The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 404,154 3,889 SH   SOLE   0 0 3,889
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 1,288,407 7,512 SH   SOLE   0 0 7,512
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 245,762 810 SH   SOLE   0 0 810
ACNB CORP COM 000868109 BBG001S6CVZ3 354,430 9,772 SH   SOLE   0 0 9,772
ADOBE INC COM 00724F101 BBG001S5NCQ5 274,992 495 SH   SOLE   0 0 495
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 17,109,832 93,933 SH   SOLE   0 0 93,933
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 861,667 4,698 SH   SOLE   0 0 4,698
AMAZON COM INC COM 023135106 BBG001S5PQL7 14,653,181 75,825 SH   SOLE   0 0 75,825
AMERICAN TOWER CORP NEW COM 03027X100 BBG001S5NPQ6 1,729,466 8,897 SH   SOLE   0 0 8,897
AMGEN INC COM 031162100 BBG001S5NNL6 272,921 873 SH   SOLE   0 0 873
APPLE INC COM 037833100 BBG001S5N8V8 23,670,935 112,387 SH   SOLE   0 0 112,387
APPLIED MATLS INC COM 038222105 BBG001S5NMM7 285,698 1,211 SH   SOLE   0 0 1,211
AT&T INC COM 00206R102 BBG001S5VWH2 249,901 13,077 SH   SOLE   0 0 13,077
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 1,969,229 8,250 SH   SOLE   0 0 8,250
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 245,777 6,180 SH   SOLE   0 0 6,180
BANK NEW YORK MELLON CORP COM 064058100 BBG001S5P6Q6 232,972 3,890 SH   SOLE   0 0 3,890
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 3,544,042 8,712 SH   SOLE   0 0 8,712
BLACKSTONE INC COM 09260D107 BBG001S7H949 3,471,572 28,042 SH   SOLE   0 0 28,042
BROADCOM INC COM 11135F101 BBG00KHY5SY8 498,394 310 SH   SOLE   0 0 310
CATERPILLAR INC COM 149123101 BBG001S5PJ06 518,336 1,556 SH   SOLE   0 0 1,556
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 3,697,531 23,638 SH   SOLE   0 0 23,638
CISCO SYS INC COM 17275R102 BBG001S6HC62 272,668 5,739 SH   SOLE   0 0 5,739
COCA COLA CO COM 191216100 BBG001S5SMQ8 336,803 5,291 SH   SOLE   0 0 5,291
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 202,157 5,162 SH   SOLE   0 0 5,162
CORNING INC COM 219350105 BBG001S5RLH1 211,733 5,450 SH   SOLE   0 0 5,450
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 14,191,484 16,696 SH   SOLE   0 0 16,696
D R HORTON INC COM 23331A109 BBG001S8M692 1,384,878 9,827 SH   SOLE   0 0 9,827
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 1,017,889 4,074 SH   SOLE   0 0 4,074
DEERE & CO COM 244199105 BBG001S5QFF7 484,819 1,298 SH   SOLE   0 0 1,298
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 BBG0177CTQC7 246,930 6,288 SH   SOLE   0 0 6,288
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 BBG011DXXVM0 267,536 4,453 SH   SOLE   0 0 4,453
DOW INC COM 260557103 BBG00BN96931 311,244 5,867 SH   SOLE   0 0 5,867
EASTMAN CHEM CO COM 277432100 BBG001S7JNP3 1,318,009 13,453 SH   SOLE   0 0 13,453
ELI LILLY & CO COM 532457108 BBG001S5STL8 2,629,264 2,904 SH   SOLE   0 0 2,904
EOG RES INC COM 26875P101 BBG001S5ZB93 2,249,914 17,875 SH   SOLE   0 0 17,875
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 2,107,351 18,306 SH   SOLE   0 0 18,306
FLEXSTEEL INDS INC COM 339382103 BBG001S5R835 345,139 11,112 SH   SOLE   0 0 11,112
FORD MTR CO DEL COM 345370860 BBG001S5TZ33 442,992 35,326 SH   SOLE   0 0 35,326
FRANKLIN FINL SVCS CORP COM 353525108 BBG001S6Z4V2 257,440 9,103 SH   SOLE   0 0 9,103
FULTON FINL CORP PA COM 360271100 BBG001S5RF02 828,579 48,797 SH   SOLE   0 0 48,797
GAMING & LEISURE PPTYS INC COM 36467J108 BBG003MSMCT5 248,780 5,503 SH   SOLE   0 0 5,503
GENERAL DYNAMICS CORP COM 369550108 BBG001S5RHP1 2,076,664 7,157 SH   SOLE   0 0 7,157
GSK PLC SPONSORED ADR 37733W204 BBG001SD6SM6 273,620 7,107 SH   SOLE   0 0 7,107
HEICO CORP NEW CL A 422806208 BBG001S96YM2 316,637 1,784 SH   SOLE   0 0 1,784
HEICO CORP NEW COM 422806109 BBG001S5RVC4 430,942 1,927 SH   SOLE   0 0 1,927
HENRY SCHEIN INC COM 806407102 BBG001S6S7F1 422,932 6,598 SH   SOLE   0 0 6,598
HERSHEY CO COM 427866108 BBG001S5S148 1,319,232 7,176 SH   SOLE   0 0 7,176
HOME DEPOT INC COM 437076102 BBG001S5RTW7 1,862,134 5,409 SH   SOLE   0 0 5,409
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 318,388 1,491 SH   SOLE   0 0 1,491
ILLINOIS TOOL WKS INC COM 452308109 BBG001S5SDX0 1,672,254 7,057 SH   SOLE   0 0 7,057
INTERCONTINENTAL EXCHANGE IN COM 45866F104 BBG001SDJ4R0 2,675,030 19,541 SH   SOLE   0 0 19,541
