The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 307 1,742 SH   SOLE   1,742 0 0
ABBOTT LABS COM 002824100 312 3,590 SH   SOLE   3,590 0 0
ABBVIE INC COM 00287Y109 359 4,056 SH   SOLE   4,056 0 0
ABERDEEN ASIA PACIFIC INCOM COM 003009107 1,244 292,767 SH   SOLE   292,767 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 230 1,092 SH   SOLE   1,092 0 0
ALPHABET INC CAP STK CL A 02079K305 2,182 1,629 SH   SOLE   1,629 0 0
ALPHABET INC CAP STK CL C 02079K107 2,008 1,502 SH   SOLE   1,502 0 0
AMAZON COM INC COM 023135106 318 172 SH   SOLE   172 0 0
APPLE INC COM 037833100 1,913 6,516 SH   SOLE   6,516 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 226 1,324 SH   SOLE   1,324 0 0
BANK AMER CORP COM 060505104 467 13,255 SH   SOLE   13,255 0 0
BECTON DICKINSON & CO COM 075887109 371 1,364 SH   SOLE   1,364 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 811 3,581 SH   SOLE   3,581 0 0
BLACKROCK CORE BD TR SHS BEN INT 09249E101 2,369 162,517 SH   SOLE   162,517 0 0
BOEING CO COM 097023105 876 2,691 SH   SOLE   2,691 0 0
CABLE ONE INC COM 12685J105 647 435 SH   SOLE   435 0 0
CHEVRON CORP NEW COM 166764100 535 4,443 SH   SOLE   4,443 0 0
CIGNA CORP NEW COM 125523100 270 1,322 SH   SOLE   1,322 0 0
CISCO SYS INC COM 17275R102 350 7,305 SH   SOLE   7,305 0 0
CONOCOPHILLIPS COM 20825C104 266 4,096 SH   SOLE   4,096 0 0
COSTCO WHSL CORP NEW COM 22160K105 367 1,249 SH   SOLE   1,249 0 0
DISNEY WALT CO COM DISNEY 254687106 386 2,672 SH   SOLE   2,672 0 0
DOMINION ENERGY INC COM 25746U109 445 5,376 SH   SOLE   5,376 0 0
EXXON MOBIL CORP COM 30231G102 510 7,303 SH   SOLE   7,303 0 0
FLAHERTY & CRUMRIN PFD & INM COM 338478100 1,665 76,775 SH   SOLE   76,775 0 0
GENERAL ELECTRIC CO COM 369604103 158 14,148 SH   SOLE   14,148 0 0
GRAHAM HLDGS CO COM 384637104 278 435 SH   SOLE   435 0 0
HOME DEPOT INC COM 437076102 290 1,327 SH   SOLE   1,327 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 339 2,532 SH   SOLE   2,532 0 0
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134 1,287 37,604 SH   SOLE   37,604 0 0
ISHARES INC MSCI AUST ETF 464286103 435 19,194 SH   SOLE   19,194 0 0
ISHARES INC MSCI BRAZIL ETF 464286400 604 12,722 SH   SOLE   12,722 0 0
ISHARES INC MSCI CDA ETF 464286509 1,414 47,302 SH   SOLE   47,302 0 0
ISHARES INC MSCI GBL ETF NEW 46434G848 869 29,234 SH   SOLE   29,234 0 0
ISHARES INC MSCI GBL GOLD MN 46434G855 872 36,209 SH   SOLE   36,209 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 394 6,645 SH   SOLE   6,645 0 0
ISHARES INC MSCI PAC JP ETF 464286665 559 12,082 SH   SOLE   12,082 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 9,885 98,150 SH   SOLE   98,150 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 1,801 21,287 SH   SOLE   21,287 0 0
ISHARES TR 20 YR TR BD ETF 464287432 995 7,345 SH   SOLE   7,345 0 0
ISHARES TR 3YRTB ETF 464288125 1,072 13,531 SH   SOLE   13,531 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 2,114 19,178 SH   SOLE   19,178 0 0
ISHARES TR COHEN STEER REIT 464287564 1,729 14,777 SH   SOLE   14,777 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,811 8,798 SH   SOLE   8,798 0 0
ISHARES TR CORE S&P SCP ETF 464287804 3,057 36,461 SH   SOLE   36,461 0 0
ISHARES TR CORE S&P US GWT 464287671 968 14,307 SH   SOLE   14,307 0 0
ISHARES TR CORE S&P500 ETF 464287200 10,378 32,105 SH   SOLE   32,105 0 0
ISHARES TR CORE US AGGBD ET 464287226 6,548 58,276 SH   SOLE   58,276 0 0
ISHARES TR EAFE SML CP ETF 464288273 1,253 20,121 SH   SOLE   20,121 0 0
ISHARES TR EAFE VALUE ETF 464288877 397 7,945 SH   SOLE   7,945 0 0
ISHARES TR EUROPE ETF 464287861 2,459 52,359 SH   SOLE   52,359 0 0
