The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1/100 Berkshire Htwy Cla COM 084990175 823 200 SH   SOLE   0 0 0
AbbVie Inc Com COM 00287Y109 5,066 46,961 SH   SOLE   0 0 0
Aberdeen Swiss Gold Trust ETF 00326A104 5,039 299,061 SH   SOLE   0 0 0
Amazon.com Inc. COM 023135106 4,139 1,260 SH   SOLE   0 0 0
American Tower Corp COM 03027X100 5,662 21,335 SH   SOLE   0 0 0
Apple Computer Inc COM 037833100 21,922 154,929 SH   SOLE   0 0 0
Applied Materials Inc COM 038222105 2,575 20,000 SH   SOLE   0 0 0
Bank Of America Corp COM 060505104 254 5,979 SH   SOLE   0 0 0
Berkshire Hathaway Inc B COM 084670702 2,301 8,431 SH   SOLE   0 0 0
BlackRock Inc COM 09247X101 5,145 6,134 SH   SOLE   0 0 0
Broadridge Financial Solutions, Inc. COM 11133T103 3,828 22,969 SH   SOLE   0 0 0
Caterpillar Inc COM 149123101 342 1,782 SH   SOLE   0 0 0
Check Point Software COM M22465104 1,046 9,255 SH   SOLE   0 0 0
Cheniere Energy Inc New COM 16411R208 1,869 19,137 SH   SOLE   0 0 0
Cirrus Logic Inc COM 172755100 247 3,000 SH   SOLE   0 0 0
Cisco Systems Inc COM 17275R102 687 12,616 SH   SOLE   0 0 0
Costco Whsl Corp New COM 22160K105 5,688 12,658 SH   SOLE   0 0 0
CVS Corp Del COM 126650100 232 2,730 SH   SOLE   0 0 0
Discover Financial Svcs COM 254709108 5,788 47,114 SH   SOLE   0 0 0
Disney Walt Co COM 254687106 4,026 23,799 SH   SOLE   0 0 0
Domino s Pizza Inc COM 25754A201 1,940 4,068 SH   SOLE   0 0 0
Duke Energy Corporation COM 26441C204 463 4,740 SH   SOLE   0 0 0
Energy Select Sector SPDR ETF ETF 81369Y506 779 14,950 SH   SOLE   0 0 0
Essex Property Trust Inc COM 297178105 4,633 14,491 SH   SOLE   0 0 0
Facebook COM 30303M102 2,068 6,093 SH   SOLE   0 0 0
Fiserv Inc COM 337738108 347 3,200 SH   SOLE   0 0 0
Google Inc Class A COM 02079K305 6,855 2,564 SH   SOLE   0 0 0
Google Inc Class C COM 02079K107 1,109 416 SH   SOLE   0 0 0
Hannon Armstrong Sust In COM 41068X100 291 5,446 SH   SOLE   0 0 0
Home Depot Inc COM 437076102 5,624 17,133 SH   SOLE   0 0 0
Intel Corp COM 458140100 205 3,839 SH   SOLE   0 0 0
Intl Gold Resources New COM 45956C201 0 50,000 SH   SOLE   0 0 0
Intuit COM 461202103 6,834 12,667 SH   SOLE   0 0 0
iShares 0-5 Year Invmt Grade Corp Bd ETF ETF 46434V100 3,735 72,272 SH   SOLE   0 0 0
Ishares 0-5 Year Tips ETF 46429B747 9,812 92,887 SH   SOLE   0 0 0
iShares Core Dividend Growth ETF ETF 46434V621 209 4,164 SH   SOLE   0 0 0
iShares DJ International Select Div Index ETF 464288448 578 18,989 SH   SOLE   0 0 0
iShares Edge MSCI Intl Quality Fctr ETF ETF 46434V456 619 16,333 SH   SOLE   0 0 0
iShares iBonds Dec 2022 Term Corp ETF ETF 46434VBA7 1,276 50,407 SH   SOLE   0 0 0
iShares iBonds Dec 2023 Term Corp ETF ETF 46434VAX8 1,291 49,659 SH   SOLE   0 0 0
iShares iBonds Dec 2024 Term Corp ETF ETF 46434VBG4 999 38,011 SH   SOLE   0 0 0
iShares iBonds Dec 2025 Term Corp ETF ETF 46434VBD1 1,728 64,387 SH   SOLE   0 0 0
iShares iBonds Dec 2026 Term Corp ETF ETF 46435GAA0 336 12,695 SH   SOLE   0 0 0
iShares iBonds Dec 2027 Term Corp ETF ETF 46435UAA9 688 25,518 SH   SOLE   0 0 0
iShares iBonds Dec 2028 Term Corp ETF ETF 46435U515 560 19,532 SH   SOLE   0 0 0
iShares iBonds Dec 2029 Term Corp ETF ETF 46436E205 337 12,652 SH   SOLE   0 0 0
