Note 5 - Loans and Allowance for Loan Losses (Tables)

3 Months Ended

Mar. 31, 2022

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	March 31, 2022		December 31, 2021
Construction and development	$	201,222	$	203,204
1-4 Family		367,520		364,307
Multifamily		52,500		59,570
Farmland		18,296		20,128
Commercial real estate		908,210		896,377
Total mortgage loans on real estate		1,547,748		1,543,586
Commercial and industrial		314,093		310,831
Consumer		15,603		17,595
Total loans	$	1,877,444	$	1,872,012

Financing Receivable, Past Due [Table Text Block]

	March 31, 2022
	Accruing
	Current		30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Nonaccrual		Total Past Due & Nonaccrual		Acquired Impaired Loans		Total Loans
Construction and development	$	200,950	$	—	$	—	$	—	$	272	$	272	$	—	$	201,222
1-4 Family		361,695		4,867		83		—		548		5,498		327		367,520
Multifamily		52,500		—		—		—		—		—		—		52,500
Farmland		17,545		20		—		—		74		94		657		18,296
Commercial real estate		894,782		82		170		—		12,540		12,792		636		908,210
Total mortgage loans on real estate		1,527,472		4,969		253		—		13,434		18,656		1,620		1,547,748
Commercial and industrial		302,895		239		114		47		10,798		11,198		—		314,093
Consumer		15,170		132		54		—		186		372		61		15,603
Total loans	$	1,845,537	$	5,340	$	421	$	47	$	24,418	$	30,226	$	1,681	$	1,877,444

	December 31, 2021
	Accruing
	Current		30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Nonaccrual		Total Past Due & Nonaccrual		Acquired Impaired Loans		Total Loans
Construction and development	$	202,850	$	55	$	11	$	—	$	288	$	354	$	—	$	203,204
1-4 Family		360,434		1,933		182		—		1,410		3,525		348		364,307
Multifamily		59,570		—		—		—		—		—		—		59,570
Farmland		18,348		—		—		—		79		79		1,701		20,128
Commercial real estate		881,575		170		86		—		13,910		14,166		636		896,377
Total mortgage loans on real estate		1,522,777		2,158		279		—		15,687		18,124		2,685		1,543,586
Commercial and industrial		295,323		4,044		57		53		11,354		15,508		—		310,831
Consumer		17,238		89		18		—		186		293		64		17,595
Total loans	$	1,835,338	$	6,291	$	354	$	53	$	27,227	$	33,925	$	2,749	$	1,872,012

Financing Receivable Credit Quality Indicators [Table Text Block]

	March 31, 2022
			Special
	Pass		Mention		Substandard		Doubtful		Total
Construction and development	$	198,808	$	812	$	1,602	$	—	$	201,222
1-4 Family		362,187		—		5,333		—		367,520
Multifamily		52,040		—		460		—		52,500
Farmland		17,564		—		732		—		18,296
Commercial real estate		888,686		3,838		15,686		—		908,210
Total mortgage loans on real estate		1,519,285		4,650		23,813		—		1,547,748
Commercial and industrial		299,985		1,079		12,542		487		314,093
Consumer		15,312		18		273		—		15,603
Total loans	$	1,834,582	$	5,747	$	36,628	$	487	$	1,877,444

	December 31, 2021
			Special
	Pass		Mention		Substandard		Doubtful		Total
Construction and development	$	200,788	$	818	$	1,598	$	—	$	203,204
1-4 Family		358,062		38		6,207		—		364,307
Multifamily		59,113		—		457		—		59,570
Farmland		18,348		—		1,780		—		20,128
Commercial real estate		872,951		3,891		19,535		—		896,377
Total mortgage loans on real estate		1,509,262		4,747		29,577		—		1,543,586
Commercial and industrial		290,677		2,523		16,941		690		310,831
Consumer		17,269		19		307		—		17,595
Total loans	$	1,817,208	$	7,289	$	46,825	$	690	$	1,872,012

Schedule of Related Party Transactions [Table Text Block]

	March 31, 2022			December 31, 2021
Balance, beginning of period	$	97,606		$	96,390
New loans/changes in relationship		5,371			26,475
Repayments/changes in relationship		(1,874	)		(25,259	)
Balance, end of period	$	101,103		$	97,606

Financing Receivable, Allowance for Credit Loss [Table Text Block]

	Three months ended March 31,
	2022			2021
Balance, beginning of period	$	20,859		$	20,363
Provision for loan losses		(449	)		400
Loans charged off		(329	)		(405	)
Recoveries		1,007			65
Balance, end of period	$	21,088		$	20,423

