The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 388 1,842 SH   SOLE   1,842 0 0
ABBOTT LABS COM 002824100 315 4,298 SH   SOLE   4,298 0 0
ABBVIE INC COM 00287Y109 385 4,072 SH   SOLE   4,072 0 0
ABERDEEN ASIA PACIFIC INCOM COM 003009107 1,182 285,466 SH   SOLE   285,466 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 319 1,874 SH   SOLE   1,874 0 0
AETNA INC NEW COM 00817Y108 345 1,703 SH   SOLE   1,703 0 0
ALPHABET INC CALL 02079K907 2,047 1,696 SH   SOLE   1,696 0 0
ALPHABET INC CAP STK CL C 02079K107 1,826 1,530 SH   SOLE   1,530 0 0
AMAZON COM INC COM 023135106 308 154 SH   SOLE   154 0 0
AMGEN INC COM 031162100 217 1,046 SH   SOLE   1,046 0 0
APPLE INC COM 037833100 1,992 8,824 SH   SOLE   8,824 0 0
AT&T INC COM 00206R102 289 8,612 SH   SOLE   8,612 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 226 1,501 SH   SOLE   1,501 0 0
BANK AMER CORP COM 060505104 387 13,134 SH   SOLE   13,134 0 0
BECTON DICKINSON & CO COM 075887109 384 1,471 SH   SOLE   1,471 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,077 5,031 SH   SOLE   5,031 0 0
BLACKROCK CORE BD TR SHS BEN INT 09249E101 2,264 177,177 SH   SOLE   177,177 0 0
BOEING CO COM 097023105 1,099 2,955 SH   SOLE   2,955 0 0
CABLE ONE INC COM 12685J105 384 435 SH   SOLE   435 0 0
CHEVRON CORP NEW COM 166764100 628 5,136 SH   SOLE   5,136 0 0
CISCO SYS INC COM 17275R102 472 9,704 SH   SOLE   9,704 0 0
CONOCOPHILLIPS COM 20825C104 334 4,316 SH   SOLE   4,316 0 0
COSTCO WHSL CORP NEW COM 22160K105 283 1,207 SH   SOLE   1,207 0 0
DISNEY WALT CO COM DISNEY 254687106 434 3,713 SH   SOLE   3,713 0 0
DOWDUPONT INC COM 26078J100 201 3,128 SH   SOLE   3,128 0 0
EMERGENT BIOSOLUTIONS INC COM 29089Q105 225 3,415 SH   SOLE   3,415 0 0
EXXON MOBIL CORP COM 30231G102 1,008 11,853 SH   SOLE   11,853 0 0
FLAHERTY&CRMN PFD SEC INCOM COM 338478100 1,676 92,009 SH   SOLE   92,009 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407 508 15,000 SH   SOLE   15,000 0 0
GRAHAM HLDGS CO COM 384637104 252 435 SH   SOLE   435 0 0
HOME DEPOT INC COM 437076102 588 2,836 SH   SOLE   2,836 0 0
HONEYWELL INTL INC COM 438516106 377 2,268 SH   SOLE   2,268 0 0
INTEL CORP COM 458140100 231 4,891 SH   SOLE   4,891 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 382 2,526 SH   SOLE   2,526 0 0
ISHARES INC MSCI AUST ETF 464286103 344 15,564 SH   SOLE   15,564 0 0
ISHARES INC MSCI BRAZIL ETF 464286400 368 10,920 SH   SOLE   10,920 0 0
ISHARES INC MSCI CDA ETF 464286509 1,220 42,394 SH   SOLE   42,394 0 0
ISHARES INC MSCI GBL ETF NEW 46434G848 240 7,373 SH   SOLE   7,373 0 0
ISHARES INC MSCI PAC JP ETF 464286665 390 8,586 SH   SOLE   8,586 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 10,034 101,584 SH   SOLE   101,584 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 1,402 16,876 SH   SOLE   16,876 0 0
ISHARES TR 20 YR TR BD ETF 464287432 951 8,106 SH   SOLE   8,106 0 0
ISHARES TR 3YRTB ETF 464288125 652 8,013 SH   SOLE   8,013 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 1,968 19,448 SH   SOLE   19,448 0 0
ISHARES TR COHEN STEER REIT 464287564 2,082 20,802 SH   SOLE   20,802 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,954 9,706 SH   SOLE   9,706 0 0
ISHARES TR CORE S&P SCP ETF 464287804 2,236 25,632 SH   SOLE   25,632 0 0
ISHARES TR CORE S&P US GWT 464287671 885 14,240 SH   SOLE   14,240 0 0
