The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 642 4,115 SH   SOLE   4,115 0 0
ABBVIE INC COM 00287Y109 236 2,404 SH   SOLE   2,404 0 0
APPLE INC COM 037833100 272 747 SH   SOLE   747 0 0
AT&T INC COM 00206R102 952 31,493 SH   SOLE   31,393 0 100
AUTOMATIC DATA PROCESSING IN COM 053015103 238 1,600 SH   SOLE   1,600 0 0
BAXTER INTL INC COM 071813109 802 9,313 SH   SOLE   9,213 0 100
BECTON DICKINSON & CO COM 075887109 203 850 SH   SOLE   850 0 0
CAMPBELL SOUP CO COM 134429109 369 7,444 SH   SOLE   7,444 0 0
CISCO SYS INC COM 17275R102 952 20,409 SH   SOLE   20,309 0 100
CONOCOPHILLIPS COM 20825C104 324 7,707 SH   SOLE   7,707 0 0
CUMMINS INC COM 231021106 210 1,211 SH   SOLE   1,211 0 0
DISNEY WALT CO COM 254687106 217 1,950 SH   SOLE   1,950 0 0
EMERSON ELEC CO COM 291011104 226 3,650 SH   SOLE   3,650 0 0
ESSENTIAL UTILS INC COM 29670G102 687 16,252 SH   SOLE   16,252 0 0
F N B CORP COM 302520101 160 21,361 SH   SOLE   21,159 0 202
GENERAL ELECTRIC CO COM 369604103 94 13,725 SH   SOLE   13,725 0 0
GILEAD SCIENCES INC COM 375558103 746 9,700 SH   SOLE   9,700 0 0
INTEL CORP COM 458140100 1,053 17,600 SH   SOLE   17,411 0 189
JOHNSON & JOHNSON COM 478160104 825 5,865 SH   SOLE   5,865 0 0
JOHNSON CTLS INTL PLC COM G51502105 204 5,977 SH   SOLE   5,977 0 0
KELLOGG CO COM 487836108 456 6,903 SH   SOLE   6,903 0 0
LILLY ELI & CO COM 532457108 705 4,293 SH   SOLE   4,293 0 0
LOWES COS INC COM 548661107 676 5,000 SH   SOLE   5,000 0 0
MARATHON PETE CORP COM 56585A102 478 12,797 SH   SOLE   12,797 0 0
MEDTRONIC PLC COM G5960L103 367 4,000 SH   SOLE   4,000 0 0
MICROSOFT CORP COM 594918104 2,942 14,458 SH   SOLE   14,358 0 100
NOVARTIS AG SPONSORED ADR 66987V109 203 2,325 SH   SOLE   2,325 0 0
NUTRIEN LTD COM 67077M108 327 10,181 SH   SOLE   10,181 0 0
PEPSICO INC COM 713448108 644 4,871 SH   SOLE   4,871 0 0
PFIZER INC COM 717081103 212 6,496 SH   SOLE   6,496 0 0
PHILLIPS 66 COM 718546104 213 2,965 SH   SOLE   2,965 0 0
PPL CORP COM 69351T106 368 14,233 SH   SOLE   14,233 0 0
PROCTER AND GAMBLE CO COM 742718109 840 7,023 SH   SOLE   7,023 0 0
QUALCOMM INC COM 747525103 374 4,100 SH   SOLE   4,100 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 226 3,675 SH   SOLE   3,675 0 0
ROYAL DUTCH SHELL PLC SPONSORED ADR 780259206 387 11,825 SH   SOLE   11,825 0 0
STRYKER CORPORATION COM 863667101 255 1,414 SH   SOLE   1,414 0 0
SYSCO CORP COM 871829107 279 5,107 SH   SOLE   5,007 0 100
TIFFANY & CO NEW COM 886547108 244 2,000 SH   SOLE   2,000 0 0
TOMPKINS FINANCIAL CORPORATI COM 890110109 294 4,543 SH   SOLE   4,511 0 32
TRUIST FINL CORP COM 89832Q109 740 19,706 SH   SOLE   19,597 0 109
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 278 3,367 SH   SOLE   3,367 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,138 14,450 SH   SOLE   14,450 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,070 19,404 SH   SOLE   19,304 0 100
WALGREENS BOOTS ALLIANCE INC COM 931427108 408 9,624 SH   SOLE   9,624 0 0
WALMART INC COM 931142103 465 3,882 SH   SOLE   3,782 0 100
WESTERN ASSET HIGH INCM FD I COM 95766J102 104 16,777 SH   SOLE   16,777 0 0