The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AGILENT TECHNOLOGIES INC COM USD0.01 COM 00846U101   13 87 SH   SOLE   0 0 87
ALCOA CORP COM COM 013872106   0 5 SH   SOLE   0 0 5
APPLE INC COM 037833100   2,669 15,697 SH   SOLE   0 0 15,697
ABBVIE INC COM USD0.01 COM 00287Y109   939 5,197 SH   SOLE   0 0 5,197
ISHARES TR MSCI ACWI ETF MSCI ACWI ETF 464288257   2,100 19,115 SH   SOLE   0 0 19,115
ISHARES INC MSCI GBL MIN VOL MSCI GBL MIN VOL 464286525   693 6,606 SH   SOLE   0 0 6,606
ISHARES TR MSCI ACWI EX US MSCI ACWI EX US 464288240   7 130 SH   SOLE   0 0 130
ADOBE INC COM COM 00724F101   50 100 SH   SOLE   0 0 100
AEGON LIMITED AMER REGD CERT(1 SH EUR0.12) AMER REG 1 CERT 0076CA104   35 5,900 SH   SOLE   0 0 5,900
AMERICAN ELEC PWR CO INC COM COM 025537101   47 550 SH   SOLE   0 0 550
AFLAC INC COM USD0.10 COM 001055102   103 1,210 SH   SOLE   0 0 1,210
AKAMAI TECHNOLOGIES COM USD0.01 COM 00971T101   0 1 SH   SOLE   0 0 1
ALEXANDER &BALDWIN INC NEW COM COM 014491104   257 15,861 SH   SOLE   0 0 15,861
ALLSTATE CORP COM USD0.01 COM 020002101   78 450 SH   SOLE   0 0 450
ALNYLAM PHARMACEUTICALS INC COM 02043Q107   31 200 SH   SOLE   0 0 200
ADVANCED MICRO DEVICES INC COM 007903107   266 1,450 SH   SOLE   0 0 1,450
AMGEN INC COM 031162100   35 123 SH   SOLE   0 0 123
AMAZON.COM INC COM 023135106   5,457 30,153 SH   SOLE   0 0 30,153
ABERCROMBIE &FITCH CO CL A COM USD0.01 CL A 002896207   13 100 SH   SOLE   0 0 100
ANGIODYNAMICS INC COM 03475V101   0 17 SH   SOLE   0 0 17
ISHARES CORE AGGRESSIVE ALLOCATION ETF AGGRES ALLOC ETF 464289859   79 1,086 SH   SOLE   0 0 1,086
ISHARES CORE GROWTH ALLOCATION ETF GRWT ALLOCAT ETF 464289867   324 5,837 SH   SOLE   0 0 5,837
BROADCOM INC COM COM 11135F101   36 27 SH   SOLE   0 0 27
AVANOS MED INC COM COM 05350V106   0 12 SH   SOLE   0 0 12
AVANTOR INC COM COM 05352A100   61 2,400 SH   SOLE   0 0 2,400
AMERICAN AXLE & MANUFACTURING HOLDINGS INC COM 024061103   7 1,000 SH   SOLE   0 0 1,000
BOEING CO COM 097023105   47 250 SH   SOLE   0 0 250
BANK AMERICA CORP COM COM 060505104   753 20,069 SH   SOLE   0 0 20,069
BAXTER INTERNATIONAL INC COM USD1.00 COM 071813109   48 1,100 SH   SOLE   0 0 1,100
BEST BUY CO INC COM USD0.10 COM 086516101   3 33 SH   SOLE   0 0 33
BRIGHTHOUSE FINL INC COM COM 10922N103   25 500 SH   SOLE   0 0 500
BIOGEN INC COM USD0.0005 COM 09062X103   21 100 SH   SOLE   0 0 100
BANK OF NEW YORK MELLON CORP COM USD0.01 COM 064058100   165 2,900 SH   SOLE   0 0 2,900