iShares Morningstar Mid-Cap Growth ETF ETF 464288307 517 7,500 SH   SOLE   0 0 0
iShares MSCI KLD 400 Social ETF ETF 464288570 285 3,420 SH   SOLE   0 0 0
iShares MSCI USA Esg Select ETF ETF 464288802 258 2,692 SH   SOLE   0 0 0
iShares Russell 1000 Growth Idx ETF 464287614 350 1,278 SH   SOLE   0 0 0
iShares Russell Midcap Growth Idx ETF 464287481 447 3,990 SH   SOLE   0 0 0
iShares Russell Midcap Idx ETF 464287499 219 2,800 SH   SOLE   0 0 0
iShares Russell Midcap Value Idx ETF 464287473 414 3,656 SH   SOLE   0 0 0
iShares S&P MidCap 400 Idx ETF 464287507 707 2,689 SH   SOLE   0 0 0
iShares S&P SmallCap 600 Idx ETF 464287804 590 5,403 SH   SOLE   0 0 0
iShares S&P US Preferred Stock Idx ETF 464288687 678 17,475 SH   SOLE   0 0 0
J P Morgan Chase & Co COM 46625H100 6,879 42,025 SH   SOLE   0 0 0
Johnson & Johnson COM 478160104 5,403 33,454 SH   SOLE   0 0 0
JPMorgan Emerging Markets ETF ETF 46641Q308 6,900 119,785 SH   SOLE   0 0 0
JPMorgan Ultra-Short Income ETF ETF 46641Q837 5,598 110,372 SH   SOLE   0 0 0
Lennar Corp COM 526057104 1,338 14,280 SH   SOLE   0 0 0
Lilly Eli & Company COM 532457108 1,062 4,595 SH   SOLE   0 0 0
Lockheed Martin Corp COM 539830109 4,117 11,930 SH   SOLE   0 0 0
Lowes Companies Inc COM 548661107 283 1,395 SH   SOLE   0 0 0
Mastercard Inc COM 57636Q104 5,914 17,009 SH   SOLE   0 0 0
Mc Donalds Corp COM 580135101 4,924 20,421 SH   SOLE   0 0 0
Micron Technology Inc COM 595112103 653 9,202 SH   SOLE   0 0 0
Microsoft Corp COM 594918104 14,094 49,994 SH   SOLE   0 0 0
Moderna Inc COM 60770K107 297 771 SH   SOLE   0 0 0
Norfolk Southern Corp COM 655844108 3,634 15,190 SH   SOLE   0 0 0
Northrop Grumman Corp COM 666807102 4,773 13,253 SH   SOLE   0 0 0
Nvidia Corp COM 67066G104 898 4,335 SH   SOLE   0 0 0
Nxp Semiconductors COM N6596X109 3,374 17,228 SH   SOLE   0 0 0
Palo Alto Networks Inc COM 697435105 1,203 2,511 SH   SOLE   0 0 0
Paychex Inc COM 704326107 4,787 42,568 SH   SOLE   0 0 0
Paypal Hldgs Inc com COM 70450Y103 288 1,107 SH   SOLE   0 0 0
Pepsico Incorporated COM 713448108 3,624 24,091 SH   SOLE   0 0 0
Pfizer Incorporated COM 717081103 534 12,426 SH   SOLE   0 0 0
Philip Morris International COM 718172109 3,839 40,495 SH   SOLE   0 0 0
PowerShares QQQ Trust ETF 46090E103 623 1,742 SH   SOLE   0 0 0
ProShares S&P MidCap 400 Dividend Arst ETF 74347B680 280 4,130 SH   SOLE   0 0 0
Public Storage Com COM 74460D109 212 712 SH   SOLE   0 0 0
Qualcomm Inc COM 747525103 4,963 38,476 SH   SOLE   0 0 0
Roku Inc COM 77543R102 300 957 SH   SOLE   0 0 0
S&P MidCap 400 SPDRs ETF 78467Y107 765 1,590 SH   SOLE   0 0 0
Schw US Brd Mkt Etf ETF 808524102 316 3,041 SH   SOLE   0 0 0
Schwab US LargeCap ETF ETF 808524201 4,491 43,167 SH   SOLE   0 0 0
Schwab US LargeCap Growth ETFA(TM) ETF 808524300 410 2,769 SH   SOLE   0 0 0
Schwab US Mid-Cap ETF ETF 808524508 2,551 33,280 SH   SOLE   0 0 0
Shopify Inc COM 82509L107 575 424 SH   SOLE   0 0 0
Skyworks Solutions Inc COM 83088M102 3,037 18,433 SH   SOLE   0 0 0
Spdr S&P 500 Value Etf ETF 78464A508 3,430 87,953 SH   SOLE   0 0 0
SPDR S&P 600 Small Cap Growth ETF ETF 78464A201 263 3,017 SH   SOLE   0 0 0