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 1,708,732 9,880 SH   SOLE   0 0 9,880
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 13,753,086 256,923 SH   SOLE   0 0 256,923
ISHARES TR 3 7 YR TREAS BD 464288661 BBG001SSD812 12,002,703 103,947 SH   SOLE   0 0 103,947
ISHARES TR A RATE CP BD ETF 46429B291 BBG002NCM1M2 7,341,009 156,658 SH   SOLE   0 0 156,658
ISHARES TR AGENCY BOND ETF 464288166 BBG001T2RRQ4 9,260,219 86,046 SH   SOLE   0 0 86,046
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 77,930,817 1,072,836 SH   SOLE   0 0 1,072,836
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 63,725,922 1,088,960 SH   SOLE   0 0 1,088,960
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 38,943,790 365,121 SH   SOLE   0 0 365,121
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 241,242 2,031 SH   SOLE   0 0 2,031
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 200,542,388 366,468 SH   SOLE   0 0 366,468
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 3,906,409 40,243 SH   SOLE   0 0 40,243
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 440,299 3,690 SH   SOLE   0 0 3,690
ISHARES TR ESG EAFE ETF 46436E759 BBG00VHK1HS9 208,749 3,096 SH   SOLE   0 0 3,096
ISHARES TR ESG MSCI USA ETF 46436E767 BBG00VHK2B74 1,240,145 26,624 SH   SOLE   0 0 26,624
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 19,999,373 217,834 SH   SOLE   0 0 217,834
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 576,263 7,357 SH   SOLE   0 0 7,357
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 207,362 1,946 SH   SOLE   0 0 1,946
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 441,013 2,528 SH   SOLE   0 0 2,528
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 1,188,329 14,656 SH   SOLE   0 0 14,656
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 2,679,180 13,205 SH   SOLE   0 0 13,205
ISHARES TR RUSSELL 3000 ETF 464287689 BBG001SFC7Z6 550,902 1,785 SH   SOLE   0 0 1,785
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 10,605,604 114,606 SH   SOLE   0 0 114,606
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 5,830,214 32,032 SH   SOLE   0 0 32,032
ISHARES TR S&P MC 400GR ETF 464287606 BBG001SFQL08 1,081,345 12,273 SH   SOLE   0 0 12,273
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 3,464,882 23,706 SH   SOLE   0 0 23,706
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 3,904,676 19,305 SH   SOLE   0 0 19,305
L3HARRIS TECHNOLOGIES INC COM 502431109 BBG001S5S0N9 2,680,138 11,934 SH   SOLE   0 0 11,934
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 899,276 1,925 SH   SOLE   0 0 1,925
LOWES COS INC COM 548661107 BBG001S5SVL3 416,535 1,889 SH   SOLE   0 0 1,889
M & T BK CORP COM 55261F104 BBG001S7S2B4 687,182 4,540 SH   SOLE   0 0 4,540
MARKEL GROUP INC COM 570535104 BBG001S9ZK95 1,225,863 778 SH   SOLE   0 0 778
MARRIOTT INTL INC NEW CL A 571903202 BBG001S78K44 429,155 1,775 SH   SOLE   0 0 1,775
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 8,930,568 20,243 SH   SOLE   0 0 20,243
MCDONALDS CORP COM 580135101 BBG001S5T110 2,610,150 10,242 SH   SOLE   0 0 10,242
MERCK & CO INC COM 58933Y105 BBG001S5TC52 1,300,725 10,507 SH   SOLE   0 0 10,507
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 3,062,935 6,075 SH   SOLE   0 0 6,075
MICRON TECHNOLOGY INC COM 595112103 BBG001S6P675 2,975,845 22,625 SH   SOLE   0 0 22,625
MICROSOFT CORP COM 594918104 BBG001S5TD05 25,442,619 56,925 SH   SOLE   0 0 56,925
MID PENN BANCORP INC COM 59540G107 BBG001S5T0G6 1,212,295 55,230 SH   SOLE   0 0 55,230
MID-AMER APT CMNTYS INC COM 59522J103 BBG001S7HZ69 997,546 6,995 SH   SOLE   0 0 6,995
NIKE INC CL B 654106103 BBG001S6NTK2 1,459,666 19,367 SH   SOLE   0 0 19,367
NOVO-NORDISK A S ADR 670100205 BBG001S5TSK0 12,000,152 84,070 SH   SOLE   0 0 84,070
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 18,054,074 146,140 SH   SOLE   0 0 146,140
ONEOK INC NEW COM 682680103 BBG001S5TWK1 927,748 11,376 SH   SOLE   0 0 11,376
ORACLE CORP COM 68389X105 BBG001S5SJG6 285,668 2,023 SH   SOLE   0 0 2,023
ORRSTOWN FINL SVCS INC COM 687380105 BBG001S9SXH6 273,741 10,005 SH   SOLE   0 0 10,005
PEPSICO INC COM 713448108 BBG001S695T1 2,084,063 12,636 SH   SOLE   0 0 12,636