BOOKING HOLDINGS INC COM COM 09857L108   107 30 SH   SOLE   0 0 30
BAKER HUGHES COMPANY CL A CL A 05722G100   90 2,700 SH   SOLE   0 0 2,700
BIOMARIN PHARMACEUTICAL COM USD0.001 COM 09061G101   61 700 SH   SOLE   0 0 700
BRISTOL-MYERS SQUIBB CO COM COM 110122108   45 850 SH   SOLE   0 0 850
BANK OF HAWAII CORP COM 062540109   283 4,640 SH   SOLE   0 0 4,640
BP PLC SPONSORED ADR SPONSORED ADR 055622104   16 428 SH   SOLE   0 0 428
BERKSHIRE HATHAWAY INC COM USD0.0033 CLASS B CL B NEW 084670702   443 1,055 SH   SOLE   0 0 1,055
ANHEUSER-BUSCH INBEV SA/NV ADR EAH REP 1 ORD NPV SPONSORED ADR 03524A108   113 1,850 SH   SOLE   0 0 1,850
CITIGROUP INC COM NEW 172967424   108 1,700 SH   SOLE   0 0 1,700
CARRIER GLOBAL CORPORATION COM COM 14448C104   112 1,951 SH   SOLE   0 0 1,951
CHEMOURS CO COM COM 163851108   2 55 SH   SOLE   0 0 55
CELANESE CORP DEL COM COM 150870103   60 350 SH   SOLE   0 0 350
CHARTER COMMUNICATIONS INC NEW CL A CL A 16119P108   163 575 SH   SOLE   0 0 575
THE CIGNA GROUP COM COM 125523100   264 725 SH   SOLE   0 0 725
COMCAST CORP CL A 20030N101   156 3,700 SH   SOLE   0 0 3,700
CAPITAL ONE FINANCIAL CORP COM USD0.01 COM 14040H105   200 1,375 SH   SOLE   0 0 1,375
COHERENT CORP COM COM 19247G107   42 700 SH   SOLE   0 0 700
CONOCOPHILLIPS COM COM 20825C104   84 650 SH   SOLE   0 0 650
COSTCO WHOLESALE CORP COM USD0.01 COM 22160K105   1,850 2,565 SH   SOLE   0 0 2,565
CENTRAL PACIFIC FINANCIAL CORP COM NEW 154760409   54 2,809 SH   SOLE   0 0 2,809
COUPANG INC CL A CL A 22266T109   4 200 SH   SOLE   0 0 200
CISCO SYSTEMS INC COM 17275R102   98 1,949 SH   SOLE   0 0 1,949
COSTAR GROUP INC COM 22160N109   2 20 SH   SOLE   0 0 20
COGNIZANT TECHNOLOGY SOLUTIONS CORP COM CL A USD0.01 CL A 192446102   86 1,200 SH   SOLE   0 0 1,200
CORTEVA INC COM COM 22052L104   57 984 SH   SOLE   0 0 984
CVS HEALTH CORPORATION COM USD0.01 COM 126650100   183 2,306 SH   SOLE   0 0 2,306
CHEVRON CORP NEW COM COM 166764100   204 1,280 SH   SOLE   0 0 1,280
DOMINION ENERGY INC COM COM 25746U109   59 1,200 SH   SOLE   0 0 1,200
DUPONT DE NEMOURS INC COM COM 26614N102   58 757 SH   SOLE   0 0 757
DELL TECHNOLOGIES INC CL C CL C 24703L202   58 482 SH   SOLE   0 0 482
DISNEY WALT CO COM COM 254687106   109 895 SH   SOLE   0 0 895
TRUMP MEDIA &TECHNOLOGY GROUP COM COM 25400Q105   8 162 SH   SOLE   0 0 162
DOW INC COM COM 260557103   69 1,192 SH   SOLE   0 0 1,192
BLACKROCK DEBT STRATEGIES FD I COM NEW COM NEW 09255R202   105 9,518 SH   SOLE   0 0 9,518
