The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   511,107 4,688 SH   SOLE   0 0 4,688
ABBVIE INC COM 00287Y109   741,705 5,505 SH   SOLE   0 0 5,505
ADOBE SYSTEMS INCORPORATED COM 00724F101   204,887 419 SH   SOLE   0 0 419
ALPHABET INC CAP STK CL A 02079K305   11,493,235 96,017 SH   SOLE   0 0 96,017
ALPHABET INC CAP STK CL C 02079K107   588,761 4,867 SH   SOLE   0 0 4,867
ALTRIA GROUP INC COM 02209S103   231,714 5,115 SH   SOLE   0 0 5,115
AMAZON COM INC COM 023135106   10,016,341 76,836 SH   SOLE   0 0 76,836
AMERICAN TOWER CORP NEW COM 03027X100   1,243,196 6,410 SH   SOLE   0 0 6,410
APPLE INC COM 037833100   21,508,593 110,886 SH   SOLE   0 0 110,886
ARBOR REALTY TRUST INC COM 038923108   203,034 13,700 SH   SOLE   0 0 13,700
AT&T INC COM 00206R102   286,705 17,975 SH   SOLE   0 0 17,975
AUTOMATIC DATA PROCESSING IN COM 053015103   2,147,116 9,769 SH   SOLE   0 0 9,769
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,941,807 8,627 SH   SOLE   0 0 8,627
BLACKSTONE INC COM 09260D107   2,287,746 24,607 SH   SOLE   0 0 24,607
BRISTOL-MYERS SQUIBB CO COM 110122108   2,296,122 35,905 SH   SOLE   0 0 35,905
CATERPILLAR INC COM 149123101   389,549 1,583 SH   SOLE   0 0 1,583
CHEVRON CORP NEW COM 166764100   3,568,700 22,680 SH   SOLE   0 0 22,680
CISCO SYS INC COM 17275R102   463,965 8,967 SH   SOLE   0 0 8,967
CITIZENS FINL GROUP INC COM 174610105   1,082,410 41,503 SH   SOLE   0 0 41,503
COCA COLA CO COM 191216100   302,109 5,017 SH   SOLE   0 0 5,017
COMCAST CORP NEW CL A 20030N101   285,279 6,866 SH   SOLE   0 0 6,866
COSTCO WHSL CORP NEW COM 22160K105   7,850,710 14,582 SH   SOLE   0 0 14,582
D R HORTON INC COM 23331A109   1,231,961 10,124 SH   SOLE   0 0 10,124
DANAHER CORPORATION COM 235851102   1,448,880 6,037 SH   SOLE   0 0 6,037
DEERE & CO COM 244199105   486,677 1,201 SH   SOLE   0 0 1,201
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   216,936 6,288 SH   SOLE   0 0 6,288
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   254,546 4,645 SH   SOLE   0 0 4,645
EASTMAN CHEM CO COM 277432100   1,054,002 12,590 SH   SOLE   0 0 12,590
EOG RES INC COM 26875P101   1,803,819 15,762 SH   SOLE   0 0 15,762
EXXON MOBIL CORP COM 30231G102   1,178,105 10,985 SH   SOLE   0 0 10,985
FLEXSTEEL INDS INC COM 339382103   219,018 11,112 SH   SOLE   0 0 11,112
FULTON FINL CORP PA COM 360271100   487,918 40,933 SH   SOLE   0 0 40,933
GAMING & LEISURE PPTYS INC COM 36467J108   248,787 5,134 SH   SOLE   0 0 5,134
GENERAL DYNAMICS CORP COM 369550108   1,468,147 6,824 SH   SOLE   0 0 6,824
HEICO CORP NEW CL A 422806208   250,422 1,781 SH   SOLE   0 0 1,781
HEICO CORP NEW COM 422806109   340,611 1,925 SH   SOLE   0 0 1,925
HENRY SCHEIN INC COM 806407102   912,051 11,246 SH   SOLE   0 0 11,246
HERSHEY CO COM 427866108   1,814,906 7,268 SH   SOLE   0 0 7,268
HOME DEPOT INC COM 437076102   1,634,730 5,262 SH   SOLE   0 0 5,262
HONEYWELL INTL INC COM 438516106   351,331 1,693 SH   SOLE   0 0 1,693
ILLINOIS TOOL WKS INC COM 452308109   1,691,966 6,764 SH   SOLE   0 0 6,764
INTERCONTINENTAL EXCHANGE IN COM 45866F104   1,895,847 16,766 SH   SOLE   0 0 16,766
INTERNATIONAL BUSINESS MACHS COM 459200101   1,309,799 9,788 SH   SOLE   0 0 9,788
ISHARES INC CORE MSCI EMKT 46434G103   12,572,421 255,070 SH   SOLE   0 0 255,070
ISHARES TR 3 7 YR TREAS BD 464288661   9,742,220 84,524 SH   SOLE   0 0 84,524
ISHARES TR A RATE CP BD ETF 46429B291   5,372,407 113,870 SH   SOLE   0 0 113,870
