The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 498 2,372 SH   SOLE 2,372 0 0
ABBOTT LABS COM 002824100 235 4,398 SH   SOLE 4,398 0 0
ABBVIE INC COM 00287Y109 414 4,662 SH   SOLE 4,662 0 0
ABERDEEN ASIA PACIFIC INCOM COM 003009107 1,242 240,788 SH   SOLE 240,788 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 321 2,377 SH   SOLE 2,377 0 0
AETNA INC NEW COM 00817Y108 276 1,735 SH   SOLE 1,735 0 0
AMGEN INC COM 031162100 203 1,088 SH   SOLE 1,088 0 0
APPLE INC COM 037833100 1,352 8,771 SH   SOLE 8,771 0 0
AT&T INC COM 00206R102 315 8,030 SH   SOLE 8,030 0 0
BANK AMER CORP COM 060505104 219 8,654 SH   SOLE 8,654 0 0
BARD C R INC COM 067383109 224 700 SH   SOLE 700 0 0
BECTON DICKINSON & CO COM 075887109 244 1,246 SH   SOLE 1,246 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 867 4,730 SH   SOLE 4,730 0 0
BLACKROCK CORE BD TR SHS BEN INT 09249E101 1,789 127,206 SH   SOLE 127,206 0 0
BOEING CO COM 097023105 534 2,099 SH   SOLE 2,099 0 0
CABLE ONE INC COM 12685J105 314 435 SH   SOLE 435 0 0
CHEVRON CORP NEW COM 166764100 841 7,161 SH   SOLE 7,161 0 0
CISCO SYS INC COM 17275R102 344 10,230 SH   SOLE 10,230 0 0
COCA COLA CO COM 191216100 201 4,475 SH   SOLE 4,475 0 0
CONOCOPHILLIPS COM 20825C104 219 4,370 SH   SOLE 4,370 0 0
COSTCO WHSL CORP NEW COM 22160K105 208 1,266 SH   SOLE 1,266 0 0
DISNEY WALT CO COM DISNEY 254687106 369 3,743 SH   SOLE 3,743 0 0
DOMINION ENERGY INC COM 25746U109 304 3,951 SH   SOLE 3,951 0 0
DOWDUPONT INC COM 26078J100 381 5,504 SH   SOLE 5,504 0 0
EXXON MOBIL CORP COM 30231G102 1,303 15,896 SH   SOLE 15,896 0 0
FLAHERTY&CRMN PFD SEC INCOM COM 338478100 1,347 62,958 SH   SOLE 62,958 0 0
FLEXSHARES TR MSTAR EMKT FAC 33939L308 394 7,000 SH   SOLE 7,000 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407 467 15,000 SH   SOLE 15,000 0 0
FLEXSHARES TR IBOXX 3R TARGT 33939L506 246 10,000 SH   SOLE 10,000 0 0
FLEXSHARES TR M STAR DEV MKT 33939L803 214 3,200 SH   SOLE 3,200 0 0
GENERAL ELECTRIC CO COM 369604103 483 19,955 SH   SOLE 19,955 0 0
GRAHAM HLDGS CO COM 384637104 255 435 SH   SOLE 435 0 0
HOME DEPOT INC COM 437076102 473 2,893 SH   SOLE 2,893 0 0
HONEYWELL INTL INC COM 438516106 303 2,137 SH   SOLE 2,137 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 442 3,046 SH   SOLE 3,046 0 0
ISHARES INC MSCI BRZ CAP ETF 464286400 396 9,496 SH   SOLE 9,496 0 0
ISHARES INC MSCI CDA ETF 464286509 980 33,855 SH   SOLE 33,855 0 0
ISHARES INC MSCI PAC JP ETF 464286665 421 9,100 SH   SOLE 9,100 0 0
ISHARES TR TIPS BD ETF 464287176 8,598 75,702 SH   SOLE 75,702 0 0
ISHARES TR CORE S&P500 ETF 464287200 8,793 34,764 SH   SOLE 34,764 0 0
ISHARES TR CORE US AGGBD ET 464287226 7,405 67,572 SH   SOLE 67,572 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 1,546 34,496 SH   SOLE 34,496 0 0
ISHARES TR GLOB TELECOM ETF 464287275 479 7,933 SH   SOLE 7,933 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 2,299 16,031 SH   SOLE 16,031 0 0