DUKE ENERGY CORP NEW COM NEW ISIN #US26441C2044 SEDOL #B7JZSK0 COM NEW 26441C204   28 288 SH   SOLE   0 0 288
DAVITA INC COM COM 23918K108   5 35 SH   SOLE   0 0 35
DXC TECHNOLOGY CO COM COM 23355L106   1 68 SH   SOLE   0 0 68
ISHARES INC MSCI EMERG MRKT MSCI EMERG MRKT 464286533   37 655 SH   SOLE   0 0 655
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465   13 169 SH   SOLE   0 0 169
ISHARES TR MSCI EAFE MIN VL MSCI EAFE MIN VL 46429B689   57 802 SH   SOLE   0 0 802
ELANCO ANIMAL HEALTH INC COM COM 28414H103   73 4,600 SH   SOLE   0 0 4,600
ISHARES TR JP MOR EM MK ETF JPMORGAN USD EMG 464288281   1,463 16,449 SH   SOLE   0 0 16,449
ISHARES MSCI EMR MRK EX CHNA MSCI EMRG CHN 46434G764   20,543 357,764 SH   SOLE   0 0 357,764
FORD MTR CO DEL COM COM 345370860   141 10,643 SH   SOLE   0 0 10,643
FEDEX CORP COM USD0.10 COM 31428X106   224 800 SH   SOLE   0 0 800
FIDELITY ENHANCED LARGE CAP VALUE ETF ENHANCED LARGE 31609A107   7 236 SH   SOLE   0 0 236
FIDELITY ENHANCED SMALL CAP ETF ENHANCED SMALL 31609A206   3 96 SH   SOLE   0 0 96
FIRST HAWAIIAN INC COM COM 32051X108   693 32,200 SH   SOLE   0 0 32,200
FISERV INC COM STK USD0.01 COM 337738108   301 1,900 SH   SOLE   0 0 1,900
FIDELITY NATL INFORMATION SERVICES COM USD0.01 COM 31620M106   153 2,100 SH   SOLE   0 0 2,100
FIDELITY ENHANCED MID CAP ETF ENHANCED MID 31609A503   10 316 SH   SOLE   0 0 316
FOX CORP CL B COM CL B COM 35137L204   23 800 SH   SOLE   0 0 800
FOX CORP CL A COM CL A COM 35137L105   66 2,099 SH   SOLE   0 0 2,099
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF MSCI INFO TECH I 316092808   8 50 SH   SOLE   0 0 50
FUEL TECH INC COM STK USD0.01 COM 359523107   0 200 SH   SOLE   0 0 200
GENERAL ELECTRIC CO COM NEW COM NEW 369604301   299 1,702 SH   SOLE   0 0 1,702
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK COMMON STOCK 36266G107   100 1,122 SH   SOLE   0 0 1,122
GILEAD SCIENCES INC COM USD0.001 COM 375558103   146 2,000 SH   SOLE   0 0 2,000
GAMING & LEISURE P COM USD0.01 COM 36467J108   18 400 SH   SOLE   0 0 400
CORNING INC COM 219350105   180 5,522 SH   SOLE   0 0 5,522
GENTEX CORP COM 371901109   101 2,797 SH   SOLE   0 0 2,797
BARRICK GOLD CORPORATION COM NPV ISIN #CA0679011084 SEDOL #2024644 COM 067901108   0 25 SH   SOLE   0 0 25
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107   1,753 11,200 SH   SOLE   0 0 11,200
ALPHABET INC CAP STK CL A CAP STK CL A 02079K305   2,150 13,830 SH   SOLE   0 0 13,830
GAP INC COM COM 364760108   65 2,400 SH   SOLE   0 0 2,400