ISHARES TR CORE S&P US VLU 464287663 43,943 255,030 SH   SOLE   255,030 0 0
ISHARES TR CORE S&P500 ETF 464287200 9,945 33,972 SH   SOLE   33,972 0 0
ISHARES TR CORE US AGGBD ET 464287226 7,288 69,063 SH   SOLE   69,063 0 0
ISHARES TR EAFE SML CP ETF 464288273 1,201 19,283 SH   SOLE   19,283 0 0
ISHARES TR EAFE VALUE ETF 464288877 430 8,276 SH   SOLE   8,276 0 0
ISHARES TR EUROPE ETF 464287861 2,637 58,509 SH   SOLE   58,509 0 0
ISHARES TR GBL COMM SVC ETF 464287275 649 11,219 SH   SOLE   11,219 0 0
ISHARES TR GLOB HLTHCRE ETF 464287325 813 12,910 SH   SOLE   12,910 0 0
ISHARES TR GLOB UTILITS ETF 464288711 209 4,250 SH   SOLE   4,250 0 0
ISHARES TR GLOBAL ENERG ETF 464287341 3,446 91,369 SH   SOLE   91,369 0 0
ISHARES TR GLOBAL FINLS ETF 464287333 375 5,695 SH   SOLE   5,695 0 0
ISHARES TR IBONDS SEP19 ETF 46429B564 296 11,696 SH   SOLE   11,696 0 0
ISHARES TR INTL DEV RE ETF 464288489 1,843 64,326 SH   SOLE   64,326 0 0
ISHARES TR INTL TREA BD ETF 464288117 4,636 96,263 SH   SOLE   96,263 0 0
ISHARES TR JPX NIKKEI 400 464287382 573 8,811 SH   SOLE   8,811 0 0
ISHARES TR MSCI EAFE ETF 464287465 4,035 59,350 SH   SOLE   59,350 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 1,358 31,630 SH   SOLE   31,630 0 0
ISHARES TR MSCI INDONIA ETF 46429B309 206 8,966 SH   SOLE   8,966 0 0
ISHARES TR N AMER TECH ETF 464287549 451 2,156 SH   SOLE   2,156 0 0
ISHARES TR NASDAQ BIOTECH 464287556 947 7,765 SH   SOLE   7,765 0 0
ISHARES TR NORTH AMERN NAT 464287374 9,350 260,817 SH   SOLE   260,817 0 0
ISHARES TR RUS 1000 ETF 464287622 3,508 21,848 SH   SOLE   21,848 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 202 1,598 SH   SOLE   1,598 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 827 4,904 SH   SOLE   4,904 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 2,706 15,272 SH   SOLE   15,272 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,222 10,549 SH   SOLE   10,549 0 0
ISHARES TR S&P MC 400GR ETF 464287606 912 3,916 SH   SOLE   3,916 0 0
ISHARES TR S&P MC 400VL ETF 464287705 1,695 10,128 SH   SOLE   10,128 0 0
ISHARES TR S&P SML 600 GWT 464287887 1,390 6,888 SH   SOLE   6,888 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 412 3,934 SH   SOLE   3,934 0 0
ISHARES TR SP SMCP600VL ETF 464287879 4,170 24,977 SH   SOLE   24,977 0 0
ISHARES TR TIPS BD ETF 464287176 9,203 83,198 SH   SOLE   83,198 0 0
ISHARES TR U.S. CNSM GD ETF 464287812 498 4,193 SH   SOLE   4,193 0 0
ISHARES TR U.S. ENERGY ETF 464287796 232 5,541 SH   SOLE   5,541 0 0
ISHARES TR U.S. FIN SVC ETF 464287770 1,215 9,117 SH   SOLE   9,117 0 0
ISHARES TR U.S. PHARMA ETF 464288836 325 1,938 SH   SOLE   1,938 0 0
ISHARES TR U.S. UTILITS ETF 464287697 1,945 14,499 SH   SOLE   14,499 0 0
ISHARES TR US HOME CONS ETF 464288752 460 13,028 SH   SOLE   13,028 0 0
ISHARES TR US OIL EQ&SV ETF 464288844 346 9,685 SH   SOLE   9,685 0 0
ISHARES TR US TELECOM ETF 464287713 1,117 37,552 SH   SOLE   37,552 0 0
JOHNSON & JOHNSON COM 478160104 777 5,624 SH   SOLE   5,624 0 0
JPMORGAN CHASE & CO COM 46625H100 408 3,618 SH   SOLE   3,618 0 0
LOWES COS INC COM 548661107 283 2,468 SH   SOLE   2,468 0 0
MARRIOTT INTL INC NEW CL A 571903202 344 2,607 SH   SOLE   2,607 0 0
MERCK & CO INC COM 58933Y105 1,002 14,129 SH   SOLE   14,129 0 0
MICROSOFT CORP COM 594918104 526 4,603 SH   SOLE   4,603 0 0