	Three months ended March 31, 2022
	Construction &											Commercial		Commercial &
	Development		1-4 Family			Multifamily			Farmland			Real Estate		Industrial			Consumer			Total
Allowance for loan losses:
Beginning balance	$	2,347	$	3,337		$	673		$	383		$	9,354	$	4,411		$	354		$	20,859
Provision		45		(3	)		(83	)		13			256		(677	)		—			(449	)
Charge-offs		—		—			—			(54	)		58		(286	)		(47	)		(329	)
Recoveries		16		70			—			—			1		908			12			1,007
Ending balance	$	2,408	$	3,404		$	590		$	342		$	9,669	$	4,356		$	319		$	21,088
Ending allowance balance for loans individually evaluated for impairment		—		—			—			—			—		468			74			542
Ending allowance balance for loans acquired with deteriorated credit quality		—		—			—			156			—		—			—			156
Ending allowance balance for loans collectively evaluated for impairment		2,408		3,404			590			186			9,669		3,888			245			20,390
Loans receivable:
Balance of loans individually evaluated for impairment		508		996			—			74			12,940		12,518			186			27,222
Balance of loans acquired with deteriorated credit quality		—		327			—			657			636		—			61			1,681
Balance of loans collectively evaluated for impairment		200,714		366,197			52,500			17,565			894,634		301,575			15,356			1,848,541
Total period-end balance	$	201,222	$	367,520		$	52,500		$	18,296		$	908,210	$	314,093		$	15,603		$	1,877,444

	Three months ended March 31, 2021
	Construction &											Commercial		Commercial &
	Development			1-4 Family			Multifamily		Farmland			Real Estate		Industrial			Consumer			Total
Allowance for loan losses:
Beginning balance	$	2,375		$	3,370		$	589	$	435		$	8,496	$	4,558		$	540		$	20,363
Provision		(140	)		127			107		(40	)		547		(122	)		(79	)		400
Charge-offs		—			(134	)		—		—			—		(215	)		(56	)		(405	)
Recoveries		10			6			—		—			2		5			42			65
Ending balance	$	2,245		$	3,369		$	696	$	395		$	9,045	$	4,226		$	447		$	20,423
Ending allowance balance for loans individually evaluated for impairment		—			—			—		—			175		81			103			359
Ending allowance balance for loans acquired with deteriorated credit quality		—			—			—		210			—		—			—			210
Ending allowance balance for loans collectively evaluated for impairment		2,245			3,369			696		185			8,870		4,145			344			19,854
Loans receivable:
Balance of loans individually evaluated for impairment		774			1,532			—		302			6,654		8,159			298			17,719
Balance of loans acquired with deteriorated credit quality		—			375			—		1,701			534		—			37			2,647
Balance of loans collectively evaluated for impairment		190,042			339,359			60,844		22,142			822,692		372,375			18,150			1,825,604
Total period-end balance	$	190,816		$	341,266		$	60,844	$	24,145		$	829,880	$	380,534		$	18,485		$	1,845,970

Impaired Financing Receivables [Table Text Block]

	March 31, 2022
	Recorded Investment		Unpaid Principal Balance		Related Allowance
With no related allowance recorded:
Construction and development	$	508	$	791	$	—
1-4 Family		996		1,087		—
Farmland		74		79		—
Commercial real estate		12,940		23,355		—
Total mortgage loans on real estate		14,518		25,312		—
Commercial and industrial		8,593		9,274		—
Consumer		81		94		—
Total		23,192		34,680		—
With related allowance recorded:
Commercial and industrial		3,925		9,618		468
Consumer		105		137		74
Total		4,030		9,755		542
Total loans:
Construction and development		508		791		—
1-4 Family		996		1,087		—
Farmland		74		79		—
Commercial real estate		12,940		23,355		—
Total mortgage loans on real estate		14,518		25,312		—
Commercial and industrial		12,518		18,892		468
Consumer		186		231		74
Total	$	27,222	$	44,435	$	542

	December 31, 2021
	Recorded Investment		Unpaid Principal Balance		Related Allowance
With no related allowance recorded:
Construction and development	$	529	$	812	$	—
1-4 Family		1,995		2,081		—
Farmland		79		81		—
Commercial real estate		16,685		27,139		—
Total mortgage loans on real estate		19,288		30,113		—
Commercial and industrial		9,395		10,941		—
Consumer		55		69		—
Total		28,738		41,123		—
With related allowance recorded:
Commercial and industrial		3,926		9,618		468
Consumer		127		164		96
Total		4,053		9,782		564
Total loans:
Construction and development		529		812		—
1-4 Family		1,995		2,081		—
Farmland		79		81		—
Commercial real estate		16,685		27,139		—
Total mortgage loans on real estate		19,288		30,113		—
Commercial and industrial		13,321		20,559		468
Consumer		182		233		96
Total	$	32,791	$	50,905	$	564

	Three months ended March 31,
	2022				2021
	Average		Interest		Average		Interest
	Recorded		Income		Recorded		Income
	Investment		Recognized		Investment		Recognized
With no related allowance recorded:
Construction and development	$	511	$	4	$	777	$	5
1-4 Family		1,013		6		1,541		9
Farmland		75		—		244		—
Commercial real estate		12,806		6		5,370		46
Total mortgage loans on real estate		14,405		16		7,932		60
Commercial and industrial		8,463		26		8,067		42
Consumer		63		—		120		—
Total		22,931		42		16,119		102
With related allowance recorded:
Commercial real estate		—		—		1,326		—
Total mortgage loans on real estate		—		—		1,326		—
Commercial and industrial		3,926		—		202		—
Consumer		108		—		177		—
Total		4,034		—		1,705		—
Total loans:
Construction and development		511		4		777		5
1-4 Family		1,013		6		1,541		9
Farmland		75		—		244		—
Commercial real estate		12,806		6		6,696		46
Total mortgage loans on real estate		14,405		16		9,258		60
Commercial and industrial		12,389		26		8,269		42
Consumer		171		—		297		—
Total	$	26,965	$	42	$	17,824	$	102