CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$ 7,541	$ 5,519
Interest-bearing balances due from other banks	16,807	13,493
Federal funds sold	191	500
Cash and cash equivalents	24,539	19,512
Available for sale securities at fair value (amortized cost of $82,049 and $69,838, respectively)	82,236	70,299
Held to maturity securities at amortized cost (estimated fair value of $24,015 and $22,301, respectively)	24,230	22,519
Loans held for sale	78,212	103,396
Loans, net of allowance for loan losses of $5,728 and $4,630, respectively	667,858	618,160
Other equity securities	4,183	5,566
Bank premises and equipment, net of accumulated depreciation of $4,662 and $3,964, respectively	29,444	28,538
Other real estate owned, net	2,519	2,735
Accrued interest receivable	2,432	2,435
Deferred tax asset	1,624	1,097
Goodwill and other intangibles	3,195	3,216
Other assets	1,383	1,881
Total assets	921,855	879,354
LIABILITIES
Noninterest-bearing	86,339	70,217
Interest-bearing	619,668	557,901
Total deposits	706,007	628,118
Advances from Federal Home Loan Bank	79,066	125,785
Repurchase agreements	15,130	12,293
Note payable	3,609	3,609
Accrued taxes and other liabilities	11,170	6,165
Total liabilities	$ 814,982	$ 775,970
STOCKHOLDERS’ EQUITY
Preferred stock, $1.00 par value per share; 5,000,000 shares authorized
Common stock, $1.00 par value per share; 40,000,000 shares authorized; 7,293,209 and 7,262,085 shares outstanding, respectively	$ 7,295	$ 7,264
Treasury stock	(26)	(23)
Surplus	84,358	84,213
Retained earnings	15,461	11,809
Accumulated other comprehensive (loss) income	(215)	121
Total stockholders' equity	106,873	103,384
Total liabilities and stockholders' equity	$ 921,855	$ 879,354