The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 8,215 59,983 SH   SOLE   0 0 59,983
GILEAD SCIENCES INC COM 375558103 4,921 71,463 SH   SOLE   0 0 71,463
INVESCO QQQ TR UNIT SER 1 46090E103 7,006 19,768 SH   SOLE   0 0 19,768
ISHARES INC CORE MSCI EMKT 46434G103 6,991 104,352 SH   SOLE   0 0 104,352
ISHARES TR CALIF MUN BD ETF 464288356 789 12,599 SH   SOLE   0 0 12,599
ISHARES TR CORE MSCI EAFE 46432F842 12,986 173,471 SH   SOLE   0 0 173,471
ISHARES TR CORE S&P SCP ETF 464287804 1,430 12,654 SH   SOLE   0 0 12,654
ISHARES TR S&P 500 GRWT ETF 464287309 6,003 82,533 SH   SOLE   0 0 82,533
ISHARES TR S&P 500 VAL ETF 464287408 10,145 68,717 SH   SOLE   0 0 68,717
ORACLE CORP COM 68389X105 22,285 286,295 SH   SOLE   0 0 286,295
SKILLZ INC COM 83067L109 890 40,966 SH   SOLE   0 0 40,966
SNOWFLAKE INC CL A 833445109 10,487 43,369 SH   SOLE   0 0 43,369
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 806 14,112 SH   SOLE   0 0 14,112
VANGUARD INDEX FDS GROWTH ETF 922908736 72,505 252,797 SH   SOLE   0 0 252,797
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,584 45,038 SH   SOLE   0 0 45,038
VANGUARD INDEX FDS SMALL CP ETF 922908751 14,331 63,614 SH   SOLE   0 0 63,614
VANGUARD INDEX FDS VALUE ETF 922908744 60,627 441,049 SH   SOLE   0 0 441,049
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 21,381 393,676 SH   SOLE   0 0 393,676
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 3,525 37,076 SH   SOLE   0 0 37,076
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 1,073 20,098 SH   SOLE   0 0 20,098
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 34,511 669,860 SH   SOLE   0 0 669,860