The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares Cohen & Steers REIT COHEN&STEER REIT 464287564 536 5,110 SH   SOLE   0 0 5,110
Ishares Core S&P Small Cap Etf CORE S&P SCP ETF 464287804 7,752 62,438 SH   SOLE   0 0 62,438
Ishares Core U S Aggregate Bd Etf CORE US AGGBD ET 464287226 7,775 69,156 SH   SOLE   0 0 69,156
iShares iBoxx $ High Yield Corporate Bond ETF IBOXX HI YD ETF 464288513 5,882 67,406 SH   SOLE   0 0 67,406
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465 25,383 429,278 SH   SOLE   0 0 429,278
iShares MSCI Emerging Markets ETF MSCI EMG MKT ETF 464287234 7,786 207,913 SH   SOLE   0 0 207,913
iShares S&P 500 Growth ETF S&P 500 GRWT ETF 464287309 3,443 28,301 SH   SOLE   0 0 28,301
iShares TIPS Bond ETF TIPS BD ETF 464287176 7,307 62,723 SH   SOLE   0 0 62,723
SPDR S&P 500 ETF TR UNIT 78462F103 49,878 230,597 SH   SOLE   0 0 230,597
SPDR S&P Dividend ETF S&P DIVID ETF 78464A763 3,387 40,154 SH   SOLE   0 0 40,154
SPDR Nuveen Barclays ST Muni Bd ETF NUVN BR SHT MUNI 78468R739 2,555 52,311 SH   SOLE   0 0 52,311
Standard & Poors Midcap 400 Spdr S&P Midcap 400 Etf UTSER1 S&PDCRP 78467Y107 6,076 21,525 SH   SOLE   0 0 21,525
Vanguard Intermediate Term Bond Etf INTERMED TERM 921937819 1,771 20,198 SH   SOLE   0 0 20,198
Vanguard Short Term Bond Etf SHORT TRM BOND 921937827 515 6,365 SH   SOLE   0 0 6,365
Vanguard Intl Equity Index ETF ALLWRLD EX US 922042775 5,596 123,182 SH   SOLE   0 0 123,182
Vanguard Intl Equity Index ETF FTSE SMCAP ETF 922042718 3,629 36,459 SH   SOLE   0 0 36,459