ISHARES TR EXPND TEC SC ETF 464287549 699 2,885 SH   SOLE   2,885 0 0
ISHARES TR GBL COMM SVC ETF 464287275 326 5,308 SH   SOLE   5,308 0 0
ISHARES TR GLOB HLTHCRE ETF 464287325 1,219 17,729 SH   SOLE   17,729 0 0
ISHARES TR GLOB UTILITS ETF 464288711 259 4,413 SH   SOLE   4,413 0 0
ISHARES TR GLOBAL 100 ETF 464287572 216 4,000 SH   SOLE   4,000 0 0
ISHARES TR GLOBAL ENERG ETF 464287341 3,479 112,848 SH   SOLE   112,848 0 0
ISHARES TR GLOBAL FINLS ETF 464287333 426 6,196 SH   SOLE   6,196 0 0
ISHARES TR INTL DEV RE ETF 464288489 2,032 67,271 SH   SOLE   67,271 0 0
ISHARES TR INTL TREA BD ETF 464288117 5,241 104,461 SH   SOLE   104,461 0 0
ISHARES TR JPX NIKKEI 400 464287382 566 8,872 SH   SOLE   8,872 0 0
ISHARES TR LATN AMER 40 ETF 464287390 605 17,807 SH   SOLE   17,807 0 0
ISHARES TR MICRO-CAP ETF 464288869 508 5,102 SH   SOLE   5,102 0 0
ISHARES TR MSCI EAFE ETF 464287465 3,707 53,384 SH   SOLE   53,384 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 1,353 30,153 SH   SOLE   30,153 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 418 12,257 SH   SOLE   12,257 0 0
ISHARES TR NASDAQ BIOTECH 464287556 1,305 10,832 SH   SOLE   10,832 0 0
ISHARES TR NORTH AMERN NAT 464287374 8,387 278,623 SH   SOLE   278,623 0 0
ISHARES TR RUS 1000 ETF 464287622 3,101 17,381 SH   SOLE   17,381 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 232 1,320 SH   SOLE   1,320 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,171 7,067 SH   SOLE   7,067 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 46,525 246,832 SH   SOLE   246,832 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 2,898 14,963 SH   SOLE   14,963 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,411 10,847 SH   SOLE   10,847 0 0
ISHARES TR S&P MC 400GR ETF 464287606 1,242 5,218 SH   SOLE   5,218 0 0
ISHARES TR S&P MC 400VL ETF 464287705 1,953 11,439 SH   SOLE   11,439 0 0
ISHARES TR S&P SML 600 GWT 464287887 1,511 7,815 SH   SOLE   7,815 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 423 3,959 SH   SOLE   3,959 0 0
ISHARES TR SP SMCP600VL ETF 464287879 4,605 28,639 SH   SOLE   28,639 0 0
ISHARES TR TIPS BD ETF 464287176 9,056 77,691 SH   SOLE   77,691 0 0
ISHARES TR U.S. BAS MTL ETF 464287838 303 3,096 SH   SOLE   3,096 0 0
ISHARES TR U.S. CNSM GD ETF 464287812 493 3,703 SH   SOLE   3,703 0 0
ISHARES TR U.S. ENERGY ETF 464287796 437 13,590 SH   SOLE   13,590 0 0
ISHARES TR U.S. FIN SVC ETF 464287770 1,564 10,304 SH   SOLE   10,304 0 0
ISHARES TR U.S. PHARMA ETF 464288836 567 3,538 SH   SOLE   3,538 0 0
ISHARES TR U.S. UTILITS ETF 464287697 2,010 12,401 SH   SOLE   12,401 0 0
ISHARES TR US HLTHCARE ETF 464287762 253 1,174 SH   SOLE   1,174 0 0
ISHARES TR US HOME CONS ETF 464288752 564 12,698 SH   SOLE   12,698 0 0
ISHARES TR US OIL EQ&SV ETF 464288844 417 20,498 SH   SOLE   20,498 0 0
ISHARES TR US REGNL BKS ETF 464288778 387 7,596 SH   SOLE   7,596 0 0
ISHARES TR US TELECOM ETF 464287713 639 21,383 SH   SOLE   21,383 0 0
JOHNSON & JOHNSON COM 478160104 530 3,633 SH   SOLE   3,633 0 0
JPMORGAN CHASE & CO COM 46625H100 878 6,295 SH   SOLE   6,295 0 0
LAM RESEARCH CORP COM 512807108 353 1,207 SH   SOLE   1,207 0 0
MARRIOTT INTL INC NEW CL A 571903202 396 2,617 SH   SOLE   2,617 0 0
MARTIN MARIETTA MATLS INC COM 573284106 228 817 SH   SOLE   817 0 0
MERCK & CO INC COM 58933Y105 929 10,218 SH   SOLE   10,218 0 0
MICROSOFT CORP COM 594918104 561 3,556 SH   SOLE   3,556 0 0
NEOGEN CORP COM 640491106 284 4,356 SH   SOLE   4,356 0 0
NORTHROP GRUMMAN CORP COM 666807102 216 629 SH   SOLE   629 0 0
NUVEEN CR STRATEGIES INCM FD COM SHS 67073D102 252 32,834 SH   SOLE   32,834 0 0
