The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares Cohen & Steers REIT COHEN&STEER REIT 464287564 3,521 35,479 SH   SOLE   0 0 35,479
Ishares Core S&P Small Cap Etf CORE S&P SCP ETF 464287804 2,102 19,094 SH   SOLE   0 0 19,094
Ishares Core U S Aggregate Bd Etf CORE US AGGBD ET 464287226 8,920 82,586 SH   SOLE   0 0 82,586
iShares iBoxx $ High Yield Corporate Bond ETF IBOXX HI YD ETF 464288513 2,003 24,861 SH   SOLE   0 0 24,861
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465 15,857 270,052 SH   SOLE   0 0 270,052
iShares MSCI Emerging Markets ETF MSCI EMG MKT ETF 464287234 6,020 187,010 SH   SOLE   0 0 187,010
iShares Russell 1000 Value ETF RUS 1000 VAL ETF 464287598 36 371 SH   SOLE   0 0 371
iShares S&P 500 Growth ETF S&P 500 GRWT ETF 464287309 2,522 21,780 SH   SOLE   0 0 21,780
iShares TIPS Bond ETF TIPS BD ETF 464287176 7,294 66,501 SH   SOLE   0 0 66,501
Ishares U S Real Estate Etf U.S. REAL ES ETF 464287739 29 384 SH   SOLE   0 0 384
SPDR Nuveen Barclays ST Muni Bd ETF NUVN BR SHT MUNI 78468R739 8,877 182,202 SH   SOLE   0 0 182,202
SPDR S&P 500 ETF TR UNIT 78462F103 36,466 178,870 SH   SOLE   0 0 178,870
SPDR S&P Dividend ETF S&P DIVID ETF 78464A763 2,117 28,776 SH   SOLE   0 0 28,776
Standard & Poors Midcap 400 Spdr S&P Midcap 400 Etf UTSER1 S&PDCRP 78467Y107 4,321 17,008 SH   SOLE   0 0 17,008
Vanguard Ftse Emerging Markets Etf Ftse Emerging Index FTSE EMR MKT ETF 922042858 106 3,239 SH   SOLE   0 0 3,239
Vanguard Intermediate Term Bond Etf INTERMED TERM 921937819 1,874 22,567 SH   SOLE   0 0 22,567
Vanguard Short Term Bond Etf SHORT TRM BOND 921937827 4,350 54,670 SH   SOLE   0 0 54,670