GOLDMAN SACHS GROUP INC COM USD0.01 COM 38141G104   124 300 SH   SOLE   0 0 300
GOLDMAN SACHS EQUAL WEIGHT US LARGE CAP EQUITY ETF EQUAL WEIGHT US 381430438   33,137 457,687 SH   SOLE   0 0 457,687
GSK PLC SPON ADS EACH REP 2 ORD SHS SPONSORED ADR 37733W204   167 3,940 SH   SOLE   0 0 3,940
HAWAIIAN ELECTRIC INDUSTRIES INC COM 419870100   126 11,339 SH   SOLE   0 0 11,339
HALEON PLC SPON ADS EACH REP 2 ORD SHS SPON ADS 405552100   83 10,000 SH   SOLE   0 0 10,000
HONDA MOTOR CO ADR-EACH CNV INTO 3 ORD ADR ECH CNV IN 3 438128308   96 2,600 SH   SOLE   0 0 2,600
HEWLETT PACKARD ENTERPRISE CO COM COM 42824C109   78 4,321 SH   SOLE   0 0 4,321
HP INC COM COM 40434L105   96 3,157 SH   SOLE   0 0 3,157
HUBSPOT INC COM 443573100   129 203 SH   SOLE   0 0 203
ISHARES TR IBOXX HI YD ETF IBOXX HI YD ETF 464288513   125 1,625 SH   SOLE   0 0 1,625
PIMCO 0-5 YEAR HIGH YIELD CORPORATE BOND INDEX ETF 0-5 HIGH YIELD 72201R783   1,763 19,037 SH   SOLE   0 0 19,037
INTERNATIONAL BUS MACH CORP COM USD0.20 COM 459200101   484 2,549 SH   SOLE   0 0 2,549
ISHARES TR BLACKROCK ULTRA BLACKROCK ULTRA 46434V878   97 1,921 SH   SOLE   0 0 1,921
ISHARES TRUST CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842   151,952 2,056,465 SH   SOLE   0 0 2,056,465
ISHARES INC CORE MSCI EMERGING MKTS ETF CORE MSCI EMKT 46434G103   36,026 696,969 SH   SOLE   0 0 696,969
INTERNATIONAL FLAVORS &FRAGRANCES COM USD0.125 COM 459506101   95 1,100 SH   SOLE   0 0 1,100
INNOVATIVE INDL PPTYS INC COM COM 45781V101   17 173 SH   SOLE   0 0 173
ISHARES CORE S&P MID-CAP ETF CORE S&P MCP ETF 464287507   48,727 807,137 SH   SOLE   0 0 807,137
INCYTE CORP COM 45337C102   57 1,000 SH   SOLE   0 0 1,000
INTEL CORP COM USD0.001 COM 458140100   126 2,834 SH   SOLE   0 0 2,834
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200   357,294 680,716 SH   SOLE   0 0 680,716
ISHARES RUSSELL 1000 VALUE ETF RUS 1000 VAL ETF 464287598   29 162 SH   SOLE   0 0 162
ISHARES TRUST DJ US TECHNOLOGY U.S. TECH ETF 464287721   73 540 SH   SOLE   0 0 540
JOHNSON CONTROLS INTERNATIONAL PLC COM USD1.00 SHS G51502105   189 2,900 SH   SOLE   0 0 2,900
JOHNSON &JOHNSON COM USD1.00 COM 478160104   740 4,689 SH   SOLE   0 0 4,689
JUNIPER NETWORKS COM USD0.00001 COM 48203R104   78 2,100 SH   SOLE   0 0 2,100
JOBY AVIATION INC COMMON STOCK COMMON STOCK G65163100   2 300 SH   SOLE   0 0 300
JPMORGAN CHASE & CO COM 46625H100   2,186 10,987 SH   SOLE   0 0 10,987
KYNDRYL HLDGS INC COMMON STOCK COMMON STOCK 50155Q100   6 285 SH   SOLE   0 0 285
