLE   177,191 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 5,659,137 18,328 SH   SOLE   18,328 0 0
BOOKING HOLDINGS INC COM 09857L108 BBG001S89N72 429,690 162 SH   SOLE   162 0 0
BP PLC SPONSORED ADR 055622104 BBG001S5W4F5 2,281,837 60,143 SH   SOLE   60,143 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 337,124 4,864 SH   SOLE   4,864 0 0
CANADIAN NATL RY CO COM 136375102 BBG001S8WVQ7 540,892 4,585 SH   SOLE   4,585 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 299,780 1,310 SH   SOLE   1,310 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 9,618,159 58,949 SH   SOLE   58,949 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 534,843 8,622 SH   SOLE   8,622 0 0
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 232,926 6,144 SH   SOLE   6,144 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105 BBG00BLYKRZ7 1,289,558 9,395 SH   SOLE   9,395 0 0
CSX CORP COM 126408103 BBG001S5Q7Q3 363,207 12,131 SH   SOLE   12,131 0 0
DEERE & CO COM 244199105 BBG001S5QFF7 320,808 777 SH   SOLE   777 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 5,620,818 56,135 SH   SOLE   56,135 0 0
DOMINION ENERGY INC COM 25746U109 BBG001S5QCP3 207,774 3,716 SH   SOLE   3,716 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 287,481 2,980 SH   SOLE   2,980 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 BBG001SF2288 390,899 4,725 SH   SOLE   4,725 0 0
EQUINIX INC COM 29444U700 BBG001SKBNS9 1,575,209 2,184 SH   SOLE   2,184 0 0
ETF SER SOLUTIONS DEFIANCE NEXT 26922A289 BBG00NJ314P5 505,144 15,405 SH   SOLE   15,405 0 0
EXCHANGE TRADED CONCEPTS TR BITWISE CRYPTO 301505624 BBG01076JFY6 187,318 31,911 SH   SOLE   31,911 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 2,629,242 23,976 SH   SOLE   23,976 0 0
FEDEX CORP COM 31428X106 BBG001S5R3M5 6,271,822 27,449 SH   SOLE   27,449 0 0
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 BBG00FZ4KG74 3,743,224 83,072 SH   SOLE   83,072 0 0
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888 BBG00L2NXWJ3 382,276 15,790 SH   SOLE   15,790 0 0
GENERAL ELECTRIC CO COM NEW 369604301 BBG001S5PVD5 428,013 4,477 SH   SOLE   4,477 0 0
GENERAL MLS INC COM 370334104 BBG001S5RKR2 214,956 2,515 SH   SOLE   2,515 0 0
GILEAD SCIENCES INC COM 375558103 BBG001S6Y1X7 426,881 5,145 SH   SOLE   5,145 0 0
GLOBALFOUNDRIES INC ORDINARY SHARES G39387108 BBG001SV0YS3 3,605,174 49,947 SH   SOLE   49,947 0 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 937,826 4,907 SH   SOLE   4,907 0 0
IDEX CORP COM 45167R104 BBG001S67N14 787,812 3,410 SH   SOLE   3,410 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 252,348 1,925 SH   SOLE   1,925 0 0
INVESCO EXCH TRADED FD TR II SOLAR ETF 46138G706 BBG00KXH5XJ3 1,342,300 17,291 SH   SOLE   17,291 0 0
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 BBG001STKGB3 602,599 22,418 SH   SOLE   22,418 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 11,816,071 81,704 SH   SOLE   81,704 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 218,232 680 SH   SOLE   680 0 0
IRON MTN INC DEL COM 46284V101 BBG001SCQ2X1 988,362 18,680 SH   SOLE   18,680 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 315,298 767 SH   SOLE   767 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 2,939,008 29,496 SH   SOLE   29,496 0 0
ISHARES TR GLOBAL 100 ETF 464287572 BBG001SGL748 3,322,351 47,421 SH   SOLE   47,421 0 0
ISHARES TR ISHARES BIOTECH 464287556 BBG001SGYSW7 4,353,294 33,704 SH   SOLE   33,704 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 1,280,478 7,177 SH   SOLE   7,177 0 0
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 678,839 5,793 SH   SOLE   5,793 0 0
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 1,002,468 9,092 SH   SOLE   9,092 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 6,052,868 110,858 SH   SOLE   110,858 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 7,325,641 47,262 SH   SOLE   47,262 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 8,229,784 63,155 SH   SOLE   63,155 0 0
KEYCORP COM 493267108 BBG001S5SKV6 1,611,086 128,681 SH   SOLE   128,681 0 0
KINDER MORGAN INC DEL COM 49456B101 BBG001TG2YZ5 2,131,230 121,715 SH   SOLE   121,715 0 0
LOWES COS INC COM 548661107 BBG001S5SVL3 15,917,162 79,597 SH   SOLE   79,597 0 0
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 8,612,897 23,700 SH   SOLE   23,700 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 301,177 1,077 SH   SOLE   1,077 0 0
MEDICAL PPTYS TRUST INC COM 58463J304 BBG001S7WM61 536,551 65,273 SH   SOLE   65,273 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 250,229 2,352 SH   SOLE   2,352 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 1,224,165 5,776 SH   SOLE   5,776 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 26,835,167 93,080 SH   SOLE   93,080 0 0
MODERNA INC COM 60770K107 BBG003PHHZV8 372,432 2,425 SH   SOLE   2,425 0 0
MOSAIC CO NEW COM 61945C103 BBG001S7LJN1 1,564,829 34,107 SH   SOLE   34,107 0 0
NBT BANCORP INC COM 628778102 BBG001S6XCS0 204,417 6,064 SH   SOLE   6,064 0 0
