The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 304 1,826 SH   SOLE   1,826 0 0
Abbvie Inc COM 00287Y109 234 4,097 SH   SOLE   4,097 0 0
Aberdeen Asia Pacific Income Closed-End 3009107 1,233 246,667 SH   SOLE   246,667 0 0
Alphabet A COM 02079K305 1,266 1,660 SH   SOLE   1,660 0 0
Alphabet C COM 02079K107 1,187 1,593 SH   SOLE   1,593 0 0
Amgen Inc COM 31162100 203 1,357 SH   SOLE   1,357 0 0
Apple Computer Inc COM 37833100 1,060 9,725 SH   SOLE   9,725 0 0
AT&T New COM 00206R102 294 7,501 SH   SOLE   7,501 0 0
Berkshire Hathaway Inc B COM 84670702 726 5,118 SH   SOLE   5,118 0 0
Blackrock Core Bd TRUST COM 09249E101 1,280 95,596 SH   SOLE   95,596 0 0
Boeing Company COM 97023105 208 1,640 SH   SOLE   1,640 0 0
Chevron Texaco Corp COM 166764100 575 6,023 SH   SOLE   6,023 0 0
ConocoPhillips COM 20825C104 206 5,107 SH   SOLE   5,107 0 0
CVS Corp COM 126650100 201 1,938 SH   SOLE   1,938 0 0
Dominion Resources COM 25746U109 274 3,648 SH   SOLE   3,648 0 0
Du Pont COM 263534109 235 3,718 SH   SOLE   3,718 0 0
Exxon Mobil Corp COM 30231G102 1,705 20,392 SH   SOLE   20,392 0 0
F & C Claymore Pfd Sec Fd Closed End 338478100 1,172 57,595 SH   SOLE   57,595 0 0
FlexShares Global Upstream Nat Res Index ETF 33939L407 235 9,700 SH   SOLE   9,700 0 0
FlexShares Morningstar Emerging Mkts Factor 33939L308 326 7,500 SH   SOLE   7,500 0 0
Frontier Communications Corp COM 35906A108 66 11,783 SH   SOLE   11,783 0 0
General Electric COM 369604103 609 19,156 SH   SOLE   19,156 0 0
George A Hormel & Co COM 44052100 243 5,631 SH   SOLE   5,631 0 0
Graham Holdings Co COM 384637104 209 435 SH   SOLE   435 0 0
Green Star Products Inc COM 393411103 0 100,000 SH   SOLE   100,000 0 0
Home Depot COM 437076102 344 2,576 SH   SOLE   2,576 0 0
Honeywell Intl Inc COM 438516106 230 2,057 SH   SOLE   2,057 0 0
Int'l Business Machines COM 459200101 481 3,177 SH   SOLE   3,177 0 0
Ishares 0-5 Year TIPS Bond ETF 46429B747 5,678 56,400 SH   SOLE   56,400 0 0
Ishares Barclays 1-3 Yr Treas Bond Index ETF 464287457 383 4,500 SH   SOLE   4,500 0 0
Ishares Barclays 7-10 Yr Treas Bond Index ETF 464287440 1,146 10,384 SH   SOLE   10,384 0 0
Ishares Cohen & Steers Realty Majors Index 464287564 2,409 23,352 SH   SOLE   23,352 0 0
Ishares Core S&P 500 Index ETF 464287200 8,180 39,585 SH   SOLE   39,585 0 0
Ishares Core S&P SmallCap ETF 464287804 2,015 17,902 SH   SOLE   17,902 0 0
Ishares Core Total US Bond Mkt ETF 464287226 8,593 77,535 SH   SOLE   77,535 0 0
Ishares Core U.S. Growth ETF 464287671 630 7,762 SH   SOLE   7,762 0 0
Ishares DJ US Financial Services Index ETF 464287770 897 11,051 SH   SOLE   11,051 0 0
Ishares DJ US Utilities Index ETF 464287697 1,336 10,806 SH   SOLE   10,806 0 0
