The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares 1-3 Year Treasury Bond ETF 1-3YRTRBDETF 464287457 5,104 60,404 SH   SOLE   0 0 60,404
iShares Cohen & Steers REIT COHEN&STEER REIT 464287564 11,062 109,391 SH   SOLE   0 0 109,391
Ishares Core S&P Small Cap Etf CORE S&P SCP ETF 464287804 7,748 110,507 SH   SOLE   0 0 110,507
iShares iBoxx $ High Yield Corporate Bond ETF IBOXX HI YD ETF 464288513 5,713 64,634 SH   SOLE   0 0 64,634
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465 39,797 610,384 SH   SOLE   0 0 610,384
iShares MSCI Emerging Markets ETF MSCI EMG MKT ETF 464287234 13,520 326,648 SH   SOLE   0 0 326,648
SPDR S&P Intl Small Cap ETF S&P INTL SMLCP 78463X871 961 28,803 SH   SOLE   0 0 28,803
iShares Core MSCI Emerging Markets ETF CORE MSCI EMKT 46434G103 1,613 32,226 SH   SOLE   0 0 32,226
iShares S&P 500 Growth ETF S&P 500 GRWT ETF 464287309 7 49 SH   SOLE   0 0 49
iShares TIPS Bond ETF TIPS BD ETF 464287176 8,648 76,237 SH   SOLE   0 0 76,237
JPMorgan Diversified Alternatives ETF DIVERSIFIED ET 46641Q803 1,060 40,506 SH   SOLE   0 0 40,506
SPDR Nuveen Barclays ST Muni Bd ETF NUVN BR SHT MUNI 78468R739 7,041 145,176 SH   SOLE   0 0 145,176
SPDR S&P 500 ETF TR UNIT 78462F103 51,732 213,944 SH   SOLE   0 0 213,944
Standard & Poors Midcap 400 Spdr S&P Midcap 400 Etf UTSER1 S&PDCRP 78467Y107 8,040 25,313 SH   SOLE   0 0 25,313
Vanguard Intl Equity Index ETF FTSE SMCAP ETF 922042718 6,591 60,960 SH   SOLE   0 0 60,960
Vanguard Intermediate Term Bond Etf INTERMED TERM 921937819 228 2,696 SH   SOLE   0 0 2,696
Vanguard Short Term Bond Etf SHORT TRM BOND 921937827 18 221 SH   SOLE   0 0 221
iShares Core U.S. Aggregate Bond ETF CORE US AGGBD ET 464287226 6,060 55,337 SH   SOLE   0 0 55,337
iShares 20 plus Year Treasury Bond ETF 20 YR TR BD ETF 464287432 229 1,827 SH   SOLE   0 0 1,827