NETFLIX INC COM 64110L106 BBG001SF6L46 652,957 1,890 SH   SOLE   1,890 0 0
NIKE INC CL B 654106103 BBG001S6NTK2 8,209,095 66,936 SH   SOLE   66,936 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 6,895,100 24,823 SH   SOLE   24,823 0 0
OCCIDENTAL PETE CORP COM 674599105 BBG001S5TZG9 5,807,239 93,020 SH   SOLE   93,020 0 0
PACER FDS TR US CASH COWS 100 69374H881 BBG00FJQN752 1,444,448 30,765 SH   SOLE   30,765 0 0
PEPSICO INC COM 713448108 BBG001S695T1 623,753 3,421 SH   SOLE   3,421 0 0
PFIZER INC COM 717081103 BBG001S5V466 2,497,327 61,209 SH   SOLE   61,209 0 0
PIONEER BANCORP INC MD COM 723561106 BBG00PFB4RS9 167,620 17,000 SH   SOLE   17,000 0 0
PLUG POWER INC COM NEW 72919P202 BBG001S6GJB2 1,854,081 158,198 SH   SOLE   158,198 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 370,007 2,488 SH   SOLE   2,488 0 0
QUALCOMM INC COM 747525103 BBG001S6VS70 9,816,764 76,945 SH   SOLE   76,945 0 0
REGENERON PHARMACEUTICALS COM 75886F107 BBG001S6PX49 6,686,750 8,138 SH   SOLE   8,138 0 0
SCHLUMBERGER LTD COM STK 806857108 BBG001S5W4C8 2,965,738 60,402 SH   SOLE   60,402 0 0
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 281,182 5,368 SH   SOLE   5,368 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 200,990 8,197 SH   SOLE   8,197 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 820,283 23,571 SH   SOLE   23,571 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 BBG001T9F7C1 686,278 13,608 SH   SOLE   13,608 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 3,942,583 82,394 SH   SOLE   82,394 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 4,761,848 65,088 SH   SOLE   65,088 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 1,764,981 27,082 SH   SOLE   27,082 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 2,299,428 35,062 SH   SOLE   35,062 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 2,131,023 44,056 SH   SOLE   44,056 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 1,381,639 20,363 SH   SOLE   20,363 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 279,296 6,661 SH   SOLE   6,661 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 BBG001T9F777 5,943,276 110,861 SH   SOLE   110,861 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 7,694,021 92,889 SH   SOLE   92,889 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 2,617,877 81,426 SH   SOLE   81,426 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 BBG001S7T1Q9 357,251 2,389 SH   SOLE   2,389 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 2,227,612 17,206 SH   SOLE   17,206 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 BBG001S7T232 689,245 6,812 SH   SOLE   6,812 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 1,995,442 13,213 SH   SOLE   13,213 0 0
SOFI TECHNOLOGIES INC COM 83406F102 BBG00YB1ZF08 60,700 10,000 SH   SOLE   10,000 0 0
SOUTHERN CO COM 842587107 BBG001S5W777 279,114 4,011 SH   SOLE   4,011 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 698,169 2,099 SH   SOLE   2,099 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 2,375,481 5,802 SH   SOLE   5,802 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 436,555 952 SH   SOLE   952 0 0
SPDR SER TR GLB DOW ETF 78464A706 BBG001SG4257 2,693,554 25,041 SH   SOLE   25,041 0 0
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 256,647 2,074 SH   SOLE   2,074 0 0
STARBUCKS CORP COM 855244109 BBG001S72KH6 11,147,055 107,049 SH   SOLE   107,049 0 0
TARGET CORP COM 87612E106 BBG001SC0K41 5,674,335 34,259 SH   SOLE   34,259 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 2,394,503 11,542 SH   SOLE   11,542 0 0
UBER TECHNOLOGIES INC COM 90353T100 BBG002B04MW4 2,669,140 84,200 SH   SOLE   84,200 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 488,658 1,034 SH   SOLE   1,034 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 BBG002VZY7Y3 2,274,154 81,161 SH   SOLE   81,161 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 BBG002D68GN8 1,220,396 4,636 SH   SOLE   4,636 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 1,397,455 18,210 SH   SOLE   18,210 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 1,975,557 25,915 SH   SOLE   25,915 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 2,599,904 35,214 SH   SOLE   35,214 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 632,291 12,925 SH   SOLE   12,925 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 208,171 553 SH   SOLE   553 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 361,024 1,768 SH   SOLE   1,768 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 BBG001T62M92 1,832,500 30,562 SH   SOLE   30,562 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 7,101,832 88,529 SH   SOLE   88,529 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 820,851 21,107 SH   SOLE   21,107 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 BBG001S68LJ8 7,607,050 24,144 SH   SOLE   24,144 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 8,468,986 37,563 SH   SOLE   37,563 0 0