KRANESHARES TRUST MSCI EMG EX CH MSCI EMG EX CH 500767769   2,286 78,290 SH   SOLE   0 0 78,290
KEYSIGHT TECHNOLOGIES INC COM USD0.01 WD COM 49338L103   6 40 SH   SOLE   0 0 40
WK KELLOGG CO COM SHS COM SHS 92942W107   4 200 SH   SOLE   0 0 200
KIMBERLY-CLARK CORP COM COM 494368103   13 104 SH   SOLE   0 0 104
CARMAX INC COM 143130102   1 6 SH   SOLE   0 0 6
COCA-COLA CO COM 191216100   23 377 SH   SOLE   0 0 377
LAKELAND FINANCIAL CORP COM 511656100   203 3,147 SH   SOLE   0 0 3,147
ELI LILLY &CO COM COM 532457108   990 1,302 SH   SOLE   0 0 1,302
PULMONX CORP COM COM 745848101   5 525 SH   SOLE   0 0 525
LYONDELLBASELL INDUSTRIES N V COM EUR0.04 CLASS A SHS - A - N53745100   82 800 SH   SOLE   0 0 800
MATSON INC COM NPV COM 57686G105   3,998 35,911 SH   SOLE   0 0 35,911
MCDONALD S CORP COM 580135101   39,936 142,515 SH   SOLE   0 0 142,515
MICROCHIP TECHNOLOGY INC. COM COM 595017104   45 500 SH   SOLE   0 0 500
MEDTRONIC PLC SHS G5960L103   35 400 SH   SOLE   0 0 400
SPDR S&P MIDCAP 400 ETF UTSER1 S&PDCRP 78467Y107   11 20 SH   SOLE   0 0 20
METLIFE INC COM USD0.01 COM 59156R108   232 3,154 SH   SOLE   0 0 3,154
META PLATFORMS INC CLASS A COMMON STOCK CL A 30303M102   98 200 SH   SOLE   0 0 200
MAGNA INTL INC COM ISIN #CA5592224011 SEDOL #2554475 COM 559222401   77 1,444 SH   SOLE   0 0 1,444
MARSH &MCLENNAN COMPANIES INC COM USD1.00 COM 571748102   394 1,930 SH   SOLE   0 0 1,930
MONSTER BEVERAGE CORP NEW COM COM 61174X109   208 3,600 SH   SOLE   0 0 3,600
MODINE MANUFACTURING CO COM 607828100   70 750 SH   SOLE   0 0 750
MICROSOFT CORP COM 594918104   4,433 10,442 SH   SOLE   0 0 10,442
MOTOROLA SOLUTIONS INC COM NEW 620076307   21 60 SH   SOLE   0 0 60
NETFLIX INC COM 64110L106   123 200 SH   SOLE   0 0 200
NIKE INC CLASS B COM NPV CL B 654106103   311 3,356 SH   SOLE   0 0 3,356
NORFOLK SOUTHN CORP COM COM 655844108   101 400 SH   SOLE   0 0 400
NVIDIA CORPORATION COM COM 67066G104   6,702 7,417 SH   SOLE   0 0 7,417
NOVO NORDISK A/S ADR-EACH CNV INTO 1 CLASS B DKK1 ADR 670100205   4 30 SH   SOLE   0 0 30
NOVARTIS AG SPONSORED ADR SPONSORED ADR 66987V109   77 800 SH   SOLE   0 0 800
NEWS CORP NEW COM USD0.01 CL A CL A 65249B109   15 562 SH   SOLE   0 0 562
REALTY INCOME CORP COM COM 756109104   4 75 SH   SOLE   0 0 75
OTIS WORLDWIDE CORP COM COM 68902V107   10 102 SH   SOLE   0 0 102
OCCIDENTAL PETE CORP COM COM 674599105   369 5,563 SH   SOLE   0 0 5,563
OCCIDENTAL PETE CORP WTS EXP 08/03/2027 *W EXP 08/03/202 674599162   31 687 SH   SOLE   0 0 687