SPDR S&P Dep Rcpt ETF 78462F103 357 831 SH   SOLE   0 0 0
SPDR S&P Dividend ETF 78464A763 5,637 47,955 SH   SOLE   0 0 0
SPDR MSCI USA StrategicFactors ETF ETF 78468R812 6,721 56,343 SH   SOLE   0 0 0
SPDR Portfolio Large Cap ETF ETF 78464A854 581 11,515 SH   SOLE   0 0 0
SPDR Portfolio Mid Cap ETF ETF 78464A847 270 5,840 SH   SOLE   0 0 0
PDR S&P Emerging Markets ETF ETF 78463X509 231 5,436 SH   SOLE   0 0 0
Starbucks Corp COM 855244109 4,991 45,245 SH   SOLE   0 0 0
Taiwan Semiconductor Inc ADR 874039100 349 3,129 SH   SOLE   0 0 0
Target Corporation COM 87612E106 1,115 4,873 SH   SOLE   0 0 0
Technology Select SPDR Fd ETF 81369Y803 626 4,190 SH   SOLE   0 0 0
Tesla Motors Inc COM 88160R101 578 745 SH   SOLE   0 0 0
Texas Instruments Inc COM 882508104 1,691 8,800 SH   SOLE   0 0 0
Texas Pacific Land Trust COM 88262P102 5,341 4,416 SH   SOLE   0 0 0
The Charles Schwab Corp COM 808513105 426 5,851 SH   SOLE   0 0 0
Toyota Motor ADR 892331307 233 1,310 SH   SOLE   0 0 0
Ulta Cosmetics & Fragrances COM 90384S303 694 1,924 SH   SOLE   0 0 0
Union Pacific Corp COM 907818108 4,234 21,602 SH   SOLE   0 0 0
UnitedHealth Group COM 91324P102 736 1,885 SH   SOLE   0 0 0
Vanguard 500 ETF ETF 922908363 1,212 3,073 SH   SOLE   0 0 0
Vanguard Consumer Staples ETF ETF 92204A207 331 1,849 SH   SOLE   0 0 0
Vanguard CRSP US Mid Cap Index ETF 922908629 2,874 12,140 SH   SOLE   0 0 0
Vanguard Dividend Apprciation Index ETF 921908844 615 4,001 SH   SOLE   0 0 0
Vanguard FTSE Developed Markets ETF 921943858 13,990 277,081 SH   SOLE   0 0 0
Vanguard Growth ETF ETF 922908736 340 1,172 SH   SOLE   0 0 0
Vanguard Health Care ETF 92204A504 535 2,164 SH   SOLE   0 0 0
Vanguard High Dividend Yield ETF 921946406 264 2,553 SH   SOLE   0 0 0
Vanguard Intermediate Term Bond ETF 921937819 2,194 24,525 SH   SOLE   0 0 0
Vanguard Intl US MidCap Value Index ETF 922908512 1,053 7,540 SH   SOLE   0 0 0
Vanguard Large Cap US Prime Market 750 ETF 922908637 795 3,958 SH   SOLE   0 0 0
Vanguard MSCI US Prime Mkt Value ETF ETF 922908744 605 4,469 SH   SOLE   0 0 0
Vanguard MSCI US SmCap Growth ETF 922908595 460 1,643 SH   SOLE   0 0 0
Vanguard REIT Fd ETF 922908553 349 3,425 SH   SOLE   0 0 0
Vanguard Russell 1000 Growth ETF ETF 92206C680 779 11,060 SH   SOLE   0 0 0
Vanguard S&P Small-Cap 600 ETF ETF 921932828 190 944 SH   SOLE   0 0 0
Vanguard Short Term Bond ETF 921937827 505 6,163 SH   SOLE   0 0 0
Vanguard Short-Term Corporate Bond ETF ETF 92206C409 26,333 319,535 SH   SOLE   0 0 0
Vanguard Small Cap ETF 922908751 1,367 6,250 SH   SOLE   0 0 0
Vanguard SmCap Value ETF ETF 922908611 845 4,992 SH   SOLE   0 0 0
Vanguard Total Stock Mkt Fd ETF 922908769 5,883 26,495 SH   SOLE   0 0 0
Vanguard Total World Stock ETF 922042742 599 5,885 SH   SOLE   0 0 0
Verizon Communications COM 92343V104 705 13,053 SH   SOLE   0 0 0
Visa Inc. COM 92826C839 6,412 28,784 SH   SOLE   0 0 0
Wd-40 Company COM 929236107 1,567 6,769 SH   SOLE   0 0 0
Wells Fargo & Co. COM 949746101 1,641 35,362 SH   SOLE   0 0 0
Williams Sonoma COM 969904101 196 1,104 SH   SOLE   0 0 0
WisdomTree Dynamic Ccy Hdgd Intl Eq ETF ETF 97717X263 505 16,919 SH   SOLE   0 0 0
Yum Brands Inc COM 988498101 4,685 38,301 SH   SOLE   0 0 0