NVIDIA CORP COM 67066G104 444 1,886 SH   SOLE   1,886 0 0
PEPSICO INC COM 713448108 434 3,178 SH   SOLE   3,178 0 0
PNC FINL SVCS GROUP INC COM 693475105 281 1,760 SH   SOLE   1,760 0 0
PROCTER & GAMBLE CO COM 742718109 326 2,611 SH   SOLE   2,611 0 0
RAYTHEON CO COM NEW 755111507 283 1,286 SH   SOLE   1,286 0 0
REGIONS FINL CORP NEW COM 7591EP100 188 10,946 SH   SOLE   10,946 0 0
ROYCE MICRO-CAP TR INC COM 780915104 2,253 263,814 SH   SOLE   263,814 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 265 7,888 SH   SOLE   7,888 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 5,605 72,904 SH   SOLE   72,904 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,905 38,404 SH   SOLE   38,404 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 283 4,712 SH   SOLE   4,712 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 666 5,310 SH   SOLE   5,310 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 425 6,742 SH   SOLE   6,742 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 485 4,761 SH   SOLE   4,761 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 327 10,610 SH   SOLE   10,610 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 308 3,783 SH   SOLE   3,783 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 368 4,019 SH   SOLE   4,019 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 474 1,474 SH   SOLE   1,474 0 0
SPDR SERIES TRUST FTSE INT GVT ETF 78464A490 4,378 79,433 SH   SOLE   79,433 0 0
SPDR SERIES TRUST S&P METALS MNG 78464A755 840 28,669 SH   SOLE   28,669 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 5,596 114,224 SH   SOLE   114,224 0 0
STARBUCKS CORP COM 855244109 238 2,701 SH   SOLE   2,701 0 0
SYSCO CORP COM 871829107 229 2,682 SH   SOLE   2,682 0 0
TEMPLETON EMERGING MKTS FD I COM 880191101 1,704 109,305 SH   SOLE   109,305 0 0
TEMPLETON GLOBAL INCOME FD COM 880198106 2,369 386,537 SH   SOLE   386,537 0 0
UNION PACIFIC CORP COM 907818108 706 3,905 SH   SOLE   3,905 0 0
VANECK VECTORS ETF TRUST INVT GRADE FLTG 92189F486 6,209 245,337 SH   SOLE   245,337 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 4,277 34,047 SH   SOLE   34,047 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 20,428 243,602 SH   SOLE   243,602 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 604 3,389 SH   SOLE   3,389 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,365 47,038 SH   SOLE   47,038 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 284 2,069 SH   SOLE   2,069 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 310 1,871 SH   SOLE   1,871 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 688 3,463 SH   SOLE   3,463 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,087 69,413 SH   SOLE   69,413 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 267 4,548 SH   SOLE   4,548 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 3,108 27,973 SH   SOLE   27,973 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 758 9,358 SH   SOLE   9,358 0 0
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599 4,240 28,958 SH   SOLE   28,958 0 0
VANGUARD STAR FD VG TL INTL STK F 921909768 211 3,793 SH   SOLE   3,793 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 22,366 507,620 SH   SOLE   507,620 0 0
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 211 2,249 SH   SOLE   2,249 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 1,785 21,901 SH   SOLE   21,901 0 0
VORNADO RLTY TR SH BEN INT 929042109 529 7,958 SH   SOLE   7,958 0 0
WELLS FARGO CO NEW COM 949746101 552 10,261 SH   SOLE   10,261 0 0
YUM BRANDS INC COM 988498101 244 2,421 SH   SOLE   2,421 0 0