Notes Tables

Financing Receivable, Past Due [Table Text Block]

	*March 31, 2024*
	*Current*		*30 - 59 Days Past Due*		*60 - 89 Days Past Due*		*90 Days or More Past Due*		*Total*		*> 90 Days and Accruing*
Construction and development	$	172,886	$	—	$	38	$	587	$	173,511	$	—
1-4 Family		405,759		5,298		38		3,385		414,480		—
Multifamily		105,124		—		—		—		105,124		—
Farmland		7,539		—		—		—		7,539		—
Commercial real estate		948,455		264		324		215		949,258		—
Total mortgage loans on real estate		1,639,763		5,562		400		4,187		1,649,912		—
Commercial and industrial		518,264		154		90		461		518,969		—
Consumer		11,553		38		67		39		11,697		—
Total loans	$	2,169,580	$	5,754	$	557	$	4,687	$	2,180,578	$	—

	*December 31, 2023*
	*Current*		*30 - 59 Days Past Due*		*60 - 89 Days Past Due*		*90 Days or More Past Due*		*Total*		*> 90 Days and Accruing*
Construction and development	$	189,746	$	—	$	55	$	570	$	190,371	$	—
1-4 Family		406,014		3,031		1,720		3,021		413,786		—
Multifamily		105,946		—		—		—		105,946		—
Farmland		7,651		—		—		—		7,651		—
Commercial real estate		937,272		48		359		29		937,708		—
Total mortgage loans on real estate		1,646,629		3,079		2,134		3,620		1,655,462		—
Commercial and industrial		542,206		259		488		468		543,421		—
Consumer		11,552		57		82		45		11,736		—
Total loans	$	2,200,387	$	3,395	$	2,704	$	4,133	$	2,210,619	$	—

Financing Receivable Credit Quality Indicators [Table Text Block]

	*March 31, 2024*
	*2024*			*2023*			*2022*			*2021*		*2020*		*Prior*			*Revolving Loans*			*Total*
Construction and development
Pass	$	9,266		$	52,246		$	66,296		$	5,420	$	2,603	$	4,759		$	22,607		$	163,197
Special Mention		—			—			—			760		—		—			—			760
Substandard		—			3,918			5,348			281		—		7			—			9,554
Total construction and development	$	9,266		$	56,164		$	71,644		$	6,461	$	2,603	$	4,766		$	22,607		$	173,511

Current-period gross charge-offs	$	—		$	—		$	—		$	—	$	—	$	—		$	—		$	—

1-4 Family
Pass	$	6,407		$	42,980		$	99,941		$	84,244	$	58,254	$	81,481		$	35,446		$	408,753
Special Mention		—			—			—			462		—		—			—			462
Substandard		—			178			2,193			254		172		2,434			34			5,265
Total 1-4 family	$	6,407		$	43,158		$	102,134		$	84,960	$	58,426	$	83,915		$	35,480		$	414,480

Current-period gross charge-offs	$	—		$	—		$	—		$	—	$	—	$	—		$	—		$	—

Multifamily
Pass	$	96		$	7,761		$	64,561		$	16,132	$	4,978	$	7,399		$	160		$	101,087
Special Mention		—			—			—			—		—		4,037			—			4,037
Substandard		—			—			—			—		—		—			—			—
Total multifamily	$	96		$	7,761		$	64,561		$	16,132	$	4,978	$	11,436		$	160		$	105,124

Current-period gross charge-offs	$	—		$	—		$	—		$	—	$	—	$	—		$	—		$	—

Farmland
Pass	$	13		$	1,749		$	1,334		$	721	$	925	$	1,800		$	997		$	7,539
Special Mention		—			—			—			—		—		—			—			—
Substandard		—			—			—			—		—		—			—			—
Total farmland	$	13		$	1,749		$	1,334		$	721	$	925	$	1,800		$	997		$	7,539

Current-period gross charge-offs	$	—		$	—		$	—		$	—	$	—	$	—		$	—		$	—

Commercial real estate
Pass	$	17,957		$	75,595		$	275,230		$	222,447	$	172,793	$	175,511		$	4,177		$	943,710
Special Mention		—			—			—			179		—		161			—			340
Substandard		—			—			—			1,159		498		3,364			187			5,208
Total commercial real estate	$	17,957		$	75,595		$	275,230		$	223,785	$	173,291	$	179,036		$	4,364		$	949,258

