The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares 1-3 Year Treasury Bond ETF 1-3YRTRBDETF 464287457 5,163 61,244 SH   SOLE   0 0 61,244
iShares Cohen & Steers REIT COHEN&STEER REIT 464287564 11,516 114,419 SH   SOLE   0 0 114,419
Ishares Core S&P Small Cap Etf CORE S&P SCP ETF 464287804 8,457 113,944 SH   SOLE   0 0 113,944
iShares iBoxx $ High Yield Corporate Bond ETF IBOXX HI YD ETF 464288513 5,918 67,222 SH   SOLE   0 0 67,222
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465 43,191 630,708 SH   SOLE   0 0 630,708
iShares MSCI Emerging Markets ETF MSCI EMG MKT ETF 464287234 14,682 327,651 SH   SOLE   0 0 327,651
SPDR S&P Intl Small Cap ETF S&P INTL SMLCP 78463X871 787 22,485 SH   SOLE   0 0 22,485
iShares Core MSCI Emerging Markets ETF CORE MSCI EMKT 46434G103 1,468 27,170 SH   SOLE   0 0 27,170
iShares S&P 500 Growth ETF S&P 500 GRWT ETF 464287309 7 49 SH   SOLE   0 0 49
iShares TIPS Bond ETF TIPS BD ETF 464287176 8,983 79,280 SH   SOLE   0 0 79,280
JPMorgan Diversified Alternatives ETF DIVERSIFIED ET 46641Q803 1,053 40,502 SH   SOLE   0 0 40,502
SPDR Nuveen Barclays ST Muni Bd ETF NUVN BR SHT MUNI 78468R739 3,238 150,486 SH   SOLE   0 0 150,486
SPDR S&P 500 ETF TR UNIT 78462F103 56,307 224,127 SH   SOLE   0 0 224,127
Standard & Poors Midcap 400 Spdr S&P Midcap 400 Etf UTSER1 S&PDCRP 78467Y107 8,700 26,659 SH   SOLE   0 0 26,659
Vanguard Intl Equity Index ETF FTSE SMCAP ETF 922042718 7,303 63,547 SH   SOLE   0 0 63,547
Vanguard Intermediate Term Bond Etf INTERMED TERM 921937819 213 2,524 SH   SOLE   0 0 2,524
Vanguard Short Term Bond Etf SHORT TRM BOND 921937827 17 217 SH   SOLE   0 0 217
iShares Core U.S. Aggregate Bond ETF CORE US AGGBD ET 464287226 5,827 53,386 SH   SOLE   0 0 53,386
iShares 20 PLUS Year Treasury Bond ETF 20 YR TR BD ETF 464287432 512 4,118 SH   SOLE   0 0 4,118