ISHARES TR AGENCY BOND ETF 464288166   10,345,562 96,718 SH   SOLE   0 0 96,718
ISHARES TR CORE MSCI EAFE 46432F842   79,389,738 1,176,144 SH   SOLE   0 0 1,176,144
ISHARES TR CORE S&P MCP ETF 464287507   45,618,452 174,462 SH   SOLE   0 0 174,462
ISHARES TR CORE S&P SCP ETF 464287804   31,829,060 319,409 SH   SOLE   0 0 319,409
ISHARES TR CORE S&P500 ETF 464287200   131,588,359 295,233 SH   SOLE   0 0 295,233
ISHARES TR CORE US AGGBD ET 464287226   4,481,741 45,755 SH   SOLE   0 0 45,755
ISHARES TR ESG AWR MSCI USA 46435G425   418,524 4,294 SH   SOLE   0 0 4,294
ISHARES TR ESG MSCI USA ETF 46436E767   804,334 22,374 SH   SOLE   0 0 22,374
ISHARES TR MBS ETF 464288588   21,399,941 229,453 SH   SOLE   0 0 229,453
ISHARES TR MSCI EAFE ETF 464287465   540,015 7,448 SH   SOLE   0 0 7,448
ISHARES TR NATIONAL MUN ETF 464288414   421,960 3,954 SH   SOLE   0 0 3,954
ISHARES TR RUS MID CAP ETF 464287499   1,054,934 14,445 SH   SOLE   0 0 14,445
ISHARES TR RUSSELL 2000 ETF 464287655   2,578,105 13,767 SH   SOLE   0 0 13,767
ISHARES TR RUSSELL 3000 ETF 464287689   448,305 1,762 SH   SOLE   0 0 1,762
ISHARES TR S&P 500 GRWT ETF 464287309   8,435,568 119,687 SH   SOLE   0 0 119,687
ISHARES TR S&P 500 VAL ETF 464287408   6,586,863 40,864 SH   SOLE   0 0 40,864
ISHARES TR S&P MC 400GR ETF 464287606   992,830 13,238 SH   SOLE   0 0 13,238
JOHNSON & JOHNSON COM 478160104   3,878,186 23,430 SH   SOLE   0 0 23,430
JPMORGAN CHASE & CO COM 46625H100   2,695,508 18,533 SH   SOLE   0 0 18,533
L3HARRIS TECHNOLOGIES INC COM 502431109   2,969,058 15,166 SH   SOLE   0 0 15,166
LILLY ELI & CO COM 532457108   443,923 947 SH   SOLE   0 0 947
LOCKHEED MARTIN CORP COM 539830109   1,036,685 2,252 SH   SOLE   0 0 2,252
LOWES COS INC COM 548661107   404,547 1,792 SH   SOLE   0 0 1,792
M & T BK CORP COM 55261F104   435,973 3,523 SH   SOLE   0 0 3,523
MARKEL GROUP INC COM 570535104   1,076,114 778 SH   SOLE   0 0 778
MARRIOTT INTL INC NEW CL A 571903202   267,054 1,454 SH   SOLE   0 0 1,454
MASTERCARD INCORPORATED CL A 57636Q104   8,928,267 22,701 SH   SOLE   0 0 22,701
MCDONALDS CORP COM 580135101   2,809,492 9,415 SH   SOLE   0 0 9,415
MERCK & CO INC COM 58933Y105   572,959 4,965 SH   SOLE   0 0 4,965
META PLATFORMS INC CL A 30303M102   1,512,959 5,272 SH   SOLE   0 0 5,272
MICRON TECHNOLOGY INC COM 595112103   1,183,204 18,748 SH   SOLE   0 0 18,748
MICROSOFT CORP COM 594918104   20,858,269 61,251 SH   SOLE   0 0 61,251
MID PENN BANCORP INC COM 59540G107   1,219,475 55,230 SH   SOLE   0 0 55,230
MID-AMER APT CMNTYS INC COM 59522J103   1,582,498 10,421 SH   SOLE   0 0 10,421
NIKE INC CL B 654106103   2,377,274 21,539 SH   SOLE   0 0 21,539
NOVO-NORDISK A S ADR 670100205   6,469,802 39,979 SH   SOLE   0 0 39,979
NVIDIA CORPORATION COM 67066G104   6,586,973 15,571 SH   SOLE   0 0 15,571
ORACLE CORP COM 68389X105   348,780 2,929 SH   SOLE   0 0 2,929
PEPSICO INC COM 713448108   2,324,978 12,553 SH   SOLE   0 0 12,553
PFIZER INC COM 717081103   471,203 12,846 SH   SOLE   0 0 12,846
PIONEER NAT RES CO COM 723787107   1,555,667 7,509 SH   SOLE   0 0 7,509
PROCTER AND GAMBLE CO COM 742718109   2,742,354 18,073 SH   SOLE   0 0 18,073
ROPER TECHNOLOGIES INC COM 776696106   3,753,930 7,808 SH   SOLE   0 0 7,808
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   9,390,099 381,246 SH   SOLE   0 0 381,246
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   16,746,515 469,748 SH   SOLE   0 0 469,748