PFIZER INC COM 717081103 BBG001S5V466 436,570 15,603 SH   SOLE   0 0 15,603
PNC FINL SVCS GROUP INC COM 693475105 BBG001S5V947 539,375 3,469 SH   SOLE   0 0 3,469
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 2,824,013 17,124 SH   SOLE   0 0 17,124
QUALCOMM INC COM 747525103 BBG001S6VS70 257,550 1,293 SH   SOLE   0 0 1,293
ROPER TECHNOLOGIES INC COM 776696106 BBG001S9B362 4,239,983 7,522 SH   SOLE   0 0 7,522
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 9,065,631 341,326 SH   SOLE   0 0 341,326
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 16,646,093 433,266 SH   SOLE   0 0 433,266
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 BBG001T9F7C1 3,472,485 71,201 SH   SOLE   0 0 71,201
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 3,117,651 68,400 SH   SOLE   0 0 68,400
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 5,063,060 80,532 SH   SOLE   0 0 80,532
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 355,210 4,568 SH   SOLE   0 0 4,568
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 22,712,628 225,234 SH   SOLE   0 0 225,234
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 5,900,914 79,656 SH   SOLE   0 0 79,656
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 106,530,988 1,658,070 SH   SOLE   0 0 1,658,070
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 45,957,218 590,482 SH   SOLE   0 0 590,482
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 28,411,674 598,771 SH   SOLE   0 0 598,771
SERVICENOW INC COM 81762P102 BBG001T4JFC0 299,721 381 SH   SOLE   0 0 381
SFL CORPORATION LTD SHS G7738W106 BBG001SCK846 347,000 25,000 SH   SOLE   0 0 25,000
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 BBG001SRXRN6 995,070 35,149 SH   SOLE   0 0 35,149
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 4,714,544 8,663 SH   SOLE   0 0 8,663
TESLA INC COM 88160R101 BBG001SQKGD7 1,763,309 8,911 SH   SOLE   0 0 8,911
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 8,455,908 15,291 SH   SOLE   0 0 15,291
TJX COS INC NEW COM 872540109 BBG001S5WQ93 251,138 2,281 SH   SOLE   0 0 2,281
TRANE TECHNOLOGIES PLC SHS G8994E103 BBG001S5SBV6 3,244,237 9,863 SH   SOLE   0 0 9,863
TRUIST FINL CORP COM 89832Q109 BBG001S5YYC0 1,520,259 39,131 SH   SOLE   0 0 39,131
UNION PAC CORP COM 907818108 BBG001S5X2M0 4,538,994 20,061 SH   SOLE   0 0 20,061
UNITED RENTALS INC COM 911363109 BBG001SBGZ25 4,831,369 7,470 SH   SOLE   0 0 7,470
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 1,196,994 2,350 SH   SOLE   0 0 2,350
US BANCORP DEL COM NEW 902973304 BBG001S6T8C1 1,094,572 27,571 SH   SOLE   0 0 27,571
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 1,123,241 3,003 SH   SOLE   0 0 3,003
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 226,101 985 SH   SOLE   0 0 985
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 7,898,179 32,624 SH   SOLE   0 0 32,624
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 4,084,245 8,166 SH   SOLE   0 0 8,166
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 479,904 1,919 SH   SOLE   0 0 1,919
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 378,164 1,414 SH   SOLE   0 0 1,414
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 238,736 5,456 SH   SOLE   0 0 5,456
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 250,026 4,990 SH   SOLE   0 0 4,990
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 BBG001T62M92 11,045,075 189,680 SH   SOLE   0 0 189,680
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 17,589,713 220,064 SH   SOLE   0 0 220,064
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 BBG001T62MF5 14,681,125 323,373 SH   SOLE   0 0 323,373
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 BBG001TCH7W0 431,067 5,259 SH   SOLE   0 0 5,259
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 825,067 13,683 SH   SOLE   0 0 13,683
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 643,527 13,022 SH   SOLE   0 0 13,022
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 212,516 5,153 SH   SOLE   0 0 5,153
VISA INC COM CL A 92826C839 BBG001SRCFY3 548,849 2,091 SH   SOLE   0 0 2,091
WALMART INC COM 931142103 BBG001S5XH92 1,826,117 26,970 SH   SOLE   0 0 26,970
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 208,449 3,510 SH   SOLE   0 0 3,510