Current-period gross charge-offs	$	—		$	—		$	—		$	—	$	—	$	—		$	—		$	—

Commercial and industrial
Pass	$	7,078		$	56,184		$	133,723		$	29,927	$	12,668	$	19,653		$	257,220		$	516,453
Special Mention		—			—			—			—		—		—			1,896			1,896
Substandard		—			—			92			84		6		338			100			620
Total commercial and industrial	$	7,078		$	56,184		$	133,815		$	30,011	$	12,674	$	19,991		$	259,216		$	518,969

Current-period gross charge-offs	$	—		$	—		$	—		$	—	$	—	$	—		$	(66	)	$	(66	)

Consumer
Pass	$	1,218		$	4,374		$	2,066		$	1,427	$	585	$	1,470		$	394		$	11,534
Special Mention		—			—			—			—		—		—			—			—
Substandard		—			1			7			3		13		135			4			163
Total consumer	$	1,218		$	4,375		$	2,073		$	1,430	$	598	$	1,605		$	398		$	11,697

Current-period gross charge-offs	$	(28	)	$	(4	)	$	(1	)	$	—	$	—	$	(4	)	$	—		$	(37	)

Total loans
Pass	$	42,035		$	240,889		$	643,151		$	360,318	$	252,806	$	292,073		$	321,001		$	2,152,273
Special Mention		—			—			—			1,401		—		4,198			1,896			7,495
Substandard		—			4,097			7,640			1,781		689		6,278			325			20,810
Total loans	$	42,035		$	244,986		$	650,791		$	363,500	$	253,495	$	302,549		$	323,222		$	2,180,578

Current-period gross charge-offs	$	(28	)	$	(4	)	$	(1	)	$	—	$	—	$	(4	)	$	(66	)	$	(103	)

	December 31, 2023
	2023			2022			2021			2020			2019			Prior			Revolving Loans			Total
Construction and development
Pass	$	51,811		$	83,668		$	25,169		$	2,661		$	935		$	4,012		$	17,496		$	185,752
Special Mention		3,063			—			767			—			—			—			—			3,830
Substandard		—			293			489			—			—			7			—			789
Total construction and development	$	54,874		$	83,961		$	26,425		$	2,661		$	935		$	4,019		$	17,496		$	190,371

Current-period gross charge-offs	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—

1-4 Family
Pass	$	43,047		$	101,479		$	85,340		$	58,926		$	26,836		$	59,115		$	33,454		$	408,197
Special Mention		—			—			477			—			—			—			—			477
Substandard		179			1,949			257			162			963			1,510			92			5,112
Total 1-4 family	$	43,226		$	103,428		$	86,074		$	59,088		$	27,799		$	60,625		$	33,546		$	413,786

Current-period gross charge-offs	$	(22	)	$	—		$	—		$	—		$	(21	)	$	(3	)	$	—		$	(46	)

Multifamily
Pass	$	7,839		$	64,932		$	16,300		$	5,045		$	633		$	6,969		$	160		$	101,878
Special Mention		—			—			—			—			—			4,068			—			4,068
Substandard		—			—			—			—			—			—			—			—
Total multifamily	$	7,839		$	64,932		$	16,300		$	5,045		$	633		$	11,037		$	160		$	105,946

Current-period gross charge-offs	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—

Farmland
Pass	$	1,762		$	1,347		$	727		$	936		$	775		$	1,013		$	1,015		$	7,575
Special Mention		—			—			—			—			—			—			—			—
Substandard		—			—			—			—			—			76			—			76
Total farmland	$	1,762		$	1,347		$	727		$	936		$	775		$	1,089		$	1,015		$	7,651

Current-period gross charge-offs	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—

Commercial real estate
Pass	$	76,043		$	269,311		$	218,780		$	175,604		$	82,909		$	105,083		$	4,731		$	932,461
Special Mention		—			—			181			—			—			—			—			181
Substandard		—			—			—			1,474			172			3,233			187			5,066
Total commercial real estate	$	76,043		$	269,311		$	218,961		$	177,078		$	83,081		$	108,316		$	4,918		$	937,708

Current-period gross charge-offs	$	—		$	—		$	—		$	—		$	(2	)	$	(25	)	$	—		$	(27	)

Commercial and industrial
Pass	$	60,123		$	139,543		$	31,459		$	14,244		$	7,439		$	14,290		$	273,208		$	540,306
Special Mention		—			—			—			—			—			—			2,289			2,289
Substandard		49			78			154			7			416			8			114			826
Total commercial and industrial	$	60,172		$	139,621		$	31,613		$	14,251		$	7,855		$	14,298		$	275,611		$	543,421