Ishares Global Infrastructure ETF Index 464288372 340 8,700 SH   SOLE   8,700 0 0
Ishares iBonds Sep 2019 AMT-Free Muni Bd 46429B564 293 11,406 SH   SOLE   11,406 0 0
Ishares Jpx Nikkei 400 464287382 459 9,217 SH   SOLE   9,217 0 0
Ishares Miners 464286335 286 33,440 SH   SOLE   33,440 0 0
iShares MSCI Brazil ETF 464286400 249 9,473 SH   SOLE   9,473 0 0
iShares MSCI Canada Index ETF 464286509 774 32,649 SH   SOLE   32,649 0 0
iShares MSCI EAFE Index ETF 464287465 3,670 64,202 SH   SOLE   64,202 0 0
iShares MSCI EAFE Small Cap Index ETF 464288273 908 18,224 SH   SOLE   18,224 0 0
iShares MSCI Emerging Markets Index ETF 464287234 1,358 39,661 SH   SOLE   39,661 0 0
iShares MSCI Pacific ex-Japan Index ETF 464286665 272 6,932 SH   SOLE   6,932 0 0
iShares Nasdaq Biotechnology Index ETF 464287556 443 1,700 SH   SOLE   1,700 0 0
iShares Russell 1000 Index ETF 464287622 1,502 13,171 SH   SOLE   13,171 0 0
iShares Russell 2000 Index ETF 464287655 688 6,222 SH   SOLE   6,222 0 0
iShares Russell 3000 Index ETF 464287663 32,958 272,693 SH   SOLE   272,693 0 0
iShares S&P 500 Growth Index ETF 464287309 1,699 14,661 SH   SOLE   14,661 0 0
iShares S&P 500 Value Index ETF 464287408 933 10,371 SH   SOLE   10,371 0 0
iShares S&P Europe 350 Index ETF 464287861 1,746 44,644 SH   SOLE   44,644 0 0
iShares S&P Global Energy Index ETF 464287341 3,412 115,613 SH   SOLE   115,613 0 0
iShares S&P Global Healthcare Index ETF 464287325 676 7,018 SH   SOLE   7,018 0 0
iShares S&P Global Telecom Index ETF 464287275 295 4,730 SH   SOLE   4,730 0 0
iShares S&P MidCap 400 Growth Index ETF 464287606 569 3,501 SH   SOLE   3,501 0 0
iShares S&P MidCap 400 Index ETF 464287507 1,706 11,835 SH   SOLE   11,835 0 0
iShares S&P MidCap 400 Value Index ETF 464287705 1,161 9,364 SH   SOLE   9,364 0 0
iShares S&P N.Amer Natural Resources Index ETF 464287374 8,060 271,114 SH   SOLE   271,114 0 0
iShares S&P N.Amer Technology Index ETF 464287549 356 3,218 SH   SOLE   3,218 0 0
iShares S&P SmallCap 600 Growth Index ETF 464287887 948 7,635 SH   SOLE   7,635 0 0
iShares S&P SmallCap 600 Value Index ETF 464287879 2,911 25,688 SH   SOLE   25,688 0 0
iShares S&P/Citi Intl Treas Bond Index 464288117 3,904 40,172 SH   SOLE   40,172 0 0
iShares Short Term Muni Bond ETF 464288158 505 4,762 SH   SOLE   4,762 0 0
iShares TIPS Bond ETF 464287176 8,619 75,185 SH   SOLE   75,185 0 0
Johnson and Johnson COM 478160104 479 4,429 SH   SOLE   4,429 0 0
JP Morgan Chase & Co COM 46625H100 206 3,478 SH   SOLE   3,478 0 0
Market Vectors Floating Rate Inv Grade Bond ETF 57060U514 5,381 218,478 SH   SOLE   218,478 0 0
Marriott Int'l COM 571903202 203 2,854 SH   SOLE   2,854 0 0
