The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 212 1,164 SH   SOLE   0 0 1,164
ALPHABET INC CAP STK CL C 02079K107 318 271 SH   SOLE   0 0 271
APPLE INC COM 037833100 2,354 12,398 SH   SOLE   0 0 12,398
CISCO SYS INC COM 17275R102 394 7,306 SH   SOLE   0 0 7,306
EXXON MOBIL CORP COM 30231G102 213 2,635 SH   SOLE   0 0 2,635
FACEBOOK INC CL A 30303M102 216 1,297 SH   SOLE   0 0 1,297
FORD MTR CO DEL COM 345370860 141 16,011 SH   SOLE   0 0 16,011
GILEAD SCIENCES INC COM 375558103 4,848 74,571 SH   SOLE   0 0 74,571
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 272 5,159 SH   SOLE   0 0 5,159
INVESCO QQQ TR UNIT SER 1 46090E103 3,586 19,961 SH   SOLE   0 0 19,961
ISHARES TR TIPS BD ETF 464287176 435 3,847 SH   SOLE   0 0 3,847
ISHARES TR NATIONAL MUN ETF 464288414 516 4,641 SH   SOLE   0 0 4,641
ISHARES TR IBOXX HI YD ETF 464288513 436 5,053 SH   SOLE   0 0 5,053
MICROSOFT CORP COM 594918104 401 3,402 SH   SOLE   0 0 3,402
NVIDIA CORP COM 67066G104 917 5,109 SH   SOLE   0 0 5,109
ORACLE CORP COM 68389X105 11,037 205,467 SH   SOLE   0 0 205,467
PEPSICO INC COM 713448108 296 2,414 SH   SOLE   0 0 2,414
SPDR SERIES TRUST BLOOMBERG BRCLYS 78464A417 994 27,616 SH   SOLE   0 0 27,616
SYNOPSYS INC COM 871607107 466 4,048 SH   SOLE   0 0 4,048
VANGUARD GROUP DIV APP ETF 921908844 259 2,360 SH   SOLE   0 0 2,360
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,233 37,171 SH   SOLE   0 0 37,171
VANGUARD INDEX FDS GROWTH ETF 922908736 40,816 260,971 SH   SOLE   0 0 260,971
VANGUARD INDEX FDS VALUE ETF 922908744 44,679 415,087 SH   SOLE   0 0 415,087
VANGUARD INDEX FDS SMALL CP ETF 922908751 8,961 58,612 SH   SOLE   0 0 58,612
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 240 3,305 SH   SOLE   0 0 3,305
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 17,820 419,321 SH   SOLE   0 0 419,321
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 534 10,193 SH   SOLE   0 0 10,193
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,644 18,912 SH   SOLE   0 0 18,912
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 33,579 821,735 SH   SOLE   0 0 821,735
VISA INC COM CL A 92826C839 1,179 7,547 SH   SOLE   0 0 7,547