The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares Cohen & Steers REIT COHEN&STEER REIT 464287564 14,519 140,740 SH   SOLE   0 0 140,740
Ishares Core S&P Small Cap Etf CORE S&P SCP ETF 464287804 1,279 11,361 SH   SOLE   0 0 11,361
Ishares Core U S Aggregate Bd Etf CORE US AGGBD ET 464287226 27,171 245,178 SH   SOLE   0 0 245,178
iShares iBoxx $ High Yield Corporate Bond ETF IBOXX HI YD ETF 464288513 2,438 29,839 SH   SOLE   0 0 29,839
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465 4,060 71,034 SH   SOLE   0 0 71,034
iShares MSCI Emerging Markets ETF MSCI EMG MKT ETF 464287234 2,125 62,037 SH   SOLE   0 0 62,037
iShares S&P 500 Growth ETF S&P 500 GRWT ETF 464287309 320 2,757 SH   SOLE   0 0 2,757
iShares TIPS Bond ETF TIPS BD ETF 464287176 4,357 38,005 SH   SOLE   0 0 38,005
SPDR S&P 500 ETF TR UNIT 78462F103 8,381 40,779 SH   SOLE   0 0 40,779
SPDR S&P Dividend ETF S&P DIVID ETF 78464A763 322 4,030 SH   SOLE   0 0 4,030
SPDR Nuveen Barclays ST Muni Bd ETF NUVN BR SHT MUNI 78468R739 18,289 374,629 SH   SOLE   0 0 374,629
Standard & Poors Midcap 400 Spdr S&P Midcap 400 Etf UTSER1 S&PDCRP 78467Y107 4,106 15,629 SH   SOLE   0 0 15,629
Vanguard Intermediate Term Bond Etf INTERMED TERM 921937819 7,038 81,582 SH   SOLE   0 0 81,582
Vanguard Short Term Bond Etf SHORT TRM BOND 921937827 17,248 213,915 SH   SOLE   0 0 213,915