The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN WTR WKS CO INC NEW COM 030420103 5,504 36,711 SH   SOLE   0 0 36,711
APPLE INC COM 037833100 8,858 72,518 SH   SOLE   0 0 72,518
CHEVRON CORP NEW COM 166764100 3,503 33,433 SH   SOLE   0 0 33,433
CUMMINS INC COM 231021106 3,986 15,384 SH   SOLE   0 0 15,384
ECOLAB INC COM 278865100 4,976 23,244 SH   SOLE   0 0 23,244
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 9,677 164,127 SH   SOLE   0 0 164,127
HOME DEPOT INC COM 437076102 5,980 19,590 SH   SOLE   0 0 19,590
INTUIT COM 461202103 6,990 18,248 SH   SOLE   0 0 18,248
ISHARES TR U.S. FINLS ETF 464287788 822 10,981 SH   SOLE   0 0 10,981
LOCKHEED MARTIN CORP COM 539830109 3,860 10,447 SH   SOLE   0 0 10,447
MICROSOFT CORP COM 594918104 7,785 33,018 SH   SOLE   0 0 33,018
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 12,998 134,402 SH   SOLE   0 0 134,402
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,759 28,730 SH   SOLE   0 0 28,730
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,869 14,405 SH   SOLE   0 0 14,405
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,074 42,156 SH   SOLE   0 0 42,156
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 11,042 134,352 SH   SOLE   0 0 134,352
WAL-MART STORES INC COM 931142103 4,064 29,920 SH   SOLE   0 0 29,920
INVESCO QQQ TR UNIT SER 1 46090E103 21,213 66,472 SH   SOLE   0 0 66,472
BROADCOM INC COM 11135F101 4,881 10,528 SH   SOLE   0 0 10,528
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 9,928 469,861 SH   SOLE   0 0 469,861
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 17,736 814,707 SH   SOLE   0 0 814,707
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 21,081 974,162 SH   SOLE   0 0 974,162
ISHARES TR 0-5 YR TIPS ETF 46429B747 8,741 82,681 SH   SOLE   0 0 82,681
JPMORGAN CHASE & CO COM 46625H100 3,771 24,770 SH   SOLE   0 0 24,770
NEXTERA ENERGY INC COM 65339F101 3,617 47,844 SH   SOLE   0 0 47,844
NVIDIA CORPORATION COM 67066G104 5,348 10,016 SH   SOLE   0 0 10,016
PAYPAL HLDGS INC COM 70450Y103 4,441 18,286 SH   SOLE   0 0 18,286
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 20,826 204,358 SH   SOLE   0 0 204,358
SPDR S&P 500 ETF TR TR UNIT 78462F103 22,059 55,658 SH   SOLE   0 0 55,658
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 18,491 56,003 SH   SOLE   0 0 56,003
SPDR SER TR BLOMBERG BRC INV 78468R200 22,645 739,060 SH   SOLE   0 0 739,060
SELECT SECTOR SPDR TR ENERGY 81369Y506 707 14,414 SH   SOLE   0 0 14,414
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,504 11,326 SH   SOLE   0 0 11,326
UNITEDHEALTH GROUP INC COM 91324P102 6,046 16,250 SH   SOLE   0 0 16,250
VANECK VECTORS ETF TR INVT GRADE FLTG 92189F486 6,255 246,437 SH   SOLE   0 0 246,437
VISA INC COM CL A 92826C839 5,873 27,736 SH   SOLE   0 0 27,736
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 5,973 21,623 SH   SOLE   0 0 21,623
FRANKS INTL N V COM N33462107 37 10,525 SH   SOLE   0 0 10,525
AMAZON COM INC COM 023135106 7,930 2,563 SH   SOLE   0 0 2,563
ALPHABET INC CAP STK CL A 02079K305 6,416 3,111 SH   SOLE   0 0 3,111
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 745 2,775 SH   SOLE   0 0 2,775
ISHARES TR MSCI USA MIN VOL 46429B697 576 8,327 SH   SOLE   0 0 8,327
ISHARES TR MSCI USA MMENTM 46432F396 677 4,209 SH   SOLE   0 0 4,209
LHC GROUP INC COM 50187A107 1,004 5,250 SH   SOLE   0 0 5,250
SPDR GOLD TR GOLD SHS 78463V107 312 1,950 SH   SOLE   0 0 1,950
TESLA INC COM 88160R101 217 325 SH   SOLE   0 0 325
TRUIST FINL CORP COM 89832Q109 280 4,798 SH   SOLE   0 0 4,798
BUNGE LIMITED COM G16962105 222 2,800 SH   SOLE   0 0 2,800