The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN EXPRESS CO COM 25816109 2,914 31,321 SH   SOLE   0 0 31,321
AMERICAN WTR WKS CO INC NEW COM 30420103 3,517 65,977 SH   SOLE   0 0 65,977
AMGEN INC COM 31162100 3,690 23,168 SH   SOLE   0 0 23,168
APPLE INC COM 37833100 4,632 41,965 SH   SOLE   0 0 41,965
BOEING CO COM 97023105 1,513 11,640 SH   SOLE   0 0 11,640
CHEVRON CORP NEW COM 166764100 2,068 18,439 SH   SOLE   0 0 18,439
DISNEY WALT CO COM 254687106 3,356 35,633 SH   SOLE   0 0 35,633
ECOLAB INC COM 278865100 2,786 26,656 SH   SOLE   0 0 26,656
GENUINE PARTS CO COM 372460105 3,640 34,158 SH   SOLE   0 0 34,158
GILEAD SCIENCES INC COM 375558103 3,395 36,018 SH   SOLE   0 0 36,018
HEWLETT PACKARD CO COM 428236103 2,855 71,151 SH   SOLE   0 0 71,151
HOME DEPOT INC COM 437076102 3,793 36,133 SH   SOLE   0 0 36,133
INTEL CORP COM 458140100 2,513 69,238 SH   SOLE   0 0 69,238
INTUIT COM 461202103 2,801 30,382 SH   SOLE   0 0 30,382
ISHARES TR SELECT DIVID ETF 464287168 5,168 65,082 SH   SOLE   0 0 65,082
ISHARES 1-3 YR CR BD ETF 464288646 21,655 205,888 SH   SOLE   0 0 205,888
KIMBERLY CLARK CORP COM 494368103 3,091 26,752 SH   SOLE   0 0 26,752
MICROSOFT CORP COM 594918104 3,526 75,910 SH   SOLE   0 0 75,910
NIKE INC CL B 654106103 3,493 36,333 SH   SOLE   0 0 36,333
QUALCOMM INC COM 747525103 2,757 37,086 SH   SOLE   0 0 37,086
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 528 10,606 SH   SOLE   0 0 10,606
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,999 40,759 SH   SOLE   0 0 40,759
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,777 34,306 SH   SOLE   0 0 34,306
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,803 45,239 SH   SOLE   0 0 45,239
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 23,618 466,936 SH   SOLE   0 0 466,936
SEMPRA ENERGY COM 816851109 3,403 30,558 SH   SOLE   0 0 30,558
SOUTHWEST AIRLS CO COM 844741108 3,139 74,184 SH   SOLE   0 0 74,184
STARBUCKS CORP COM 855244109 3,217 39,208 SH   SOLE   0 0 39,208
TEXAS INSTRS INC COM 882508104 3,366 62,964 SH   SOLE   0 0 62,964
THERMO FISHER SCIENTIFIC INC COM 883556102 2,931 23,397 SH   SOLE   0 0 23,397
UNION PAC CORP COM 907818108 3,613 30,332 SH   SOLE   0 0 30,332
UNITED PARCEL SERVICE INC CL B 911312106 2,572 23,132 SH   SOLE   0 0 23,132
WALGREENS BOOTS ALLIANCE INC COM 931427108 3,223 42,300 SH   SOLE   0 0 42,300
ENTERGY CORP NEW COM 29364G103 1,952 22,308 SH   SOLE   0 0 22,308
FACEBOOK INC CL A 30303M102 3,513 45,026 SH   SOLE   0 0 45,026
ISHARES TR FLTG RATE BD ETF 46429B655 21,282 421,085 SH   SOLE   0 0 421,085
KINDER MORGAN INC DEL COM 49456B101 1,758 41,549 SH   SOLE   0 0 41,549
KRAFT FOODS GROUP INC COM 50076Q106 1,699 27,121 SH   SOLE   0 0 27,121
MARKET VECTORS ETF TR BIOTECH ETF 57060U183 3,713 32,177 SH   SOLE   0 0 32,177
PIMCO ETF TR ENHAN SHRT MAT 72201R833 21,287 210,633 SH   SOLE   0 0 210,633
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 3,634 35,195 SH   SOLE   0 0 35,195
POWERSHARES ETF TRUST DYNA BUYBK ACH 73935X286 4,085 85,025 SH   SOLE   0 0 85,025
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,952 24,093 SH   SOLE   0 0 24,093
SPDR SERIES TRUST S&P TRANSN ETF 78464A532 2,993 27,584 SH   SOLE   0 0 27,584
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 5,042 28,345 SH   SOLE   0 0 28,345
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 2,325 29,366 SH   SOLE   0 0 29,366
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 258 10,415 SH   SOLE   0 0 10,415
3M CO COM 88579Y101 3,507 21,343 SH   SOLE   0 0 21,343
UNITEDHEALTH GROUP INC COM 91324P102 3,770 37,294 SH   SOLE   0 0 37,294
VERIZON COMMUNICATIONS INC COM 92343V104 2,968 63,454 SH   SOLE   0 0 63,454
VISA INC COM CL A 92826C839 3,372 12,862 SH   SOLE   0 0 12,862
AMBARELLA INC SHS G037AX101 1,761 34,711 SH   SOLE   0 0 34,711
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 3,086 34,556 SH   SOLE   0 0 34,556
GARMIN LTD SHS H2906T109 2,814 53,268 SH   SOLE   0 0 53,268
CHECK POINT SOFTWARE TECH LT ORD M22465104 2,532 32,224 SH   SOLE   0 0 32,224
AMAZON COM INC COM 23135106 2,505 8,071 SH   SOLE   0 0 8,071
ARCHER DANIELS MIDLAND CO COM 39483102 294 5,650 SH   SOLE   0 0 5,650
TATA MTRS LTD SPONSORED ADR 876568502 296 7,000 SH   SOLE   0 0 7,000
YAHOO INC COM 984332106 233 4,610 SH   SOLE   0 0 4,610
BIOGEN IDEC INC COM 09062X103 2,921 8,606 SH   SOLE   0 0 8,606
GOOGLE INC CL A 38259P508 1,371 2,583 SH   SOLE   0 0 2,583
GOOGLE INC CL C 38259P706 1,218 2,313 SH   SOLE   0 0 2,313