The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares Core US Aggregate Bond ETF CORE US AGGBD ET 464287226 5,904 53,721 SH   SOLE   0 0 53,721
Vanguard Interm-Term Bond ETF INTERMED TERM 921937819 250 2,991 SH   SOLE   0 0 2,991
iShares MSCI Emerging Markets ETF MSCI EMG MKT ETF 464287234 15,135 321,193 SH   SOLE   0 0 321,193
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465 40,018 569,171 SH   SOLE   0 0 569,171
iShares iBoxx $ High Yield Corp Bd ETF IBOXX HI YD ETF 464288513 5,090 58,575 SH   SOLE   0 0 58,575
iShares Cohen & Steers REIT ETF COHEN&STEER REIT 464287564 10,575 104,377 SH   SOLE   0 0 104,377
iShares Core S&P Small-Cap ETF CORE S&P SCP ETF 464287804 8,038 104,644 SH   SOLE   0 0 104,644
JPMorgan Diversified Alternative ETF DIVERSIFIED ET 46641Q803 1,077 41,156 SH   SOLE   0 0 41,156
SPDR(R) S&P MidCap 400 ETF UTSER1 S&PDCRP 78467Y107 8,332 24,122 SH   SOLE   0 0 24,122
SPDR(R) Nuveen Blmbg Barclays ST MunBd ETF NUVN BR SHT MUNI 78468R739 7,189 150,187 SH   SOLE   0 0 150,187
iShares 1-3 Year Treasury Bond ETF 1-3YRTRBDETF 464287457 5,101 60,906 SH   SOLE   0 0 60,906
SPDR(R) S&P 500 ETF TR UNIT 78462F103 54,244 203,267 SH   SOLE   0 0 203,267
iShares TIPS Bond ETF TIPS BD ETF 464287176 8,760 76,798 SH   SOLE   0 0 76,798
Vanguard FTSE All-Wld ex-US SmCp ETF FTSE SMCAP ETF 922042718 7,549 63,317 SH   SOLE   0 0 63,317