McKesson Corp COM 58155Q103 341 2,166 SH   SOLE   2,166 0 0
Merck and Company COM 58933Y105 688 12,996 SH   SOLE   12,996 0 0
MFC FlexShares STOXX Global Broad Infrastructure I ETF 33939L795 352 8,100 SH   SOLE   8,100 0 0
Microsoft Corp COM 594918104 203 3,679 SH   SOLE   3,679 0 0
Middlesex Wtr Co COM 596680108 216 7,000 SH   SOLE   7,000 0 0
Neogen Corp COM 640491106 304 6,046 SH   SOLE   6,046 0 0
Patterson Companies COM 703395103 367 7,887 SH   SOLE   7,887 0 0
PepsiCo Inc COM 713448108 341 3,332 SH   SOLE   3,332 0 0
Pfizer Inc COM 717081103 238 8,026 SH   SOLE   8,026 0 0
Phillips 66 Com COM 718546104 205 2,370 SH   SOLE   2,370 0 0
PowerShares WilderHill Clean Energy Index 73935X500 207 51,292 SH   SOLE   51,292 0 0
Proctor and Gamble COM 742718109 332 4,028 SH   SOLE   4,028 0 0
Royce Micro-Cap Trust Inc. COM 780915104 1,701 242,994 SH   SOLE   242,994 0 0
Schwab US Brd Mkt ETF 808524102 1,278 25,937 SH   SOLE   25,937 0 0
Schwab US Small-Cap ETF 808524607 1,021 19,626 SH   SOLE   19,626 0 0
Southern Company COM 842587107 268 5,176 SH   SOLE   5,176 0 0
SPDR Consumer Discret Selct Sector Index 81369Y407 563 7,115 SH   SOLE   7,115 0 0
SPDR DB Int'l Govt Infl-Prtct Bd 78464A490 3,938 72,549 SH   SOLE   72,549 0 0
SPDR DoubleLine Total Return Tact ETF 78467V848 1,801 36,469 SH   SOLE   36,469 0 0
SPDR Dow Jones Intl 78463X863 204 4,912 SH   SOLE   4,912 0 0
SPDR Health Care 81369Y209 272 4,020 SH   SOLE   4,020 0 0
SPDR S&P Metals & Mining ETF 78464A755 762 37,263 SH   SOLE   37,263 0 0
SPDR Tr Int-Finl 81369Y605 399 17,724 SH   SOLE   17,724 0 0
Templeton Emerging Market Fund COM 880191101 1,322 122,140 SH   SOLE   122,140 0 0
Templeton Global Incm Fd COM 880198106 1,005 154,194 SH   SOLE   154,194 0 0
Union Pacific Corp COM 907818108 324 4,071 SH   SOLE   4,071 0 0
Vanguard Russell 3000 Index ETF 92206C599 1,940 20,654 SH   SOLE   20,654 0 0
Vanguard Emerging Markets Index ETF 922042858 2,204 63,726 SH   SOLE   63,726 0 0
Vanguard Energy Index 92204A306 975 11,366 SH   SOLE   11,366 0 0
Vanguard FTSE All-Wld ex-US SmCp Index ETF 922042718 2,537 27,167 SH   SOLE   27,167 0 0
Vanguard FTSE ETF Developed Markets ETF 921943858 16,412 457,403 SH   SOLE   457,403 0 0
Vanguard Reit ETF 922908553 3,151 37,607 SH   SOLE   37,607 0 0
Vanguard S&P 500 Value Index ETF 921932703 2,773 31,977 SH   SOLE   31,977 0 0
Vanguard Small Cap Value 922908611 219 2,148 SH   SOLE   2,148 0 0
Vanguard Total Bond Market ETF 921937835 12,658 152,861 SH   SOLE   152,861 0 0
Vanguard Total World Stock Index ETF 922042742 466 8,075 SH   SOLE   8,075 0 0
Walt Disney COM 254687106 315 3,177 SH   SOLE   3,177 0 0
Wells Fargo & Co New COM 949746101 450 9,307 SH   SOLE   9,307 0 0