ISHARES TR GLOB HLTHCRE ETF 464287325 803 7,138 SH   SOLE 7,138 0 0
ISHARES TR GLOBAL ENERG ETF 464287341 3,767 110,837 SH   SOLE 110,837 0 0
ISHARES TR NORTH AMERN NAT 464287374 8,514 252,856 SH   SOLE 252,856 0 0
ISHARES TR JPX NIKKEI 400 464287382 551 9,119 SH   SOLE 9,119 0 0
ISHARES TR S&P 500 VAL ETF 464287408 995 9,225 SH   SOLE 9,225 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 802 7,527 SH   SOLE 7,527 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 1,098 13,003 SH   SOLE 13,003 0 0
ISHARES TR MSCI EAFE ETF 464287465 4,368 63,781 SH   SOLE 63,781 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,732 9,680 SH   SOLE 9,680 0 0
ISHARES TR N AMER TECH ETF 464287549 470 3,029 SH   SOLE 3,029 0 0
ISHARES TR NASDAQ BIOTECH 464287556 835 2,503 SH   SOLE 2,503 0 0
ISHARES TR COHEN STEER REIT 464287564 2,086 20,725 SH   SOLE 20,725 0 0
ISHARES TR S&P MC 400GR ETF 464287606 812 4,015 SH   SOLE 4,015 0 0
ISHARES TR RUS 1000 ETF 464287622 2,691 19,238 SH   SOLE 19,238 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 778 5,248 SH   SOLE 5,248 0 0
ISHARES TR CORE S&P US VLU 464287663 39,439 264,193 SH   SOLE 264,193 0 0
ISHARES TR CORE S&P US GWT 464287671 735 14,553 SH   SOLE 14,553 0 0
ISHARES TR U.S. UTILITS ETF 464287697 1,003 7,545 SH   SOLE 7,545 0 0
ISHARES TR S&P MC 400VL ETF 464287705 1,483 9,709 SH   SOLE 9,709 0 0
ISHARES TR U.S. FIN SVC ETF 464287770 1,298 10,831 SH   SOLE 10,831 0 0
ISHARES TR CORE S&P SCP ETF 464287804 2,029 27,332 SH   SOLE 27,332 0 0
ISHARES TR EUROPE ETF 464287861 2,593 55,328 SH   SOLE 55,328 0 0
ISHARES TR SP SMCP600VL ETF 464287879 3,957 26,678 SH   SOLE 26,678 0 0
ISHARES TR S&P SML 600 GWT 464287887 1,267 7,705 SH   SOLE 7,705 0 0
ISHARES TR INTL TREA BD ETF 464288117 4,183 84,934 SH   SOLE 84,934 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 489 4,615 SH   SOLE 4,615 0 0
ISHARES TR EAFE SML CP ETF 464288273 1,200 19,360 SH   SOLE 19,360 0 0
ISHARES TR GLB INFRASTR ETF 464288372 226 5,000 SH   SOLE 5,000 0 0
ISHARES TR EAFE VALUE ETF 464288877 498 9,120 SH   SOLE 9,120 0 0
ISHARES TR IBONDS SEP19 ETF 46429B564 296 11,578 SH   SOLE 11,578 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 8,128 80,974 SH   SOLE 80,974 0 0
JOHNSON & JOHNSON COM 478160104 775 5,959 SH   SOLE 5,959 0 0
JPMORGAN CHASE & CO COM 46625H100 408 4,268 SH   SOLE 4,268 0 0
LAM RESEARCH CORP COM 512807108 227 1,226 SH   SOLE 1,226 0 0
MARRIOTT INTL INC NEW CL A 571903202 299 2,713 SH   SOLE 2,713 0 0
MCKESSON CORP COM 58155Q103 295 1,922 SH   SOLE 1,922 0 0
MERCK & CO INC COM 58933Y105 955 14,916 SH   SOLE 14,916 0 0
MICROSOFT CORP COM 594918104 416 5,579 SH   SOLE 5,579 0 0
MIDDLESEX WATER CO COM 596680108 275 7,000 SH   SOLE 7,000 0 0
NEOGEN CORP COM 640491106 346 4,473 SH   SOLE 4,473 0 0
NORTHROP GRUMMAN CORP COM 666807102 213 739 SH   SOLE 739 0 0
NVIDIA CORP COM 67066G104 361 2,019 SH   SOLE 2,019 0 0