Current-period gross charge-offs	$	—		$	—		$	(190	)	$	—		$	(7	)	$	(31	)	$	(193	)	$	(421	)

Consumer
Pass	$	4,881		$	2,303		$	1,611		$	734		$	250		$	1,130		$	658		$	11,567
Special Mention		—			—			—			—			—			—			—			—
Substandard		4			7			1			14			4			139			—			169
Total consumer	$	4,885		$	2,310		$	1,612		$	748		$	254		$	1,269		$	658		$	11,736

Current-period gross charge-offs	$	(119	)	$	(22	)	$	(10	)	$	(12	)	$	(5	)	$	(58	)	$	(22	)	$	(248	)

Total loans
Pass	$	245,506		$	662,583		$	379,386		$	258,150		$	119,777		$	191,612		$	330,722		$	2,187,736
Special Mention		3,063			—			1,425			—			—			4,068			2,289			10,845
Substandard		232			2,327			901			1,657			1,555			4,973			393			12,038
Total loans	$	248,801		$	664,910		$	381,712		$	259,807		$	121,332		$	200,653		$	333,404		$	2,210,619

Current-period gross charge-offs	$	(141	)	$	(22	)	$	(200	)	$	(12	)	$	(35	)	$	(117	)	$	(215	)	$	(742	)

Financing Receivable, Allowance for Credit Loss [Table Text Block]

	Three months ended March 31,
	2024			2023
Balance, beginning of period	$	30,540		$	24,364
ASU 2016-13 adoption impact⁽¹⁾		—			5,865
Provision for credit losses on loans⁽²⁾		(1,411	)		556
Charge-offs		(103	)		(510	)
Recoveries		88			246
Balance, end of period	$	29,114		$	30,521

	Three months ended March 31, 2024
	Construction & Development			1-4 Family			Multifamily		Farmland			Commercial Real Estate		Commercial & Industrial			Consumer			Total
Allowance for credit losses:
Beginning balance	$	2,471		$	9,129		$	1,124	$	2		$	10,691	$	6,920		$	203		$	30,540
Provision for credit losses on loans		(906	)		(3,206	)		411		(29	)		1,580		791			(52	)		(1,411	)
Charge-offs		—			—			—		—			—		(66	)		(37	)		(103	)
Recoveries		9			5			—		36			—		31			7			88
Ending balance	$	1,574		$	5,928		$	1,535	$	9		$	12,271	$	7,676		$	121		$	29,114
Ending allowance balance for loans individually evaluated for impairment		112			183			—		—			—		194			20			509
Ending allowance balance for loans collectively evaluated for impairment		1,462			5,745			1,535		9			12,271		7,482			101			28,605
Loans receivable:
Balance of loans individually evaluated for impairment		586			4,095			—		—			388		467			113			5,649
Balance of loans collectively evaluated for impairment		172,925			410,385			105,124		7,539			948,870		518,502			11,584			2,174,929
Total period-end balance	$	173,511		$	414,480		$	105,124	$	7,539		$	949,258	$	518,969		$	11,697		$	2,180,578

	Three months ended March 31, 2023
	Construction & Development			1-4 Family			Multifamily			Farmland			Commercial Real Estate		Commercial & Industrial			Consumer			Total
Allowance for credit losses:
Beginning balance	$	2,555		$	3,917		$	999		$	113		$	10,718	$	5,743		$	319		$	24,364
ASU 2016-13 adoption impact		(75	)		4,712			(84	)		(99	)		676		793			(58	)		5,865
Provision for credit losses on loans		519			58			(5	)		16			30		(100	)		38			556
Charge-offs		—			(42	)		—			—			—		(380	)		(88	)		(510	)
Recoveries		42			5			—			—			103		69			27			246
Ending balance	$	3,041		$	8,650		$	910		$	30		$	11,527	$	6,125		$	238		$	30,521
Ending allowance balance for loans individually evaluated for impairment		—			40			—			—			77		18			50			185
Ending allowance balance for loans collectively evaluated for impairment		3,041			8,610			910			30			11,450		6,107			188			30,336
Loans receivable:
Balance of loans individually evaluated for impairment		332			1,850			—			39			2,545		1,574			117			6,457
Balance of loans collectively evaluated for impairment		209,942			399,479			80,980			10,692			964,612		423,519			13,363			2,102,587
Total period-end balance	$	210,274		$	401,329		$	80,980		$	10,731		$	967,157	$	425,093		$	13,480		$	2,109,044