PETROLEO BRASILEIRO SA PETROBRAS SPON ADS EACH REP 2 ORD SHS SPONSORED ADR 71654V408   2 146 SH   SOLE   0 0 146
PEPSICO INC COM 713448108   0 1 SH   SOLE   0 0 1
PFIZER INC COM 717081103   11 406 SH   SOLE   0 0 406
PROCTER AND GAMBLE CO COM COM 742718109   618 3,849 SH   SOLE   0 0 3,849
PROGYNY INC COM COM 74340E103   22 597 SH   SOLE   0 0 597
PAYPAL HLDGS INC COM COM 70450Y103   0 5 SH   SOLE   0 0 5
INVESCO QQQ TR UNIT SER 1 UNIT SER 1 46090E103   1,257 2,824 SH   SOLE   0 0 2,824
REGENERON PHARMACEUTICALS INC COM 75886F107   107 110 SH   SOLE   0 0 110
RIVIAN AUTOMOTIVE INC COM CL A COM CL A 76954A103   3 240 SH   SOLE   0 0 240
RTX CORPORATION COM USD1.00 COM 75513E101   250 2,553 SH   SOLE   0 0 2,553
ECHOSTAR CORPORATION COM USD0.001 CLASS A CL A 278768106   10 736 SH   SOLE   0 0 736
STARBUCKS CORP COM USD0.001 COM 855244109   190 2,080 SH   SOLE   0 0 2,080
SCHWAB CHARLES CORP COM COM 808513105   333 4,600 SH   SOLE   0 0 4,600
SHOPIFY INC COM NPV CL A ISIN #CA82509L1076 SEDOL #BX865C7 CL A 82509L107   95 1,220 SH   SOLE   0 0 1,220
ISHARES TRUST 0-5YR HIGH YIELD CORP BD ISIN #US46434V4077 SEDOL #BFS2LL0 0-5YR HI YL CP 46434V407   384 9,108 SH   SOLE   0 0 9,108
SNAP INC CL A CL A 83304A106   6 520 SH   SOLE   0 0 520
SANOFI ADR REP 1 1/2 ORD SPONSORED ADR 80105N105   239 4,950 SH   SOLE   0 0 4,950
SONY GROUP CORPORATION SPON ADS EACH REPR 1 ORD SHS SPONSORED ADR 835699307   9 100 SH   SOLE   0 0 100
SPDR S&P500 ETF TRUST TRUST UNIT DEPOSITARY RECEIPT TR UNIT 78462F103   328 629 SH   SOLE   0 0 629
STEM INC COM COM 85859N102   18 8,389 SH   SOLE   0 0 8,389
STATE STREET CORP COM 857477103   97 1,250 SH   SOLE   0 0 1,250
SUNCOR ENERGY INC NEW COM ISIN #CA8672241079 SEDOL #B3NB1P2 COM 867224107   2 50 SH   SOLE   0 0 50
SUN COMMUNITIES INC COM 866674104   38 300 SH   SOLE   0 0 300
AT&T INC COM USD1 COM 00206R102   88 5,028 SH   SOLE   0 0 5,028
MOLSON COORS BEVERAGE CO CL B CL B 60871R209   61 900 SH   SOLE   0 0 900
TERRITORIAL BANCORP INC COM 88145X108   2 200 SH   SOLE   0 0 200
TE CONNECTIVITY LTD COM CHF0.57 SHS H84989104   86 600 SH   SOLE   0 0 600
TRUIST FINL CORP COM COM 89832Q109   107 2,800 SH   SOLE   0 0 2,800
ISHARES TR 20 YR TR BD ETF 20 YR TR BD ETF 464287432   11 116 SH   SOLE   0 0 116
TOYOTA MOTOR CORP ADR-EACH REP 10 ORD NPV LVL ADS 892331307   1,093 4,515 SH   SOLE   0 0 4,515
T-MOBILE US INC COM COM 872590104   89 550 SH   SOLE   0 0 550
TRIPADVISOR INC COM COM 896945201   1 25 SH   SOLE   0 0 25