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   3,843,208 77,987 SH   SOLE   0 0 77,987
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   3,079,619 66,716 SH   SOLE   0 0 66,716
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   4,160,456 80,473 SH   SOLE   0 0 80,473
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   899,808 12,391 SH   SOLE   0 0 12,391
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   15,665,148 209,008 SH   SOLE   0 0 209,008
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   6,091,524 90,796 SH   SOLE   0 0 90,796
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   81,375,815 1,553,863 SH   SOLE   0 0 1,553,863
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   41,628,219 586,065 SH   SOLE   0 0 586,065
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   26,073,947 595,296 SH   SOLE   0 0 595,296
SERVICENOW INC COM 81762P102   213,549 380 SH   SOLE   0 0 380
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   1,175,339 44,980 SH   SOLE   0 0 44,980
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,942,846 8,895 SH   SOLE   0 0 8,895
TESLA INC COM 88160R101   314,124 1,200 SH   SOLE   0 0 1,200
THERMO FISHER SCIENTIFIC INC COM 883556102   8,842,134 16,947 SH   SOLE   0 0 16,947
TJX COS INC NEW COM 872540109   201,631 2,378 SH   SOLE   0 0 2,378
TRANE TECHNOLOGIES PLC SHS G8994E103   1,957,355 10,234 SH   SOLE   0 0 10,234
TRUIST FINL CORP COM 89832Q109   1,114,124 36,709 SH   SOLE   0 0 36,709
UNION PAC CORP COM 907818108   4,695,609 22,948 SH   SOLE   0 0 22,948
UNITED RENTALS INC COM 911363109   3,276,509 7,357 SH   SOLE   0 0 7,357
UNITEDHEALTH GROUP INC COM 91324P102   986,320 2,052 SH   SOLE   0 0 2,052
US BANCORP DEL COM NEW 902973304   796,584 24,110 SH   SOLE   0 0 24,110
VANGUARD INDEX FDS GROWTH ETF 922908736   511,899 1,809 SH   SOLE   0 0 1,809
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   212,756 1,034 SH   SOLE   0 0 1,034
VANGUARD INDEX FDS MID CAP ETF 922908629   8,156,397 37,048 SH   SOLE   0 0 37,048
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   264,323 3,163 SH   SOLE   0 0 3,163
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,122,084 7,666 SH   SOLE   0 0 7,666
VANGUARD INDEX FDS SML CP GRW ETF 922908595   474,777 2,067 SH   SOLE   0 0 2,067
VANGUARD INDEX FDS TOTAL STK MKT 922908769   303,286 1,377 SH   SOLE   0 0 1,377
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   249,100 4,960 SH   SOLE   0 0 4,960
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   11,027,581 187,991 SH   SOLE   0 0 187,991
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   19,222,882 243,235 SH   SOLE   0 0 243,235
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   15,889,496 345,499 SH   SOLE   0 0 345,499
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   378,097 5,000 SH   SOLE   0 0 5,000
VANGUARD STAR FDS VG TL INTL STK F 921909768   884,229 15,767 SH   SOLE   0 0 15,767
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   537,749 11,645 SH   SOLE   0 0 11,645
VEEVA SYS INC CL A COM 922475108   210,187 1,063 SH   SOLE   0 0 1,063
VERIZON COMMUNICATIONS INC COM 92343V104   382,807 10,293 SH   SOLE   0 0 10,293
VISA INC COM CL A 92826C839   476,011 2,004 SH   SOLE   0 0 2,004
WALMART INC COM 931142103   1,295,479 8,242 SH   SOLE   0 0 8,242
WHIRLPOOL CORP COM 963320106   976,214 6,561 SH   SOLE   0 0 6,561