ORACLE CORP COM 68389X105 215 4,445 SH   SOLE 4,445 0 0
PEPSICO INC COM 713448108 430 3,858 SH   SOLE 3,858 0 0
PFIZER INC COM 717081103 317 8,884 SH   SOLE 8,884 0 0
PNC FINL SVCS GROUP INC COM 693475105 241 1,787 SH   SOLE 1,787 0 0
POWERSHARES ETF TRUST WNDRHLL CLN EN 73935X500 979 208,381 SH   SOLE 208,381 0 0
PRICE T ROWE GROUP INC COM 74144T108 240 2,645 SH   SOLE 2,645 0 0
PROCTER AND GAMBLE CO COM 742718109 421 4,633 SH   SOLE 4,633 0 0
RAYTHEON CO COM NEW 755111507 280 1,499 SH   SOLE 1,499 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 202 3,336 SH   SOLE 3,336 0 0
ROYCE MICRO-CAP TR INC COM 780915104 1,952 208,105 SH   SOLE 208,105 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,212 52,734 SH   SOLE 52,734 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,656 24,578 SH   SOLE 24,578 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 281 3,435 SH   SOLE 3,435 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 613 6,803 SH   SOLE 6,803 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 332 4,852 SH   SOLE 4,852 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 419 16,191 SH   SOLE 16,191 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 211 2,972 SH   SOLE 2,972 0 0
SPDR SERIES TRUST CITI INT GVT ETF 78464A490 4,330 75,557 SH   SOLE 75,557 0 0
SPDR SERIES TRUST S&P METALS MNG 78464A755 905 28,118 SH   SOLE 28,118 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 3,174 64,427 SH   SOLE 64,427 0 0
TEMPLETON EMERGING MKTS FD I COM 880191101 1,380 83,666 SH   SOLE 83,666 0 0
TEMPLETON GLOBAL INCOME FD COM 880198106 1,654 245,452 SH   SOLE 245,452 0 0
UNION PAC CORP COM 907818108 499 4,300 SH   SOLE 4,300 0 0
VANECK VECTORS ETF TR INVT GRADE FLTG 92189F486 5,944 235,140 SH   SOLE 235,140 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 3,420 32,895 SH   SOLE 32,895 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 15,426 188,216 SH   SOLE 188,216 0 0
VANGUARD INDEX FDS REIT ETF 922908553 3,796 45,681 SH   SOLE 45,681 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 587 3,845 SH   SOLE 3,845 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 310 2,426 SH   SOLE 2,426 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 425 2,891 SH   SOLE 2,891 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 3,045 26,496 SH   SOLE 26,496 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 608 8,598 SH   SOLE 8,598 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,523 57,900 SH   SOLE 57,900 0 0
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599 2,705 23,377 SH   SOLE 23,377 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 21,578 497,066 SH   SOLE 497,066 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 2,064 22,060 SH   SOLE 22,060 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 223 4,505 SH   SOLE 4,505 0 0
WELLS FARGO CO NEW COM 949746101 618 11,206 SH   SOLE 11,206 0 0