TESLA INC COM COM 88160R101   107 610 SH   SOLE   0 0 610
TAIWAN SEMICONDUCTOR MANUFACTURING SPON ADS EACH REP 5 ORD TWD10 SPONSORED ADR 874039100   120 850 SH   SOLE   0 0 850
THE TRADE DESK INC COM CL A COM CL A 88339J105   2 20 SH   SOLE   0 0 20
TWILIO INC CL A CL A 90138F102   6 100 SH   SOLE   0 0 100
TEXAS INSTRUMENTS INC COM USD1.00 COM 882508104   261 1,505 SH   SOLE   0 0 1,505
TYLER TECHNOLOGIES INC COM 902252105   12 28 SH   SOLE   0 0 28
UNITED AIRLS HLDGS INC COM COM 910047109   2 53 SH   SOLE   0 0 53
UBER TECHNOLOGIES INC COM COM 90353T100   2 25 SH   SOLE   0 0 25
UBS GROUP AG SHS H42097107   43 1,400 SH   SOLE   0 0 1,400
UNITEDHEALTH GROUP INC COM 91324P102   98 200 SH   SOLE   0 0 200
UNITED PARCEL SERVICE INC CL B CL B 911312106   635 4,301 SH   SOLE   0 0 4,301
VISA INC COM CL A 92826C839   42 150 SH   SOLE   0 0 150
VANGUARD INTL EQUITY INDEX FDS ALLWRLD EX US ALLWRLD EX US 922042775   13,727 234,735 SH   SOLE   0 0 234,735
V F CORP COM NPV COM 918204108   26 1,700 SH   SOLE   0 0 1,700
VISTA GOLD CORP COM NPV ISIN #CA9279263037 SEDOL #B1P75F2 COM NEW 927926303   0 25 SH   SOLE   0 0 25
VANGUARD MID-CAP INDEX FUND MID CAP ETF 922908629   2,361 9,510 SH   SOLE   0 0 9,510
VANGUARD INDEX FUNDS S&P 500 ETF USD S&P 500 ETF SHS 922908363   3 7 SH   SOLE   0 0 7
VIATRIS INC COM COM 92556V106   1 52 SH   SOLE   0 0 52
VANGUARD INTL EQUITY INDEX FDS FTSE EMR MKT ETF FTSE EMER MKT 922042858   116 2,756 SH   SOLE   0 0 2,756
VERIZON COMMUNICATIONS INC COM 92343V104   184 4,363 SH   SOLE   0 0 4,363
WABTEC COM COM 929740108   4 27 SH   SOLE   0 0 27
WARNER BROS DISCOVERY INC COM SER A COM SER A 934423104   10 1,142 SH   SOLE   0 0 1,142
WESTERN DIGITAL CORP. COM COM 958102105   0 5 SH   SOLE   0 0 5
WELLS FARGO CO NEW COM COM 949746101   369 6,400 SH   SOLE   0 0 6,400
WILLIAMS COS INC COM COM 969457100   93 2,400 SH   SOLE   0 0 2,400
WALMART INC COM COM 931142103   363 6,057 SH   SOLE   0 0 6,057
WILLIS TOWERS WATSON PLC COM USD0.000304635 SHS G96629103   33 120 SH   SOLE   0 0 120
UTILITIES SELECT SECTOR SPDR FUND SBI INT-UTILS 81369Y886   364 5,583 SH   SOLE   0 0 5,583
EXXON MOBIL CORP COM COM 30231G102   150 1,282 SH   SOLE   0 0 1,282
XOS INC COM COM 98423B306   49 4,986 SH   SOLE   0 0 4,986
YUM CHINA HLDGS INC COM COM 98850P109   4 100 SH   SOLE   0 0 100
ZIMMER BIOMET HOLDINGS INC COM COM 98956P102   111 855 SH   SOLE   0 0 855
ZIMVIE INC COM COM 98888T107   0 1 SH   SOLE   0 0 1
ZOOM VIDEO COMMUNICATIONS INC CL A CL A 98980L101   6 100 SH   SOLE   0 0 100