MIDDLESEX WATER CO COM 596680108 339 7,000 SH   SOLE   7,000 0 0
NEOGEN CORP COM 640491106 378 5,289 SH   SOLE   5,289 0 0
NORFOLK SOUTHERN CORP COM 655844108 201 1,116 SH   SOLE   1,116 0 0
NORTHROP GRUMMAN CORP COM 666807102 212 669 SH   SOLE   669 0 0
NVIDIA CORP COM 67066G104 528 1,880 SH   SOLE   1,880 0 0
PEPSICO INC COM 713448108 420 3,757 SH   SOLE   3,757 0 0
PFIZER INC COM 717081103 274 6,221 SH   SOLE   6,221 0 0
PHILLIPS 66 COM 718546104 200 1,778 SH   SOLE   1,778 0 0
PNC FINL SVCS GROUP INC COM 693475105 282 2,069 SH   SOLE   2,069 0 0
PROCTER AND GAMBLE CO COM 742718109 230 2,766 SH   SOLE   2,766 0 0
RAYTHEON CO COM NEW 755111507 277 1,338 SH   SOLE   1,338 0 0
ROYCE MICRO-CAP TR INC COM 780915104 2,051 200,862 SH   SOLE   200,862 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 231 5,677 SH   SOLE   5,677 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 6,463 89,848 SH   SOLE   89,848 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 497 6,560 SH   SOLE   6,560 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 646 5,508 SH   SOLE   5,508 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 433 8,022 SH   SOLE   8,022 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 485 5,101 SH   SOLE   5,101 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 536 19,424 SH   SOLE   19,424 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 375 4,784 SH   SOLE   4,784 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 224 3,860 SH   SOLE   3,860 0 0
SPDR SERIES TRUST FTSE INT GVT ETF 78464A490 4,535 86,182 SH   SOLE   86,182 0 0
SPDR SERIES TRUST S&P METALS MNG 78464A755 1,012 29,622 SH   SOLE   29,622 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 4,221 89,336 SH   SOLE   89,336 0 0
TEMPLETON EMERGING MKTS FD I COM 880191101 1,552 105,857 SH   SOLE   105,857 0 0
TEMPLETON GLOBAL INCOME FD COM 880198106 2,153 351,798 SH   SOLE   351,798 0 0
UNION PAC CORP COM 907818108 680 4,178 SH   SOLE   4,178 0 0
UNITEDHEALTH GROUP INC COM 91324P102 228 858 SH   SOLE   858 0 0
VANECK VECTORS ETF TR INVT GRADE FLTG 92189F486 6,139 242,346 SH   SOLE   242,346 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 4,141 37,065 SH   SOLE   37,065 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 17,808 226,274 SH   SOLE   226,274 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 478 2,913 SH   SOLE   2,913 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,217 52,265 SH   SOLE   52,265 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 589 3,144 SH   SOLE   3,144 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,444 59,618 SH   SOLE   59,618 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,795 24,919 SH   SOLE   24,919 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 655 8,632 SH   SOLE   8,632 0 0
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599 3,252 24,326 SH   SOLE   24,326 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 22,151 511,934 SH   SOLE   511,934 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 2,253 21,436 SH   SOLE   21,436 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 212 1,795 SH   SOLE   1,795 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 269 5,046 SH   SOLE   5,046 0 0
WELLS FARGO CO NEW COM 949746101 586 11,150 SH   SOLE   11,150 0 0
YUM BRANDS INC COM 988498101 220 2,419 SH   SOLE   2,419 0 0